Net fee and commission income (Tables)

6 Months Ended

Jun. 30, 2026

Net Fee And Commission Income [Abstract]

Schedule of fee and commission income

Note 4: Net fee and commission income


	Half-year to 30 Jun 2026 £m			Half-year to 30 Jun 2025 £m			Half-year to 31 Dec 2025 £m

Fee and commission income:
Current accounts	354			341			332
Credit and debit card fees	690			636			688
Commercial banking and treasury fees	250			183			251
Unit trust and insurance broking	88			31			34
Factoring	27			34			32
Other fees and commissions	343			239			317
Total fee and commission income	1,752			1,464			1,654
Fee and commission expense	(750)			(608)			(726)
Net fee and commission income	1,002			856			928