LEASES (Tables)

6 Months Ended

Jun. 30, 2026

The components of lease expense were as follows:


	Affected Line Item in the Statement of Income	Three Months Ended June 30,				Six Months Ended June 30,
(dollars in thousands)		2026		2025		2026		2025
Operating lease cost	Occupancy/Equipment expense	$	9,505	$	8,960	$	19,081	$	17,159
Finance lease cost:
Amortization of right-of-use assets	Occupancy expense	2,139		2,276		4,523		4,546
Interest on lease liabilities	Interest expense	207		212		437		441

Sub-lease income	Occupancy expense	(115)		(106)		(222)		(189)
Total		$	11,736	$	11,342	$	23,819	$	21,957

Supplemental balance sheet information related to leases was as follows:


(dollars in thousands)	June 30, 2026			December 31, 2025
Operating Leases
Operating lease right-of-use assets	$	197,907		$	209,327
Operating lease liabilities	214,161			226,624

Finance Leases
Premises and equipment, net	18,345			23,950
Other borrowings	20,290			25,798

Weighted-Average Remaining Lease Term (in Years)
Operating leases	8.4			8.7
Finance leases	7.9			7.0

Weighted-Average Discount Rate
Operating leases	3.76		%	3.72		%
Finance leases	4.06		%	4.04		%

Supplemental cash flow information related to leases was as follows:


	Six Months Ended June 30,
(dollars in thousands)	2026		2025
Cash paid for amounts included in the measurement of lease liabilities:
Operating cash flows from operating leases	$	20,146	$	18,019
Operating cash flows from finance leases	437		441
Financing cash flows from finance leases	4,427		4,446

The following table presents a maturity analysis of the Company’s lease liability by lease classification at June 30, 2026:


(dollars in thousands)	Operating Leases		Finance Leases
2026	$	20,240	$	3,799
2027	39,245		3,750
2028	35,281		2,886
2029	32,339		1,498
2030	28,004		1,533
Thereafter	96,905		10,447
Total undiscounted lease payments	252,014		23,913
Amounts representing interest	(37,853)		(3,623)
Lease liability	$	214,161	$	20,290