Loans - Summary of Gross Loans Origination and Internally Assigned Credit Risk Ratings (Detail) ₨ in Millions, $ in Millions |
Mar. 31, 2026
INR (₨)
|
Mar. 31, 2026
USD ($)
|
Mar. 31, 2025
INR (₨)
|
| Retail loans |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
₨ 1,790,891.8
|
$ 19,086.6
|
₨ 1,660,541.8
|
| Before four years |
1,016,809.5
|
10,836.7
|
738,109.8
|
| Before three years |
1,736,189.6
|
18,503.6
|
1,436,058.8
|
| Before two years |
2,971,715.0
|
31,671.3
|
2,547,190.8
|
| Before one years |
3,800,544.1
|
40,504.6
|
4,152,270.9
|
| Current |
5,760,285.6
|
61,390.6
|
5,338,591.4
|
| Revolving Loans |
6,026,607.8
|
64,228.9
|
5,231,263.8
|
| Revolving loans converted to term loans |
478,399.8
|
5,098.6
|
427,538.1
|
| Total |
23,581,443.2
|
251,320.9
|
21,531,565.4
|
| Retail loans | Write off |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
13,114.5
|
139.8
|
13,553.2
|
| Before four years |
6,675.9
|
71.1
|
5,125.7
|
| Before three years |
19,405.3
|
206.8
|
11,729.4
|
| Before two years |
34,049.4
|
362.9
|
29,815.6
|
| Before one years |
29,634.4
|
315.8
|
30,013.6
|
| Current |
2,785.0
|
29.7
|
8,099.5
|
| Revolving Loans |
32,972.8
|
351.4
|
30,051.8
|
| Revolving loans converted to term loans |
18,704.3
|
199.3
|
16,801.6
|
| Total |
157,341.6
|
1,676.8
|
145,190.4
|
| Retail loans | Auto loans |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
19,409.1
|
|
17,996.6
|
| Before four years |
48,119.3
|
|
39,541.4
|
| Before three years |
149,032.6
|
|
111,933.8
|
| Before two years |
267,267.7
|
|
265,204.1
|
| Before one years |
463,051.4
|
|
406,692.1
|
| Current |
643,777.6
|
|
612,616.8
|
| Revolving Loans |
95,047.6
|
|
96,922.6
|
| Revolving loans converted to term loans |
0.0
|
|
0.0
|
| Total |
1,685,705.3
|
|
1,550,907.4
|
| Retail loans | Auto loans | Write off |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
1,222.2
|
|
1,490.5
|
| Before four years |
1,188.9
|
|
1,103.9
|
| Before three years |
2,467.6
|
|
1,768.9
|
| Before two years |
3,209.3
|
|
2,771.3
|
| Before one years |
2,754.5
|
|
2,057.7
|
| Current |
181.8
|
|
394.4
|
| Revolving Loans |
0.0
|
|
0.0
|
| Revolving loans converted to term loans |
0.0
|
|
0.0
|
| Total |
11,024.3
|
|
9,586.7
|
| Retail loans | Personal loans/Credit card |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
2,637.5
|
|
7,225.9
|
| Before four years |
30,341.0
|
|
20,096.4
|
| Before three years |
135,067.2
|
|
102,481.1
|
| Before two years |
296,772.3
|
|
325,240.5
|
| Before one years |
628,840.1
|
|
629,413.2
|
| Current |
1,394,076.1
|
|
1,241,263.4
|
| Revolving Loans |
659,684.2
|
|
672,934.7
|
| Revolving loans converted to term loans |
478,399.8
|
|
427,538.1
|
| Total |
3,625,818.2
|
|
3,426,193.3
|
| Retail loans | Personal loans/Credit card | Write off |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
1,189.3
|
|
2,263.9
|
| Before four years |
2,672.9
|
|
1,559.0
|
| Before three years |
9,377.4
|
|
5,988.1
|
| Before two years |
18,081.7
|
|
18,451.4
|
| Before one years |
19,133.7
|
|
21,504.4
|
| Current |
2,075.4
|
|
4,065.9
|
| Revolving Loans |
25,516.4
|
|
25,111.9
|
| Revolving loans converted to term loans |
18,704.3
|
|
16,801.6
|
| Total |
96,751.1
|
|
95,746.2
|
| Retail loans | Retail business banking |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
89,681.7
|
|
90,286.8
|
| Before four years |
141,978.1
|
|
62,968.2
|
| Before three years |
303,775.1
|
|
208,322.2
|
| Before two years |
497,315.7
|
|
406,185.5
|
| Before one years |
663,516.3
|
|
629,013.4
|
| Current |
916,360.6
|
|
770,115.0
|
| Revolving Loans |
3,324,457.0
|
|
2,800,798.9
|
| Revolving loans converted to term loans |
0.0
|
|
0.0
|
| Total |
5,937,084.5
|
|
4,967,690.0
|
| Retail loans | Retail business banking | Write off |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
1,174.1
|
|
1,382.6
|
| Before four years |
317.4
|
|
176.1
|
| Before three years |
419.8
|
|
270.1
|
| Before two years |
180.3
|
|
39.7
|
| Before one years |
8.2
|
|
44.5
|
| Current |
0.8
|
|
125.9
|
| Revolving Loans |
100.4
|
|
22.1
|
| Revolving loans converted to term loans |
0.0
|
|
0.0
|
| Total |
2,201.0
|
|
2,061.0
|
| Retail loans | Commercial vehicle and construction equipment finance |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
6,969.0
|
|
10,522.3
|
| Before four years |
17,695.1
|
|
8,530.3
|
| Before three years |
110,307.1
|
|
64,391.4
|
| Before two years |
302,616.2
|
|
270,486.3
|
| Before one years |
527,032.2
|
|
516,036.3
|
| Current |
781,994.6
|
|
741,055.6
|
| Revolving Loans |
308,151.2
|
|
251,171.4
|
| Revolving loans converted to term loans |
0.0
|
|
0.0
|
| Total |
2,054,765.4
|
|
1,862,193.6
|
| Retail loans | Commercial vehicle and construction equipment finance | Write off |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
569.4
|
|
1,242.2
|
| Before four years |
1,205.0
|
|
853.3
|
| Before three years |
4,972.8
|
|
2,499.5
|
| Before two years |
7,762.4
|
|
4,319.4
|
| Before one years |
3,347.3
|
|
2,794.0
|
| Current |
197.1
|
|
2,555.9
|
| Revolving Loans |
0.0
|
|
6.0
|
| Revolving loans converted to term loans |
0.0
|
|
0.0
|
| Total |
18,054.0
|
|
14,270.3
|
| Retail loans | Housing loans |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
1,654,697.5
|
|
1,513,385.3
|
| Before four years |
761,897.7
|
|
596,492.3
|
| Before three years |
996,721.5
|
|
917,561.9
|
| Before two years |
1,466,538.6
|
|
1,189,865.8
|
| Before one years |
1,252,301.3
|
|
1,630,476.8
|
| Current |
1,332,842.8
|
|
1,293,396.9
|
| Revolving Loans |
0.0
|
|
0.0
|
| Revolving loans converted to term loans |
0.0
|
|
0.0
|
| Total |
7,464,999.4
|
|
7,141,179.0
|
| Retail loans | Housing loans | Write off |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
5,235.8
|
|
3,091.7
|
| Before four years |
364.9
|
|
477.1
|
| Before three years |
161.5
|
|
79.8
|
| Before two years |
34.3
|
|
5.1
|
| Before one years |
12.4
|
|
23.0
|
| Current |
0.4
|
|
0.0
|
| Revolving Loans |
2.0
|
|
0.0
|
| Revolving loans converted to term loans |
0.0
|
|
0.0
|
| Total |
5,811.3
|
|
3,676.7
|
| Retail loans | Other retail loans |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
17,497.0
|
|
21,124.9
|
| Before four years |
16,778.3
|
|
10,481.2
|
| Before three years |
41,286.1
|
|
31,368.4
|
| Before two years |
141,204.5
|
|
90,208.6
|
| Before one years |
265,802.8
|
|
340,639.1
|
| Current |
691,233.9
|
|
680,143.7
|
| Revolving Loans |
1,639,267.8
|
|
1,409,436.2
|
| Revolving loans converted to term loans |
0.0
|
|
0.0
|
| Total |
2,813,070.4
|
|
2,583,402.1
|
| Retail loans | Other retail loans | Write off |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
3,723.7
|
|
4,082.3
|
| Before four years |
926.8
|
|
956.3
|
| Before three years |
2,006.2
|
|
1,123.0
|
| Before two years |
4,781.4
|
|
4,228.7
|
| Before one years |
4,378.3
|
|
3,590.0
|
| Current |
329.5
|
|
957.4
|
| Revolving Loans |
7,354.0
|
|
4,911.8
|
| Revolving loans converted to term loans |
0.0
|
|
0.0
|
| Total |
23,499.9
|
|
19,849.5
|
| Retail loans | Performing | Auto loans |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
16,535.8
|
|
16,872.3
|
| Before four years |
46,935.6
|
|
38,368.9
|
| Before three years |
146,246.0
|
|
109,709.7
|
| Before two years |
263,176.0
|
|
261,060.2
|
| Before one years |
458,666.2
|
|
403,060.5
|
| Current |
642,906.1
|
|
611,564.6
|
| Revolving Loans |
94,376.8
|
|
93,911.1
|
| Revolving loans converted to term loans |
0.0
|
|
0.0
|
| Total |
1,668,842.5
|
|
1,534,547.3
|
| Retail loans | Performing | Personal loans/Credit card |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
2,280.5
|
|
6,682.8
|
| Before four years |
29,663.0
|
|
19,129.5
|
| Before three years |
132,630.1
|
|
100,673.9
|
| Before two years |
293,206.7
|
|
320,434.6
|
| Before one years |
624,760.2
|
|
623,756.2
|
| Current |
1,392,446.3
|
|
1,238,873.6
|
| Revolving Loans |
648,971.2
|
|
661,166.9
|
| Revolving loans converted to term loans |
477,898.0
|
|
426,548.1
|
| Total |
3,601,856.0
|
|
3,397,265.6
|
| Retail loans | Performing | Retail business banking |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
83,414.1
|
|
84,507.8
|
| Before four years |
138,520.8
|
|
59,255.0
|
| Before three years |
299,789.7
|
|
204,872.5
|
| Before two years |
493,490.9
|
|
402,892.1
|
| Before one years |
660,532.9
|
|
627,467.3
|
| Current |
915,935.4
|
|
769,923.2
|
| Revolving Loans |
3,260,460.5
|
|
2,750,841.8
|
| Revolving loans converted to term loans |
0.0
|
|
0.0
|
| Total |
5,852,144.3
|
|
4,899,759.7
|
| Retail loans | Performing | Commercial vehicle and construction equipment finance |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
5,731.7
|
|
9,615.7
|
| Before four years |
16,729.7
|
|
7,142.1
|
| Before three years |
105,794.0
|
|
61,927.7
|
| Before two years |
293,435.4
|
|
263,199.8
|
| Before one years |
519,939.1
|
|
507,988.5
|
| Current |
780,908.6
|
|
739,656.0
|
| Revolving Loans |
301,789.3
|
|
244,293.4
|
| Revolving loans converted to term loans |
0.0
|
|
0.0
|
| Total |
2,024,327.8
|
|
1,833,823.2
|
| Retail loans | Performing | Housing loans |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
1,631,633.0
|
|
1,488,044.3
|
| Before four years |
755,549.5
|
|
590,450.9
|
| Before three years |
988,830.2
|
|
910,615.5
|
| Before two years |
1,460,784.5
|
|
1,182,559.1
|
| Before one years |
1,249,556.3
|
|
1,626,523.9
|
| Current |
1,332,450.2
|
|
1,292,823.4
|
| Revolving Loans |
0.0
|
|
0.0
|
| Revolving loans converted to term loans |
0.0
|
|
0.0
|
| Total |
7,418,803.7
|
|
7,091,017.1
|
| Retail loans | Performing | Other retail loans |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
14,195.7
|
|
15,220.9
|
| Before four years |
15,845.5
|
|
9,225.1
|
| Before three years |
36,629.1
|
|
29,591.7
|
| Before two years |
103,370.2
|
|
84,335.1
|
| Before one years |
255,674.0
|
|
312,070.2
|
| Current |
690,107.1
|
|
676,203.4
|
| Revolving Loans |
1,591,744.9
|
|
1,366,920.4
|
| Revolving loans converted to term loans |
0.0
|
|
0.0
|
| Total |
2,707,566.5
|
|
2,493,566.8
|
| Retail loans | Non-performing | Auto loans |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
2,873.3
|
|
1,124.3
|
| Before four years |
1,183.7
|
|
1,172.5
|
| Before three years |
2,786.6
|
|
2,224.1
|
| Before two years |
4,091.7
|
|
4,143.9
|
| Before one years |
4,385.2
|
|
3,631.6
|
| Current |
871.5
|
|
1,052.2
|
| Revolving Loans |
670.8
|
|
3,011.5
|
| Revolving loans converted to term loans |
0.0
|
|
0.0
|
| Total |
16,862.8
|
|
16,360.1
|
| Retail loans | Non-performing | Personal loans/Credit card |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
357.0
|
|
543.1
|
| Before four years |
678.0
|
|
966.9
|
| Before three years |
2,437.1
|
|
1,807.2
|
| Before two years |
3,565.6
|
|
4,805.9
|
| Before one years |
4,079.9
|
|
5,657.0
|
| Current |
1,629.8
|
|
2,389.8
|
| Revolving Loans |
10,713.0
|
|
11,767.8
|
| Revolving loans converted to term loans |
501.8
|
|
990.0
|
| Total |
23,962.2
|
|
28,927.7
|
| Retail loans | Non-performing | Retail business banking |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
6,267.6
|
|
5,779.0
|
| Before four years |
3,457.3
|
|
3,713.2
|
| Before three years |
3,985.4
|
|
3,449.7
|
| Before two years |
3,824.8
|
|
3,293.4
|
| Before one years |
2,983.4
|
|
1,546.1
|
| Current |
425.2
|
|
191.8
|
| Revolving Loans |
63,996.5
|
|
49,957.1
|
| Revolving loans converted to term loans |
0.0
|
|
0.0
|
| Total |
84,940.2
|
|
67,930.3
|
| Retail loans | Non-performing | Commercial vehicle and construction equipment finance |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
1,237.3
|
|
906.6
|
| Before four years |
965.4
|
|
1,388.2
|
| Before three years |
4,513.1
|
|
2,463.7
|
| Before two years |
9,180.8
|
|
7,286.5
|
| Before one years |
7,093.1
|
|
8,047.8
|
| Current |
1,086.0
|
|
1,399.6
|
| Revolving Loans |
6,361.9
|
|
6,878.0
|
| Revolving loans converted to term loans |
0.0
|
|
0.0
|
| Total |
30,437.6
|
|
28,370.4
|
| Retail loans | Non-performing | Housing loans |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
23,064.5
|
|
25,341.0
|
| Before four years |
6,348.2
|
|
6,041.4
|
| Before three years |
7,891.3
|
|
6,946.4
|
| Before two years |
5,754.1
|
|
7,306.7
|
| Before one years |
2,745.0
|
|
3,952.9
|
| Current |
392.6
|
|
573.5
|
| Revolving Loans |
0.0
|
|
0.0
|
| Revolving loans converted to term loans |
0.0
|
|
0.0
|
| Total |
46,195.7
|
|
50,161.9
|
| Retail loans | Non-performing | Other retail loans |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
3,301.3
|
|
5,904.0
|
| Before four years |
932.8
|
|
1,256.1
|
| Before three years |
4,657.0
|
|
1,776.7
|
| Before two years |
37,834.3
|
|
5,873.5
|
| Before one years |
10,128.8
|
|
28,568.9
|
| Current |
1,126.8
|
|
3,940.3
|
| Revolving Loans |
47,522.9
|
|
42,515.8
|
| Revolving loans converted to term loans |
0.0
|
|
0.0
|
| Total |
105,503.9
|
|
89,835.3
|
| Wholesale loans |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
527,414.8
|
5,621.0
|
332,556.5
|
| Before four years |
418,517.4
|
4,460.4
|
414,914.8
|
| Before three years |
538,907.7
|
5,743.4
|
694,205.1
|
| Before two years |
1,089,976.8
|
11,616.5
|
877,711.1
|
| Before one years |
955,221.2
|
10,180.3
|
1,512,860.8
|
| Current |
1,881,494.8
|
20,052.2
|
1,397,420.9
|
| Revolving Loans |
2,595,219.5
|
27,658.8
|
1,877,576.5
|
| Total |
8,006,752.2
|
85,332.6
|
7,107,245.7
|
| Wholesale loans | Write off |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
0.0
|
0.0
|
10.9
|
| Before four years |
0.0
|
0.0
|
2.1
|
| Before three years |
0.0
|
0.0
|
0.0
|
| Before two years |
0.0
|
0.0
|
0.0
|
| Before one years |
26.0
|
0.3
|
708.0
|
| Current |
0.0
|
0.0
|
0.0
|
| Revolving Loans |
121.8
|
1.3
|
3,478.2
|
| Total |
147.8
|
$ 1.6
|
4,199.2
|
| Wholesale loans | Pass |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
494,819.8
|
|
303,812.7
|
| Before four years |
405,619.9
|
|
393,131.7
|
| Before three years |
525,289.7
|
|
674,953.6
|
| Before two years |
1,086,127.5
|
|
863,574.4
|
| Before one years |
954,899.5
|
|
1,483,506.6
|
| Current |
1,875,563.9
|
|
1,395,844.6
|
| Revolving Loans |
2,554,618.6
|
|
1,841,034.8
|
| Total |
7,896,938.9
|
|
6,955,858.4
|
| Wholesale loans | Labelled |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
7,139.8
|
|
2,577.7
|
| Before four years |
5,055.2
|
|
9,883.5
|
| Before three years |
11,476.4
|
|
11,399.0
|
| Before two years |
3,103.9
|
|
12,831.6
|
| Before one years |
208.1
|
|
5,985.4
|
| Current |
5,922.9
|
|
1,576.3
|
| Revolving Loans |
16,092.6
|
|
12,808.6
|
| Total |
48,998.9
|
|
57,062.1
|
| Wholesale loans | Non-performing |
|
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
|
| Prior |
25,455.2
|
|
26,166.1
|
| Before four years |
7,842.3
|
|
11,899.6
|
| Before three years |
2,141.6
|
|
7,852.5
|
| Before two years |
745.4
|
|
1,305.1
|
| Before one years |
113.6
|
|
23,368.8
|
| Current |
8.0
|
|
0.0
|
| Revolving Loans |
24,508.3
|
|
23,733.1
|
| Total |
₨ 60,814.4
|
|
₨ 94,325.2
|