v3.26.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Activity in Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period $ 574,358 $ 401,932 $ 569,520 $ 392,522
Charge-offs (41,540) (29,954) (78,847) (54,494)
Recoveries 9,293 3,426 14,584 6,350
Provision for Loan Losses 38,400 99,263 75,254 130,289
Balance at End of Period 580,511 565,109 580,511 565,109
Allowance Established for Acquired PCD Loans        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Allowance Established for Acquired PCD Loans 0 90,442 0 90,442
Commercial        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 244,640 157,587 244,670 148,722
Charge-offs (19,638) (16,805) (43,152) (26,116)
Recoveries 6,670 973 10,061 2,253
Provision for Loan Losses 22,182 43,670 42,275 60,566
Balance at End of Period 253,854 215,917 253,854 215,917
Commercial | Allowance Established for Acquired PCD Loans        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Allowance Established for Acquired PCD Loans 0 30,492 0 30,492
Commercial real estate        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 266,797 198,110 268,332 200,309
Charge-offs (18,155) (9,438) (26,622) (21,098)
Recoveries 1,018 123 1,426 393
Provision for Loan Losses 14,046 45,897 20,570 55,088
Balance at End of Period 263,706 294,303 263,706 294,303
Commercial real estate | Allowance Established for Acquired PCD Loans        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Allowance Established for Acquired PCD Loans 0 59,611 0 59,611
BBCC        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 2,779 2,695 2,371 2,813
Charge-offs (486) (53) (1,296) (57)
Recoveries 118 99 240 399
Provision for Loan Losses 550 (253) 1,646 (667)
Balance at End of Period 2,961 2,488 2,961 2,488
BBCC | Allowance Established for Acquired PCD Loans        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Allowance Established for Acquired PCD Loans 0 0 0 0
Residential real estate        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 39,764 24,214 34,394 22,922
Charge-offs (74) (247) (386) (277)
Recoveries 59 150 124 238
Provision for Loan Losses 701 7,585 6,318 8,819
Balance at End of Period 40,450 31,850 40,450 31,850
Residential real estate | Allowance Established for Acquired PCD Loans        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Allowance Established for Acquired PCD Loans 0 148 0 148
Indirect        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 8,309 9,063 8,021 8,434
Charge-offs (1,395) (1,766) (3,207) (3,700)
Recoveries 661 905 1,338 1,344
Provision for Loan Losses (347) 222 1,076 2,346
Balance at End of Period 7,228 8,430 7,228 8,430
Indirect | Allowance Established for Acquired PCD Loans        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Allowance Established for Acquired PCD Loans 0 6 0 6
Direct        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 2,412 2,053 2,478 2,304
Charge-offs (1,735) (1,480) (4,026) (3,081)
Recoveries 689 701 1,196 1,213
Provision for Loan Losses 907 1,243 2,625 2,081
Balance at End of Period 2,273 2,564 2,273 2,564
Direct | Allowance Established for Acquired PCD Loans        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Allowance Established for Acquired PCD Loans 0 47 0 47
Home equity        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 9,657 8,210 9,254 7,018
Charge-offs (57) (165) (158) (165)
Recoveries 78 475 199 510
Provision for Loan Losses 361 899 744 2,056
Balance at End of Period 10,039 9,557 10,039 9,557
Home equity | Allowance Established for Acquired PCD Loans        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Allowance Established for Acquired PCD Loans $ 0 $ 138 $ 0 $ 138