The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 10,317,822 217,767 SH SOLE 12,576 0 205,191
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 18,854,053 463,928 SH SOLE 27,004 0 436,924
DIMENSIONAL ETF TRUST INTL COR FIX ETF 25434V575 19,608,509 365,866 SH SOLE 26,151 0 339,715
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 19,412,522 483,741 SH SOLE 26,246 0 457,495
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 15,065,336 381,015 SH SOLE 28,437 0 352,578
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V815 19,623,170 505,882 SH SOLE 27,179 0 478,703
ISHARES TR 0-5 YR TIPS ETF 46429B747 8,261,787 80,871 SH SOLE 5,546 0 75,325
SPDR SERIES TRUST ST INTER ETF 78464A672 12,996,789 457,795 SH SOLE 36,579 0 421,216
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 36,801,990 516,519 SH SOLE 30,704 0 485,815
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 18,907,616 228,767 SH SOLE 16,817 0 211,950
VANGUARD INDEX FDS TOTAL STK MKT 922908769 57,160,786 154,472 SH SOLE 9,688 0 144,784
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,581,722 83,281 SH SOLE 6,277 0 77,004
ALPHABET INC CAP STK CL A 02079K305 705,251 1,973 SH SOLE 0 0 1,973
ALPHABET INC CAP STK CL C 02079K107 519,941 1,472 SH SOLE 0 0 1,472
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 3,006,554 29,176 SH SOLE 210 0 28,966
ISHARES TR ISHS 1-5YR INVS 464288646 886,285 16,911 SH SOLE 0 0 16,911
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 3,806,612 75,543 SH SOLE 0 0 75,543
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,115,957 23,043 SH SOLE 1,732 0 21,311
ISHARES TR SHRT NAT MUN ETF 464288158 3,603,235 33,843 SH SOLE 531 0 33,312
PIMCO ETF TR INTER MUN BD ACT 72201R866 8,244,437 156,738 SH SOLE 1,764 0 154,974
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 4,747,496 93,861 SH SOLE 0 0 93,861
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 8,374,149 289,163 SH SOLE 26,204 0 262,959
AMERICAN CENTY ETF TR US SML CP VALU 025072877 5,331,139 42,731 SH SOLE 194 0 42,537
SPDR SERIES TRUST ST STR PR SP1500 78464A805 2,200,045 24,232 SH SOLE 0 0 24,232
ADVANCED MICRO DEVICES INC COM 007903107 347,965 599 SH SOLE 0 0 599
AMAZON COM INC COM 023135106 2,176,283 9,131 SH SOLE 0 0 9,131
APPLIED MATLS INC COM 038222105 290,772 402 SH SOLE 0 0 402
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 332,259 664 SH SOLE 50 0 614
BROADCOM INC COM 11135F101 459,237 1,216 SH SOLE 0 0 1,216
CISCO SYS INC COM 17275R102 255,262 2,173 SH SOLE 0 0 2,173
ELI LILLY & CO COM 532457108 271,096 226 SH SOLE 0 0 226
JPMORGAN CHASE & CO COM 46625H100 240,915 736 SH SOLE 0 0 736
META PLATFORMS INC CL A 30303M102 376,278 668 SH SOLE 0 0 668
MICROSOFT CORP COM 594918104 1,069,362 2,867 SH SOLE 0 0 2,867
NVIDIA CORPORATION COM 67066G104 1,258,446 6,289 SH SOLE 0 0 6,289
SALESFORCE INC COM 79466L302 349,822 2,233 SH SOLE 0 0 2,233
DISNEY WALT CO COM 254687106 300,589 3,123 SH SOLE 0 0 3,123
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 3,026,097 31,362 SH SOLE 0 0 31,362
ISHARES TR CORE S&P MCP ETF 464287507 496,424 6,438 SH SOLE 1,267 0 5,171
ISHARES TR CORE S&P SCP ETF 464287804 484,134 3,264 SH SOLE 319 0 2,945
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,102,325 3,061 SH SOLE 711 0 2,350
DIMENSIONAL ETF TRUST EMER MARK SU ETF 25434V682 2,573,750 52,655 SH SOLE 2,138 0 50,517
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 3,981,912 88,291 SH SOLE 6,268 0 82,022
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 7,445,496 159,672 SH SOLE 12,643 0 147,028
ISHARES TR ESG AWRE 1 5 YR 46435G243 404,913 16,203 SH SOLE 1,813 0 14,390
ISHARES TR USD GRN BOND ETF 46435U440 1,217,337 25,643 SH SOLE 3,910 0 21,733
VANGUARD WORLD FD ESG US CORP BD 921910691 1,295,178 20,637 SH SOLE 2,922 0 17,715
ASML HLDG NV N Y REGISTRY SHS N07059210 214,860 108 SH SOLE 0 0 108
VANGUARD STAR FDS VG TL INTL STK F 921909768 669,203 7,828 SH SOLE 0 0 7,828
ISHARES TR ESG MSCI USA ETF 46436E767 2,811,267 40,479 SH SOLE 0 0 40,479
ISHARES TR ESG EAFE ETF 46436E759 3,589,324 42,427 SH SOLE 0 0 42,427
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 806,542 13,512 SH SOLE 1,458 0 12,054
SPDR SERIES TRUST ST STR SP600SM C 78464A300 479,216 4,392 SH SOLE 0 0 4,392
ISHARES TR NATIONAL MUN ETF 464288414 1,735,050 16,122 SH SOLE 0 0 16,122
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 522,646 18,868 SH SOLE 0 0 18,868
T ROWE PRICE EXCHANGE-TRADED PRICE BLUE CHIP 87283Q107 314,122 6,271 SH SOLE 772 0 5,499
T ROWE PRICE EXCHANGE-TRADED PRICE DIV GRWT 87283Q404 645,093 13,157 SH SOLE 1,208 0 11,949
ISHARES TR ISHS 5-10YR INVT 464288638 610,392 11,480 SH SOLE 1,604 0 9,876
ISHARES INC CORE MSCI EMKT 46434G103 756,495 9,132 SH SOLE 0 0 9,132
ISHARES TR CORE S&P TTL STK 464287150 256,754 1,563 SH SOLE 0 0 1,563
VANGUARD INDEX FDS VALUE ETF 922908744 386,455 1,773 SH SOLE 0 0 1,773
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 299,137 4,075 SH SOLE 0 0 4,075
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 499,513 20,256 SH SOLE 2,288 0 17,968
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 542,220 2,846 SH SOLE 0 0 2,846
ISHARES INC ESG AWR MSCI EM 46434G863 1,579,338 28,878 SH SOLE 0 0 28,878
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 2,979,177 25,450 SH SOLE 0 0 25,450
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 2,905,295 58,118 SH SOLE 0 0 58,118
APPLE INC COM 037833100 2,483,236 8,582 SH SOLE 0 0 8,582
NETFLIX INC. COM 64110L106 500,228 7,006 SH SOLE 0 0 7,006
TESLA INC COM 88160R101 484,111 1,151 SH SOLE 0 0 1,151
ISHARES TR ESG AWARE MSCI 46435U663 406,220 7,263 SH SOLE 713 0 6,550
LOWES COS INC COM 548661107 1,055,486 4,787 SH SOLE 0 0 4,787
RB GLOBAL INC COM 74935Q107 310,456 2,666 SH SOLE 0 0 2,666
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 913,223 31,523 SH SOLE 0 0 31,523
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 1,571,887 30,159 SH SOLE 0 0 30,159
ISHARES TR CORE S&P500 ETF 464287200 362,463 484 SH SOLE 4 0 480
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 230,774 6,820 SH SOLE 0 0 6,820
GOLDMAN SACHS ETF TR JUST US LRG CP 381430396 256,389 2,403 SH SOLE 0 0 2,403
ISHARES TR ESG AW MSCI EAFE 46435G516 639,807 6,223 SH SOLE 0 0 6,223
TIDAL TRUST III NAACP MINO ETF 45259A209 251,362 4,134 SH SOLE 0 0 4,134
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674 461,590 8,858 SH SOLE 0 0 8,858
NOVONIX LIMITED SPONSORED ADS 67010L100 4,600 10,000 SH SOLE 0 0 10,000
INVESCO QQQ TR UNIT SER 1 46090E103 1,118,319 1,519 SH SOLE 0 0 1,519
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,665,894 4,909 SH SOLE 0 0 4,909
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 210,163 5,640 SH SOLE 0 0 5,640
VANGUARD WORLD FD INF TECH ETF 92204A702 255,295 2,136 SH SOLE 0 0 2,136
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109 280,267 6,157 SH SOLE 0 0 6,157
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 736,519 8,794 SH SOLE 8,634 0 160
WORLD GOLD TR SPDR GLD MINIS 98149E303 413,937 5,212 SH SOLE 0 0 5,212
ISHARES TR NEW YORK MUN ETF 464288323 2,656,331 49,278 SH SOLE 0 0 49,278
VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605 203,715 2,025 SH SOLE 0 0 2,025
SPDR SERIES TRUST ST NUVE TERM ETF 78468R739 604,686 12,607 SH SOLE 0 0 12,607
FIRST TR EXCH TRD ALPHDX FD DEV MRK EX US 33737J174 204,787 2,163 SH SOLE 0 0 2,163
FIRST TR EXCHANGE TRADED FD DORSEY WRT 5 ETF 33738R605 261,786 3,450 SH SOLE 0 0 3,450
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 215,246 5,415 SH SOLE 0 0 5,415