<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by DFIN XBRL Schema Document - http://www.dfinsolutions.com/ - on 17-07-2026 05:28:34 PM -->
<!-- Copyright(c) 2026 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<schema targetNamespace="http://www.bny.com/20260717" xmlns="http://www.w3.org/2001/XMLSchema" xmlns:bmcafmbfi="http://www.bny.com/20260717" xmlns:dei="http://xbrl.sec.gov/dei/2025" xmlns:srt-types="http://fasb.org/srt-types/2025" xmlns:deprecated="http://www.xbrl.org/2009/role/deprecated" xmlns:dtr="http://www.xbrl.org/2009/dtr" xmlns:oef="http://xbrl.sec.gov/oef/2025" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:us-gaap="http://fasb.org/us-gaap/2025" xmlns:oef-pre="http://xbrl.sec.gov/oef-pre/2025" xmlns:oef-lab="http://xbrl.sec.gov/oef-lab/2025" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:country="http://xbrl.sec.gov/country/2025" xmlns:us-roles="http://fasb.org/us-roles/2025" xmlns:enum2="http://xbrl.org/2020/extensible-enumerations-2.0" xmlns:us-types="http://fasb.org/us-types/2025" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2024-01-31" xmlns:oef-def="http://xbrl.sec.gov/oef-def/2025" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:srt="http://fasb.org/srt/2025" xmlns:oef-sr="http://xbrl.sec.gov/oef-sr/2025" xmlns:srt-roles="http://fasb.org/srt-roles/2025" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:stpr="http://xbrl.sec.gov/stpr/2025" elementFormDefault="qualified">
	<import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
	<import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
	<import namespace="http://xbrl.sec.gov/dei/2025" schemaLocation="https://xbrl.sec.gov/dei/2025/dei-2025.xsd"/>
	<import namespace="http://fasb.org/us-types/2025" schemaLocation="https://xbrl.fasb.org/us-gaap/2025/elts/us-types-2025.xsd"/>
	<import namespace="http://www.xbrl.org/dtr/type/2024-01-31" schemaLocation="https://www.xbrl.org/dtr/type/2024-01-31/types.xsd"/>   
	<import namespace="http://xbrl.sec.gov/country/2025" schemaLocation="https://xbrl.sec.gov/country/2025/country-2025.xsd"/>
	<import namespace="http://fasb.org/srt/2025" schemaLocation="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd"/>
	<import namespace="http://fasb.org/srt-types/2025" schemaLocation="https://xbrl.fasb.org/srt/2025/elts/srt-types-2025.xsd"/>
	<import namespace="http://xbrl.sec.gov/oef-sr/2025" schemaLocation="https://xbrl.sec.gov/oef/2025/oef-sr-2025.xsd"/>
	<import namespace="http://fasb.org/us-gaap/2025" schemaLocation="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd"/>
	<import namespace="http://fasb.org/us-roles/2025" schemaLocation="https://xbrl.fasb.org/us-gaap/2025/elts/us-roles-2025.xsd"/>
	<import namespace="http://fasb.org/srt-roles/2025" schemaLocation="https://xbrl.fasb.org/srt/2025/elts/srt-roles-2025.xsd"/>
	<annotation>
		<appinfo>
			<link:linkbase id="lnk">
				<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member"/>
				<link:roleRef roleURI="http://xbrl.sec.gov/oef/role/ShareholderReport" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#ShareholderReport"/>
				<link:roleRef roleURI="http://xbrl.sec.gov/oef/role/ShareholderReportHoldingsDetails" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#ShareholderReportHoldingsDetails"/>
				<link:roleRef roleURI="http://xbrl.sec.gov/oef/role/ShareholderReportLineGraphDetails" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#ShareholderReportLineGraphDetails"/>
				<link:roleRef roleURI="http://xbrl.sec.gov/oef/role/ShareholderReportAverageAnnualReturnDetails" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#ShareholderReportAverageAnnualReturnDetails"/>
				<link:roleRef roleURI="http://xbrl.sec.gov/oef/role/ClassOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#ClassOnly"/>
				<link:roleRef roleURI="http://fasb.org/us-gaap/role/eedm/ExtensibleEnumerationLists" xlink:type="simple" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-roles-2025.xsd#eedm"/>
				<link:roleRef roleURI="http://xbrl.sec.gov/oef/role/LargestHoldingOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#LargestHoldingOnly"/>
				<link:roleRef roleURI="http://xbrl.sec.gov/oef/role/Other1CategoryOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#Other1CategoryOnly"/>
				<link:roleRef roleURI="http://xbrl.sec.gov/oef/role/AdditionalIndexOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#AdditionalIndexOnly"/>
				<link:roleRef roleURI="http://xbrl.sec.gov/oef/role/BroadBasedIndexOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#BroadBasedIndexOnly"/>
				<link:roleRef roleURI="http://xbrl.sec.gov/oef/role/Other2CategoryOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#Other2CategoryOnly"/>
				<link:roleRef roleURI="http://xbrl.sec.gov/oef/role/SalesLoadOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#SalesLoadOnly"/>
				<link:roleRef roleURI="http://xbrl.sec.gov/oef/role/MaturityOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#MaturityOnly"/>
				<link:roleRef roleURI="http://xbrl.sec.gov/oef/role/IndustrySectorOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#IndustrySectorOnly"/>
				<link:roleRef roleURI="http://xbrl.sec.gov/oef/role/CreditQualityOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#CreditQualityOnly"/>
				<link:roleRef roleURI="http://xbrl.sec.gov/oef/role/GeographicRegionOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#GeographicRegionOnly"/>
				<link:presentationLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/ShareholderReport">              
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_ShareClassDomain" xlink:label="ShareClassDomain"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000001376Member" xlink:label="C000001376Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000001376Member" order="2.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000001378Member" xlink:label="C000001378Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000001378Member" order="3.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000000023Member" xlink:label="C000000023Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000000023Member" order="4.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000130450Member" xlink:label="C000130450Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000130450Member" order="5.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000073387Member" xlink:label="C000073387Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000073387Member" order="6.0" />
				</link:presentationLink>
				<link:presentationLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/ShareholderReportHoldingsDetails">               
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_ShareClassDomain" xlink:label="ShareClassDomain"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000001376Member" xlink:label="C000001376Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000001376Member" order="2.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000001378Member" xlink:label="C000001378Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000001378Member" order="3.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000000023Member" xlink:label="C000000023Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000000023Member" order="4.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000130450Member" xlink:label="C000130450Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000130450Member" order="5.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000073387Member" xlink:label="C000073387Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000073387Member" order="6.0" />   
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="InvestmentTypeCategorizationMember"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_GeneralObligationMember" xlink:label="GeneralObligationMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentTypeCategorizationMember" xlink:to="GeneralObligationMember" order="2.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_NetOtherAssetsAndLiabilitiesMember" xlink:label="NetOtherAssetsAndLiabilitiesMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentTypeCategorizationMember" xlink:to="NetOtherAssetsAndLiabilitiesMember" order="3.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_MaturityDomain" xlink:label="MaturityDomain"/>
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_OtherCategory1Domain" xlink:label="OtherCategory1Domain"/>
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_OtherCategory2Domain" xlink:label="OtherCategory2Domain"/>
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_LargestHoldingsDomain" xlink:label="LargestHoldingsDomain"/>
					<!--GeographicRegionDomain Only presentation and label linkbases-->			 
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_GeographicRegionDomain" xlink:label="GeographicRegionDomain"/>
					<!--IndustrySectorDomain Only presentation and label linkbases-->	
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_IndustrySectorDomain" xlink:label="IndustrySectorDomain"/>	
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_MedicalMember" xlink:label="MedicalMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IndustrySectorDomain" xlink:to="MedicalMember" order="2.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TransportationSectorMember" xlink:label="TransportationSectorMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IndustrySectorDomain" xlink:to="TransportationSectorMember" order="3.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_EducationMember" xlink:label="EducationMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IndustrySectorDomain" xlink:to="EducationMember" order="4.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_AirportMember" xlink:label="AirportMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IndustrySectorDomain" xlink:to="AirportMember" order="5.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_HousingMember" xlink:label="HousingMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IndustrySectorDomain" xlink:to="HousingMember" order="6.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_NursingHomesMember" xlink:label="NursingHomesMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IndustrySectorDomain" xlink:to="NursingHomesMember" order="7.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_PowerMember" xlink:label="PowerMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IndustrySectorDomain" xlink:to="PowerMember" order="8.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_TobaccoSettlementMember" xlink:label="TobaccoSettlementMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IndustrySectorDomain" xlink:to="TobaccoSettlementMember" order="9.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_DevelopmentMember" xlink:label="DevelopmentMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IndustrySectorDomain" xlink:to="DevelopmentMember" order="10.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_SchoolDistrictMember" xlink:label="SchoolDistrictMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IndustrySectorDomain" xlink:to="SchoolDistrictMember" order="11.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_WaterAndSewerMember" xlink:label="WaterAndSewerMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IndustrySectorDomain" xlink:to="WaterAndSewerMember" order="12.0" />
					<!--CreditQualityDomain Only presentation and label linkbases-->	
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_CreditQualityDomain" xlink:label="CreditQualityDomain"/>	
					<!--ExternalCreditRatingFitchMember Only presentation and label linkbases-->	
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ExternalCreditRatingFitchMember" xlink:label="ExternalCreditRatingFitchMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CreditQualityDomain" xlink:to="ExternalCreditRatingFitchMember" xbrldt:usable="false" order="1.0"/>
					<!--ExternalCreditRatingMoodysMember Only presentation and label linkbases-->	
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ExternalCreditRatingMoodysMember" xlink:label="ExternalCreditRatingMoodysMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CreditQualityDomain" xlink:to="ExternalCreditRatingMoodysMember" xbrldt:usable="false" order="2.1"/>
					<!--ExternalCreditRatingStandardPoorsMember Only presentation and label linkbases-->	
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ExternalCreditRatingStandardPoorsMember" xlink:label="ExternalCreditRatingStandardPoorsMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CreditQualityDomain" xlink:to="ExternalCreditRatingStandardPoorsMember" xbrldt:usable="false" order="3.1"/>
					<!--CreditRatingAMBestDomain Only presentation and label linkbases-->	
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_CreditRatingAMBestDomain" xlink:label="CreditRatingAMBestDomain"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CreditQualityDomain" xlink:to="CreditRatingAMBestDomain" xbrldt:usable="false" order="4.1"/>
				</link:presentationLink>
				<link:presentationLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/ShareholderReportLineGraphDetails">            
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_ShareClassDomain" xlink:label="ShareClassDomain"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000001376Member" xlink:label="C000001376Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000001376Member" order="2.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000001378Member" xlink:label="C000001378Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000001378Member" order="3.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000000023Member" xlink:label="C000000023Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000000023Member" order="4.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000130450Member" xlink:label="C000130450Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000130450Member" order="5.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000073387Member" xlink:label="C000073387Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000073387Member" order="6.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_AdditionalIndexDomain" xlink:label="AdditionalIndexDomain"/>
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_BroadBasedIndexDomain" xlink:label="BroadBasedIndexDomain"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_BloombergUSMunicipalBondC000130450IndexMember" xlink:label="BloombergUSMunicipalBondC000130450IndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BroadBasedIndexDomain" xlink:to="BloombergUSMunicipalBondC000130450IndexMember" order="2.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_BloombergUSMunicipalBondIndexMember" xlink:label="BloombergUSMunicipalBondIndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BroadBasedIndexDomain" xlink:to="BloombergUSMunicipalBondIndexMember" order="3.0" />			  			  
				</link:presentationLink>
				<link:presentationLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/ShareholderReportAverageAnnualReturnDetails">            
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_ShareClassDomain" xlink:label="ShareClassDomain"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000001376Member" xlink:label="C000001376Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000001376Member" order="2.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000001378Member" xlink:label="C000001378Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000001378Member" order="3.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000000023Member" xlink:label="C000000023Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000000023Member" order="4.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000130450Member" xlink:label="C000130450Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000130450Member" order="5.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000073387Member" xlink:label="C000073387Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000073387Member" order="6.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_AdditionalIndexDomain" xlink:label="AdditionalIndexDomain"/>
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_BroadBasedIndexDomain" xlink:label="BroadBasedIndexDomain"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_BloombergUSMunicipalBondC000130450IndexMember" xlink:label="BloombergUSMunicipalBondC000130450IndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BroadBasedIndexDomain" xlink:to="BloombergUSMunicipalBondC000130450IndexMember" order="2.0" />
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_BloombergUSMunicipalBondIndexMember" xlink:label="BloombergUSMunicipalBondIndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BroadBasedIndexDomain" xlink:to="BloombergUSMunicipalBondIndexMember" order="3.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_WithSalesLoadMember" xlink:label="WithSalesLoadMember"/>
				</link:presentationLink>
				<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/ClassOnly">               
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_ShareClassDomain" xlink:label="ShareClassDomain"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000001376Member" xlink:label="C000001376Member"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareClassDomain" xlink:to="C000001376Member" order="1.0"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000001378Member" xlink:label="C000001378Member"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareClassDomain" xlink:to="C000001378Member" order="2.0"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000000023Member" xlink:label="C000000023Member"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareClassDomain" xlink:to="C000000023Member" order="3.0"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000130450Member" xlink:label="C000130450Member"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareClassDomain" xlink:to="C000130450Member" order="4.0"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000073387Member" xlink:label="C000073387Member"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareClassDomain" xlink:to="C000073387Member" order="5.0"/>
				</link:definitionLink>
				<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/Other1CategoryOnly">               
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_OtherCategory1Domain" xlink:label="OtherCategory1Domain"/>
				</link:definitionLink>
				<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/Other2CategoryOnly">               
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_OtherCategory2Domain" xlink:label="OtherCategory2Domain"/>
				</link:definitionLink>
				<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/LargestHoldingOnly">               
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_LargestHoldingsDomain" xlink:label="LargestHoldingsDomain"/>
				</link:definitionLink>
				<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/SalesLoadOnly">
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_WithSalesLoadMember" xlink:label="WithSalesLoadMember"/>
				</link:definitionLink>
				<link:definitionLink xlink:type="extended" xlink:role="http://fasb.org/us-gaap/role/eedm/ExtensibleEnumerationLists">               
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="InvestmentTypeCategorizationMember"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_GeneralObligationMember" xlink:label="GeneralObligationMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InvestmentTypeCategorizationMember" xlink:to="GeneralObligationMember" order="1.0"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_NetOtherAssetsAndLiabilitiesMember" xlink:label="NetOtherAssetsAndLiabilitiesMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InvestmentTypeCategorizationMember" xlink:to="NetOtherAssetsAndLiabilitiesMember" order="2.0"/>
				</link:definitionLink>
				<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/BroadBasedIndexOnly">               
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_BroadBasedIndexDomain" xlink:label="BroadBasedIndexDomain"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_BloombergUSMunicipalBondC000130450IndexMember" xlink:label="BloombergUSMunicipalBondC000130450IndexMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="BroadBasedIndexDomain" xlink:to="BloombergUSMunicipalBondC000130450IndexMember" order="1.0"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_BloombergUSMunicipalBondIndexMember" xlink:label="BloombergUSMunicipalBondIndexMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="BroadBasedIndexDomain" xlink:to="BloombergUSMunicipalBondIndexMember" order="2.0"/>
				</link:definitionLink>
				<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/AdditionalIndexOnly">              
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_AdditionalIndexDomain" xlink:label="AdditionalIndexDomain"/>
				</link:definitionLink>
				<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/MaturityOnly">
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_MaturityDomain" xlink:label="MaturityDomain"/>
				</link:definitionLink>
				<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/IndustrySectorOnly">
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_IndustrySectorDomain" xlink:label="IndustrySectorDomain"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_MedicalMember" xlink:label="MedicalMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="IndustrySectorDomain" xlink:to="MedicalMember" order="1.0"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_EducationMember" xlink:label="EducationMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="IndustrySectorDomain" xlink:to="EducationMember" order="2.0"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_AirportMember" xlink:label="AirportMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="IndustrySectorDomain" xlink:to="AirportMember" order="3.0"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_HousingMember" xlink:label="HousingMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="IndustrySectorDomain" xlink:to="HousingMember" order="4.0"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_NursingHomesMember" xlink:label="NursingHomesMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="IndustrySectorDomain" xlink:to="NursingHomesMember" order="5.0"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_PowerMember" xlink:label="PowerMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="IndustrySectorDomain" xlink:to="PowerMember" order="6.0"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_TobaccoSettlementMember" xlink:label="TobaccoSettlementMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="IndustrySectorDomain" xlink:to="TobaccoSettlementMember" order="7.0"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_DevelopmentMember" xlink:label="DevelopmentMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="IndustrySectorDomain" xlink:to="DevelopmentMember" order="8.0"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_SchoolDistrictMember" xlink:label="SchoolDistrictMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="IndustrySectorDomain" xlink:to="SchoolDistrictMember" order="9.0"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_WaterAndSewerMember" xlink:label="WaterAndSewerMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="IndustrySectorDomain" xlink:to="WaterAndSewerMember" order="10.0"/>
				</link:definitionLink>
				<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/CreditQualityOnly">
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_CreditQualityDomain" xlink:label="CreditQualityDomain"/>
				</link:definitionLink>
				<!--GeographicRegionOnly use only for STPR-->
				<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/GeographicRegionOnly">
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_GeographicRegionDomain" xlink:label="GeographicRegionDomain"/>
				</link:definitionLink>
				<link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">               
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_BloombergUSMunicipalBondC000130450IndexMember" xlink:label="BloombergUSMunicipalBondC000130450IndexMember"/>
					<link:label xlink:type="resource" xlink:label="label_BloombergUSMunicipalBondC000130450IndexMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Bloomberg U S Municipal Bond C000130450 Index [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BloombergUSMunicipalBondC000130450IndexMember" xlink:to="label_BloombergUSMunicipalBondC000130450IndexMember"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_BloombergUSMunicipalBondIndexMember" xlink:label="BloombergUSMunicipalBondIndexMember"/>
					<link:label xlink:type="resource" xlink:label="label_BloombergUSMunicipalBondIndexMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Bloomberg U S Municipal Bond Index [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BloombergUSMunicipalBondIndexMember" xlink:to="label_BloombergUSMunicipalBondIndexMember"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_MedicalMember" xlink:label="MedicalMember"/>
					<link:label xlink:type="resource" xlink:label="label_MedicalMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Medical [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MedicalMember" xlink:to="label_MedicalMember"/>
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TransportationSectorMember" xlink:label="TransportationSectorMember"/>
					<link:label xlink:type="resource" xlink:label="label_TransportationSectorMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Transportation Sector [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TransportationSectorMember" xlink:to="label_TransportationSectorMember"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_EducationMember" xlink:label="EducationMember"/>
					<link:label xlink:type="resource" xlink:label="label_EducationMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Education [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EducationMember" xlink:to="label_EducationMember"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_AirportMember" xlink:label="AirportMember"/>
					<link:label xlink:type="resource" xlink:label="label_AirportMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Airport [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AirportMember" xlink:to="label_AirportMember"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_HousingMember" xlink:label="HousingMember"/>
					<link:label xlink:type="resource" xlink:label="label_HousingMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Housing [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HousingMember" xlink:to="label_HousingMember"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_NursingHomesMember" xlink:label="NursingHomesMember"/>
					<link:label xlink:type="resource" xlink:label="label_NursingHomesMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Nursing Homes [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NursingHomesMember" xlink:to="label_NursingHomesMember"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_PowerMember" xlink:label="PowerMember"/>
					<link:label xlink:type="resource" xlink:label="label_PowerMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Power [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PowerMember" xlink:to="label_PowerMember"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_TobaccoSettlementMember" xlink:label="TobaccoSettlementMember"/>
					<link:label xlink:type="resource" xlink:label="label_TobaccoSettlementMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Tobacco Settlement [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TobaccoSettlementMember" xlink:to="label_TobaccoSettlementMember"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_DevelopmentMember" xlink:label="DevelopmentMember"/>
					<link:label xlink:type="resource" xlink:label="label_DevelopmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Development [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DevelopmentMember" xlink:to="label_DevelopmentMember"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_SchoolDistrictMember" xlink:label="SchoolDistrictMember"/>
					<link:label xlink:type="resource" xlink:label="label_SchoolDistrictMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">School District [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SchoolDistrictMember" xlink:to="label_SchoolDistrictMember"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_WaterAndSewerMember" xlink:label="WaterAndSewerMember"/>
					<link:label xlink:type="resource" xlink:label="label_WaterAndSewerMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Water And Sewer [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WaterAndSewerMember" xlink:to="label_WaterAndSewerMember"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_GeneralObligationMember" xlink:label="GeneralObligationMember"/>
					<link:label xlink:type="resource" xlink:label="label_GeneralObligationMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">General Obligation [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GeneralObligationMember" xlink:to="label_GeneralObligationMember"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_NetOtherAssetsAndLiabilitiesMember" xlink:label="NetOtherAssetsAndLiabilitiesMember"/>
					<link:label xlink:type="resource" xlink:label="label_NetOtherAssetsAndLiabilitiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Net Other Assets and Liabilities [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetOtherAssetsAndLiabilitiesMember" xlink:to="label_NetOtherAssetsAndLiabilitiesMember"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000001376Member" xlink:label="C000001376Member"/>
					<link:label xlink:type="resource" xlink:label="label_C000001376Member" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">C000001376 [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000001376Member" xlink:to="label_C000001376Member"/>
										<link:label xlink:type="resource" xlink:label="label_C000001376Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Class C</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000001376Member" xlink:to="label_C000001376Member_2"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000001378Member" xlink:label="C000001378Member"/>
					<link:label xlink:type="resource" xlink:label="label_C000001378Member" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">C000001378 [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000001378Member" xlink:to="label_C000001378Member"/>
										<link:label xlink:type="resource" xlink:label="label_C000001378Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Class A</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000001378Member" xlink:to="label_C000001378Member_2"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000000023Member" xlink:label="C000000023Member"/>
					<link:label xlink:type="resource" xlink:label="label_C000000023Member" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">C000000023 [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000000023Member" xlink:to="label_C000000023Member"/>
										<link:label xlink:type="resource" xlink:label="label_C000000023Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Class Z</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000000023Member" xlink:to="label_C000000023Member_2"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000130450Member" xlink:label="C000130450Member"/>
					<link:label xlink:type="resource" xlink:label="label_C000130450Member" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">C000130450 [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000130450Member" xlink:to="label_C000130450Member"/>
										<link:label xlink:type="resource" xlink:label="label_C000130450Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Class Y</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000130450Member" xlink:to="label_C000130450Member_2"/>
					<link:loc xlink:type="locator" xlink:href="#bmcafmbfi_C000073387Member" xlink:label="C000073387Member"/>
					<link:label xlink:type="resource" xlink:label="label_C000073387Member" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">C000073387 [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000073387Member" xlink:to="label_C000073387Member"/>
										<link:label xlink:type="resource" xlink:label="label_C000073387Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Class I</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000073387Member" xlink:to="label_C000073387Member_2"/>
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentTypeAxis" xlink:label="InvestmentTypeAxis"/>
					<link:label xlink:type="resource" xlink:label="label_InvestmentTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Investment Type [Axis]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentTypeAxis" xlink:to="label_InvestmentTypeAxis" priority="1"/>
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AssetsNet" xlink:label="AssetsNet"/>
					<link:label xlink:type="resource" xlink:label="label_AssetsNet" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Net Assets</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsNet" xlink:to="label_AssetsNet" priority="1"/>
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentCompanyPortfolioTurnover" xlink:label="InvestmentCompanyPortfolioTurnover"/>
					<link:label xlink:type="resource" xlink:label="label_InvestmentCompanyPortfolioTurnover" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Investment Company Portfolio Turnover</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentCompanyPortfolioTurnover" xlink:to="label_InvestmentCompanyPortfolioTurnover" priority="1"/>                
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_NoTradingSymbolFlag" xlink:label="dei_NoTradingSymbolFlag"/>
					<link:label xlink:type="resource" xlink:label="label_NoTradingSymbolFlag" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">No Trading Symbol Flag</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_NoTradingSymbolFlag" xlink:to="label_NoTradingSymbolFlag" priority="1"/>		
				</link:labelLink>
			</link:linkbase>
		</appinfo>
	</annotation>   
	<element name="BloombergUSMunicipalBondC000130450IndexMember" id="bmcafmbfi_BloombergUSMunicipalBondC000130450IndexMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="BloombergUSMunicipalBondIndexMember" id="bmcafmbfi_BloombergUSMunicipalBondIndexMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="MedicalMember" id="bmcafmbfi_MedicalMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="EducationMember" id="bmcafmbfi_EducationMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="AirportMember" id="bmcafmbfi_AirportMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="HousingMember" id="bmcafmbfi_HousingMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="NursingHomesMember" id="bmcafmbfi_NursingHomesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="PowerMember" id="bmcafmbfi_PowerMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="TobaccoSettlementMember" id="bmcafmbfi_TobaccoSettlementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="DevelopmentMember" id="bmcafmbfi_DevelopmentMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="SchoolDistrictMember" id="bmcafmbfi_SchoolDistrictMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="WaterAndSewerMember" id="bmcafmbfi_WaterAndSewerMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="GeneralObligationMember" id="bmcafmbfi_GeneralObligationMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="NetOtherAssetsAndLiabilitiesMember" id="bmcafmbfi_NetOtherAssetsAndLiabilitiesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="C000001376Member" id="bmcafmbfi_C000001376Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="C000001378Member" id="bmcafmbfi_C000001378Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="C000000023Member" id="bmcafmbfi_C000000023Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="C000130450Member" id="bmcafmbfi_C000130450Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="C000073387Member" id="bmcafmbfi_C000073387Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
</schema>
