v3.26.1
LOANS - Summary of Changes in the ACL on Loans (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Changes in allowance for credit losses on loans        
Balance, beginning of period $ 67,875 $ 105,176 $ 69,219 $ 111,204
Provision for credit losses on loans 7,109 17,369 12,512 28,219
Charge-offs (13,276) (33,384) (20,909) (51,380)
Recoveries 811 3,529 1,697 4,647
Balance, end of period 62,519 92,690 62,519 92,690
Commercial Loan Portfolio        
Changes in allowance for credit losses on loans        
Charge-offs (12,393) (28,614) (18,328) (42,637)
Commercial Loan Portfolio | Commercial        
Changes in allowance for credit losses on loans        
Balance, beginning of period 24,577 33,554 23,676 42,776
Provision for credit losses on loans 1,976 5,773 4,465 9,355
Charge-offs (3,564) (6,161) (5,626) (19,461)
Recoveries 153 1,013 627 1,509
Balance, end of period 23,142 34,179 23,142 34,179
Commercial Loan Portfolio | Commercial real estate        
Changes in allowance for credit losses on loans        
Balance, beginning of period 27,653 39,069 28,284 36,837
Provision for credit losses on loans 6,120 10,186 9,326 13,139
Charge-offs (8,829) (22,453) (12,667) (23,176)
Recoveries 382 637 383 639
Balance, end of period 25,326 27,439 25,326 27,439
Commercial Loan Portfolio | Construction and land development        
Changes in allowance for credit losses on loans        
Balance, beginning of period 2,568 3,021 2,619 3,550
Provision for credit losses on loans (558) (1,181) (574) (1,711)
Charge-offs 0 0 (35) 0
Recoveries 0 1,029 0 1,030
Balance, end of period 2,010 2,869 2,010 2,869
Residential loans held for sale | Residential real estate        
Changes in allowance for credit losses on loans        
Balance, beginning of period 6,203 7,874 6,652 8,002
Provision for credit losses on loans (669) (860) (1,128) (934)
Charge-offs 0 0 (65) (72)
Recoveries 70 90 145 108
Balance, end of period 5,604 7,104 5,604 7,104
Consumer | Consumer        
Changes in allowance for credit losses on loans        
Balance, beginning of period 4,203 5,935 4,804 5,400
Provision for credit losses on loans 100 296 237 1,236
Charge-offs (549) (884) (1,445) (1,337)
Recoveries 139 357 297 405
Balance, end of period 3,893 5,704 3,893 5,704
Lease financing        
Changes in allowance for credit losses on loans        
Balance, beginning of period 2,671 15,723 3,184 14,639
Provision for credit losses on loans 140 3,155 186 7,134
Charge-offs (334) (3,886) (1,071) (7,334)
Recoveries 67 403 245 956
Balance, end of period $ 2,544 $ 15,395 $ 2,544 $ 15,395