v3.26.1
Notes Receivable
6 Months Ended
Jun. 30, 2026
Receivables [Abstract]  
Notes Receivable

Note 4. Notes Receivable

 

RSLCA Notes Receivable From Affiliated Party

 

The Company has invested in a short-term mezzanine loan to ExchangeRight (“ExchangeRight Mezz Loans”) for ExchangeRight’s Delaware Statutory Trust (“DST”) programs under a Revolving Secured Line of Credit Agreement (“RSLCA”). The loan agreement, as amended, matures on April 4, 2027, with a maximum of $250.0 million outstanding at any time, and bears interest at a rate equal to 12.0% per annum, while outstanding. On September 18, 2024, the Company entered into the first amendment to the Restated and Uncommitted Senior Revolving Line of Credit Agreement (the “Amendment”) with ExchangeRight. Under the Amendment, the Company is due a 0.25% unused facility fees and a 0.25% annual access fee, both payable by ExchangeRight quarterly in arrears.

 

The Company’s notes receivable are secured by interests in an affiliated party that indirectly owns net-leased necessity-based properties similar to the Company’s acquired properties, as well as a pledge agreement and subordination agreement provided by ExchangeRight. As a result, the risk profile of an investment in these notes is intended to be similar to ownership of the Company’s acquired properties while providing liquidity and an enhanced risk-adjusted return over investments with similar liquidity. The Company’s investment in the RSLCA notes receivable are held at amortized cost and totaled $19.0 million as of June 30, 2026.

 

Notes Receivable from Affiliated Parties

 

Since November 2022, the Company, as lender, has entered into four real estate notes with various net-leased DSTs owned by ExchangeRight as of the issuance date. The below table details the issuance date, maturity date, interest rate, and the Company’s outstanding note receivable under each of these agreements as of June 30, 2026, which is included in notes receivable from affiliates in the condensed consolidated balance sheet:

 

Note receivable

 

Issuance

 

Maturity

 

Interest

 

 

June 30,

 

from affiliated parties (a)

 

date

 

date

 

rate

 

 

2026

 

Real estate note

 

8/25/2022

 

8/25/2027

 

 

6.00

%

 

$

3,610,000

 

Junior unsecured line of credit

 

11/18/2022

 

11/18/2027

 

 

7.25

%

 

 

2,410,000

 

Real estate note

 

11/7/2024

 

12/1/2028

 

 

5.80

%

 

 

14,234,000

 

Real estate note

 

11/8/2024

 

12/1/2026

 

 

5.16

%

 

 

1,146,000

 

 

 

 

 

 

 

 

 

 

$

21,400,000

 


(a)
Each note receivable is secured by properties in net-leased DSTs managed by ExchangeRight.

 

Under these real estate notes, the Company earned $0.3 million and $0.6 million in interest income during the three and six months ended June 30, 2026, respectively. The Company earned $0.3 million and $0.6 million during the three and six months ended June 30, 2025, respectively. Additionally, the Company had $0.1 million in interest income receivable in relation to these real estate notes as of June 30, 2026.