The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF ETF 81369Y803 22,042,753 115,698 SH SOLE 115,697 0 0
JOHNSON & JOHNSON COM Stock 478160104 220,192 867 SH SOLE 867 0 0
STATE STREET REAL ESTATE SELECT SECTOR SPDR ETF ETF 81369Y860 1,050,079 23,849 SH SOLE 23,849 0 0
STATE STREET SPDR S&P 500 ETF ETF 78462F103 4,671,046 6,255 SH SOLE 6,255 0 0
STATE STREET HEALTH CARE SELECT SECTOR SPDR ETF ETF 81369Y209 5,995,960 37,791 SH SOLE 37,791 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 709,449 19,636 SH SOLE 19,636 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 25,637,845 206,474 SH SOLE 206,473 0 0
STATE STREET CONSUMER STAPLES SELECT SECTOR SPDR ETF ETF 81369Y308 2,779,782 33,463 SH SOLE 33,463 0 0
STATE STREET COMMUNICATION SERVICES SELECT SECTOR SPDR ETF ETF 81369Y852 4,893,036 45,674 SH SOLE 45,673 0 0
JPMORGAN BETABUILDERS CANADA ETF ETF 46641Q225 258,142 2,597 SH SOLE 2,597 0 0
STATE STREET FINANCIAL SELECT SECTOR SPDR ETF ETF 81369Y605 6,756,520 126,031 SH SOLE 126,030 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874 5,382,639 60,793 SH SOLE 60,793 0 0
WISDOMTREE EUROPE HEDGED EQUITY FUND ETF 97717X701 630,420 11,060 SH SOLE 11,060 0 0
TARGA RES CORP COM Stock 87612G101 2,853,010 10,640 SH SOLE 10,640 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 1,043,415 4,904 SH SOLE 4,903 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508 772,463 20,951 SH SOLE 20,951 0 0
INVESCO BULLETSHARES 2026 MUNICIPAL BOND ETF ETF 46138J510 347,901 14,776 SH SOLE 14,776 0 0
INVESCO BULLETSHARES 2027 MUNICIPAL BOND ETF ETF 46138J494 351,338 14,862 SH SOLE 14,862 0 0
INVESCO BULLETSHARES 2028 MUNICIPAL BOND ETF ETF 46138J486 352,725 15,048 SH SOLE 15,048 0 0
INVESCO BULLETSHARES 2029 MUNICIPAL BOND ETF ETF 46138J478 350,125 15,203 SH SOLE 15,203 0 0
VANGUARD FTSE PACIFIC ETF ETF 922042866 4,233,365 36,592 SH SOLE 36,592 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611 1,334,424 5,492 SH SOLE 5,491 0 0
VANGUARD MID-CAP GROWTH ETF ETF 922908538 2,627,574 8,578 SH SOLE 8,578 0 0
VANGUARD SMALL-CAP GROWTH ETF ETF 922908595 1,425,557 3,898 SH SOLE 3,898 0 0
VANGUARD VALUE ETF ETF 922908744 15,418,237 70,749 SH SOLE 70,748 0 0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646 1,909,964 36,443 SH SOLE 36,442 0 0
ROUNDHILL MAGNIFICENT SEVEN ETF ETF 53656G498 1,166,081 18,135 SH SOLE 18,135 0 0
INVESCO LARGE CAP VALUE ETF ETF 46137V738 3,902,988 51,511 SH SOLE 51,511 0 0
STATE STREET ENERGY SELECT SECTOR SPDR ETF ETF 81369Y506 2,113,288 39,791 SH SOLE 39,790 0 0
STATE STREET MATERIALS SELECT SECTOR SPDR ETF ETF 81369Y100 1,249,305 24,578 SH SOLE 24,578 0 0
STATE STREET CONSUMER DISCRETIONARY SELECT SECTOR SPDR ETF ETF 81369Y407 6,126,954 52,242 SH SOLE 52,242 0 0
STATE STREET INDUSTRIAL SELECT SECTOR SPDR ETF ETF 81369Y704 5,388,205 29,089 SH SOLE 29,089 0 0
VANGUARD MID-CAP VALUE ETF ETF 922908512 2,625,923 13,289 SH SOLE 13,289 0 0
STATE STREET SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 519,975 10,042 SH SOLE 10,042 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 1,542,345 14,331 SH SOLE 14,331 0 0
STATE STREET SPDR S&P DIVIDEND ETF ETF 78464A763 1,941,886 12,760 SH SOLE 12,760 0 0
XTRACKERS MSCI EUROPE HEDGED EQUITY ETF ETF 233051853 2,417,881 44,811 SH SOLE 44,811 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 5,454,867 91,387 SH SOLE 91,386 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 2,907,250 29,372 SH SOLE 29,372 0 0
FIRST TRUST MANAGED MUNICIPAL ETF ETF 33739N108 388,798 7,569 SH SOLE 7,569 0 0
STATE STREET UTILITIES SELECT SECTOR SPDR ETF ETF 81369Y886 843,749 18,609 SH SOLE 18,609 0 0
STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889 4,399,508 87,309 SH SOLE 87,309 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 249,107 4,925 SH SOLE 4,925 0 0
ISHARES MSCI EAFE ETF ETF 464287465 328,780 3,165 SH SOLE 3,165 0 0
APPLE INC COM Stock 037833100 1,069,475 3,696 SH SOLE 3,696 0 0