v3.26.1
Segment Information (Tables)
 6 Months Ended
Jun. 30, 2026
Segment Reporting [Abstract]  
Schedule of Information About the Company's Segments
The following tables present information about C&I and Other, as well as reconciliations to the condensed consolidated financial statement amounts.
(dollars in millions)Consumer
and
Insurance		OtherSegment to
GAAP
Adjustment		Consolidated
Total
Three Months Ended June 30, 2026  
Interest income$1,413 $1 $3 $1,417 
Interest expense326 — — 326 
Provision for finance receivable losses
610 — — 610 
Net interest income after provision for finance receivable losses
477 1 3 481 
Other revenues206 1 — 207 
Salaries and benefits
242 1 — 243 
Other operating expenses
203 2 — 205 
Insurance policy benefits and claims
44 — — 44 
Income (loss) before income tax expense
$194 $(1)$3 $196 
Three Months Ended June 30, 2025
Interest income$1,333 $1 $5 $1,339 
Interest expense317 — — 317 
Provision for finance receivable losses
511 — — 511 
Net interest income after provision for finance receivable losses
505 1 5 511 
Other revenues175 2 (1)176 
Salaries and benefits
229 1 — 230 
Other operating expenses
186 3 — 189 
Insurance policy benefits and claims
54 — — 54 
Income (loss) before income tax expense
$211 $(1)$4 $214 
Six Months Ended June 30, 2026  
Interest income$2,796 $2 $6 $2,804 
Interest expense648 1 — 649 
Provision for finance receivable losses
1,075 — (1)1,074 
Net interest income after provision for finance receivable losses
1,073 1 7 1,081 
Other revenues401 3 — 404 
Salaries and benefits
481 2 — 483 
Other operating expenses
410 3 1 414 
Insurance policy benefits and claims
96 — — 96 
Income (loss) before income tax expense
$487 $(1)$6 $492 
Assets$26,274 $5 $1,145 $27,424 
Six Months Ended June 30, 2025
Interest income$2,635 $1 $12 $2,648 
Interest expense628 — 1 629 
Provision for finance receivable losses
967 — — 967 
Net interest income after provision for finance receivable losses
1,040 1 11 1,052 
Other revenues361 4 (1)364 
Salaries and benefits
446 2 — 448 
Other operating expenses
371 4 1 376 
Insurance policy benefits and claims
103 — — 103 
Income (loss) before income tax expense
$481 $(1)$9 $489 
Assets$25,485 $10 $1,133 $26,628