| 17. Short-term borrowings Short-term borrowings mainly comprised of money market borrowings which are unsecured and are utilized by the Bank for its operations. Short-term borrowings as of March 31, 2025 and March 31, 2026 comprised the following:
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| Borrowed in the call market |
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Rs. |
9,763.7 |
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Rs. |
3,311.7 |
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US$ |
35.3 |
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| Term borrowings from institutions/banks |
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1,080,206.2 |
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|
972,415.3 |
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10,363.6 |
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| Foreign currency borrowings |
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216,043.2 |
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328,152.0 |
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3,497.3 |
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| Bills rediscounted |
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— |
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45,769.4 |
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487.8 |
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| Total |
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Rs. |
1,306,013.1 |
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Rs. |
1,349,648.4 |
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US$ |
14,384.0 |
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| Total borrowings outstanding: |
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| Maximum amount outstanding |
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Rs. |
1,790,800.5 |
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Rs. |
1,444,995.3 |
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US$ |
15,400.1 |
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| Average amount outstanding |
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Rs. |
1,360,759.8 |
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Rs. |
1,223,313.3 |
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US$ |
13,037.5 |
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| Weighted average interest rate |
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6.7 |
% |
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5.4 |
% |
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5.4 |
% |
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