Segment Information - Summarized Segment Information (Detail)
₨ in Millions, $ in Millions |
12 Months Ended |
|
|
Mar. 31, 2026
INR (₨)
|
Mar. 31, 2026
USD ($)
|
Mar. 31, 2025
INR (₨)
|
Mar. 31, 2024
INR (₨)
|
Mar. 31, 2026
USD ($)
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
₨ 1,499,769.5
|
$ 15,983.8
|
₨ 1,404,485.6
|
₨ 1,248,003.4
|
|
| Non-interest revenue |
995,848.0
|
10,613.3
|
967,022.6
|
738,930.9
|
|
| Less: Provision for credit losses |
168,272.2
|
1,793.4
|
181,380.1
|
133,063.1
|
|
| Total revenue, net |
2,327,345.3
|
24,803.7
|
2,190,128.1
|
1,853,871.2
|
|
| Salaries and staff benefits |
(318,594.7)
|
(3,395.4)
|
(299,251.7)
|
(288,776.0)
|
|
| Other than salaries and staff benefits expense |
(499,773.0)
|
(5,326.4)
|
(496,463.1)
|
(477,670.4)
|
|
| Claims and benefits paid pertaining to insurance business |
(569,949.7)
|
(6,074.3)
|
(532,867.1)
|
(381,965.8)
|
|
| Total non-interest expense |
(1,388,317.4)
|
(14,796.1)
|
(1,328,581.9)
|
(1,148,412.2)
|
|
| Income before income tax expense |
939,027.9
|
10,007.6
|
861,546.2
|
705,459.0
|
|
| Less: Income tax expense |
211,931.5
|
2,258.7
|
175,014.9
|
77,827.1
|
|
| Net income before noncontrolling interest |
727,096.4
|
7,748.9
|
686,531.3
|
627,631.9
|
|
| Segment assets: |
|
|
|
|
|
| Segment total assets |
52,621,193.2
|
|
48,187,671.1
|
44,118,573.0
|
$ 560,814.2
|
| Operating Segments |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
1,499,769.5
|
15,983.8
|
1,404,485.6
|
1,248,003.4
|
|
| Intersegment Eliminations |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
0.0
|
$ 0.0
|
0.0
|
0.0
|
|
| Retail Banking |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
1,087,431.9
|
|
972,819.5
|
802,998.2
|
|
| Non-interest revenue |
327,888.0
|
|
305,210.1
|
276,151.7
|
|
| Less: Provision for credit losses |
178,818.2
|
|
190,309.5
|
118,900.0
|
|
| Total revenue, net |
1,236,501.7
|
|
1,087,720.1
|
960,249.9
|
|
| Salaries and staff benefits |
(279,981.4)
|
|
(263,810.0)
|
(246,954.5)
|
|
| Other than salaries and staff benefits expense |
(369,271.4)
|
|
(330,405.2)
|
(301,798.6)
|
|
| Claims and benefits paid pertaining to insurance business |
0.0
|
|
|
|
|
| Total non-interest expense |
(649,252.8)
|
|
(594,215.2)
|
(548,753.1)
|
|
| Income before income tax expense |
587,248.9
|
|
493,504.9
|
411,496.8
|
|
| Segment assets: |
|
|
|
|
|
| Segment total assets |
27,153,852.1
|
|
25,660,856.3
|
23,256,928.8
|
|
| Retail Banking | Operating Segments |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
929,003.1
|
|
956,355.0
|
624,203.3
|
|
| Retail Banking | Intersegment Eliminations |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
158,428.8
|
|
16,464.5
|
178,794.9
|
|
| Wholesale Banking |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
216,409.9
|
|
286,163.9
|
315,667.6
|
|
| Non-interest revenue |
57,346.6
|
|
52,654.6
|
24,303.9
|
|
| Less: Provision for credit losses |
(10,546.0)
|
|
(8,929.4)
|
14,163.1
|
|
| Total revenue, net |
284,302.5
|
|
347,747.9
|
325,808.4
|
|
| Salaries and staff benefits |
(11,832.8)
|
|
(11,863.1)
|
(23,096.5)
|
|
| Other than salaries and staff benefits expense |
(49,347.6)
|
|
(64,844.2)
|
(61,638.6)
|
|
| Claims and benefits paid pertaining to insurance business |
0.0
|
|
|
|
|
| Total non-interest expense |
(61,180.4)
|
|
(76,707.3)
|
(84,735.1)
|
|
| Income before income tax expense |
223,122.1
|
|
271,040.6
|
241,073.3
|
|
| Segment assets: |
|
|
|
|
|
| Segment total assets |
15,411,233.5
|
|
13,784,529.5
|
13,133,744.0
|
|
| Wholesale Banking | Operating Segments |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
267,310.9
|
|
169,440.6
|
249,868.7
|
|
| Wholesale Banking | Intersegment Eliminations |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
(50,901.0)
|
|
116,723.3
|
65,798.9
|
|
| Treasury Services |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
35,357.3
|
|
11,540.2
|
20,712.9
|
|
| Non-interest revenue |
27,876.4
|
|
42,448.9
|
11,784.3
|
|
| Less: Provision for credit losses |
0.0
|
|
0.0
|
0.0
|
|
| Total revenue, net |
63,233.7
|
|
53,989.1
|
32,497.2
|
|
| Salaries and staff benefits |
(2,746.5)
|
|
(2,249.6)
|
(2,232.5)
|
|
| Other than salaries and staff benefits expense |
(912.6)
|
|
(386.5)
|
(4,045.7)
|
|
| Claims and benefits paid pertaining to insurance business |
0.0
|
|
|
|
|
| Total non-interest expense |
(3,659.1)
|
|
(2,636.1)
|
(6,278.2)
|
|
| Income before income tax expense |
59,574.6
|
|
51,353.0
|
26,219.0
|
|
| Segment assets: |
|
|
|
|
|
| Segment total assets |
4,218,859.4
|
|
3,204,355.4
|
2,731,823.5
|
|
| Treasury Services | Operating Segments |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
142,885.1
|
|
144,728.0
|
265,306.7
|
|
| Treasury Services | Intersegment Eliminations |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
(107,527.8)
|
|
(133,187.8)
|
(244,593.8)
|
|
| Insurance Services |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
159,995.4
|
|
133,733.0
|
86,474.6
|
|
| Non-interest revenue |
532,571.0
|
|
521,983.0
|
418,250.0
|
|
| Less: Provision for credit losses |
0.0
|
|
0.0
|
0.0
|
|
| Total revenue, net |
692,566.4
|
|
655,716.0
|
504,724.6
|
|
| Salaries and staff benefits |
(10,171.0)
|
|
(8,544.0)
|
(6,105.9)
|
|
| Other than salaries and staff benefits expense |
(72,639.4)
|
|
(93,757.2)
|
(105,692.1)
|
|
| Claims and benefits paid pertaining to insurance business |
(569,949.7)
|
|
(532,867.1)
|
(381,965.8)
|
|
| Total non-interest expense |
(652,760.1)
|
|
(635,168.3)
|
(493,763.8)
|
|
| Income before income tax expense |
39,806.3
|
|
20,547.7
|
10,960.8
|
|
| Segment assets: |
|
|
|
|
|
| Segment total assets |
5,202,353.0
|
|
4,917,053.5
|
4,387,398.1
|
|
| Insurance Services | Operating Segments |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
159,995.4
|
|
133,733.0
|
86,474.6
|
|
| Insurance Services | Intersegment Eliminations |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
0.0
|
|
0.0
|
0.0
|
|
| Others |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
575.0
|
|
229.0
|
22,150.1
|
|
| Non-interest revenue |
50,166.0
|
|
44,726.0
|
8,441.0
|
|
| Less: Provision for credit losses |
0.0
|
|
0.0
|
0.0
|
|
| Total revenue, net |
50,741.0
|
|
44,955.0
|
30,591.1
|
|
| Salaries and staff benefits |
(13,863.0)
|
|
(12,785.0)
|
(10,386.6)
|
|
| Other than salaries and staff benefits expense |
(7,602.0)
|
|
(7,070.0)
|
(4,495.4)
|
|
| Claims and benefits paid pertaining to insurance business |
0.0
|
|
|
|
|
| Total non-interest expense |
(21,465.0)
|
|
(19,855.0)
|
(14,882.0)
|
|
| Income before income tax expense |
29,276.0
|
|
25,100.0
|
15,709.1
|
|
| Segment assets: |
|
|
|
|
|
| Segment total assets |
634,895.2
|
|
620,876.4
|
608,678.6
|
|
| Others | Operating Segments |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
575.0
|
|
229.0
|
22,150.1
|
|
| Others | Intersegment Eliminations |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
₨ 0.0
|
|
₨ 0.0
|
₨ 0.0
|
|