The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIGITAL RLTY TR INC COM 253868103 292,177 1,627 SH SOLE 0 0 1,627
FIDELITY COVINGTON TRUST ENHANCED LARGE 316092113 163,533 3,902 SH SOLE 0 0 3,902
FIDELITY COVINGTON TRUST SML MID MLTFCT 316092527 114,579 2,168 SH SOLE 0 0 2,168
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782 165,611 2,125 SH SOLE 0 0 2,125
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 179,604 2,979 SH SOLE 0 0 2,979
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 674,898 14,768 SH SOLE 0 0 14,768
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 997,464 19,182 SH SOLE 0 0 19,182
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 1,025,297 7,226 SH SOLE 0 0 7,226
ISHARES GOLD TR ISHARES NEW 464285204 514,676 6,816 SH SOLE 0 0 6,816
ISHARES TR TIPS BD ETF 464287176 510,993 4,670 SH SOLE 0 0 4,670
ISHARES TR US TRSPRTION 464287192 203,255 2,343 SH SOLE 0 0 2,343
ISHARES TR CORE S&P500 ETF 464287200 16,340,031 21,819 SH SOLE 0 0 21,819
ISHARES TR CORE US AGGBD ET 464287226 227,060 2,294 SH SOLE 0 0 2,294
ISHARES TR S&P 500 GRWT ETF 464287309 8,877,837 64,552 SH SOLE 0 0 64,552
ISHARES TR S&P 500 VAL ETF 464287408 6,453,272 28,421 SH SOLE 0 0 28,421
ISHARES TR 20 YR TR BD ETF 464287432 430,458 4,981 SH SOLE 0 0 4,981
ISHARES TR 7-10 YR TRSY BD 464287440 213,255 2,255 SH SOLE 0 0 2,255
ISHARES TR MSCI EAFE ETF 464287465 273,932 2,637 SH SOLE 0 0 2,637
ISHARES TR CORE S&P MCP ETF 464287507 7,788 101 SH SOLE 0 0 101
ISHARES TR EXPANDED TECH 464287515 5,889 65 SH SOLE 0 0 65
ISHARES TR EXPND TEC SC ETF 464287549 204,966 1,253 SH SOLE 0 0 1,253
ISHARES TR ISHARES BIOTECH 464287556 197,227 1,037 SH SOLE 0 0 1,037
ISHARES TR RUS 1000 VAL ETF 464287598 321,705 1,327 SH SOLE 0 0 1,327
ISHARES TR RUS 1000 GRW ETF 464287614 593,408 4,779 SH SOLE 0 0 4,779
ISHARES TR RUS 1000 ETF 464287622 4,056,917 9,907 SH SOLE 0 0 9,907
ISHARES TR RUSSELL 2000 ETF 464287655 2,404 8 SH SOLE 0 0 8
ISHARES TR CORE S&P SCP ETF 464287804 1,089,189 7,344 SH SOLE 0 0 7,344
ISHARES TR EUROPE ETF 464287861 2,914 40 SH SOLE 0 0 40
ISHARES TR SP SMCP600VL ETF 464287879 4,647 34 SH SOLE 0 0 34
ISHARES TR GL CLEAN ENE ETF 464288224 820 40 SH SOLE 0 0 40
ISHARES TR JPMORGAN USD EMG 464288281 586 6 SH SOLE 0 0 6
ISHARES TR ESG MSCI KLD ETF 464288570 169,017 1,187 SH SOLE 0 0 1,187
ISHARES TR MBS ETF 464288588 1,666,388 17,630 SH SOLE 0 0 17,630
ISHARES TR ISHS 5-10YR INVT 464288638 2,712 51 SH SOLE 0 0 51
ISHARES TR 10-20 YR TRS ETF 464288653 1,963,448 19,566 SH SOLE 0 0 19,566
ISHARES TR 3 7 YR TREAS BD 464288661 292,803 2,493 SH SOLE 0 0 2,493
ISHARES TR PFD AND INCM SEC 464288687 23,447 769 SH SOLE 0 0 769
ISHARES TR US AER DEF ETF 464288760 8,242 34 SH SOLE 0 0 34
ISHARES TR ESG OPTIMIZED 464288802 585,569 3,795 SH SOLE 0 0 3,795
ISHARES TR US HLTHCR PR ETF 464288828 2,490 45 SH SOLE 0 0 45
ISHARES TR EAFE VALUE ETF 464288877 1,713,801 22,388 SH SOLE 0 0 22,388
ISHARES TR EAFE GRWTH ETF 464288885 3,179,180 25,552 SH SOLE 0 0 25,552
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 50,655 500 SH SOLE 0 0 500
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 332,144 3,284 SH SOLE 0 0 3,284
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 15,426 198 SH SOLE 0 0 198
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 371,381 5,059 SH SOLE 0 0 5,059
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,625,925 22,820 SH SOLE 0 0 22,820
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 74,590 472 SH SOLE 0 0 472
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 200,520 2,147 SH SOLE 0 0 2,147
VANGUARD MALVERN FDS CORE BD ETF 922020748 84,493 1,094 SH SOLE 0 0 1,094
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 286,763 5,709 SH SOLE 0 0 5,709
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 671,256 8,015 SH SOLE 0 0 8,015
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,671 95 SH SOLE 0 0 95
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 140,101 1,211 SH SOLE 0 0 1,211
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 301,585 6,045 SH SOLE 0 0 6,045
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 223,213 325 SH SOLE 0 0 325
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 65,283 677 SH SOLE 0 0 677
VANGUARD INDEX FDS MID CAP ETF 922908629 39,963 496 SH SOLE 0 0 496
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 165,946 674 SH SOLE 0 0 674
VANGUARD INDEX FDS GROWTH ETF 922908736 532,182 6,178 SH SOLE 0 0 6,178
VANGUARD INDEX FDS VALUE ETF 922908744 1,540,765 7,070 SH SOLE 0 0 7,070
VANGUARD INDEX FDS TOTAL STK MKT 922908769 106,201 287 SH SOLE 0 0 287
EA SERIES TRUST FREEDOM 100 EM 02072L607 1,468,851 20,058 SH SOLE 0 0 20,058
ALPHABET INC CAP STK CL C 02079K107 113,772 322 SH SOLE 0 0 322
ALPHABET INC CAP STK CL A 02079K305 91,844 257 SH SOLE 0 0 257
Ambev SA SPONSORED ADR 02319V103 55,998 17,782 SH SOLE 0 0 17,782
Apple Inc COM 037833100 293,122 1,013 SH SOLE 0 0 1,013
BlackBerry Ltd COM 09228F103 154,115 12,183 SH SOLE 0 0 12,183
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 73,433 1,403 SH SOLE 0 0 1,403
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 6,180,545 90,877 SH SOLE 0 0 90,877
BLACKROCK ETF TRUST ISHA US AWAR ETF 09290C509 6,894 86 SH SOLE 0 0 86
BLACKROCK ETF TRUST ISHA WORL EX ETF 09290C608 1,268 22 SH SOLE 0 0 22
BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 1,622,244 57,834 SH SOLE 0 0 57,834
BLACKROCK ETF TRUST ISHA INFR AC ETF 09290C673 2,074 74 SH SOLE 0 0 74
BLACKROCK ETF TRUST ISHARES DEFENSE 09290C699 2,196,602 69,119 SH SOLE 0 0 69,119
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 2,347,744 64,146 SH SOLE 0 0 64,146
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 3,142,692 59,611 SH SOLE 0 0 59,611
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 1,761,044 40,850 SH SOLE 0 0 40,850
BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855 2,344,975 46,555 SH SOLE 0 0 46,555
BLACKROCK ETF TRUST ISHARES US LARG 09290C863 9,506 281 SH SOLE 0 0 281
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A305 128,144 2,929 SH SOLE 0 0 2,929
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 152,574 3,802 SH SOLE 0 0 3,802
FIDELITY COVINGTON TRUST ENH MID COR ETF 31609A503 107,943 2,660 SH SOLE 0 0 2,660
GOLDMAN SACHS ETF TR CORPORATE BD ETF 38149W465 806,556 15,941 SH SOLE 0 0 15,941
GOLDMAN SACHS ETF TR CORE BOND ETF 38149W473 2,204,416 43,600 SH SOLE 0 0 43,600
GOLDMAN SACHS ETF TR SMAL CAP EQU ETF 38149W614 603,616 8,719 SH SOLE 0 0 8,719
INNOVATOR ETFS TRUST QUITY MANAGD FLR 45783Y673 419,959 10,879 SH SOLE 0 0 10,879
INVESCO QQQ TR UNIT SER 1 46090E103 1,182,490 1,604 SH SOLE 0 0 1,604
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 9,557 245 SH SOLE 0 0 245
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 13,816 200 SH SOLE 0 0 200
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 140,196 1,556 SH SOLE 0 0 1,556
INVESCO EXCHANGE TRADED FD T S&P500 EQL IND 46137V324 11,071 173 SH SOLE 0 0 173
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 78,087 367 SH SOLE 0 0 367
ISHARES TR US TREAS BD ETF 46429B267 1,832,902 80,461 SH SOLE 0 0 80,461
ISHARES TR GNMA BOND ETF 46429B333 15,259 345 SH SOLE 0 0 345
ISHARES TR CORE HIGH DV ETF 46429B663 2,193 80 SH SOLE 0 0 80
ISHARES TR MSCI USA MIN ETF 46429B697 5,981 62 SH SOLE 0 0 62
ISHARES TR 0-5 YR TIPS ETF 46429B747 64,667 633 SH SOLE 0 0 633
ISHARES TR MSCI USA QLT FCT 46432F339 513,466 2,340 SH SOLE 0 0 2,340
ISHARES TR MSCI USA MMENTM 46432F396 2,630,877 7,674 SH SOLE 0 0 7,674
ISHARES TR CORE MSCI EAFE 46432F842 2,429,566 25,156 SH SOLE 0 0 25,156
ISHARES INC CORE MSCI EMKT 46434G103 3,524,373 42,544 SH SOLE 0 0 42,544
ISHARES INC MSCI JAPAN ETF 46434G822 7,741 83 SH SOLE 0 0 83
ISHARES INC ESG AWR MSCI EM 46434G863 2,461 45 SH SOLE 0 0 45
ISHARES TR MSCI INTL MOMENT 46434V449 140,205 2,629 SH SOLE 0 0 2,629
ISHARES TR CORE UNIVRSL USD 46434V613 7,961,290 172,509 SH SOLE 0 0 172,509
ISHARES TR CORE DIV GRWTH 46434V621 194,932 2,572 SH SOLE 0 0 2,572
ISHARES TR CORE MSCI EURO 46434V738 812,738 10,812 SH SOLE 0 0 10,812
ISHARES TR HDG MSCI EAFE 46434V803 84,793 1,807 SH SOLE 0 0 1,807
ISHARES TR HDG MSCI JAPAN 46434V886 208,077 3,225 SH SOLE 0 0 3,225
ISHARES TR CONV BD ETF 46435G102 8,765 72 SH SOLE 0 0 72
ISHARES TR ESG AWRE USD ETF 46435G193 279,924 12,091 SH SOLE 0 0 12,091
ISHARES TR ESG AWRE 1 5 YR 46435G243 3,499 140 SH SOLE 0 0 140
ISHARES TR CORE MSCI INTL 46435G326 119,006 1,337 SH SOLE 0 0 1,337
ISHARES TR ESG AWR MSCI USA 46435G425 6,056 37 SH SOLE 0 0 37
ISHARES TR ESG AW MSCI EAFE 46435G516 617 6 SH SOLE 0 0 6
ISHARES TR CORE INTL AGGR 46435G672 57,330 1,133 SH SOLE 0 0 1,133
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 80,173 1,741 SH SOLE 0 0 1,741
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 78,625 1,675 SH SOLE 0 0 1,675
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 262,623 3,633 SH SOLE 0 0 3,633
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 556 11 SH SOLE 0 0 11
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609 128,463 1,303 SH SOLE 0 0 1,303
J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716 82,444 1,541 SH SOLE 0 0 1,541
J P MORGAN EXCHANGE TRADED F JPMORGAM LTD DUR 46654Q773 80,268 1,538 SH SOLE 0 0 1,538
NVIDIA CORPORATION COM 67066G104 217,498 1,087 SH SOLE 0 0 1,087
PROLOGIS INC. COM 74340W103 229,351 1,693 SH SOLE 0 0 1,693
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 232,837 311 SH SOLE 0 0 311
SPDR SERIES TRUST ST NUVE HIGH ETF 78464A284 25,440 1,000 SH SOLE 0 0 1,000
SPDR SERIES TRUST ST STR PFD ETF 78464A292 397 13 SH SOLE 0 0 13
SPDR SERIES TRUST ST STR P500GRW 78464A409 32,484 273 SH SOLE 0 0 273
SPDR SERIES TRUST ST LON TREAS ETF 78464A664 362,892 13,835 SH SOLE 0 0 13,835
SPDR SERIES TRUST ST STR SP DIV 78464A763 82,938 545 SH SOLE 0 0 545
SPDR SERIES TRUST ST STR SP BANK 78464A797 9,141 134 SH SOLE 0 0 134
SELECT SECTOR SPDR TR ST STR MATER ETF 81369Y100 189,901 3,736 SH SOLE 0 0 3,736
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 498,668 3,143 SH SOLE 0 0 3,143
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 57,318 690 SH SOLE 0 0 690
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 194,685 1,660 SH SOLE 0 0 1,660
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 771,448 14,390 SH SOLE 0 0 14,390
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 1,156,837 6,072 SH SOLE 0 0 6,072
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 385,775 3,601 SH SOLE 0 0 3,601
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 191,788 4,230 SH SOLE 0 0 4,230
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 350,419 4,434 SH SOLE 0 0 4,434
WELLTOWER INC COM 95040Q104 503,419 2,218 SH SOLE 0 0 2,218
ISHARES TR MSCI EMG MKT ETF 464287234 12,177 178 SH SOLE 0 0 178
VANGUARD INDEX FDS SMALL CP ETF 922908751 66,080 218 SH SOLE 0 0 218
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505 648,047 12,948 SH SOLE 0 0 12,948
SPDR SERIES TRUST ST SHO TREAS ETF 78468R101 91,917 3,150 SH SOLE 0 0 3,150
SPDR SERIES TRUST ST STR MSCI GEN 78468R747 455,640 3,565 SH SOLE 0 0 3,565
Apple Inc COM 037833100 92,885 321 SH SOLE 0 0 321
INVESCO QQQ TR UNIT SER 1 46090E103 12,533 17 SH SOLE 0 0 17
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 244,114 4,664 SH SOLE 0 0 4,664
BLACKROCK ETF TRUST II ISHA GLO USD ETF 092528835 1,138,314 22,635 SH SOLE 0 0 22,635
BLACKROCK ETF TRUST II ISH HIG MUN ETF 092528843 19,870 399 SH SOLE 0 0 399
BLACKROCK ETF TRUST II SHOR DURA HI ETF 092528108 3,143 140 SH SOLE 0 0 140