The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 9,388,717 196,622 SH SOLE 0 0 196,622
ISHARES TR CORE S&P SCP ETF 464287804 26,682,153 179,908 SH SOLE 0 0 179,908
SCHWAB STRATEGIC TR US TIPS ETF 808524870 8,188,679 309,007 SH SOLE 0 0 309,007
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,751,674 15,855 SH SOLE 0 0 15,855
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 20,144,864 282,735 SH SOLE 0 0 282,735
VANGUARD INDEX FDS GROWTH ETF 922908736 34,895,557 405,103 SH SOLE 0 0 405,103
VANGUARD BD INDEX FDS INTERMED TERM 921937819 17,651,767 230,140 SH SOLE 0 0 230,140
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 18,282,997 189,599 SH SOLE 0 0 189,599
VANGUARD INDEX FDS VALUE ETF 922908744 39,665,355 182,010 SH SOLE 0 0 182,010
AMAZON COM INC COM 023135106 507,188 2,128 SH SOLE 0 0 2,128
EXXON MOBIL CORP COM 30231G102 263,870 1,930 SH SOLE 0 0 1,930
INVESCO QQQ TR UNIT SER 1 46090E103 873,360 1,186 SH SOLE 0 0 1,186
MICROSOFT CORP COM 594918104 213,740 573 SH SOLE 0 0 573
CAPITAL GROUP NEW GEOGRAPHY SHS 14021N105 2,947,406 78,681 SH SOLE 0 0 78,681
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,049,047 26,554 SH SOLE 0 0 26,554
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 21,232,810 569,855 SH SOLE 0 0 569,855
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 13,062,652 19,019 SH SOLE 0 0 19,019
CATERPILLAR INC COM 149123101 276,856 260 SH SOLE 0 0 260
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,693,843 205,554 SH SOLE 0 0 205,554
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,667,228 27,931 SH SOLE 0 0 27,931
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,642,598 23,050 SH SOLE 0 0 23,050
ISHARES TR RUS 1000 VAL ETF 464287598 1,754,182 7,236 SH SOLE 0 0 7,236
ISHARES TR 0-5 YR TIPS ETF 46429B747 831,891 8,143 SH SOLE 0 0 8,143
ISHARES TR S&P 500 GRWT ETF 464287309 1,679,582 12,212 SH SOLE 0 0 12,212
ISHARES TR SP SMCP600VL ETF 464287879 602,644 4,409 SH SOLE 0 0 4,409
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,290,091 5,309 SH SOLE 0 0 5,309
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 870,951 4,093 SH SOLE 0 0 4,093
ISHARES TR S&P SML 600 GWT 464287887 219,677 1,230 SH SOLE 0 0 1,230
APPLE INC COM 037833100 1,105,477 3,820 SH SOLE 0 0 3,820
VANGUARD INDEX FDS MID CAP ETF 922908629 385,523 4,785 SH SOLE 0 0 4,785
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 397,388 5,101 SH SOLE 0 0 5,101
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 6,484,214 191,614 SH SOLE 0 0 191,614
ISHARES TR NATIONAL MUN ETF 464288414 719,877 6,689 SH SOLE 0 0 6,689
SENSIENT TECHNOLOGIES CORP COM 81725T100 278,882 2,262 SH SOLE 0 0 2,262
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 259,702 519 SH SOLE 0 0 519
ISHARES TR CORE S&P500 ETF 464287200 891,447 1,190 SH SOLE 0 0 1,190
SPDR SERIES TRUST ST STR SP DIV 78464A763 771,073 5,067 SH SOLE 0 0 5,067
ISHARES TR CORE S&P MCP ETF 464287507 857,997 11,127 SH SOLE 0 0 11,127
CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201 628,814 22,891 SH SOLE 0 0 22,891
AMEREN CORP COM 023608102 829,261 7,336 SH SOLE 0 0 7,336
PIMCO ETF TR INTER MUN BD ACT 72201R866 447,935 8,516 SH SOLE 0 0 8,516
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 485,305 9,610 SH SOLE 0 0 9,610
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 957,339 11,627 SH SOLE 0 0 11,627
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,937,694 2,595 SH SOLE 0 0 2,595
ISHARES TR RUS 1000 ETF 464287622 406,241 992 SH SOLE 0 0 992
VANGUARD INDEX FDS TOTAL STK MKT 922908769 433,175 1,171 SH SOLE 0 0 1,171
ESCO TECHNOLOGIES INC COM 296315104 415,497 1,187 SH SOLE 0 0 1,187