The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 4,412,402 35,458 SH SOLE 35,458 0 0
ADOBE INC COM 00724F101 2,325,853 11,345 SH SOLE 11,345 0 0
ALPHABET INC CAP STK CL C 02079K107 1,639,483 4,640 SH SOLE 4,640 0 0
ALPHABET INC CAP STK CL A 02079K305 7,795,174 21,813 SH SOLE 21,813 0 0
AMAZON COM INC COM 023135106 8,914,874 37,404 SH SOLE 37,404 0 0
AMGEN INC COM 031162100 1,797,590 4,964 SH SOLE 4,964 0 0
APPLE INC COM 037833100 275,486 952 SH SOLE 952 0 0
ASML HLDG NV N Y REGISTRY SHS N07059210 229,372 115 SH SOLE 115 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 10,284,877 20,554 SH SOLE 20,554 0 0
BOOKING HOLDINGS INC COM 09857L108 2,027,221 11,374 SH SOLE 11,374 0 0
CHEVRON CORPORATION COM 166764100 2,293,465 13,836 SH SOLE 13,836 0 0
CHUBB LIMITED COM H1467J104 267,159 784 SH SOLE 784 0 0
COPART INC COM 217204106 1,443,884 51,220 SH SOLE 51,220 0 0
DISNEY WALT CO COM 254687106 3,380,299 35,120 SH SOLE 35,120 0 0
ELEVANCE HEALTH INC FORMERLY COM 036752103 6,757,230 17,473 SH SOLE 17,473 0 0
FIRST CTZNS BANCSHARES INC D CL A 31946M103 3,717,089 1,786 SH SOLE 1,786 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,030,077 4,841 SH SOLE 4,841 0 0
JACKSON FINANCIAL INC COM CL A 46817M107 737,003 7,198 SH SOLE 7,198 0 0
JOHNSON & JOHNSON COM 478160104 1,993,240 7,848 SH SOLE 7,848 0 0
JPMORGAN CHASE & CO COM 46625H100 3,176,379 9,704 SH SOLE 9,704 0 0
KASPI KZ JSC SPONSORED ADS 48581R205 3,042,838 35,120 SH SOLE 35,120 0 0
LOCKHEED MARTIN CORP COM 539830109 2,172,516 4,264 SH SOLE 4,264 0 0
MARKEL GROUP INC COM 570535104 8,852,857 4,533 SH SOLE 4,533 0 0
META PLATFORMS INC CL A 30303M102 5,747,583 10,204 SH SOLE 10,204 0 0
MICROSOFT CORP COM 594918104 3,590,523 9,626 SH SOLE 9,626 0 0
NETFLIX INC. COM 64110L106 2,049,657 28,707 SH SOLE 28,707 0 0
NOVO-NORDISK A S ADR 670100205 287,513 5,997 SH SOLE 5,997 0 0
NVR INC COM 62944T105 1,340,854 197 SH SOLE 197 0 0
PIMCO CORPORATE & INCOME OPP COM 72201B101 4,678,137 388,873 SH SOLE 388,873 0 0
PITNEY BOWES INC COM 724479100 10,606,165 605,375 SH SOLE 605,375 0 0
REGENERON PHARMACEUTICALS COM 75886F107 5,290,766 8,485 SH SOLE 8,485 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,422,461 44,858 SH SOLE 44,858 0 0
STRIDE INC COM 86333M108 2,078,365 24,100 SH SOLE 24,100 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 7,833,907 16,404 SH SOLE 16,404 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,502,479 6,021 SH SOLE 6,021 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 11,114,339 161,241 SH SOLE 161,241 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,214,266 28,421 SH SOLE 28,421 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 2,223,123 44,659 SH SOLE 44,659 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 6,591,406 85,937 SH SOLE 85,937 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,315,432 3,597 SH SOLE 3,597 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,507,017 7,627 SH SOLE 7,627 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,144,702 13,673 SH SOLE 13,673 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,521,083 11,568 SH SOLE 11,568 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,389,830 4,537 SH SOLE 4,537 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 9,110,805 24,621 SH SOLE 24,619 0 2
VANGUARD INDEX FDS GROWTH ETF 922908736 2,744,911 31,866 SH SOLE 31,866 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 4,236,273 52,579 SH SOLE 52,579 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,655,144 6,812 SH SOLE 6,812 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 554,869 9,296 SH SOLE 9,296 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,170,218 37,853 SH SOLE 37,849 0 4
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 690,820 4,477 SH SOLE 4,477 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 16,339,220 69,053 SH SOLE 69,053 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 376,395 4,403 SH SOLE 4,403 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 11,474,509 72,610 SH SOLE 72,610 0 0
VISA INC COM CL A 92826C839 3,909,792 11,396 SH SOLE 11,396 0 0