The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 251,713 2,774 SH SOLE 0 0 2,774
ABBVIE INC COM 00287Y109 822,612 3,269 SH SOLE 0 0 3,269
ADVANCED MICRO DEVICES INC COM 007903107 1,175,181 2,023 SH SOLE 0 0 2,023
ALPHABET INC CAP STK CL C 02079K107 1,558,539 4,411 SH SOLE 0 0 4,411
ALPHABET INC CAP STK CL A 02079K305 541,773 1,516 SH SOLE 0 0 1,516
AMAZON COM INC COM 023135106 225,947 948 SH SOLE 0 0 948
APPLE INC COM 037833100 3,078,502 10,639 SH SOLE 0 0 10,639
AUTOMATIC DATA PROCESSING IN COM 053015103 415,204 1,854 SH SOLE 0 0 1,854
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,067,332 2,133 SH SOLE 0 0 2,133
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 18,918,750 278,176 SH SOLE 0 0 278,176
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 13,781,747 261,414 SH SOLE 0 0 261,414
BLACKROCK ETF TRUST II ISH HIG MUN ETF 092528843 607,760 12,204 SH SOLE 0 0 12,204
CHURCHILL DOWNS INC COM 171484108 229,300 2,558 SH SOLE 0 0 2,558
CISCO SYS INC COM 17275R102 548,069 4,666 SH SOLE 0 0 4,666
COLGATE PALMOLIVE CO COM 194162103 410,268 4,475 SH SOLE 0 0 4,475
COSTCO WHOLESALE CORPORATION COM 22160K105 892,439 954 SH SOLE 0 0 954
ELI LILLY & CO COM 532457108 576,926 481 SH SOLE 0 0 481
EXXON MOBIL CORP COM 30231G102 385,551 2,820 SH SOLE 0 0 2,820
GLOBAL X FDS DEFENSE TECH ETF 37960A529 9,218,653 154,389 SH SOLE 0 0 154,389
HOME DEPOT INC COM 437076102 1,246,724 3,535 SH SOLE 0 0 3,535
HONEYWELL AEROSPACE INC COM 43849R105 261,870 1,185 SH SOLE 0 0 1,185
HONEYWELL INTL INC COM 438516205 265,210 1,185 SH SOLE 0 0 1,185
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 7,477,041 46,286 SH SOLE 0 0 46,286
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628 1,116 12 SH SOLE 0 0 12
ISHARES INC MSCI EMRG CHN 46434G764 26,787,972 261,857 SH SOLE 0 0 261,857
ISHARES TR S&P 100 ETF 464287101 8,930,521 24,409 SH SOLE 0 0 24,409
ISHARES TR CORE S&P500 ETF 464287200 137,133,781 183,116 SH SOLE 0 0 183,116
ISHARES TR GLOBAL TECH ETF 464287291 8,582,401 59,402 SH SOLE 0 0 59,402
ISHARES TR S&P 500 GRWT ETF 464287309 182,365 1,326 SH SOLE 0 0 1,326
ISHARES TR 20 YR TR BD ETF 464287432 16,766 194 SH SOLE 0 0 194
ISHARES TR RUS 1000 GRW ETF 464287614 503,634 4,056 SH SOLE 0 0 4,056
ISHARES TR RUSSELL 2000 ETF 464287655 12,018 40 SH SOLE 0 0 40
ISHARES TR CORE S&P US GWT 464287671 54,527,318 289,900 SH SOLE 0 0 289,900
ISHARES TR JPMORGAN USD EMG 464288281 13,213 137 SH SOLE 0 0 137
ISHARES TR NATIONAL MUN ETF 464288414 8,608,847 79,993 SH SOLE 0 0 79,993
ISHARES TR EAFE VALUE ETF 464288877 12,532,231 163,713 SH SOLE 0 0 163,713
ISHARES TR EAFE GRWTH ETF 464288885 10,324,372 82,980 SH SOLE 0 0 82,980
ISHARES TR US TREAS BD ETF 46429B267 9,531,745 418,426 SH SOLE 0 0 418,426
ISHARES TR MSCI USA MIN ETF 46429B697 3,456,548 35,834 SH SOLE 0 0 35,834
ISHARES TR 0-5 YR TIPS ETF 46429B747 693,156 6,785 SH SOLE 0 0 6,785
ISHARES TR MSCI USA QLT FCT 46432F339 23,321,240 106,281 SH SOLE 0 0 106,281
ISHARES TR CORE MSCI EAFE 46432F842 427,560 4,427 SH SOLE 0 0 4,427
ISHARES TR SYSTEMATIC BD ET 46435U796 1,235,109 13,922 SH SOLE 0 0 13,922
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 17,108,322 337,742 SH SOLE 0 0 337,742
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 73,726 1,020 SH SOLE 0 0 1,020
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 7,636,994 151,018 SH SOLE 0 0 151,018
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 2,774,759 57,389 SH SOLE 0 0 57,389
J P MORGAN EXCHANGE TRADED F JPMORGAN INTL VL 46654Q757 3,649,391 39,687 SH SOLE 0 0 39,687
JOHNSON & JOHNSON COM 478160104 688,513 2,711 SH SOLE 0 0 2,711
JPMORGAN CHASE & CO COM 46625H100 1,123,397 3,432 SH SOLE 0 0 3,432
MASTERCARD INCORPORATED CL A 57636Q104 208,522 406 SH SOLE 0 0 406
MERCK & CO INC COM 58933Y105 202,131 1,573 SH SOLE 0 0 1,573
MICROSOFT CORP COM 594918104 2,177,318 5,837 SH SOLE 0 0 5,837
NEXTERA ENERGY INC COM 65339F101 228,027 2,598 SH SOLE 0 0 2,598
NVIDIA CORPORATION COM 67066G104 857,586 4,286 SH SOLE 0 0 4,286
PALANTIR TECHNOLOGIES INC CL A 69608A108 277,675 2,380 SH SOLE 0 0 2,380
PROCTER & GAMBLE CO COM 742718109 468,809 3,197 SH SOLE 0 0 3,197
SHERWIN WILLIAMS CO COM 824348106 839,453 2,438 SH SOLE 0 0 2,438
SPDR SERIES TRUST ST STR P500VAL 78464A508 23,239,896 382,298 SH SOLE 0 0 382,298
TESLA INC COM 88160R101 429,012 1,020 SH SOLE 0 0 1,020
UNION PAC CORP COM 907818108 324,224 1,192 SH SOLE 0 0 1,192
VANGUARD INDEX FDS SML CP GRW ETF 922908595 30,354 83 SH SOLE 0 0 83
VANGUARD INDEX FDS GROWTH ETF 922908736 41,348 480 SH SOLE 0 0 480
VANGUARD INDEX FDS VALUE ETF 922908744 37,702 173 SH SOLE 0 0 173
VANGUARD INDEX FDS TOTAL STK MKT 922908769 522,192 1,411 SH SOLE 0 0 1,411
WATERS CORP COM 941848103 233,650 623 SH SOLE 0 0 623
WORLD GOLD TR SPDR GLD MINIS 98149E303 7,077,593 89,116 SH SOLE 0 0 89,116