v3.26.1
Concentrations of Credit Risk (Detail)
₨ in Millions, $ in Millions
12 Months Ended
Mar. 31, 2026
INR (₨)
Mar. 31, 2026
USD ($)
Mar. 31, 2025
INR (₨)
Mar. 31, 2026
USD ($)
Concentration Risk [Line Items]        
Gross loans ₨ 31,588,195.4   ₨ 28,638,811.1 $ 336,653.5
Fair value of credit substitutes 273,023.1   161,179.6 $ 2,909.8
Non-funded exposure 3,537,324.2   2,642,091.8  
Total Exposure ₨ 35,398,542.7 $ 377,262.5 ₨ 31,442,082.5  
Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 100.00% 100.00% 100.00%  
Consumer Loans        
Concentration Risk [Line Items]        
Gross loans ₨ 10,362,340.8   ₨ 10,435,520.6  
Fair value of credit substitutes 0.0   0.0  
Non-funded exposure 16,463.3   252.5  
Total Exposure ₨ 10,378,804.1 $ 110,612.9 ₨ 10,435,773.1  
Consumer Loans | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 29.30% 29.30% 33.30%  
NBFC        
Concentration Risk [Line Items]        
Gross loans ₨ 1,737,107.5   ₨ 1,650,812.6  
Fair value of credit substitutes 108,870.6   50,076.1  
Non-funded exposure 3,684.4   1,035.1  
Total Exposure ₨ 1,849,662.5 $ 19,712.9 ₨ 1,701,923.8  
NBFC | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 5.20% 5.20% 5.40%  
Retail Trade        
Concentration Risk [Line Items]        
Gross loans ₨ 1,224,106.4   ₨ 1,107,102.6  
Fair value of credit substitutes 0.0   0.0  
Non-funded exposure 69,173.2   56,842.4  
Total Exposure ₨ 1,293,279.6 $ 13,783.2 ₨ 1,163,945.0  
Retail Trade | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 3.70% 3.70% 3.70%  
Real Estate & Property Services        
Concentration Risk [Line Items]        
Gross loans ₨ 1,238,509.5   ₨ 1,168,287.2  
Fair value of credit substitutes 0.0   0.0  
Non-funded exposure 84,434.8   62,855.1  
Total Exposure ₨ 1,322,944.3 $ 14,099.4 ₨ 1,231,142.3  
Real Estate & Property Services | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 3.70% 3.70% 3.90%  
Consumer Services        
Concentration Risk [Line Items]        
Gross loans ₨ 1,124,050.8   ₨ 1,017,874.2  
Fair value of credit substitutes 2,908.2   0.0  
Non-funded exposure 61,839.8   45,155.5  
Total Exposure ₨ 1,188,798.8 $ 12,669.7 ₨ 1,063,029.7  
Consumer Services | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 3.40% 3.40% 3.40%  
Power        
Concentration Risk [Line Items]        
Gross loans ₨ 874,751.5   ₨ 769,686.4  
Fair value of credit substitutes 29,326.0   24,160.8  
Non-funded exposure 138,745.6   102,143.7  
Total Exposure ₨ 1,042,823.1 $ 11,114.0 ₨ 895,990.9  
Power | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 2.90% 2.90% 2.80%  
Food and Beverage        
Concentration Risk [Line Items]        
Gross loans ₨ 852,451.2   ₨ 760,841.6  
Fair value of credit substitutes 0.0   0.0  
Non-funded exposure 65,554.0   59,838.4  
Total Exposure ₨ 918,005.2 $ 9,783.7 ₨ 820,680.0  
Food and Beverage | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 2.60% 2.60% 2.60%  
Road Transportation        
Concentration Risk [Line Items]        
Gross loans ₨ 1,009,463.1   ₨ 815,518.6  
Fair value of credit substitutes 0.0   0.0  
Non-funded exposure 16,403.5   14,315.2  
Total Exposure ₨ 1,025,866.6 $ 10,933.2 ₨ 829,833.8  
Road Transportation | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 2.90% 2.90% 2.60%  
Others (none greater than 2%)        
Concentration Risk [Line Items]        
Gross loans ₨ 8,573,764.7   ₨ 7,702,733.5  
Fair value of credit substitutes 74,317.0   55,116.1  
Non-funded exposure 1,973,464.9   1,501,008.6  
Total Exposure ₨ 10,621,546.6 $ 113,199.9 ₨ 9,258,858.2  
Others (none greater than 2%) | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 29.90% 29.90% 29.50%  
Wholesale Trade - Non-Industrial        
Concentration Risk [Line Items]        
Gross loans ₨ 819,812.7   ₨ 643,909.8  
Fair value of credit substitutes 1,420.4   0.0  
Non-funded exposure 48,908.2   36,548.1  
Total Exposure ₨ 870,141.3 $ 9,273.6 ₨ 680,457.9  
Wholesale Trade - Non-Industrial | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 2.50% 2.50% 2.20%  
Wholesale Trade - Industrial        
Concentration Risk [Line Items]        
Gross loans ₨ 647,843.2   ₨ 574,318.0  
Fair value of credit substitutes 6,551.1   0.0  
Non-funded exposure 124,146.2   101,287.4  
Total Exposure ₨ 778,540.5 $ 8,297.4 ₨ 675,605.4  
Wholesale Trade - Industrial | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 2.20% 2.20% 2.10%  
Infrastructure Development        
Concentration Risk [Line Items]        
Gross loans ₨ 517,943.2   ₨ 362,910.9  
Fair value of credit substitutes 22,725.5   8,937.8  
Non-funded exposure 448,153.4   359,503.4  
Total Exposure ₨ 988,822.1 $ 10,538.4 ₨ 731,352.1  
Infrastructure Development | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 2.80% 2.80% 2.30%  
Engineering        
Concentration Risk [Line Items]        
Gross loans ₨ 543,030.4   ₨ 447,424.3  
Fair value of credit substitutes 0.0   2,484.2  
Non-funded exposure 265,795.7   203,246.4  
Total Exposure ₨ 808,826.1 $ 8,620.1 ₨ 653,154.9  
Engineering | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 2.30% 2.30% 2.10%  
Agri-Allied        
Concentration Risk [Line Items]        
Gross loans ₨ 740,385.9   ₨ 627,426.4  
Fair value of credit substitutes 0.0   0.0  
Non-funded exposure 6,026.1   5,066.2  
Total Exposure ₨ 746,412.0 $ 7,954.9 ₨ 632,492.6  
Agri-Allied | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 2.10% 2.10% 2.00%  
Iron and Steel        
Concentration Risk [Line Items]        
Gross loans ₨ 664,942.4   ₨ 554,444.4  
Fair value of credit substitutes 25,245.1   20,404.6  
Non-funded exposure 106,578.9   92,993.8  
Total Exposure ₨ 796,766.4 $ 8,491.6 ₨ 667,842.8  
Iron and Steel | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 2.30% 2.30% 2.10%  
Business Services [Member]        
Concentration Risk [Line Items]        
Gross loans ₨ 657,692.1      
Fair value of credit substitutes 1,659.2      
Non-funded exposure 107,952.2      
Total Exposure ₨ 767,303.5 $ 8,177.6    
Business Services [Member] | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 2.20% 2.20%