The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107 606,470 1,044 SH SOLE 644 0 400
AFLAC INC COM 001055102 1,876,352 16,003 SH SOLE 16,003 0 0
ALLSTATE CORP COM 020002101 286,480 1,204 SH SOLE 1,144 0 60
ALPHABET INC CAP STK CL A 02079K305 3,661,028 10,244 SH SOLE 7,274 0 2,970
AMAZON COM INC COM 023135106 5,059,720 21,229 SH SOLE 13,146 0 8,083
AMEREN CORP COM 023608102 351,441 3,109 SH SOLE 3,109 0 0
AMERICAN ELEC PWR CO INC COM 025537101 236,955 1,732 SH SOLE 1,418 0 314
AMERICAN EXPRESS CO COM 025816109 257,747 762 SH SOLE 708 0 54
AMERICAN INTL GROUP INC COM NEW 026874784 586,104 7,864 SH SOLE 7,864 0 0
AMERICAN TOWER CORP COM 03027X100 814,415 4,979 SH SOLE 2,372 0 2,607
APPLE INC COM 037833100 9,041,660 31,247 SH SOLE 24,078 0 7,169
APPLIED MATLS INC COM 038222105 469,950 650 SH SOLE 650 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 392,484 1,753 SH SOLE 1,753 0 0
BANK OF AMER CORP COM 060505104 2,431,929 134,048 SH SOLE 120,753 0 13,295
BECTON DICKINSON & CO COM 075887109 639,521 4,226 SH SOLE 3,986 0 240
BLACKSTONE INC COM 09260D107 2,268,560 19,279 SH SOLE 12,072 0 7,207
BRIXMOR PPTY GROUP INC COM 11120U105 223,674 7,094 SH SOLE 7,094 0 0
BROADCOM INC COM 11135F101 7,758,393 20,538 SH SOLE 15,633 0 4,905
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 2,414,293 92,219 SH SOLE 24,334 0 67,885
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 2,479,050 90,708 SH SOLE 27,809 0 62,899
CAPITAL ONE FINL CORP COM 14040H105 529,436 2,639 SH SOLE 2,639 0 0
CHORD ENERGY CORPORATION COM NEW 674215207 348,958 3,053 SH SOLE 3,053 0 0
CISCO SYS INC COM 17275R102 229,517 1,954 SH SOLE 1,954 0 0
COHERENT CORP COM 19247G107 334,905 849 SH SOLE 796 0 53
COLGATE PALMOLIVE CO COM 194162103 223,791 2,441 SH SOLE 2,441 0 0
CONSOLIDATED EDISON INC COM 209115104 549,499 4,967 SH SOLE 4,967 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 1,237,627 1,323 SH SOLE 912 0 411
CROWDSTRIKE HLDGS INC CL A 22788C105 637,985 836 SH SOLE 736 0 100
DIAMONDBACK ENERGY INC COM 25278X109 278,611 1,585 SH SOLE 1,585 0 0
DXC TECHNOLOGY CO COM 23355L106 100,748 11,384 SH SOLE 11,384 0 0
ELEVANCE HEALTH INC FORMERLY COM 036752103 215,022 556 SH SOLE 402 0 154
ELI LILLY & CO COM 532457108 642,894 536 SH SOLE 536 0 0
EOG RES INC COM 26875P101 524,239 4,041 SH SOLE 4,041 0 0
EVERGY INC COM 30034W106 375,798 4,348 SH SOLE 4,348 0 0
EXELON CORP COM 30161N101 275,804 5,916 SH SOLE 5,916 0 0
EXXON MOBIL CORP COM 30231G102 556,861 4,073 SH SOLE 4,073 0 0
FEDERATED HERMES INC CL B 314211103 255,503 4,627 SH SOLE 4,627 0 0
GILEAD SCIENCES INC COM 375558103 848,639 6,717 SH SOLE 5,241 0 1,476
GLOBAL PMTS INC COM 37940X102 6,631,404 91,392 SH SOLE 91,392 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 3,405,941 34,005 SH SOLE 22,763 0 11,242
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479 648,295 14,121 SH SOLE 1,815 0 12,306
GOLDMAN SACHS GROUP INC COM 38141G104 4,522,585 4,472 SH SOLE 2,390 0 2,082
GREIF INC CL A 397624107 229,951 3,087 SH SOLE 3,087 0 0
HARTFORD INSURANCE GROUP INC COM 416515104 675,322 5,096 SH SOLE 5,096 0 0
HOME DEPOT INC COM 437076102 1,483,880 4,207 SH SOLE 2,484 0 1,723
INDEPENDENCE RLTY TR INC COM 45378A106 173,059 10,369 SH SOLE 10,369 0 0
INGREDION INC COM 457187102 230,335 2,432 SH SOLE 2,432 0 0
INTEL CORP COM 458140100 360,245 2,580 SH SOLE 2,580 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 240,263 854 SH SOLE 528 0 326
INVESCO QQQ TR UNIT SER 1 46090E103 2,544,630 3,456 SH SOLE 632 0 2,824
ISHARES TR 0-5YR HI YL CP 46434V407 544,728 12,844 SH SOLE 3,082 0 9,762
ISHARES TR 0-5YR INVT GR CP 46434V100 7,237,676 143,690 SH SOLE 37,401 0 106,289
ISHARES TR CORE MSCI EAFE 46432F842 7,781,451 80,570 SH SOLE 24,489 0 56,081
ISHARES TR CORE S&P MCP ETF 464287507 1,037,438 13,454 SH SOLE 3,695 0 9,759
ISHARES TR CORE S&P500 ETF 464287200 26,830,884 35,828 SH SOLE 9,831 0 25,997
ISHARES TR IBOXX INV CP ETF 464287242 659,983 6,051 SH SOLE 758 0 5,293
ISHARES TR ISHS 1-5YR INVS 464288646 977,080 18,643 SH SOLE 1,591 0 17,052
ISHARES TR MSCI USA QLT FCT 46432F339 1,510,337 6,883 SH SOLE 120 0 6,763
ISHARES TR RUS 1000 GRW ETF 464287614 33,503,984 269,824 SH SOLE 67,680 0 202,144
ISHARES TR RUS MD CP GR ETF 464287481 5,387,543 36,798 SH SOLE 8,059 0 28,739
ISHARES TR RUSSELL 2000 ETF 464287655 625,236 2,081 SH SOLE 647 0 1,434
ISHARES TR S&P 500 GRWT ETF 464287309 30,791,178 223,887 SH SOLE 55,174 0 168,713
ISHARES TR S&P 500 VAL ETF 464287408 18,370,743 80,907 SH SOLE 23,588 0 57,319
ISHARES TR USD INV GRDE ETF 464288620 1,035,621 20,191 SH SOLE 5,540 0 14,651
ITT INC COM 45073V108 439,027 2,220 SH SOLE 2,220 0 0
J P MORGAN EXCHANGE TRADED F JPMORGAM LTD DUR 46654Q773 1,287,423 24,668 SH SOLE 394 0 24,274
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 23,102,980 456,852 SH SOLE 143,582 0 313,270
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 204,000 4,000 SH SOLE 4,000 0 0
JANUS HENDERSON GROUP PLC ORD SHS G4474Y214 285,569 5,497 SH SOLE 5,497 0 0
JOHNSON & JOHNSON COM 478160104 410,458 1,616 SH SOLE 1,383 0 233
JONES LANG LASALLE INC COM 48020Q107 202,397 653 SH SOLE 653 0 0
JPMORGAN CHASE & CO COM 46625H100 2,650,670 8,098 SH SOLE 7,898 0 200
KB HOME COM 48666K109 201,978 3,227 SH SOLE 3,227 0 0
KIMCO REALTY CORP COM 49446R109 309,270 12,200 SH SOLE 12,200 0 0
KLA CORP COM NEW 482480100 238,351 790 SH SOLE 790 0 0
KRAFT HEINZ CO COM 500754106 225,427 9,544 SH SOLE 9,544 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 404,501 1,392 SH SOLE 970 0 422
LAM RESEARCH CORP COM NEW 512807306 299,864 692 SH SOLE 692 0 0
MASTERCARD INCORPORATED CL A 57636Q104 942,536 1,835 SH SOLE 1,029 0 806
MERCK & CO INC COM 58933Y105 568,615 4,425 SH SOLE 4,339 0 86
META PLATFORMS INC CL A 30303M102 2,381,590 4,228 SH SOLE 2,794 0 1,434
MGIC INVT CORP WIS COM 552848103 306,111 10,855 SH SOLE 10,855 0 0
MICRON TECHNOLOGY INC COM 595112103 615,237 533 SH SOLE 500 0 33
MICROSOFT CORP COM 594918104 4,668,369 12,515 SH SOLE 7,352 0 5,163
MORGAN STANLEY COM NEW 617446448 1,554,212 7,435 SH SOLE 7,435 0 0
NEW JERSEY RES CORP COM 646025106 423,550 7,558 SH SOLE 7,558 0 0
NVIDIA CORPORATION COM 67066G104 6,602,240 32,996 SH SOLE 22,355 0 10,641
OGE ENERGY CORP COM 670837103 370,595 7,616 SH SOLE 7,616 0 0
ORACLE CORP COM 68389X105 1,211,236 8,265 SH SOLE 4,573 0 3,692
PALANTIR TECHNOLOGIES INC CL A 69608A108 796,856 6,830 SH SOLE 3,108 0 3,722
PALO ALTO NETWORKS INC COM 697435105 205,635 603 SH SOLE 603 0 0
PHILLIPS 66 COM 718546104 233,120 1,379 SH SOLE 1,379 0 0
PINNACLE FINL PARTNERS INC COM 72348N109 224,660 2,227 SH SOLE 2,227 0 0
PRICE T ROWE GROUP INC COM 74144T108 223,060 1,962 SH SOLE 1,962 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 218,114 2,687 SH SOLE 2,687 0 0
PULTE GROUP INC COM 745867101 211,578 1,542 SH SOLE 1,542 0 0
QUEST DIAGNOSTICS INC COM 74834L100 704,098 3,322 SH SOLE 3,322 0 0
RED ROCK RESORTS INC CL A 75700L108 472,466 7,262 SH SOLE 7,262 0 0
RITHM CAPITAL CORP COM NEW 64828T201 141,442 15,063 SH SOLE 15,063 0 0
ROCKET COS INC COM CL A 77311W101 727,650 46,200 SH SOLE 46,200 0 0
RTX CORPORATION COM 75513E101 212,308 1,119 SH SOLE 513 0 606
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 202,713 1,064 SH SOLE 400 0 664
SERVICENOW INC COM 81762P102 610,870 6,153 SH SOLE 2,931 0 3,222
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 375,892 2,200 SH SOLE 2,100 0 100
SPDR GOLD TR GOLD SHS 78463V107 626,246 1,700 SH SOLE 1,700 0 0
SPDR SERIES TRUST ST INTER BD ETF 78464A375 5,054,836 151,071 SH SOLE 46,095 0 104,976
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 9,629,099 320,863 SH SOLE 87,943 0 232,920
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 546,487 5,963 SH SOLE 4,006 0 1,957
SSGA ACTIVE ETF TR ST STR TOTAL ETF 78467V848 332,614 8,427 SH SOLE 1,862 0 6,565
SSGA ACTIVE TR ST STR TOTAL ETF 78470P200 7,018,122 149,132 SH SOLE 37,896 0 111,236
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 19,846,826 26,577 SH SOLE 3,487 0 23,090
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 244,038 511 SH SOLE 49 0 462
TESLA INC COM 88160R101 2,341,480 5,567 SH SOLE 4,298 0 1,269
THE CIGNA GROUP COM 125523100 211,171 766 SH SOLE 582 0 184
THERMO FISHER SCIENTIFIC INC COM 883556102 236,141 471 SH SOLE 171 0 300
UNITEDHEALTH GROUP INC COM 91324P102 229,012 551 SH SOLE 401 0 150
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 912,170 11,708 SH SOLE 858 0 10,850
VANGUARD INDEX FDS GROWTH ETF 922908736 2,232,917 25,922 SH SOLE 4,562 0 21,360
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 13,236,202 19,272 SH SOLE 4,231 0 15,041
VANGUARD INDEX FDS TOTAL STK MKT 922908769 222,024 600 SH SOLE 600 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 832,193 3,517 SH SOLE 700 0 2,817
VANGUARD STAR FDS VG TL INTL STK F 921909768 597,917 6,994 SH SOLE 6,994 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 287,905 3,275 SH SOLE 3,275 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 639,880 15,113 SH SOLE 12,055 0 3,058
VERTIV HOLDINGS CO COM CL A 92537N108 902,675 2,696 SH SOLE 1,219 0 1,477
VISA INC COM CL A 92826C839 2,226,461 6,489 SH SOLE 2,825 0 3,664
WALMART INC COM 931142103 624,176 5,511 SH SOLE 4,931 0 580
WELLTOWER INC COM 95040Q104 952,593 4,197 SH SOLE 1,978 0 2,219
WESCO INTL INC COM 95082P105 411,753 1,192 SH SOLE 1,192 0 0
WISDOMTREE TR INTL QULTY DIV 97717X131 230,133 5,342 SH SOLE 0 0 5,342
XYLEM INC COM 98419M100 503,929 4,263 SH SOLE 4,263 0 0