The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101 288,053 1,405 SH SOLE 0 0 1,405
ALTRIA GROUP INC COM 02209S103 741,301 10,303 SH SOLE 0 0 10,303
AMERICAN ELEC PWR CO INC COM 025537101 638,766 4,669 SH SOLE 0 0 4,669
APPLE INC COM 037833100 803,553 2,777 SH SOLE 0 0 2,777
AT&T INC COM 00206R102 525,304 25,377 SH SOLE 0 0 25,377
AUTOZONE INC COM 053332102 319,594 100 SH SOLE 0 0 100
BANK OF AMER CORP COM 060505104 1,955,407 34,317 SH SOLE 0 0 34,317
DOMINION ENERGY INC COM 25746U109 292,626 4,285 SH SOLE 0 0 4,285
EXXON MOBIL CORP COM 30231G102 707,116 5,172 SH SOLE 0 0 5,172
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 264,266 8,940 SH SOLE 0 0 8,940
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 335,183 4,135 SH SOLE 0 0 4,135
GE AEROSPACE COM NEW 369604301 565,080 1,512 SH SOLE 0 0 1,512
GE VERNOVA INC COM 36828A101 486,392 414 SH SOLE 0 0 414
INVESCO QQQ TR UNIT SER 1 46090E103 231,819 315 SH SOLE 0 0 315
ISHARES TR S&P MC 400GR ETF 464287606 289,050 2,460 SH SOLE 0 0 2,460
ISHARES TR S&P MC 400VL ETF 464287705 212,731 1,440 SH SOLE 0 0 1,440
ISHARES TR S&P SML 600 GWT 464287887 235,752 1,320 SH SOLE 0 0 1,320
ISHARES TR SP SMCP600VL ETF 464287879 218,688 1,600 SH SOLE 0 0 1,600
ISHARES TR EAFE SML CP ETF 464288273 275,605 3,350 SH SOLE 0 0 3,350
JOHNSON & JOHNSON COM 478160104 266,669 1,050 SH SOLE 0 0 1,050
MICROSOFT CORP COM 594918104 439,460 1,178 SH SOLE 0 0 1,178
MONDELEZ INTL INC CL A 609207105 343,627 5,941 SH SOLE 0 0 5,941
NORFOLK SOUTHN CORP COM 655844108 202,911 645 SH SOLE 0 0 645
PHILIP MORRIS INTL INC COM 718172109 1,386,856 7,666 SH SOLE 0 0 7,666
SOUTHERN CO COM 842587107 528,083 5,518 SH SOLE 0 0 5,518
TRUIST FINL CORP COM 89832Q109 710,832 14,268 SH SOLE 0 0 14,268
VANGUARD INDEX FDS SMALL CP ETF 922908751 12,953,365 42,733 SH SOLE 0 0 42,733
VANGUARD INDEX FDS VALUE ETF 922908744 35,023,278 160,709 SH SOLE 0 0 160,709
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,300,757 8,920 SH SOLE 0 0 8,920
VANGUARD INDEX FDS GROWTH ETF 922908736 54,225,001 629,499 SH SOLE 0 0 629,499
VANGUARD INDEX FDS MID CAP ETF 922908629 16,129,469 200,192 SH SOLE 0 0 200,192
VANGUARD INDEX FDS SM CP VAL ETF 922908611 12,600,975 51,858 SH SOLE 0 0 51,858
VANGUARD INDEX FDS SML CP GRW ETF 922908595 10,796,561 29,523 SH SOLE 0 0 29,523
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,172,586 7,093 SH SOLE 0 0 7,093
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 4,454,299 22,542 SH SOLE 0 0 22,542
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 2,590,129 10,520 SH SOLE 0 0 10,520
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,744,568 6,908 SH SOLE 0 0 6,908
VANGUARD INDEX FDS LARGE CAP ETF 922908637 980,091 2,850 SH SOLE 0 0 2,850
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 8,309,591 99,219 SH SOLE 0 0 99,219
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 456,032 7,640 SH SOLE 0 0 7,640
VANGUARD STAR FDS VG TL INTL STK F 921909768 224,924 2,631 SH SOLE 0 0 2,631
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,346,232 18,894 SH SOLE 0 0 18,894
VANGUARD WORLD FD ENERGY ETF 92204A306 960,832 6,400 SH SOLE 0 0 6,400
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,802,155 20,500 SH SOLE 0 0 20,500
WARNER BROS DISCOVERY INC COM SER A 934423104 265,134 9,945 SH SOLE 0 0 9,945