v3.26.1
Loans - Loan Delinquency and Non-Accrual Loans (Detail)
₨ in Millions, $ in Millions
Mar. 31, 2026
INR (₨)
Mar. 31, 2026
USD ($)
Mar. 31, 2025
INR (₨)
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans ₨ 31,588,195.4 $ 336,653.5 ₨ 28,638,811.1
Finance receivable on non-accrual status 368,716.8 3,929.6 375,910.9
Retail Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 23,581,443.2 251,320.9 21,531,565.4
Retail Loans | Auto loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 1,685,705.3 17,965.5 1,550,907.4
Finance receivable on non-accrual status 16,862.8   16,360.1
Retail Loans | Personal loans/Credit card      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 3,625,818.2 38,642.4 3,426,193.3
Finance receivable on non-accrual status 23,962.2   28,927.7
Retail Loans | Retail business banking      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 5,937,084.5 63,274.9 4,967,690.0
Finance receivable on non-accrual status 84,940.2   67,930.3
Retail Loans | Commercial vehicle and construction equipment finance      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 2,054,765.4 21,898.8 1,862,193.6
Finance receivable on non-accrual status 30,437.6   28,370.4
Retail Loans | Housing loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 7,464,999.4 79,558.8 7,141,179.0
Finance receivable on non-accrual status 46,195.7   50,161.9
Retail Loans | Other Retail      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 2,813,070.4 [1] 29,980.5 2,583,402.1 [2]
Finance receivable on non-accrual status 105,503.9 [1]   89,835.3 [2]
Wholesale loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 8,006,752.2 85,332.6 7,107,245.7
Finance receivable on non-accrual status 60,814.4   94,325.2
31 to 90 days past due      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 153,854.5 1,639.7 162,948.3
31 to 90 days past due | Retail Loans | Auto loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 9,042.3   8,143.6
31 to 90 days past due | Retail Loans | Personal loans/Credit card      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 26,767.2   32,386.3
31 to 90 days past due | Retail Loans | Retail business banking      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 29,591.2   20,814.2
31 to 90 days past due | Retail Loans | Commercial vehicle and construction equipment finance      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 20,179.5   21,153.2
31 to 90 days past due | Retail Loans | Housing loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 33,115.6   35,639.8
31 to 90 days past due | Retail Loans | Other Retail      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 33,139.6 [1]   41,687.8 [2]
31 to 90 days past due | Wholesale loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 2,019.1   3,123.4
Non-accrual/ 91 days or more past due      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 368,716.8 3,929.6 375,910.9
Non-accrual/ 91 days or more past due | Retail Loans | Auto loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 16,862.8   16,360.1
Non-accrual/ 91 days or more past due | Retail Loans | Personal loans/Credit card      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 23,962.2   28,927.7
Non-accrual/ 91 days or more past due | Retail Loans | Retail business banking      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 84,940.2   67,930.3
Non-accrual/ 91 days or more past due | Retail Loans | Commercial vehicle and construction equipment finance      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 30,437.6   28,370.4
Non-accrual/ 91 days or more past due | Retail Loans | Housing loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 46,195.7   50,161.9
Non-accrual/ 91 days or more past due | Retail Loans | Other Retail      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 105,503.9 [1]   89,835.3 [2]
Non-accrual/ 91 days or more past due | Wholesale loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 60,814.4   94,325.2
Total current      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [3] 31,065,624.1 [1] $ 331,084.2 [1] 28,099,951.9 [2]
Total current | Retail Loans | Auto loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [3] 1,659,800.2 [1]   1,526,403.7 [2]
Total current | Retail Loans | Personal loans/Credit card      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [3] 3,575,088.8 [1]   3,364,879.3 [2]
Total current | Retail Loans | Retail business banking      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [3] 5,822,553.1 [1]   4,878,945.5 [2]
Total current | Retail Loans | Commercial vehicle and construction equipment finance      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [3] 2,004,148.3 [1]   1,812,670.0 [2]
Total current | Retail Loans | Housing loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [3] 7,385,688.1 [1]   7,055,377.3 [2]
Total current | Retail Loans | Other Retail      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [3] 2,674,426.9 [1]   2,451,879.0 [2]
Total current | Wholesale loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [3] ₨ 7,943,918.7 [1]   ₨ 7,009,797.1 [2]
[1] Includes crop-related agricultural loans with days past due less than 366 as they are not considered as non-performing of Rs. 65.1 billion.
[2] Includes crop-related agricultural loans with days past due less than
366
as they are not considered as
non-performing
of Rs. 44.4 billion.
[3] Loans up to 30 days past due are considered current.