The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 9,409,663 39,480 SH SOLE 0 0 39,480
INVESCO QQQ TRUST SERIES I ETF 46090E103 701,789 953 SH SOLE 0 0 953
INTERDIGITAL INC COM Stock 45867G101 494,911 1,748 SH SOLE 0 0 1,748
JOHNSON & JOHNSON COM Stock 478160104 294,103 1,158 SH SOLE 0 0 1,158
SEAGATE TECHNOLOGY HLDNGS PLC ORD SHS Stock G7997R103 216,160 224 SH SOLE 0 0 224
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 307,873 832 SH SOLE 0 0 832
WISDOMTREE FLOATING RATE TREASURY FUND ETF 97717Y527 15,498,793 307,821 SH SOLE 0 0 307,821
COSTCO WHOLESALE CORPORATION COM Stock 22160K105 9,017,981 9,640 SH SOLE 0 0 9,640
BOSTON SCIENTIFIC CORP COM Stock 101137107 4,486,223 105,113 SH SOLE 0 0 105,113
PROLOGIS INC. COM REIT 74340W103 7,153,663 52,806 SH SOLE 0 0 52,806
STATE STREET SPDR S&P 500 ETF ETF 78462F103 88,939,110 119,098 SH SOLE 0 0 119,098
ALLSTATE CORP COM Stock 020002101 400,929 1,685 SH SOLE 0 0 1,685
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 851,277 6,856 SH SOLE 0 0 6,855
STATE STREET SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474 201,817 6,725 SH SOLE 0 0 6,725
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 229,179 458 SH SOLE 0 0 458
ALPHABET INC CAP STK CL A Stock 02079K305 375,151 1,050 SH SOLE 0 0 1,049
PROGRESSIVE CORP COM Stock 743315103 44,504,163 203,727 SH SOLE 0 0 203,727
FIRST TRUST SMID CAP RISING DIVIDEND ACHIEVERS ETF ETF 33741X102 265,025 6,143 SH SOLE 0 0 6,143
MICROSOFT CORP COM Stock 594918104 7,039,047 18,870 SH SOLE 0 0 18,870
TESLA INC COM Stock 88160R101 928,685 2,208 SH SOLE 0 0 2,208
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 210,642 990 SH SOLE 0 0 990
ELI LILLY & CO COM Stock 532457108 218,296 182 SH SOLE 0 0 182
INVESCO BULLETSHARES 2029 CORPORATE BOND ETF ETF 46138J577 19,007,781 1,023,299 SH SOLE 0 0 1,023,298
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768 3,854,467 45,087 SH SOLE 0 0 45,086
HUNTINGTON INGALLS INDS INC COM Stock 446413106 4,189,506 14,968 SH SOLE 0 0 14,968
MICRON TECHNOLOGY INC COM Stock 595112103 601,385 521 SH SOLE 0 0 521
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354 378,694 5,056 SH SOLE 0 0 5,056
PALANTIR TECHNOLOGIES INC CL A Stock 69608A108 335,426 2,875 SH SOLE 0 0 2,875
VANGUARD MID-CAP GROWTH ETF ETF 922908538 342,750 1,119 SH SOLE 0 0 1,119
JOBY AVIATION INC COMMON STOCK Stock G65163100 107,932 12,100 SH SOLE 0 0 12,100
VISA INC COM CL A Stock 92826C839 327,308 954 SH SOLE 0 0 954
INVESCO BULLETSHARES 2031 CORPORATE BOND ETF ETF 46138J429 21,364,405 1,303,900 SH SOLE 0 0 1,303,900
VANGUARD SMALL-CAP GROWTH ETF ETF 922908595 522,585 1,429 SH SOLE 0 0 1,429
ISHARES IBONDS DEC 2031 TERM TREASURY ETF ETF 46436E460 8,185,863 405,441 SH SOLE 0 0 405,441
CONSTELLATION ENERGY CORP COM Stock 21037T109 288,109 1,160 SH SOLE 0 0 1,160
STATE STREET SPDR S&P CAPITAL MARKETS ETF ETF 78464A771 245,000 1,664 SH SOLE 0 0 1,664
BROADCOM INC COM Stock 11135F101 478,609 1,267 SH SOLE 0 0 1,267
NOVARTIS AG SPONSORED ADR ADR 66987V109 204,049 1,302 SH SOLE 0 0 1,302
ISHARES CORE MSCI EAFE ETF ETF 46432F842 341,672 3,538 SH SOLE 0 0 3,537
NVIDIA CORPORATION COM Stock 67066G104 3,037,972 15,183 SH SOLE 0 0 15,183
TAIWAN SEMICONDUCTOR MANUFACT SPONSORED ADS ADR 874039100 20,115,248 42,120 SH SOLE 0 0 42,120
INVESCO S&P 500 QUALITY ETF ETF 46137V241 14,753,654 163,748 SH SOLE 0 0 163,747
BLACKSTONE INC COM Stock 09260D107 230,751 1,961 SH SOLE 0 0 1,961
ISHARES IBONDS DEC 2033 TERM TREASURY ETF ETF 46436E148 8,107,384 335,965 SH SOLE 0 0 335,965
MCDONALDS CORP COM Stock 580135101 352,957 1,306 SH SOLE 0 0 1,305
CISCO SYS INC COM Stock 17275R102 959,531 8,169 SH SOLE 0 0 8,169
GE VERNOVA INC COM Stock 36828A101 30,190,377 25,697 SH SOLE 0 0 25,697
ISHARES CORE S&P 500 ETF ETF 464287200 24,981,686 33,358 SH SOLE 0 0 33,358
JPMORGAN CHASE & CO COM Stock 46625H100 265,680 812 SH SOLE 0 0 811
BANK OF AMER CORP COM Stock 060505104 884,728 15,527 SH SOLE 0 0 15,527
FIRST TRUST GLOBAL TACTICAL COMMODITY STRATEGY FUND ETF 33739H101 347,834 12,859 SH SOLE 0 0 12,858
ORACLE CORP COM Stock 68389X105 209,687 1,431 SH SOLE 0 0 1,430
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406 227,563 1,440 SH SOLE 0 0 1,440
ALPHABET INC CAP STK CL C Stock 02079K107 843,908 2,388 SH SOLE 0 0 2,388
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 224,316 948 SH SOLE 0 0 948
EATON CORP PLC SHS Stock G29183103 405,240 951 SH SOLE 0 0 951
CIENA CORP COM NEW Stock 171779309 850,140 1,733 SH SOLE 0 0 1,733
STATE STREET SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508 980,178 16,124 SH SOLE 0 0 16,124
EXXONMOBIL HOLDINGS CORP COM SHS Stock 30233Q108 595,005 4,352 SH SOLE 0 0 4,352
STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889 31,305,390 621,262 SH SOLE 0 0 621,261
AUTOZONE INC COM Stock 053332102 370,729 116 SH SOLE 0 0 116
XTRACKERS MSCI EAFE HIGH DIVIDEND YIELD EQUITY ETF ETF 233051630 388,573 12,090 SH SOLE 0 0 12,090
APPLE INC COM Stock 037833100 12,132,632 41,929 SH SOLE 0 0 41,929
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 255,764 1,055 SH SOLE 0 0 1,055