v3.26.1
Condensed consolidated statement of profit or loss - EUR (€)
€ in Millions
 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Continuing Operations [abstract]    
Interest income using effective interest rate method € 20,075 € 22,079
Other interest income 5,067 3,763
Total interest income 25,141 25,842
Interest expense using effective interest rate method (12,210) (15,291)
Other interest expense (4,601) (3,261)
Total interest expense (16,811) (18,552)
Net interest income 8,331 7,290
Fee and commission income 3,430 3,090
Fee and commission expense (917) (874)
Net fee and commission income 2,514 2,216
Valuation results and net trading income 599 2,773
Investment income 61 48
Other net income 163 77
Total income 11,668 12,404
Addition to loan loss provisions 625 612
Staff expenses 3,865 3,749
Other operating expenses 2,440 2,485
Total expenses 6,930 6,846
Result before tax 4,738 5,558
Taxation 1,434 1,516
Net result 3,304 4,042
Net result attributable to:    
Non-controlling interests 120 127
Shareholders of the parent € 3,184 € 3,915
Earnings per ordinary share    
Basic earnings per ordinary share (in EUR per share) € 1.11 € 1.29
Diluted earnings per ordinary share (in EUR per share) € 1.11 € 1.29