v3.26.1
Finance Receivables - Schedule of Delinquent and Nonperforming Finance Receivables, by Year of Origination (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Financing Receivable By Year Originated          
Total $ 25,145   $ 25,145   $ 24,833
Gross charge-offs          
Total 623 $ 532 1,238 $ 1,093  
Personal Loans          
Financing Receivable By Year Originated          
Year one 5,778   5,778   10,412
Prior year two 7,860   7,860   5,728
Prior year three 4,164   4,164   3,032
Prior year four 2,086   2,086   1,554
Prior year five 1,014   1,014   523
Prior year six 427   427   181
Total 21,329   21,329   21,430
Gross charge-offs          
Year one     3 3  
Prior year two     264 211  
Prior year three     343 337  
Prior year four     233 245  
Prior year five     134 112  
Prior year six     76 47  
Total     1,053 955  
Auto Finance          
Financing Receivable By Year Originated          
Year one 719   719   1,145
Prior year two 949   949   723
Prior year three 574   574   361
Prior year four 271   271   171
Prior year five 119   119   57
Prior year six 40   40   10
Total 2,672   2,672   2,467
Gross charge-offs          
Year one     1 2  
Prior year two     28 22  
Prior year three     29 20  
Prior year four     16 15  
Prior year five     8 5  
Prior year six     3 1  
Total     85 $ 65  
Performing | Personal Loans          
Financing Receivable By Year Originated          
Year one 5,772   5,772   10,313
Prior year two 7,686   7,686   5,537
Prior year three 4,030   4,030   2,897
Prior year four 1,999   1,999   1,468
Prior year five 960   960   485
Prior year six 392   392   165
Total 20,839   20,839   20,865
Performing | Auto Finance          
Financing Receivable By Year Originated          
Year one 718   718   1,137
Prior year two 938   938   711
Prior year three 566   566   355
Prior year four 267   267   168
Prior year five 117   117   55
Prior year six 39   39   10
Total 2,645   2,645   2,436
Performing | Current | Personal Loans          
Financing Receivable By Year Originated          
Year one 5,741   5,741   10,149
Prior year two 7,475   7,475   5,335
Prior year three 3,878   3,878   2,759
Prior year four 1,899   1,899   1,372
Prior year five 891   891   439
Prior year six 352   352   146
Total 20,236   20,236   20,200
Performing | Current | Auto Finance          
Financing Receivable By Year Originated          
Year one 707   707   1,095
Prior year two 892   892   667
Prior year three 534   534   329
Prior year four 250   250   152
Prior year five 107   107   48
Prior year six 34   34   9
Total 2,524   2,524   2,300
Performing | 30-59 days past due | Personal Loans          
Financing Receivable By Year Originated          
Year one 21   21   101
Prior year two 127   127   120
Prior year three 93   93   85
Prior year four 63   63   60
Prior year five 44   44   29
Prior year six 26   26   12
Total 374   374   407
Performing | 30-59 days past due | Auto Finance          
Financing Receivable By Year Originated          
Year one 9   9   34
Prior year two 36   36   34
Prior year three 25   25   21
Prior year four 13   13   13
Prior year five 8   8   6
Prior year six 4   4   1
Total 95   95   109
Performing | 60-89 days past due | Personal Loans          
Financing Receivable By Year Originated          
Year one 10   10   63
Prior year two 84   84   82
Prior year three 59   59   53
Prior year four 37   37   36
Prior year five 25   25   17
Prior year six 14   14   7
Total 229   229   258
Performing | 60-89 days past due | Auto Finance          
Financing Receivable By Year Originated          
Year one 2   2   8
Prior year two 10   10   10
Prior year three 7   7   5
Prior year four 4   4   3
Prior year five 2   2   1
Prior year six 1   1   0
Total 26   26   27
Nonperforming (Nonaccrual) | 90+ days past due | Personal Loans          
Financing Receivable By Year Originated          
Year one 6   6   99
Prior year two 174   174   191
Prior year three 134   134   135
Prior year four 87   87   86
Prior year five 54   54   38
Prior year six 35   35   16
Total 490   490   565
Nonperforming (Nonaccrual) | 90+ days past due | Auto Finance          
Financing Receivable By Year Originated          
Year one 1   1   8
Prior year two 11   11   12
Prior year three 8   8   6
Prior year four 4   4   3
Prior year five 2   2   2
Prior year six 1   1   0
Total $ 27   $ 27   $ 31