1.80%

3.60%

3.70%

5.50%

4.80%

3.10%

3.20%

4.99%

4.61%

Base case | 2026 to 2030 average %

2.70%

2.90%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

1.40%

5.00%

4.80%

2.20%

1.90%

0.30%

0.90%

3.58%

3.55%

Downside | 2026 to 2030 average %

2.20%

2.60%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

0.60%

0.70%

7.00%

6.70%

(2.50%)

(2.60%)

(4.00%)

(3.10%)

1.59%

1.85%

Severe downside | 2026 to 2030 average %

1.60%

2.10%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

(0.10%)

0.00%

9.20%

8.50%

(6.80%)

(6.50%)

(9.60%)

(8.00%)

0.85%

1.24%

Probability-weighted | 2026 to 2030 average %

0.90%

1.60%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

1.10%

1.20%

5.60%

5.40%

0.90%

0.60%

(1.10%)

(0.40%)

3.13%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

2.00%

2.40%

2026 % | Upside

1.40%

4.80%

1.80%

0.80%

3.30%

1.20%

3.85%

4.13%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

3.10%

3.40%

2026 % | Base case

1.00%

1.40%

5.20%

4.80%

0.90%

0.80%

(0.30%)

1.20%

3.75%

4.13%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

3.10%

3.40%

2026 % | Downside

0.60%

1.40%

5.60%

4.80%

0.00%

0.80%

(3.50%)

1.20%

3.65%

4.13%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

3.10%

3.40%

2026 % | Severe downside

0.10%

1.40%

6.20%

4.80%

(1.00%)

0.80%

(8.60%)

1.20%

3.49%

4.13%

2026 % | Probability-weighted

3.10%

3.40%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

0.90%

1.40%

5.30%

4.80%

0.70%

0.80%

(1.00%)

1.20%

3.72%

4.13%

First quarter 2026 % | Base case

3.10%

3.40%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

0.60%

0.70%

5.00%

4.50%

0.80%

2.90%

0.80%

2.50%

3.75%

4.50%

Second quarter 2026 % | Base case

3.10%

2.80%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

0.10%

0.30%

5.00%

4.70%

0.50%

2.70%

0.30%

2.60%

3.75%

4.25%

Third quarter 2026 % | Base case

2.80%

3.50%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

0.10%

5.20%

5.00%

0.30%

1.30%

(0.20%)

2.60%

3.75%

4.00%

Fourth quarter 2026 % | Base case

3.00%

3.80%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

0.20%

0.30%

5.40%

5.10%

0.90%

0.80%

(0.30%)

1.20%

3.75%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

3.30%

3.70%

2027 % | Upside

2.40%

2.00%

3.70%

4.20%

4.50%

3.50%

6.60%

7.90%

4.79%

3.94%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

2.50%

2.60%

2027 % | Base case

1.00%

1.20%

5.40%

5.20%

1.20%

1.60%

0.00%

0.60%

3.63%

3.44%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

2.40%

2.60%

2027 % | Downside

(1.20%)

(0.30%)

7.50%

6.60%

(2.40%)

(0.20%)

(8.70%)

(7.10%)

2.04%

2.74%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

2.30%

2.60%

2027 % | Severe downside

(3.30%)

(1.90%)

10.10%

8.30%

(5.10%)

(1.20%)

(17.80%)

(17.40%)

0.64%

1.91%

2027 % | Probability-weighted

2.20%

2.60%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

0.40%

0.70%

6.00%

5.60%

0.50%

1.30%

(2.40%)

(1.30%)

3.20%

3.23%

First quarter 2027 % | Base case

2.30%

2.60%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

0.30%

5.50%

5.30%

0.60%

1.30%

(0.30%)

0.50%

3.75%

Second quarter 2027 % | Base case

2.90%

3.30%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

0.30%

5.40%

5.30%

1.20%

1.60%

(0.20%)

0.20%

3.75%

3.50%

Third quarter 2027 % | Base case

2.50%

2.60%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

0.30%

0.40%

5.30%

5.20%

1.40%

1.60%

(0.10%)

0.10%

3.50%

3.25%

Fourth quarter 2027 % | Base case

2.00%

2.20%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

0.30%

0.40%

5.20%

5.10%

1.20%

1.60%

0.00%

0.60%

3.50%

3.25%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

1.90%

2.20%

2028 % | Upside

1.90%

2.30%

3.10%

3.20%

7.70%

7.10%

3.10%

4.90%

5.19%

4.59%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

2.20%

2.40%

2028 % | Base case

1.50%

1.40%

5.00%

4.80%

2.00%

1.90%

0.90%

1.70%

3.50%

3.25%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

1.80%

2.20%

2028 % | Downside

0.50%

(0.50%)

7.70%

7.50%

(5.40%)

(4.70%)

(3.20%)

(4.20%)

1.04%

1.09%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

1.20%

2.00%

2028 % | Severe downside

(0.10%)

(1.80%)

10.40%

10.20%

(12.40%)

(11.10%)

(8.70%)

(9.80%)

0.07%

0.10%

2028 % | Probability-weighted

0.60%

1.70%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

1.10%

0.80%

5.80%

5.70%

0.00%

0.20%

(0.60%)

(0.30%)

2.93%

2.69%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

1.60%

2.20%

2029 % | Upside

1.60%

3.10%

7.50%

6.90%

2.00%

1.70%

5.46%

5.07%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

2.70%

2.80%

2029 % | Base case

1.60%

1.50%

4.70%

4.60%

3.40%

2.20%

0.80%

0.50%

3.50%

3.44%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

1.80%

2.20%

2029 % | Downside

1.40%

1.10%

7.30%

7.40%

(3.20%)

(5.70%)

(2.10%)

(2.70%)

0.71%

0.75%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

0.70%

1.40%

2029 % | Severe downside

1.20%

0.70%

9.80%

9.90%

(9.20%)

(12.20%)

(6.50%)

(7.40%)

0.02%

0.03%

2029 % | Probability-weighted

(0.50%)

0.50%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

1.50%

1.30%

5.50%

1.40%

(0.20%)

(0.40%)

(0.90%)

2.90%

2.78%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

1.50%

2.00%

2030 % | Upside

1.60%

3.30%

3.20%

6.00%

0.70%

0.80%

5.65%

5.33%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

3.00%

3.10%

2030 % | Base case

1.60%

4.70%

4.50%

3.40%

3.10%

0.00%

0.20%

3.50%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

2.00%

2.30%

2030 % | Downside

1.70%

1.60%

7.00%

(1.30%)

(2.80%)

(2.70%)

(2.30%)

0.49%

0.52%

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

0.60%

1.00%

2030 % | Severe downside

1.50%

1.40%

9.30%

9.40%

(6.00%)

(7.80%)

(6.10%)

(5.40%)

0.01%

2030 % | Probability-weighted

(1.00%)

(0.40%)

Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]

1.60%

5.40%

1.80%

1.10%

(1.20%)

(0.90%)

2.89%

2.81%