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  <xs:element id="lyg_AdjustmentsForAbstract" abstract="true" name="AdjustmentsForAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ChangeInOperatingAssets" abstract="false" name="ChangeInOperatingAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_ChangeInOperatingLiabilities" abstract="false" name="ChangeInOperatingLiabilities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_NonCashAndOtherItems" abstract="false" name="NonCashAndOtherItems" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_CashFlowsFromUsedInAcquiringBusinessesAndInterestsInJointVenturesClassifiedAsInvestingActivities" abstract="false" name="CashFlowsFromUsedInAcquiringBusinessesAndInterestsInJointVenturesClassifiedAsInvestingActivities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_DistributionsOnOtherEquityInstruments" abstract="false" name="DistributionsOnOtherEquityInstruments" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_RedemptionOfOtherEquityInstruments" abstract="false" name="RedemptionOfOtherEquityInstruments" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_DisclosureOfBasisOfPreparationAndSignificantAccountingPoliciesAbstract" abstract="true" name="DisclosureOfBasisOfPreparationAndSignificantAccountingPoliciesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DisclosureOfBasisOfPreparationOfFinancialStatementsAndSignificantAccountingPoliciesTextBlock" abstract="false" name="DisclosureOfBasisOfPreparationOfFinancialStatementsAndSignificantAccountingPoliciesTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_DisclosureOfAccountingJudgementsAndEstimatesAbstract" abstract="true" name="DisclosureOfAccountingJudgementsAndEstimatesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_NetFeeAndCommissionIncomeAbstract" abstract="true" name="NetFeeAndCommissionIncomeAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_InsuranceBusinessAbstract" abstract="true" name="InsuranceBusinessAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DisclosureOfExpensesAbstract" abstract="true" name="DisclosureOfExpensesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_FinancialInstrumentsAbstract" abstract="true" name="FinancialInstrumentsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DerivativeFinancialInstrumentsAbstract" abstract="true" name="DerivativeFinancialInstrumentsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DisclosureOfAllowanceForExpectedCreditLossesAbstract" abstract="true" name="DisclosureOfAllowanceForExpectedCreditLossesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DebtSecuritiesInIssueAbstract" abstract="true" name="DebtSecuritiesInIssueAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DisclosureOfDividendsAbstract" abstract="true" name="DisclosureOfDividendsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ContingentLiabilitiesCommitmentsAndGuaranteesAbstract" abstract="true" name="ContingentLiabilitiesCommitmentsAndGuaranteesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ScheduleOfOperatingSegmentsTextBlock" abstract="false" name="ScheduleOfOperatingSegmentsTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_DisclosureOfReconciliationOfUnderlyingBasisToStatutoryResultsTextBlock" abstract="false" name="DisclosureOfReconciliationOfUnderlyingBasisToStatutoryResultsTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_DisclosureOfFeeAndCommissionIncomeExpenseExplanatoryTableTextBlock" abstract="false" name="DisclosureOfFeeAndCommissionIncomeExpenseExplanatoryTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_DisclosureOfAnalysisOfInsuranceServiceResultExplanatoryTableTextBlock" abstract="false" name="DisclosureOfAnalysisOfInsuranceServiceResultExplanatoryTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_ScheduleOfNetFinanceIncomeExpenseFromInsuranceParticipatingInvestmentAndReinsuranceContractsTableTextBlock" abstract="false" name="ScheduleOfNetFinanceIncomeExpenseFromInsuranceParticipatingInvestmentAndReinsuranceContractsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_ScheduleOfOperatingExpensesTableTextBlock" abstract="false" name="ScheduleOfOperatingExpensesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_DisclosureOfPostRetirementDefinedBenefitObligationsTableTextBlock" abstract="false" name="DisclosureOfPostRetirementDefinedBenefitObligationsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_DisclosureOfMovementInPostRetirementDefinedBenefitObligationsTableTextBlock" abstract="false" name="DisclosureOfMovementInPostRetirementDefinedBenefitObligationsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_ScheduleOfChargeToIncomeStatementInRespectOfPensionsAndOtherPostRetirementBenefitSchemesTableTextBlock" abstract="false" name="ScheduleOfChargeToIncomeStatementInRespectOfPensionsAndOtherPostRetirementBenefitSchemesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_ScheduleOfPrincipalAssumptionsUsedInValuationsOfDefinedBenefitPensionSchemesTableTextBlock" abstract="false" name="ScheduleOfPrincipalAssumptionsUsedInValuationsOfDefinedBenefitPensionSchemesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_ScheduleOfImpairmentTableTextBlock" abstract="false" name="ScheduleOfImpairmentTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_DisclosureOfReconciliationOfChargeResultingFromApplyingUKCorporationTaxRateTableTextBlock" abstract="false" name="DisclosureOfReconciliationOfChargeResultingFromApplyingUKCorporationTaxRateTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_DisclosureOfReconciliationOfChangesInFairValueMeasurementAssetsTableTextBlock" abstract="false" name="DisclosureOfReconciliationOfChangesInFairValueMeasurementAssetsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_DisclosureOfReconciliationOfChangesInFairValueMeasurementLiabilitiesTableTextBlock" abstract="false" name="DisclosureOfReconciliationOfChangesInFairValueMeasurementLiabilitiesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_DisclosureOfCarryingValuesAndFairValuesOfFinancialAssetsAndFinancialLiabilitiesTableTextBlock" abstract="false" name="DisclosureOfCarryingValuesAndFairValuesOfFinancialAssetsAndFinancialLiabilitiesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_DisclosureOfTotalDerivativeFinancialInstrumentsTextBlock" abstract="false" name="DisclosureOfTotalDerivativeFinancialInstrumentsTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_DisclosureOfImpairmentTableTextBlock" abstract="false" name="DisclosureOfImpairmentTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_DisclosureOfDetailedInformationAboutTotalImpactOnECLPerScenarioTableTextBlock" abstract="false" name="DisclosureOfDetailedInformationAboutTotalImpactOnECLPerScenarioTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_DisclosureOfDetailedInformationAboutECLSensitivityToEconomicAssumptionsTableTextBlock" abstract="false" name="DisclosureOfDetailedInformationAboutECLSensitivityToEconomicAssumptionsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_ScheduleOfDebtSecuritiesInIssueTextBlock" abstract="false" name="ScheduleOfDebtSecuritiesInIssueTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_ScheduleOfMovementInSubordinatedLiabilitiesTableTextBlock" abstract="false" name="ScheduleOfMovementInSubordinatedLiabilitiesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_DisclosureOfDividendsOnOrdinarySharesTableTextBlock" abstract="false" name="DisclosureOfDividendsOnOrdinarySharesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_RetailSegmentMember" abstract="true" name="RetailSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_CommercialBankingMember" abstract="true" name="CommercialBankingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_InsurancePensionsAndInvestmentsMember" abstract="true" name="InsurancePensionsAndInvestmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_OtherMember" abstract="true" name="OtherMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_UnderlyingBasisMember" abstract="true" name="UnderlyingBasisMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_OtherIncomeNetOfNetFinanceIncomeInRespectOfInsuranceAndInvestmentContracts" abstract="false" name="OtherIncomeNetOfNetFinanceIncomeInRespectOfInsuranceAndInvestmentContracts" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_TotalIncomeNetOfNetFinanceIncomeInRespectOfInsuranceAndInvestmentContracts" abstract="false" name="TotalIncomeNetOfNetFinanceIncomeInRespectOfInsuranceAndInvestmentContracts" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_OperatingLeaseDepreciation" abstract="false" name="OperatingLeaseDepreciation" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_TotalIncomeNetOfNetFinanceIncomeAndOperatingLeaseDepreciationInRespectOfInsuranceAndInvestmentContracts" abstract="false" name="TotalIncomeNetOfNetFinanceIncomeAndOperatingLeaseDepreciationInRespectOfInsuranceAndInvestmentContracts" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_RemediationNetOfInsuranceClaims" abstract="false" name="RemediationNetOfInsuranceClaims" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_TotalCostsNetOfInsuranceClaims" abstract="false" name="TotalCostsNetOfInsuranceClaims" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_ExternalIncome" abstract="false" name="ExternalIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_ExternalOperatingLeaseDepreciation" abstract="false" name="ExternalOperatingLeaseDepreciation" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_IntersegmentIncome" abstract="false" name="IntersegmentIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_AdjustmentsForProfitLossOnDisposalOfOperatingLeaseAssets" abstract="false" name="AdjustmentsForProfitLossOnDisposalOfOperatingLeaseAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_RestructuringMember" abstract="true" name="RestructuringMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_MarketAndOtherVolatilityMember" abstract="true" name="MarketAndOtherVolatilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_InsuranceGrossUpMember" abstract="true" name="InsuranceGrossUpMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_SEGMENTALANALYSISDetailsScheduleofReconciliationofUnderlyingBasistoStatutoryResultsLineItems" abstract="true" name="SEGMENTALANALYSISDetailsScheduleofReconciliationofUnderlyingBasistoStatutoryResultsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_CurrentAccounts" abstract="false" name="CurrentAccounts" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_CreditAndDebitCardFees" abstract="false" name="CreditAndDebitCardFees" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_CommercialBankingAndTreasuryFees" abstract="false" name="CommercialBankingAndTreasuryFees" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_UnitTrustAndInsuranceBroking" abstract="false" name="UnitTrustAndInsuranceBroking" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_FactoringFees" abstract="false" name="FactoringFees" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_DisclosureOfAnalysisOfInsuranceBusinessTable" abstract="true" name="DisclosureOfAnalysisOfInsuranceBusinessTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DisclosureOfAnalysisOfInsuranceBusinessLineItems" abstract="true" name="DisclosureOfAnalysisOfInsuranceBusinessLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_InsuranceRevenueExpectedIncurredClaimsAndOtherInsuranceServicesExpenses" abstract="false" name="InsuranceRevenueExpectedIncurredClaimsAndOtherInsuranceServicesExpenses" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_NetInvestmentReturnOnAssetsHeldToBackThirdPartyInterestsInConsolidatedFunds" abstract="false" name="NetInvestmentReturnOnAssetsHeldToBackThirdPartyInterestsInConsolidatedFunds" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_NetInvestmentReturnOnAssetsHeldToBackNonParticipatingInvestmentContracts" abstract="false" name="NetInvestmentReturnOnAssetsHeldToBackNonParticipatingInvestmentContracts" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_NetFinanceExpenseIncomeFromInsuranceAndReinsuranceContractsHeld" abstract="false" name="NetFinanceExpenseIncomeFromInsuranceAndReinsuranceContractsHeld" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_IncreaseDecreaseInThirdPartyInterestsInConsolidatedFunds" abstract="false" name="IncreaseDecreaseInThirdPartyInterestsInConsolidatedFunds" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_IncreaseDecreaseInNonParticipatingInvestmentContracts" abstract="false" name="IncreaseDecreaseInNonParticipatingInvestmentContracts" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_IncomeExpenseFromUnitLinkedAndWithProfitContractsVariableFeeApproach" abstract="false" name="IncomeExpenseFromUnitLinkedAndWithProfitContractsVariableFeeApproach" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_OtherComponentsOfInsuranceContractsMember" abstract="true" name="OtherComponentsOfInsuranceContractsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_InsuranceAcquisitionCashFlowsAssets" abstract="false" name="InsuranceAcquisitionCashFlowsAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_InsuranceContractsIssuedThatAreLiabilitiesNetOfInsuranceAcquisitionAssets" abstract="false" name="InsuranceContractsIssuedThatAreLiabilitiesNetOfInsuranceAcquisitionAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_StaffCostsAbstract" abstract="true" name="StaffCostsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_PensionsAndOtherPostRetirementBenefitSchemes" abstract="false" name="PensionsAndOtherPostRetirementBenefitSchemes" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_RestructuringAndOtherStaffCosts" abstract="false" name="RestructuringAndOtherStaffCosts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_OtherExpenseAbstract" abstract="true" name="OtherExpenseAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_PremisesAndEquipmentCost" abstract="false" name="PremisesAndEquipmentCost" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_UKBankLevy" abstract="false" name="UKBankLevy" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_LegalAndRegulatoryExpense" abstract="false" name="LegalAndRegulatoryExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_OperatingExpenseBeforeAdjustmentForInsuranceContracts" abstract="false" name="OperatingExpenseBeforeAdjustmentForInsuranceContracts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_OperatingExpensesAmountsAttributableToTheAcquisitionOfInsuranceAndParticipatingInvestmentContracts" abstract="false" name="OperatingExpensesAmountsAttributableToTheAcquisitionOfInsuranceAndParticipatingInvestmentContracts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_OperatingExpenseAmountsReportedInInsuranceServiceExpenses" abstract="false" name="OperatingExpenseAmountsReportedInInsuranceServiceExpenses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_ScheduleOfRetirementBenefitsRecognisedInBalanceSheetTable" abstract="true" name="ScheduleOfRetirementBenefitsRecognisedInBalanceSheetTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DefinedBenefitPensionSchemesMember" abstract="true" name="DefinedBenefitPensionSchemesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_OtherPostretirementBenefitSchemesMember" abstract="true" name="OtherPostretirementBenefitSchemesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_ScheduleOfRetirementBenefitsRecognisedInBalanceSheetLineItems" abstract="true" name="ScheduleOfRetirementBenefitsRecognisedInBalanceSheetLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ScheduleOfRetirementBenefitChargesToIncomeStatementTable" abstract="true" name="ScheduleOfRetirementBenefitChargesToIncomeStatementTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ScheduleOfRetirementBenefitChargesToIncomeStatementLineItems" abstract="true" name="ScheduleOfRetirementBenefitChargesToIncomeStatementLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ScheduleOfPrincipalActuarialAndFinancialAssumptionsUsedInValuationsOfDefinedBenefitPensionSchemesTable" abstract="true" name="ScheduleOfPrincipalActuarialAndFinancialAssumptionsUsedInValuationsOfDefinedBenefitPensionSchemesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_PriceIndexAxis" abstract="true" name="PriceIndexAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
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  <xs:element id="lyg_RPIMember" abstract="true" name="RPIMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="lyg_DilapidationsRentReviewsAndOtherPropertyRelatedMattersMember" abstract="true" name="DilapidationsRentReviewsAndOtherPropertyRelatedMattersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_IndemnitiesAndOtherMattersRelatingToLegacyBusinessDisposalsMember" abstract="true" name="IndemnitiesAndOtherMattersRelatingToLegacyBusinessDisposalsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_IncreaseDueToIssueOfSubordinatedLiabilities" abstract="false" name="IncreaseDueToIssueOfSubordinatedLiabilities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_DividendsOnOrdinarySharesTable" abstract="true" name="DividendsOnOrdinarySharesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DividendTypeAxis" abstract="true" name="DividendTypeAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DividendTypeDomain" abstract="true" name="DividendTypeDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_InterimDividendMember" abstract="true" name="InterimDividendMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_FinalDividendMember" abstract="true" name="FinalDividendMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_ShareRepurchaseProgram2026Member" abstract="true" name="ShareRepurchaseProgram2026Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_ShareRepurchaseProgram2027Member" abstract="true" name="ShareRepurchaseProgram2027Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_DividendsOnOrdinarySharesLineItems" abstract="true" name="DividendsOnOrdinarySharesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_NumberOfSharesRepurchased" abstract="false" name="NumberOfSharesRepurchased" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="lyg_ContingentLiabilitiesCommitmentsAndGuaranteesTable" abstract="true" name="ContingentLiabilitiesCommitmentsAndGuaranteesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_MaximumExposureMember" abstract="true" name="MaximumExposureMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_CategoriesOfCommitmentsAxis" abstract="true" name="CategoriesOfCommitmentsAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_CategoriesOfCommitmentsDomain" abstract="true" name="CategoriesOfCommitmentsDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_CapitalCommitmentsExclusingInvestmentPropertyMember" abstract="true" name="CapitalCommitmentsExclusingInvestmentPropertyMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_ContingentLiabilitiesCommitmentsAndGuaranteesLineItems" abstract="true" name="ContingentLiabilitiesCommitmentsAndGuaranteesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_IrrevocableCommitments" abstract="false" name="IrrevocableCommitments" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_NumberOfClassActionsNamedAsDefendant" abstract="false" name="NumberOfClassActionsNamedAsDefendant" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="lyg_IncreaseDecreaseInCurrentTaxLiability" abstract="false" name="IncreaseDecreaseInCurrentTaxLiability" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
