The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 264,454 740 SH SOLE 0 0 740
AMERICAN CENTY ETF TR US SML CP VALU 025072877 1,339,917 11,523 SH SOLE 0 0 11,523
APPLE INC COM 037833100 728,897 2,905 SH SOLE 0 0 2,905
APPLIED MATLS INC COM 038222105 415,725 575 SH SOLE 0 0 575
ARISTA NETWORKS INC COM SHS 040413205 304,425 1,792 SH SOLE 0 0 1,792
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 3,370,595 69,369 SH SOLE 0 0 69,369
DBX ETF TR XTRACK MSCI EAFE 233051200 3,693,098 72,382 SH SOLE 0 0 72,382
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 483,528 5,901 SH SOLE 0 0 5,901
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 203,549 2,912 SH SOLE 0 0 2,912
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 793,289 18,145 SH SOLE 0 0 18,145
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 525,400 9,551 SH SOLE 0 0 9,551
EXXON MOBIL CORP COM 30231G102 317,601 2,323 SH SOLE 0 0 2,323
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 2,188,864 28,938 SH SOLE 0 0 28,938
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 2,465,210 53,042 SH SOLE 0 0 53,042
FIRST TR EXCHNG TRADED FD VI FT VEST NAS 33740F557 1,956,412 62,357 SH SOLE 0 0 62,357
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F722 1,957,490 35,163 SH SOLE 0 0 35,163
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F847 394,163 7,658 SH SOLE 0 0 7,658
FIRST TR EXCHNG TRADED FD VI FT VEST NASD 100 33740U513 398,756 17,820 SH SOLE 0 0 17,820
FIRST TR EXCHANGE TRADED FD SMID RISNG ETF 33741X102 2,757,206 68,631 SH SOLE 0 0 68,631
GLOBAL X FDS ADAPTIVE US 37954Y574 2,104,158 46,194 SH SOLE 0 0 46,194
GLOBAL X FDS GLOBAL X COPPER 37954Y830 2,968,977 42,156 SH SOLE 0 0 42,156
GLOBAL X FDS GLOBAL X SILVER 37954Y848 3,019,893 43,240 SH SOLE 0 0 43,240
HARBOR ETF TRUST COMM ALL WEA ETF 41151J505 685,267 24,731 SH SOLE 0 0 24,731
INVESCO QQQ TR UNIT SER 1 46090E103 826,979 1,159 SH SOLE 0 0 1,159
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510 260,808 11,077 SH SOLE 0 0 11,077
ISHARES TR CORE S&P500 ETF 464287200 223,170 298 SH SOLE 0 0 298
ISHARES TR CORE US AGGBD ET 464287226 1,416,699 15,443 SH SOLE 0 0 15,443
ISHARES TR IBOXX INV CP ETF 464287242 1,123,201 11,213 SH SOLE 0 0 11,213
ISHARES TR RUS MD CP GR ETF 464287481 2,169,654 15,859 SH SOLE 0 0 15,859
ISHARES TR RUS 1000 GRW ETF 464287614 2,696,975 23,170 SH SOLE 0 0 23,170
ISHARES TR RUSSELL 2000 ETF 464287655 299,249 996 SH SOLE 0 0 996
ISHARES TR RUSSELL 3000 ETF 464287689 913,349 2,210 SH SOLE 0 0 2,210
ISHARES TR CORE S&P SCP ETF 464287804 276,598 1,865 SH SOLE 0 0 1,865
ISHARES TR MSCI ACWI EX US 464288240 229,243 3,012 SH SOLE 0 0 3,012
ISHARES TR RUS TP200 GR ETF 464289438 1,146,203 4,199 SH SOLE 0 0 4,199
ISHARES SILVER TR ISHARES 46428Q109 21,241,172 438,167 SH SOLE 0 0 438,167
JPMORGAN CHASE & CO COM 46625H100 250,080 764 SH SOLE 0 0 764
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 1,984,254 46,259 SH SOLE 0 0 46,259
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 329,108 6,325 SH SOLE 0 0 6,325
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 10,493,714 226,494 SH SOLE 0 0 226,494
MICRON TECHNOLOGY INC COM 595112103 208,926 181 SH SOLE 0 0 181
MORGAN STANLEY ETF TRUST EATO VAN MTG ETF 61774R767 3,941,410 84,161 SH SOLE 0 0 84,161
NUVEEN S&P 500 DYNAMIC OVERW COM 6706EW100 268,198 14,388 SH SOLE 0 0 14,388
ORACLE CORP COM 68389X105 403,892 2,756 SH SOLE 0 0 2,756
PIMCO ACCESS INCOME FUND SHS BENFIN INT 72203T100 224,217 15,410 SH SOLE 0 0 15,410
RBB FD INC F/M US TREASURY 74933W452 309,530 8,400 SH SOLE 0 0 8,400
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 641,476 859 SH SOLE 0 0 859
SPDR SERIES TRUST ST STR P500GRW 78464A409 599,235 5,372 SH SOLE 0 0 5,372
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 400,904 570 SH SOLE 0 0 570
SCHWAB STRATEGIC TR US TIPS ETF 808524870 2,154,192 87,361 SH SOLE 0 0 87,361
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 313,572 6,916 SH SOLE 0 0 6,916
VANECK ETF TRUST GOLD MINERS ETF 92189F106 7,480,352 107,936 SH SOLE 0 0 107,936
VANGUARD STAR FDS VG TL INTL STK F 921909768 383,936 4,491 SH SOLE 0 0 4,491
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,030,743 29,763 SH SOLE 0 0 29,763
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 559,869 6,685 SH SOLE 0 0 6,685
VANGUARD INDEX FDS MID CAP ETF 922908629 290,052 3,772 SH SOLE 0 0 3,772
VANGUARD INDEX FDS SMALL CP ETF 922908751 245,830 811 SH SOLE 0 0 811
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,710,543 7,325 SH SOLE 0 0 7,325
VERIZON COMMUNICATIONS INC COM 92343V104 266,023 6,326 SH SOLE 0 0 6,326
VICTORY PORTFOLIOS II CORE BD ETF 92647N527 11,119,631 261,783 SH SOLE 0 0 261,783
VICTORY PORTFOLIOS II SHORT TRM BD ETF 92647N535 12,221,934 264,245 SH SOLE 0 0 264,245
VICTORY PORTFOLIOS II VICTORYSHS EMERG 92647N543 2,982,340 55,137 SH SOLE 0 0 55,137
VICTORY PORTFOLIOS II VCSHS US LRG CAP 92647N865 350,013 5,685 SH SOLE 0 0 5,685
VICTORY PORTFOLIOS II SHS FR CA FL ETF 92647X830 3,850,562 89,218 SH SOLE 0 0 89,218
CHUBB LIMITED COM H1467J104 302,918 889 SH SOLE 0 0 889