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  <xs:element id="ci_UnitedStatesHealthcareMember" abstract="true" name="UnitedStatesHealthcareMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ci_InternationalHealthMember" abstract="true" name="InternationalHealthMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ci_NetworkPharmacyMember" abstract="true" name="NetworkPharmacyMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ci_HomeDeliveryAndSpecialtyMember" abstract="true" name="HomeDeliveryAndSpecialtyMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ci_OtherPharmacyMember" abstract="true" name="OtherPharmacyMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ci_EmployerInsuredMember" abstract="true" name="EmployerInsuredMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ci_MedicareAdvantageMember" abstract="true" name="MedicareAdvantageMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ci_StopLossMember" abstract="true" name="StopLossMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ci_IndividualAndFamilyPlansMember" abstract="true" name="IndividualAndFamilyPlansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ci_OtherHealthcareMember" abstract="true" name="OtherHealthcareMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ci_ServiceFeesAndOtherRevenuesMember" abstract="true" name="ServiceFeesAndOtherRevenuesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ci_ServiceFeesMember" abstract="true" name="ServiceFeesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ci_NicoleJonesMember" abstract="true" name="NicoleJonesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ci_TradingArrangementCommonStockIssuableUponVestingOfPerformanceAwardAtZeroPercentTargetLevelMember" abstract="true" name="TradingArrangementCommonStockIssuableUponVestingOfPerformanceAwardAtZeroPercentTargetLevelMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ci_TradingArrangementCommonStockIssuableUponVestingOfPerformanceAwardAt200PercentTargetLevelMember" abstract="true" name="TradingArrangementCommonStockIssuableUponVestingOfPerformanceAwardAt200PercentTargetLevelMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ci_EverettNevilleMember" abstract="true" name="EverettNevilleMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ci_TradingArrangementCommonStockMember" abstract="true" name="TradingArrangementCommonStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ci_TradingArrangementCommonStockIssuableUponVestingOfPerformanceAwardAtTargetLevelMember" abstract="true" name="TradingArrangementCommonStockIssuableUponVestingOfPerformanceAwardAtTargetLevelMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ci_TradingArrangementStockOptionsMember" abstract="true" name="TradingArrangementStockOptionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
</xs:schema>
