EXHIBIT 99.1

CAPITALISATION

The following table shows the capitalisation and indebtedness of Lloyds Bank plc together with its subsidiaries (the Group) on a consolidated basis as at 30 June 2026. In accordance with IFRS, certain preference shares are classified as debt and are included in subordinated liabilities in the table below.

Capitalisation			At 30 Jun 2026 £m
Equity
Ordinary shareholders’ equity			37,648
Other equity instruments			5,184
Non-controlling interests			66
Total equity			42,898
Indebtedness
Subordinated liabilities			7,582
Debt securities
Debt securities in issue at amortised cost			62,806
Liabilities designated at fair value through profit or loss			4,238
Total debt securities			67,044
Total indebtedness			74,626
Total capitalisation and indebtedness			117,524

Excluding indebtedness issued under government-guaranteed funding programmes, none of the indebtedness set forth above is guaranteed by persons other than members of the Group. As of 30 June 2026, all indebtedness was unsecured except for £19.8 billion of securitisation notes and covered bonds and £1.4 billion of debt securities issued by the Group’s asset-backed conduits.

There have been no issuances or redemptions of subordinated liabilities, debt securities or other equity instruments since 30 June 2026.

There has been no material change in the information set forth in the table above since 30 June 2026.