v3.26.1
Consolidated Income Statement - USD ($)
$ in Millions
 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Income Statement [Line Items]    
Interest income from financial instruments measured at amortized cost and fair value through other comprehensive income $ 13,382 $ 14,264
Interest expense from financial instruments measured at amortized cost (11,641) (13,765)
Net interest income from financial instruments measured at fair value through profit or loss and other 2,978 3,096
Net interest income 4,718 3,595
Other net income from financial instruments measured at fair value through profit or loss 7,645 7,346
Fee and commission income 16,824 14,787
Fee and commission expense (1,514) (1,302)
Net fee and commission income 15,310 13,485
Other income 271 243
Total revenues 27,943 24,668
Credit loss expense / (release) 191 263
Personnel expenses 14,963 14,008
General and administrative expenses 3,815 4,312
Depreciation, amortization and impairment of non-financial assets 1,540 1,759
Operating expenses 20,319 20,080
Operating profit / (loss) before tax 7,434 4,325
Tax expense / (benefit) 1,568 221
Net profit / (loss) 5,866 4,105
Net profit / (loss) attributable to non-controlling interests 26 18
Net profit / (loss) attributable to shareholders $ 5,840 $ 4,087
Earnings per share    
Basic $ 1.89 $ 1.29
Diluted $ 1.81 $ 1.23