v3.26.1
Loans and Allowance for Credit Loses - Allowance for loan losses by segment (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance $ 57,277 $ 53,766 $ 56,443 $ 52,277 $ 52,277
Provision for (Recovery of) Credit Losses for Loans and Leases 550 2,000 1,900 3,500  
Loans and Leases Charged-off (738) (6) (1,396) (18)  
Recoveries of Loans and Leases 329 5 471 6  
Total Ending Allowance Balance 57,418 55,765 57,418 55,765 56,443
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss 5,283   5,283   3,812
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 52,135   52,135   52,631
Allowance for Credit Loss Total 57,418 55,765 57,418 55,765 56,443
Loans, Individually Evaluated for Credit Loss 43,888   43,888   55,757
Loans, Collectively Evaluated for Credit Loss 4,382,501   4,382,501   4,253,760
Totals 4,426,389   4,426,389   4,309,517
Commercial          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 6,395 5,847 5,982 5,630 5,630
Provision for (Recovery of) Credit Losses for Loans and Leases (677) 87 237 304  
Loans and Leases Charged-off     (639)    
Recoveries of Loans and Leases 328 1 466 1  
Total Ending Allowance Balance 6,046 5,935 6,046 5,935 5,982
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss 189   189   134
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 5,857   5,857   5,848
Allowance for Credit Loss Total 6,046 5,935 6,046 5,935 5,982
Loans, Individually Evaluated for Credit Loss 10,430   10,430   10,527
Loans, Collectively Evaluated for Credit Loss 580,604   580,604   536,718
Totals 591,034   591,034   547,245
Leases          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 305 365 352 368 368
Provision for (Recovery of) Credit Losses for Loans and Leases (9) 16 (56) 13  
Total Ending Allowance Balance 296 381 296 381 352
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 296   296   352
Allowance for Credit Loss Total 296 381 296 381 352
Loans, Collectively Evaluated for Credit Loss 41,802   41,802   43,407
Totals 41,802   41,802   43,407
Construction and Land Development          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 1,696 1,075 1,687 866 866
Provision for (Recovery of) Credit Losses for Loans and Leases (296) 29 (287) 238  
Total Ending Allowance Balance 1,400 1,104 1,400 1,104 1,687
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 1,400   1,400   1,687
Allowance for Credit Loss Total 1,400 1,104 1,400 1,104 1,687
Loans, Individually Evaluated for Credit Loss 26   26   34
Loans, Collectively Evaluated for Credit Loss 186,222   186,222   216,129
Totals 186,248   186,248   216,163
1-4 Family Construction          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 355 292 316 331 331
Provision for (Recovery of) Credit Losses for Loans and Leases (42) (14) (3) (53)  
Total Ending Allowance Balance 313 278 313 278 316
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 313   313   316
Allowance for Credit Loss Total 313 278 313 278 316
Loans, Collectively Evaluated for Credit Loss 46,539   46,539   45,152
Totals 46,539   46,539   45,152
Real Estate Mortgage          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 48,267 46,052 47,925 44,940 44,940
Provision for (Recovery of) Credit Losses for Loans and Leases 1,535 1,862 1,877 2,974  
Loans and Leases Charged-off (718)   (718)    
Total Ending Allowance Balance 49,084 47,914 49,084 47,914 47,925
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss 5,014   5,014   3,678
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 44,070   44,070   44,247
Allowance for Credit Loss Total 49,084 47,914 49,084 47,914 47,925
Loans, Individually Evaluated for Credit Loss 32,623   32,623   45,196
Loans, Collectively Evaluated for Credit Loss 3,503,247   3,503,247   3,393,142
Totals 3,535,870   3,535,870   3,438,338
1-4 Family Mortgage          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 2,385 2,585 2,475 2,795 2,795
Provision for (Recovery of) Credit Losses for Loans and Leases (100) (172) (190) (382)  
Loans and Leases Charged-off (9)   (9)    
Total Ending Allowance Balance 2,276 2,413 2,276 2,413 2,475
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 2,276   2,276   2,475
Allowance for Credit Loss Total 2,276 2,413 2,276 2,413 2,475
Loans, Individually Evaluated for Credit Loss 1,328   1,328   1,000
Loans, Collectively Evaluated for Credit Loss 483,960   483,960   495,142
Totals 485,288   485,288   496,142
Multifamily          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 24,140 23,927 23,775 23,120 23,120
Provision for (Recovery of) Credit Losses for Loans and Leases 1,588 (6) 1,953 801  
Loans and Leases Charged-off (709)   (709)    
Total Ending Allowance Balance 25,019 23,921 25,019 23,921 23,775
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss 995   995   789
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 24,024   24,024   22,986
Allowance for Credit Loss Total 25,019 23,921 25,019 23,921 23,775
Loans, Individually Evaluated for Credit Loss 12,118   12,118   23,776
Loans, Collectively Evaluated for Credit Loss 1,678,448   1,678,448   1,563,562
Totals 1,690,566   1,690,566   1,587,338
CRE Owner Occupied          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 1,065 1,226 1,080 1,290 1,290
Provision for (Recovery of) Credit Losses for Loans and Leases (32) (89) (47) (153)  
Total Ending Allowance Balance 1,033 1,137 1,033 1,137 1,080
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 1,033   1,033   1,080
Allowance for Credit Loss Total 1,033 1,137 1,033 1,137 1,080
Loans, Individually Evaluated for Credit Loss 3,355   3,355   3,553
Loans, Collectively Evaluated for Credit Loss 187,798   187,798   186,201
Totals 191,153   191,153   189,754
CRE Non-owner Occupied          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 20,677 18,314 20,595 17,735 17,735
Provision for (Recovery of) Credit Losses for Loans and Leases 79 2,129 161 2,708  
Total Ending Allowance Balance 20,756 20,443 20,756 20,443 20,595
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss 4,019   4,019   2,889
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 16,737   16,737   17,706
Allowance for Credit Loss Total 20,756 20,443 20,756 20,443 20,595
Loans, Individually Evaluated for Credit Loss 15,822   15,822   16,867
Loans, Collectively Evaluated for Credit Loss 1,153,041   1,153,041   1,148,237
Totals 1,168,863   1,168,863   1,165,104
Consumer and other          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 259 135 181 142 142
Provision for (Recovery of) Credit Losses for Loans and Leases 39 20 132 24  
Loans and Leases Charged-off (20) (6) (39) (18)  
Recoveries of Loans and Leases 1 4 5 5  
Total Ending Allowance Balance 279 153 279 153 181
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss 80   80    
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 199   199   181
Allowance for Credit Loss Total 279 $ 153 279 $ 153 181
Loans, Individually Evaluated for Credit Loss 809   809    
Loans, Collectively Evaluated for Credit Loss 24,087   24,087   19,212
Totals $ 24,896   $ 24,896   $ 19,212