v3.26.1
Liability for Unpaid Losses and Loss Adjustment Expenses (Tables)
 6 Months Ended
Jun. 30, 2026
Liability for Unpaid Losses and Loss Adjustment Expenses [Abstract]  
Changes in the liability for unpaid losses and LAE table
The following table represents a reconciliation of changes in the liability for unpaid losses and LAE.
Three Months EndedSix Months Ended
 June 30,June 30,
 2026202520262025
 (in millions)
Unpaid losses and LAE at beginning of period$1,802.5 $1,792.6 $1,805.8 $1,808.2 
Less reinsurance recoverable, excluding CECL allowance, on unpaid losses and LAE383.1 407.1 386.5 412.4 
Net unpaid losses and LAE at beginning of period1,419.4 1,385.5 1,419.3 1,395.8 
Losses and LAE, net of reinsurance, incurred during the period related to:  
Current year
124.1 141.5 254.6 262.5 
Prior years
(0.3)0.3 (0.4)1.6 
Total net losses and LAE incurred during the period123.8 141.8 254.2 264.1 
Paid losses and LAE, net of reinsurance, related to:  
Current year
24.2 26.0 30.6 34.0 
Prior years
123.9 115.5 247.8 240.1 
Total net paid losses and LAE during the period148.1 141.5 278.4 274.1 
Ending unpaid losses and LAE, net of reinsurance1,395.1 1,385.8 1,395.1 1,385.8 
Reinsurance recoverable, excluding CECL allowance, on unpaid losses and LAE380.1 401.0 380.1 401.0 
Unpaid losses and LAE at end of period$1,775.2 $1,786.8 $1,775.2 $1,786.8