OMH has two classes of authorized capital stock: preferred stock and common stock. OMFC has two classes of authorized capital stock: special stock and common stock. OMH and OMFC may issue preferred stock and special stock, respectively, in one or more series. The OMH Board of Directors and the OMFC Board of Directors determine the dividend, liquidation, redemption, conversion, voting, and other rights prior to issuance.


	Three Months Ended June 30,		Six Months Ended June 30,
	2026	2025	2026	2025

Balance at beginning of period	115,627,261	119,281,560	117,196,792	119,360,509
Common stock issued	12,831	15,470	325,685	239,384
Common stock repurchased	(576,169)	(459,597)	(2,477,867)	(782,773)
Treasury stock issued	18,884	19,555	38,197	39,868

Balance at end of period	115,082,807	118,856,988	115,082,807	118,856,988

The computation of earnings per share was as follows:



	Three Months Ended June 30,				Six Months Ended June 30,
(dollars in millions, except per share data)	2026		2025		2026		2025

Numerator (basic and diluted):
Net income	$	152	$	167	$	378	$	380
Denominator:
Weighted average number of shares outstanding (basic)	115,342,204		118,953,510		116,033,457		119,176,259
Effect of dilutive securities *	413,055		439,309		480,475		505,007
Weighted average number of shares outstanding (diluted)	115,755,259		119,392,819		116,513,932		119,681,266
Earnings per share:
Basic	$	1.32	$	1.40	$	3.26	$	3.19
Diluted	$	1.32	$	1.40	$	3.25	$	3.18

* We have excluded weighted-average unvested restricted stock units totaling 472,816 and 920,270 for the three months ended June 30, 2026 and 2025, respectively, and 476,813 and 838,208 for the six months ended June 30, 2026 and 2025, respectively, from the fully-diluted earnings per share calculations as these shares would be anti-dilutive, which could impact the earnings per share calculation in the future.

Basic earnings per share is computed by dividing net income by the weighted-average number of shares outstanding during each period. Diluted earnings per share is computed based on the weighted-average number of shares outstanding plus the effect of potentially dilutive shares outstanding during the period using the treasury stock method. The potentially dilutive shares represent outstanding unvested restricted stock units.