The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 340,710 2,104 SH SOLE 0 0 2,104
AB ACTIVE ETFS INC SHOR DU YIEL ETF 00039J830 228,576 6,400 SH SOLE 0 0 6,400
ABBOTT LABORATORIES COM 002824100 240,824 2,654 SH SOLE 0 0 2,654
ABBVIE INC COM 00287Y109 1,692,279 6,725 SH SOLE 0 0 6,725
ABM INDS INC COM 000957100 232,260 5,250 SH SOLE 0 0 5,250
ADVANCED MICRO DEVICES INC COM 007903107 994,518 1,712 SH SOLE 0 0 1,712
AEROVIRONMENT INC COM 008073108 495,210 3,000 SH SOLE 0 0 3,000
AFLAC INC COM 001055102 663,752 5,661 SH SOLE 0 0 5,661
ALNYLAM PHARMACEUTICALS INC COM 02043Q107 228,783 760 SH SOLE 0 0 760
ALPHABET INC CAP STK CL A 02079K305 6,652,085 18,614 SH SOLE 0 0 18,614
ALPHABET INC CAP STK CL C 02079K107 7,793,407 22,057 SH SOLE 0 0 22,057
AMAZON COM INC COM 023135106 7,642,610 32,066 SH SOLE 0 0 32,066
AMER STATES WTR CO COM 029899101 2,996,032 36,258 SH SOLE 0 0 36,258
AMERICAN CENTY ETF TR US SML CP VALU 025072877 11,187,925 89,676 SH SOLE 0 0 89,676
AMERICAN CENTY ETF TR FOCUSED LRG CAP 025072794 3,393,787 41,744 SH SOLE 0 0 41,744
AMERICAN EXPRESS CO COM 025816109 255,379 755 SH SOLE 0 0 755
AMGEN INC COM 031162100 276,660 764 SH SOLE 0 0 764
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839 218,189 9,758 SH SOLE 0 0 9,758
APPLE INC COM 037833100 24,428,950 84,424 SH SOLE 0 0 84,424
APPLOVIN CORP COM CL A 03831W108 257,615 500 SH SOLE 0 0 500
ARCH CAP GROUP LTD ORD G0450A105 241,874 2,492 SH SOLE 0 0 2,492
ARCHER AVIATION INC COM CL A 03945R102 118,250 25,000 SH SOLE 0 0 25,000
ARISTA NETWORKS INC COM SHS 040413205 267,901 1,577 SH SOLE 0 0 1,577
ARK ETF TR INNOVATION ETF 00214Q104 7,225,308 89,400 SH SOLE 0 0 89,400
ARK ETF TR GENOMIC REV ETF 00214Q302 213,160 5,068 SH SOLE 0 0 5,068
AT&T INC COM 00206R102 694,299 33,541 SH SOLE 0 0 33,541
AXON ENTERPRISE INC COM 05464C101 209,108 373 SH SOLE 0 0 373
BANK MONTREAL MEDIUM COM 063671101 300,390 1,700 SH SOLE 0 0 1,700
BANK OF AMER CORP COM 060505104 1,936,561 33,987 SH SOLE 0 0 33,987
BANK OF N T BUTTERFIELD & SO SHS NEW G0772R208 311,602 5,237 SH SOLE 0 0 5,237
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,019,353 6,034 SH SOLE 0 0 6,034
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,572,585 2 SH SOLE 0 0 2
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 10,012,406 147,220 SH SOLE 0 0 147,220
BOEING CO COM 097023105 251,591 1,162 SH SOLE 0 0 1,162
BRISTOL-MYERS SQUIBB CO COM 110122108 240,333 4,171 SH SOLE 0 0 4,171
BROADCOM INC COM 11135F101 2,506,816 6,636 SH SOLE 0 0 6,636
CASEYS GEN STORES INC COM 147528103 313,147 394 SH SOLE 0 0 394
CATALYST PHARMACEUTICALS INC COM 14888U101 310,308 9,873 SH SOLE 0 0 9,873
CATERPILLAR INC COM 149123101 1,132,645 1,064 SH SOLE 0 0 1,064
CAVCO INDS INC DEL COM 149568107 241,451 393 SH SOLE 0 0 393
CHERRY HILL MTG INVT CORP COM 164651101 25,520 11,000 SH SOLE 0 0 11,000
CHEVRON CORPORATION COM 166764100 2,385,618 14,392 SH SOLE 0 0 14,392
CIENA CORP COM NEW 171779309 2,520,988 5,139 SH SOLE 0 0 5,139
CIRRUS LOGIC INC COM 172755100 200,218 1,348 SH SOLE 0 0 1,348
CISCO SYS INC COM 17275R102 1,934,566 16,470 SH SOLE 0 0 16,470
CITIGROUP INC COM NEW 172967424 221,837 1,585 SH SOLE 0 0 1,585
CITY HLDG CO COM 177835105 250,292 1,887 SH SOLE 0 0 1,887
CMS ENERGY CORP COM 125896100 229,500 3,000 SH SOLE 0 0 3,000
COCA COLA CO COM 191216100 1,030,695 12,682 SH SOLE 0 0 12,682
COCA COLA CONS INC COM 191098102 205,239 1,075 SH SOLE 0 0 1,075
COMFORT SYS USA INC COM 199908104 239,816 121 SH SOLE 0 0 121
CONSOLIDATED EDISON INC COM 209115104 492,596 4,453 SH SOLE 0 0 4,453
COSTCO WHOLESALE CORPORATION COM 22160K105 2,143,162 2,291 SH SOLE 0 0 2,291
CRANE COMPANY COMMON STOCK 224408104 334,605 1,500 SH SOLE 0 0 1,500
CROWDSTRIKE HLDGS INC CL A 22788C105 898,216 1,177 SH SOLE 0 0 1,177
CSX CORP COM 126408103 506,195 10,650 SH SOLE 0 0 10,650
CUMMINS INC COM 231021106 1,426,420 2,000 SH SOLE 0 0 2,000
DECKERS OUTDOOR CORP COM 243537107 208,211 2,097 SH SOLE 0 0 2,097
DELCATH SYS INC COM NEW 24661P807 188,850 15,000 SH SOLE 0 0 15,000
DELTA AIR LINES INC COM NEW 247361702 231,809 2,475 SH SOLE 0 0 2,475
DISNEY WALT CO COM 254687106 231,545 2,406 SH SOLE 0 0 2,406
DOUBLELINE OPPORTUNISTIC CR COM 258623107 149,335 10,385 SH SOLE 0 0 10,385
DTE ENERGY CO COM 233331107 316,591 2,078 SH SOLE 0 0 2,078
DUKE ENERGY CORP NEW COM NEW 26441C204 209,110 1,652 SH SOLE 0 0 1,652
EAST WEST BANCORP INC COM 27579R104 281,803 2,183 SH SOLE 0 0 2,183
ELBIT SYS LTD ORD M3760D101 531,104 700 SH SOLE 0 0 700
ELI LILLY & CO COM 532457108 19,567,473 16,314 SH SOLE 0 0 16,314
EMERSON ELEC CO COM 291011104 3,397,808 23,736 SH SOLE 0 0 23,736
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 290,739 15,206 SH SOLE 0 0 15,206
EVOLV TECHNOLOGIES HLDNGS IN COM CL A 30049H102 94,743 16,335 SH SOLE 0 0 16,335
EXXON MOBIL CORP COM 30231G102 645,917 4,724 SH SOLE 0 0 4,724
F5 INC COM 315616102 405,145 974 SH SOLE 0 0 974
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 1,120,241 21,944 SH SOLE 0 0 21,944
FIFTH THIRD BANCORP COM 316773100 549,931 9,756 SH SOLE 0 0 9,756
FIRST BANCORP CORPORATION COM NEW 318672706 313,544 12,027 SH SOLE 0 0 12,027
FIRST TR EXCHANGE TRADED FD NASD TECH DIV 33738R118 240,903 2,097 SH SOLE 0 0 2,097
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 332,184 4,098 SH SOLE 0 0 4,098
FIRST TR EXCHANGE TRADED FD DORSEY WRT 5 ETF 33738R605 8,029,563 105,819 SH SOLE 0 0 105,819
FIRST TR EXCHANGE-TRADED FD SSI STRG ETF 33739Q507 620,350 11,536 SH SOLE 0 0 11,536
FORD MTR CO COM 345370860 575,845 41,428 SH SOLE 0 0 41,428
FORTINET INC COM 34959E109 230,430 1,500 SH SOLE 0 0 1,500
FUTU HLDGS LTD SPON ADS CL A 36118L106 206,978 2,208 SH SOLE 0 0 2,208
GARMIN LTD SHS H2906T109 465,578 1,960 SH SOLE 0 0 1,960
GENERAL MTRS CO COM 37045V100 430,877 5,590 SH SOLE 0 0 5,590
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 4,197,627 29,584 SH SOLE 0 0 29,584
GOLDMAN SACHS ETF TR HEDGE IND ETF 381430545 2,303,761 12,208 SH SOLE 0 0 12,208
GOLDMAN SACHS GROUP INC COM 38141G104 386,343 382 SH SOLE 0 0 382
GRAND CANYON ED INC COM 38526M106 216,525 1,513 SH SOLE 0 0 1,513
GREEN BRICK PARTNERS INC COM 392709101 294,387 3,678 SH SOLE 0 0 3,678
HARTFORD INSURANCE GROUP INC COM 416515104 236,416 1,784 SH SOLE 0 0 1,784
HAWKINS INC COM 420261109 211,729 1,490 SH SOLE 0 0 1,490
IDEXX LABS INC COM 45168D104 913,900 1,736 SH SOLE 0 0 1,736
INTEL CORP COM 458140100 863,332 6,183 SH SOLE 0 0 6,183
INTERDIGITAL INC COM 45867G101 255,383 902 SH SOLE 0 0 902
INTERNATIONAL BUSINESS MACHS COM 459200101 6,026,782 21,432 SH SOLE 0 0 21,432
INVENTRUST PPTYS CORP COM NEW 46124J201 314,529 8,885 SH SOLE 0 0 8,885
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 366,154 33,778 SH SOLE 0 0 33,778
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 338,608 1,591 SH SOLE 0 0 1,591
INVESCO QQQ TR UNIT SER 1 46090E103 6,403,994 8,696 SH SOLE 0 0 8,696
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 1,151,534 34,591 SH SOLE 0 0 34,591
ISHARES TR TOP 20 U S ETF 46438G570 314,715 9,560 SH SOLE 0 0 9,560
ISHARES TR IBOXX HI YD ETF 464288513 241,110 3,015 SH SOLE 0 0 3,015
ISHARES TR ISHS 1-5YR INVS 464288646 840,267 16,033 SH SOLE 0 0 16,033
ISHARES TR CORE S&P TTL STK 464287150 341,572 2,079 SH SOLE 0 0 2,079
ISHARES TR PFD AND INCM SEC 464288687 327,808 10,751 SH SOLE 0 0 10,751
ISHARES TR CORE MSCI EAFE 46432F842 19,706,421 204,042 SH SOLE 0 0 204,042
ISHARES TR CORE S&P MCP ETF 464287507 410,611 5,325 SH SOLE 0 0 5,325
ISHARES TR CORE S&P SCP ETF 464287804 10,382,445 70,005 SH SOLE 0 0 70,005
ISHARES TR SP SMCP600VL ETF 464287879 565,308 4,136 SH SOLE 0 0 4,136
ISHARES TR S&P 500 VAL ETF 464287408 556,297 2,450 SH SOLE 0 0 2,450
ISHARES TR CORE S&P500 ETF 464287200 1,700,693 2,271 SH SOLE 0 0 2,271
ISHARES TR S&P 500 GRWT ETF 464287309 839,208 6,102 SH SOLE 0 0 6,102
ISHARES TR RUS 1000 ETF 464287622 432,023 1,055 SH SOLE 0 0 1,055
ISHARES TR RUS 1000 GRW ETF 464287614 399,703 3,219 SH SOLE 0 0 3,219
ISHARES TR RUSSELL 2000 ETF 464287655 820,829 2,732 SH SOLE 0 0 2,732
ISHARES TR RUS 2000 VAL ETF 464287630 2,331,006 10,538 SH SOLE 0 0 10,538
ISHARES TR RUSSELL 3000 ETF 464287689 1,125,552 2,640 SH SOLE 0 0 2,640
ISHARES TR CORE S&P US VLU 464287663 20,868,770 189,458 SH SOLE 0 0 189,458
ISHARES TR DOW JONES US ETF 464287846 679,904 3,730 SH SOLE 0 0 3,730
ISHARES TR MSCI EAFE ETF 464287465 721,135 6,942 SH SOLE 0 0 6,942
ISHARES TR RUS 2000 GRW ETF 464287648 878,137 2,229 SH SOLE 0 0 2,229
ISHARES TR 1 3 YR TREAS BD 464287457 688,574 8,386 SH SOLE 0 0 8,386
ISHARES TR 7-10 YR TRSY BD 464287440 23,421,584 247,664 SH SOLE 0 0 247,664
ISHARES TR 20 YR TR BD ETF 464287432 339,285 3,926 SH SOLE 0 0 3,926
ISHARES TR RUS MD CP GR ETF 464287481 449,772 3,072 SH SOLE 0 0 3,072
ISHARES TR RUS MDCP VAL ETF 464287473 324,097 1,969 SH SOLE 0 0 1,969
ISHARES TR GLOBAL 100 ETF 464287572 426,602 3,123 SH SOLE 0 0 3,123
ISHARES TR GLOBAL TECH ETF 464287291 359,466 2,488 SH SOLE 0 0 2,488
ISHARES TR MSCI EMG MKT ETF 464287234 234,031 3,421 SH SOLE 0 0 3,421
ISHARES TR S&P 100 ETF 464287101 634,318 1,734 SH SOLE 0 0 1,734
ISHARES TR SELECT DIVID ETF 464287168 661,760 4,234 SH SOLE 0 0 4,234
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 29,402,932 581,430 SH SOLE 0 0 581,430
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274 14,760,629 313,090 SH SOLE 0 0 313,090
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 8,373,594 181,837 SH SOLE 0 0 181,837
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 4,413,099 78,136 SH SOLE 0 0 78,136
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 3,717,390 72,890 SH SOLE 0 0 72,890
JOHNSON & JOHNSON COM 478160104 830,228 3,269 SH SOLE 0 0 3,269
JPMORGAN CHASE & CO COM 46625H100 8,830,344 26,977 SH SOLE 0 0 26,977
KB HOME COM 48666K109 243,037 3,883 SH SOLE 0 0 3,883
KIMBERLY-CLARK CORP COM 494368103 353,733 3,222 SH SOLE 0 0 3,222
KINSALE CAP GROUP INC COM 49714P108 283,307 859 SH SOLE 0 0 859
LAM RESEARCH CORP COM NEW 512807306 1,549,155 3,575 SH SOLE 0 0 3,575
LANTHEUS HLDGS INC COM 516544103 4,927,844 44,419 SH SOLE 0 0 44,419
LINEAGE CELL THERAPEUTICS IN COM 53566P109 19,650 15,000 SH SOLE 0 0 15,000
LOCKHEED MARTIN CORP COM 539830109 951,181 1,867 SH SOLE 0 0 1,867
MARATHON PETE CORP COM 56585A102 272,289 1,065 SH SOLE 0 0 1,065
MARRIOTT INTL INC NEW CL A 571903202 816,410 2,203 SH SOLE 0 0 2,203
MASTERCARD INCORPORATED CL A 57636Q104 873,120 1,700 SH SOLE 0 0 1,700
MCDONALDS CORP COM 580135101 1,796,794 6,647 SH SOLE 0 0 6,647
MEDPACE HLDGS INC COM 58506Q109 300,807 568 SH SOLE 0 0 568
META PLATFORMS INC CL A 30303M102 6,602,325 11,721 SH SOLE 0 0 11,721
MICRON TECHNOLOGY INC COM 595112103 2,464,848 2,135 SH SOLE 0 0 2,135
MICROSOFT CORP COM 594918104 5,549,053 14,876 SH SOLE 0 0 14,876
MORGAN STANLEY COM NEW 617446448 8,559,289 40,946 SH SOLE 0 0 40,946
MUELLER INDS INC COM 624756102 304,743 2,479 SH SOLE 0 0 2,479
NAPCO SEC TECHNOLOGIES INC COM 630402105 267,227 7,036 SH SOLE 0 0 7,036
NETEASE COM INC SPONSORED ADS 64110W102 245,644 1,917 SH SOLE 0 0 1,917
NETFLIX INC. COM 64110L106 275,675 3,861 SH SOLE 0 0 3,861
NEXTERA ENERGY INC COM 65339F101 3,392,002 38,646 SH SOLE 0 0 38,646
NORTHROP GRUMMAN CORP COM 666807102 822,536 1,615 SH SOLE 0 0 1,615
NVIDIA CORPORATION COM 67066G104 7,987,101 39,918 SH SOLE 0 0 39,918
OMEGA HEALTHCARE INVS INC COM 681936100 229,047 4,804 SH SOLE 0 0 4,804
ORACLE CORP COM 68389X105 908,610 6,200 SH SOLE 0 0 6,200
PALANTIR TECHNOLOGIES INC CL A 69608A108 1,012,929 8,682 SH SOLE 0 0 8,682
PALO ALTO NETWORKS INC COM 697435105 883,242 2,590 SH SOLE 0 0 2,590
PHILLIPS 66 COM 718546104 287,892 1,703 SH SOLE 0 0 1,703
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 4,656,894 48,707 SH SOLE 0 0 48,707
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 3,931,982 39,004 SH SOLE 0 0 39,004
PROCTER & GAMBLE CO COM 742718109 3,709,703 25,298 SH SOLE 0 0 25,298
PROGRESSIVE CORP COM 743315103 286,606 1,312 SH SOLE 0 0 1,312
PROSHARES TR PSHS ULT S&P 500 74347R107 1,313,169 19,489 SH SOLE 0 0 19,489
PROSHARES TR S&P 500 DV ARIST 74348A467 900,919 16,042 SH SOLE 0 0 16,042
PROSHARES TR ULTRA BITCON ETF 74349Y704 94,566 11,646 SH SOLE 0 0 11,646
PRUDENTIAL FINL INC COM 744320102 718,598 6,658 SH SOLE 0 0 6,658
QUALCOMM INC COM 747525103 1,259,344 6,815 SH SOLE 0 0 6,815
QUANTUM COMPUTING INC COM 74766W108 108,514 11,187 SH SOLE 0 0 11,187
RESMED INC COM 761152107 259,580 1,332 SH SOLE 0 0 1,332
RTX CORPORATION COM 75513E101 809,198 4,265 SH SOLE 0 0 4,265
SALESFORCE INC COM 79466L302 210,708 1,345 SH SOLE 0 0 1,345
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 563,207 17,761 SH SOLE 0 0 17,761
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 429,384 14,590 SH SOLE 0 0 14,590
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 26,611,618 786,395 SH SOLE 0 0 786,395
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 652,479 18,744 SH SOLE 0 0 18,744
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 601,556 623 SH SOLE 0 0 623
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 274,035 6,044 SH SOLE 0 0 6,044
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 368,890 6,881 SH SOLE 0 0 6,881
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 13,190,461 69,234 SH SOLE 0 0 69,234
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 492,903 3,107 SH SOLE 0 0 3,107
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 398,517 3,398 SH SOLE 0 0 3,398
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 345,315 3,223 SH SOLE 0 0 3,223
SERVICENOW INC COM 81762P102 1,403,819 14,140 SH SOLE 0 0 14,140
SOUTHERN CO COM 842587107 290,097 3,031 SH SOLE 0 0 3,031
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 303,106 1,774 SH SOLE 0 0 1,774
SPDR GOLD TR GOLD SHS 78463V107 1,102,193 2,992 SH SOLE 0 0 2,992
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 3,865,307 76,708 SH SOLE 0 0 76,708
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 494,588 9,552 SH SOLE 0 0 9,552
SPDR SERIES TRUST ST STR CONV ETF 78464A359 2,218,720 20,578 SH SOLE 0 0 20,578
SPDR SERIES TRUST ST STR P500ETF 78464A854 16,681,580 189,822 SH SOLE 0 0 189,822
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 1,578,221 17,222 SH SOLE 0 0 17,222
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 285,155 9,502 SH SOLE 0 0 9,502
SPDR SERIES TRUST ST STR SP600 SML 78468R853 3,617,728 62,732 SH SOLE 0 0 62,732
SPDR SERIES TRUST ST STR SP DIV 78464A763 503,411 3,308 SH SOLE 0 0 3,308
SPDR SERIES TRUST ST STR P500VAL 78464A508 29,661,983 487,942 SH SOLE 0 0 487,942
SPDR SERIES TRUST ST STR P500GRW 78464A409 3,984,737 33,488 SH SOLE 0 0 33,488
STARWOOD PPTY TR INC COM 85571B105 5,648,987 344,871 SH SOLE 0 0 344,871
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 654,197 1,252 SH SOLE 0 0 1,252
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,289,706 4,405 SH SOLE 0 0 4,405
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 281,336 400 SH SOLE 0 0 400
STRATEGY SHS DAY HAGAN SMART 86280R803 8,013,313 144,880 SH SOLE 0 0 144,880
SUN CMNTYS INC COM 866674104 550,267 4,589 SH SOLE 0 0 4,589
SYNCHRONY FINANCIAL COM 87165B103 245,565 3,229 SH SOLE 0 0 3,229
T-MOBILE US INC COM 872590104 1,162,201 6,929 SH SOLE 0 0 6,929
TESLA INC COM 88160R101 3,041,779 7,232 SH SOLE 0 0 7,232
TEXAS INSTRS INC COM 882508104 919,546 3,085 SH SOLE 0 0 3,085
TORONTO DOMINION BK ONT COM NEW 891160509 898,339 7,398 SH SOLE 0 0 7,398
TRAVELERS COMPANIES INC COM 89417E109 842,796 2,553 SH SOLE 0 0 2,553
TWILIO INC CL A 90138F102 233,772 1,133 SH SOLE 0 0 1,133
UBER TECHNOLOGIES INC COM 90353T100 632,482 8,765 SH SOLE 0 0 8,765
ULTA BEAUTY INC COM 90384S303 659,784 1,463 SH SOLE 0 0 1,463
UNILEVER PLC SPON ADR NEW 904767803 2,006,806 33,380 SH SOLE 0 0 33,380
UNION PAC CORP COM 907818108 543,456 1,998 SH SOLE 0 0 1,998
UNITED PARCEL SVCS INC CL B 911312106 427,227 3,974 SH SOLE 0 0 3,974
UNITEDHEALTH GROUP INC COM 91324P102 246,054 592 SH SOLE 0 0 592
UWM HOLDINGS CORPORATION COM CL A 91823B109 69,497 30,348 SH SOLE 0 0 30,348
UWM HOLDINGS CORPORATION COM CL A 91823B109 458 200 SH Call SOLE 0 0 200
VANGUARD INDEX FDS LARGE CAP ETF 922908637 413,724 1,203 SH SOLE 0 0 1,203
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 250,247 817 SH SOLE 0 0 817
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 352,914 1,786 SH SOLE 0 0 1,786
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,208,776 4,672 SH SOLE 0 0 4,672
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,383,657 9,144 SH SOLE 0 0 9,144
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,404,872 11,233 SH SOLE 0 0 11,233
VANGUARD INDEX FDS GROWTH ETF 922908736 2,315,099 26,876 SH SOLE 0 0 26,876
VANGUARD INDEX FDS MID CAP ETF 922908629 415,419 5,156 SH SOLE 0 0 5,156
VANGUARD INDEX FDS SM CP VAL ETF 922908611 7,314,242 30,101 SH SOLE 0 0 30,101
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 386,588 4,009 SH SOLE 0 0 4,009
VANGUARD INDEX FDS SML CP GRW ETF 922908595 8,003,588 21,886 SH SOLE 0 0 21,886
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,827,833 147,895 SH SOLE 0 0 147,895
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,609,508 19,218 SH SOLE 0 0 19,218
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 592,463 11,795 SH SOLE 0 0 11,795
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 800,900 6,596 SH SOLE 0 0 6,596
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 319,233 2,498 SH SOLE 0 0 2,498
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,238,344 20,996 SH SOLE 0 0 20,996
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 781,501 9,889 SH SOLE 0 0 9,889
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 7,846,209 33,160 SH SOLE 0 0 33,160
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 591,969 8,308 SH SOLE 0 0 8,308
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 229,934 1,455 SH SOLE 0 0 1,455
VEEVA SYS INC CL A COM 922475108 589,200 3,320 SH SOLE 0 0 3,320
VERIZON COMMUNICATIONS INC COM 92343V104 1,714,768 40,500 SH SOLE 0 0 40,500
VISA INC COM CL A 92826C839 2,664,094 7,765 SH SOLE 0 0 7,765
WALMART INC COM 931142103 281,225 2,483 SH SOLE 0 0 2,483
WASTE MGMT INC DEL COM 94106L109 409,208 1,836 SH SOLE 0 0 1,836
XPO INC COM 983793100 333,596 1,625 SH SOLE 0 0 1,625