The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 19,157,638 859,472 SH SOLE 859,472 0 0
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 24,981,008 506,920 SH SOLE 506,920 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 24,261,823 247,065 SH SOLE 247,065 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREAT UNIT 14019W109 22,399,334 647,006 SH SOLE 647,006 0 0
CAPITAL GROUP GROWTH ETF SHS CREAT UNIT 14020G101 18,278,822 387,263 SH SOLE 387,263 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 17,020,932 78,103 SH SOLE 78,103 0 0
VANGUARD MALVERN FDS CORE BD ETF 922020748 11,050,376 143,079 SH SOLE 143,079 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 11,844,278 161,344 SH SOLE 161,344 0 0
CAPITAL GROUP EQUITY ETF TR US SM MI CA ETF 14022A102 16,848,831 511,035 SH SOLE 511,035 0 0
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 8,845,977 323,673 SH SOLE 323,673 0 0
SPDR SERIES TRUST ST SHO TREAS ETF 78468R101 7,797,722 268,794 SH SOLE 268,794 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 9,655,316 112,089 SH SOLE 112,089 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 463,674 5,424 SH SOLE 5,424 0 0
SPDR SERIES TRUST ST STR SP600 SML 78468R853 288,624 5,005 SH SOLE 5,005 0 0
FIRST TR EXCHANGE-TRADED FD SHS 33734H106 1,080,051 22,417 SH SOLE 22,417 0 0
CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201 2,871,089 104,517 SH SOLE 104,517 0 0
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 1,194,346 23,650 SH SOLE 23,650 0 0
MICROSOFT CORP COM 594918104 985,035 2,641 SH SOLE 2,641 0 0
JOHNSON & JOHNSON COM 478160104 338,795 1,334 SH SOLE 1,334 0 0
EXXON MOBIL CORP COM 30231G102 1,163,769 8,512 SH SOLE 8,512 0 0
ISHARES TR RUS MID CAP ETF 464287499 345,695 3,134 SH SOLE 3,134 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 297,544 4,176 SH SOLE 4,176 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 1,134,647 9,344 SH SOLE 9,344 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 1,593,603 28,215 SH SOLE 28,215 0 0
CAPITAL GROUP INTERNATIONAL SHS 14021T102 1,864,138 51,227 SH SOLE 51,227 0 0
F N B CORP COM 302520101 446,521 23,403 SH SOLE 23,403 0 0
PACER FDS TR INDUSTRIAL RELET 69374H766 307,288 7,642 SH SOLE 7,642 0 0
PUBLIC STORAGE COM 74460D109 498,550 1,566 SH SOLE 1,566 0 0
CAPITAL GROUP CONSERVATIVE E SHS 14020U100 825,583 25,155 SH SOLE 25,155 0 0
ALPHABET INC CAP STK CL A 02079K305 316,661 886 SH SOLE 886 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 247,653 881 SH SOLE 881 0 0
FIRST TR EXCHANGE TRADED FD BUYWRIT INCM ETF 33738R308 498,465 20,900 SH SOLE 20,900 0 0
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 721,732 14,050 SH SOLE 14,050 0 0
SPDR GOLD TR GOLD SHS 78463V107 598,618 1,625 SH SOLE 1,625 0 0
NVIDIA CORPORATION COM 67066G104 939,914 4,697 SH SOLE 4,697 0 0
AMAZON COM INC COM 023135106 250,019 1,049 SH SOLE 1,049 0 0
APPLE INC COM 037833100 982,199 3,394 SH SOLE 3,394 0 0
BROADCOM INC COM 11135F101 375,228 993 SH SOLE 993 0 0
ELI LILLY & CO COM 532457108 1,016,064 847 SH SOLE 847 0 0
META PLATFORMS INC CL A 30303M102 233,185 414 SH SOLE 414 0 0
CAPITAL GROUP NEW GEOGRAPHY SHS 14021N105 450,498 12,026 SH SOLE 12,026 0 0
CAPITAL GROUP GBL GROWTH EQT SHS CREAT UNIT 14020X104 263,663 6,229 SH SOLE 6,229 0 0
MARSH & MCLENNAN COS INC COM 571748102 237,252 1,423 SH SOLE 1,423 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 474,680 4,458 SH SOLE 4,458 0 0
CAPITAL GRP FIXED INCM ETF T MUN HIGH ETF 14020Y805 1,127,774 43,628 SH SOLE 43,628 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866 696,824 13,248 SH SOLE 13,248 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 255,287 1,615 SH SOLE 1,615 0 0
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855 202,319 10,488 SH SOLE 10,488 0 0
JANUS DETROIT STR TR HENDERSN SML ETF 47103U209 358,323 3,539 SH SOLE 3,539 0 0