v3.26.1
Condensed Consolidated Statements of Cash Flows (Unaudited) - OMFC - USD ($)
$ in Millions
 3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Cash flows from operating activities        
Net income $ 152 $ 167 $ 378 $ 380
Reconciling adjustments:        
Provision for finance receivable losses 610 511 1,074 967
Depreciation and amortization     150 142
Deferred income tax charge (benefit)     7 (5)
Net loss on repurchases and repayments of debt 1 21 4 26
Share-based compensation expense, net of forfeitures     20 21
Gain on sales of finance receivables (16) (17) (32) (33)
Other     (6) (1)
Cash flows due to changes in other assets and other liabilities     (56) (58)
Net cash provided by operating activities     1,539 1,439
Cash flows from investing activities        
Net principal originations and purchases of finance receivables     (2,112) (1,826)
Proceeds from sales of finance receivables     736 553
Available-for-sale securities purchased     (214) (200)
Available-for-sale securities called, sold, and matured     143 165
Other securities purchased     (9) (3)
Other securities called, sold, and matured     11 12
Other, net     (44) (45)
Net cash used for investing activities     (1,489) (1,344)
Cash flows from financing activities        
Proceeds from issuance and borrowings of long-term debt, net of issuance costs     2,865 4,069
Repayments and repurchases of long-term debt     (2,817) (3,499)
Cash dividends     (250) (251)
Withholding tax on share-based compensation     (19) (10)
Net cash provided by (used for) financing activities     (358) 274
Net change in cash and cash equivalents and restricted cash and restricted cash equivalents     (308) 369
Cash and cash equivalents and restricted cash and restricted cash equivalents at beginning of period     1,613 1,142
Cash and cash equivalents and restricted cash and restricted cash equivalents at end of period 1,305 1,511 1,305 1,511
Supplemental cash flow information        
Cash and cash equivalents 567 769 567 769
Restricted cash and restricted cash equivalents 738 742 738 742
Total cash and cash equivalents and restricted cash and restricted cash equivalents 1,305 1,511 1,305 1,511
OMFC        
Cash flows from operating activities        
Net income 152 167 378 380
Reconciling adjustments:        
Provision for finance receivable losses 610 511 1,074 967
Depreciation and amortization     150 142
Deferred income tax charge (benefit)     7 (5)
Net loss on repurchases and repayments of debt 1 21 4 26
Share-based compensation expense, net of forfeitures     20 21
Gain on sales of finance receivables (16) (17) (32) (33)
Other     (6) (1)
Cash flows due to changes in other assets and other liabilities     (59) (59)
Net cash provided by operating activities     1,536 1,438
Cash flows from investing activities        
Net principal originations and purchases of finance receivables     (2,112) (1,826)
Proceeds from sales of finance receivables     736 553
Available-for-sale securities purchased     (214) (200)
Available-for-sale securities called, sold, and matured     143 165
Other securities purchased     (9) (3)
Other securities called, sold, and matured     11 12
Other, net     (44) (45)
Net cash used for investing activities     (1,489) (1,344)
Cash flows from financing activities        
Proceeds from issuance and borrowings of long-term debt, net of issuance costs     2,865 4,069
Repayments and repurchases of long-term debt     (2,817) (3,499)
Cash dividends     (378) (279)
Withholding tax on share-based compensation     (19) (10)
Net cash provided by (used for) financing activities     (349) 281
Net change in cash and cash equivalents and restricted cash and restricted cash equivalents     (302) 375
Cash and cash equivalents and restricted cash and restricted cash equivalents at beginning of period     1,597 1,108
Cash and cash equivalents and restricted cash and restricted cash equivalents at end of period 1,295 1,483 1,295 1,483
Supplemental cash flow information        
Cash and cash equivalents 557 741 557 741
Restricted cash and restricted cash equivalents 738 742 738 742
Total cash and cash equivalents and restricted cash and restricted cash equivalents $ 1,295 $ 1,483 $ 1,295 $ 1,483