v3.26.1
Allowance for Finance Receivable Losses (Details) - USD ($)
$ in Millions
 3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Changes in allowance for finance receivable losses        
Balance at beginning of period $ 2,819 $ 2,688 $ 2,865 $ 2,705
Provision for finance receivable losses 610 511 1,074 967
Charge-offs (623) (532) (1,238) (1,093)
Recoveries 117 87 222 175
Balance at end of period 2,923 2,754 2,923 2,754
Consumer Loans        
Changes in allowance for finance receivable losses        
Balance at beginning of period 2,607 2,536 2,656 2,567
Provision for finance receivable losses 528 460 946 869
Charge-offs (572) (495) (1,138) (1,020)
Recoveries 113 85 212 170
Balance at end of period 2,676 2,586 2,676 2,586
Credit Cards        
Changes in allowance for finance receivable losses        
Balance at beginning of period 212 152 209 138
Provision for finance receivable losses 82 51 128 98
Charge-offs (51) (37) (100) (73)
Recoveries 4 2 10 5
Balance at end of period $ 247 $ 168 $ 247 $ 168