v3.26.1
Deposits (Tables)
12 Months Ended
Mar. 31, 2026
Summary of Deposit Liabilities Table Disclosures
Deposits include demand deposits, which are
non-interest-bearing,
and savings and time deposits, which are interest-bearing. Deposits as of March 31, 2025 and March 31, 2026 are as follows:
 
    
As of March 31,
 
    
2025
    
2026
    
2026
 
    
(In millions)
 
Interest-bearing:
        
Savings deposits
   Rs. 6,304,659.5      Rs. 7,058,000.9      US$ 75,221.2  
Time deposits
     17,689,697.7        20,439,591.3        217,836.4  
  
 
 
    
 
 
    
 
 
 
Total interest-bearing deposits
     23,994,357.2        27,497,592.2        293,057.6  
Non-interest-bearing
deposits
     3,116,596.7        3,504,125.5        37,345.5  
  
 
 
    
 
 
    
 
 
 
Total
   Rs.  27,110,953.9      Rs.  31,001,717.7      US$  330,403.1  
  
 
 
    
 
 
    
 
 
 
Summary of Time Deposits By Maturity
As of March 31, 2026, the scheduled maturities for total time deposits were as follows:
 
    
As of March 31, 2026
 
    
(In millions)
 
Due to mature in the fiscal year ending March 31:
     
2027
   Rs. 14,429,568.7      US$ 153,784.2  
2028
     4,504,075.6        48,002.5  
2029
     754,170.2        8,037.6  
2030
     432,200.5        4,606.2  
2031
     115,896.8        1,235.2  
Thereafter
     203,679.5        2,170.7  
  
 
 
    
 
 
 
Total
   Rs.  20,439,591.3      US$  217,836.4