v3.26.1
Loans - Schedule of Activity in the ACL by Portfolio Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Allowance for loan and lease losses:        
Beginning of period $ 237,697 $ 244,193 $ 275,743 $ 236,734
Credit loss (benefit) expense (10,885) 40,596 (10,039) 96,978
Charge-offs (46,427) (49,854) (99,197) (116,430)
Recoveries 12,508 18,054 26,386 35,707
End of period 192,893 252,989 192,893 252,989
Reserve for unfunded lending commitments:        
Beginning of period     98,200  
End of period 122,600   122,600  
Unfunded Loan Commitment        
Reserve for unfunded lending commitments:        
Beginning of period 830 1,629 1,009 1,183
Credit loss benefit (197) (44) (376) 402
End of period 633 1,585 633 1,585
Unfunded Loan Commitment, Commitments To Extend Credit        
Reserve for unfunded lending commitments:        
Beginning of period     52,000  
End of period 35,200 103,400 35,200 103,400
Consumer        
Allowance for loan and lease losses:        
Beginning of period 221,196 227,608 258,811 212,598
Credit loss (benefit) expense (10,486) 41,133 (9,085) 97,081
Charge-offs (46,395) (48,956) (99,039) (107,300)
Recoveries 12,412 17,648 26,040 35,054
End of period 176,727 237,433 176,727 237,433
Consumer | Unfunded Loan Commitment        
Reserve for unfunded lending commitments:        
Beginning of period 0 0 0 0
Credit loss benefit 0 0 0 0
End of period 0 0 0 0
Commercial        
Allowance for loan and lease losses:        
Beginning of period 16,501 16,585 16,932 24,136
Credit loss (benefit) expense (399) (537) (954) (103)
Charge-offs (32) (898) (158) (9,130)
Recoveries 96 406 346 653
End of period 16,166 15,556 16,166 15,556
Commercial | Unfunded Loan Commitment        
Reserve for unfunded lending commitments:        
Beginning of period 830 1,629 1,009 1,183
Credit loss benefit (197) (44) (376) 402
End of period $ 633 $ 1,585 $ 633 $ 1,585