Exhibit 99.05 Schedule 5

 

QM ATR Data
Run Date - 07/27/2026 6:27:46 PM
Evolve Loan ID Customer Loan ID Seller Loan ID Loan Level ATR/QM Status Verified Safe Harbor Application Date Prior to 1/10/2014 Lender Application Date GSE Eligible CDFI Indicator ATR/QM Total Points and Fees Rate Lock Date APR Borrower Employment Indicator Co Borrower Employment Indicator Borrower Foreign National Indicator Borrower Residency Source Co Borrower Foreign National Indicator Co Borrower Residency Source Residual Income to Qualify? ATR/QM Residual Income
XXXXXXXX 6000114045 XXXXXXXXXXX Exempt N/A No XXXXXXXXXX No Yes     0.00% Not Required Not Required Foreign National   Foreign National   No  
XXXXXXXX 6000114097 XXXXXXXXXXX Exempt N/A No XXXXXXXXXX No Yes     0.00% Not Required   US Citizen       No  
XXXXXXXX 6000121230 XXXXXXXXXXX Exempt N/A No XXXXXXXXXX No Yes     0.00% Not Required   Foreign National       No  
XXXXXXXX 6000121297 XXXXXXXXXXX Exempt N/A No XXXXXXXXXX No Yes     0.00% Not Required   Permanent Resident Alien       No  
XXXXXXXX 6000121348 XXXXXXXXXXX Exempt N/A No XXXXXXXXXX No Yes     0.00% Not Required   Permanent Resident Alien       No  
XXXXXXXX 4000126460 XXXXXXXXXX Exempt N/A No XXXXXXXXXX   No   XXXXXXXXXX 0.00% Employed Employed US Citizen   US Citizen   No  
XXXXXXXX 4000125702 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000102573 XXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000102558 XXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       Yes $6,074.60
XXXXXXXX 4000121634 XXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000096568 XXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 XXXXXXXXXX 7.298% Self-Employed   US Citizen       No  
XXXXXXXX 4000130194 XXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX Yes No $7,408.00 XXXXXXXXXX 0.00% Self-Employed Self-Employed US Citizen   US Citizen   No  
XXXXXXXX 4000097821 XXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 XXXXXXXXXX 0.00% Self-Employed   US Citizen       Yes $5,150.81
XXXXXXXX 4000122660 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000124904 XXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 XXXXXXXXXX 0.00% Self-Employed   US Citizen       Yes -$11,900.29
XXXXXXXX 4000089783 XXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $4,010.00 XXXXXXXXXX 8.086% Self-Employed   US Citizen       Yes $10,372.96
XXXXXXXX 4000092949 XXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 XXXXXXXXXX 8.172% Self-Employed   US Citizen       No  
XXXXXXXX 4000098309 XXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $6,465.00 XXXXXXXXXX 6.967% Self-Employed   US Citizen       Yes $146,803.35
XXXXXXXX 4000110282 XXXXXXXXX Higher Priced QM (APOR) Not Provided No XXXXXXXXXX No No $15,557.75 XXXXXXXXXX 7.846% Self-Employed   Permanent Resident Alien       Yes $10,019.43
XXXXXXXX 4000094615 XXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000103151 XXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000097960 XXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
XXXXXXXX 4000098981 XXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $5,972.50 XXXXXXXXXX 7.964% Self-Employed   Permanent Resident Alien       Yes $12,091.96
XXXXXXXX 4000123554 XXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000103556 XXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000105915 XXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000120313 XXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX Yes No $5,038.00 XXXXXXXXXX 0.00% Employed Employed US Citizen   US Citizen   No  
XXXXXXXX 4000112506 XXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000113412 XXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000109063 XXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000112764 XXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 XXXXXXXXXX 7.715% Self-Employed   Permanent Resident Alien       Yes $8,056.38
XXXXXXXX 4000111480 XXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed Employed US Citizen   US Citizen   Yes $15,326.11
XXXXXXXX 4000114389 XXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
XXXXXXXX 4000115379 XXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000118186 XXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000123249 XXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $4,911.50 XXXXXXXXXX 0.00% Self-Employed Self-Employed US Citizen   US Citizen   Yes $3,940.84
XXXXXXXX 4000117765 XXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000113107 XXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000117500 XXXXXXXXX Exempt N/A No XXXXXXXXXX Yes No   XXXXXXXXXX 0.00% Employed   US Citizen       No  
XXXXXXXX 4000118382 XXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX Yes No $2,190.00 XXXXXXXXXX 6.787% Employed Employed US Citizen   US Citizen   No  
XXXXXXXX 4000117428 XXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX Yes No $0.00 XXXXXXXXXX 0.00% Employed   US Citizen       No  
XXXXXXXX 4000113389 XXXXXXXXX Exempt N/A No XXXXXXXXXX Yes No     0.00% Self-Employed   US Citizen       No  
XXXXXXXX 4000115958 XXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000118502 XXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX Yes No $2,390.00 XXXXXXXXXX 0.00% Self-Employed Employed US Citizen   US Citizen   No  
XXXXXXXX 4000124558 XXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000116310 XXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000118931 XXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000128215 XXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000121628 XXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $9,290.00 XXXXXXXXXX 0.00% Self-Employed   US Citizen       No  
XXXXXXXX 4000122692 XXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000127226 XXXXXXXXX Exempt N/A No XXXXXXXXXX Yes No   XXXXXXXXXX 0.00% Employed   US Citizen       No  
XXXXXXXX 4000092481 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 XXXXXXXXXX 7.58% Unemployed Self-Employed US Citizen   US Citizen   No  
XXXXXXXX 4000097428 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $14,201.51 XXXXXXXXXX 6.471% Self-Employed   US Citizen       Yes $48,195.73
XXXXXXXX 4000116359 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $12,545.00 XXXXXXXXXX 6.757% Self-Employed   US Citizen       No  
XXXXXXXX 4000124459 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
XXXXXXXX 4000127497 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000127633 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $15,030.00 XXXXXXXXXX 0.00% Self-Employed   US Citizen       Yes $11,120.64
XXXXXXXX 4000100103 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000109874 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   Permanent Resident Alien       No  
XXXXXXXX 4000093254 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000105590 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000129545 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000121000 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
XXXXXXXX 4000090629 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000103236 XXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $6,992.47 XXXXXXXXXX 6.807% Self-Employed   US Citizen       Yes $7,126.06
XXXXXXXX 4000095800 XXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 XXXXXXXXXX 7.423% Self-Employed   Permanent Resident Alien       No  
XXXXXXXX 4000098171 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
XXXXXXXX 4000110518 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000117584 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000106103 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000109963 XXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $18,215.00 XXXXXXXXXX 6.357% Self-Employed   US Citizen       Yes $102,885.14
XXXXXXXX 4000108830 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000112567 XXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $8,005.50 XXXXXXXXXX 0.00% Self-Employed   US Citizen       Yes $8,343.39
XXXXXXXX 4000128854 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000102124 XXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 XXXXXXXXXX 0.00% Employed   US Citizen       Yes $21,150.52
XXXXXXXX 4000113847 XXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $7,865.00 XXXXXXXXXX 7.007% Self-Employed   US Citizen       Yes $38,770.48
XXXXXXXX 4000093375 XXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 XXXXXXXXXX 7.497% Employed Not Required US Citizen   US Citizen   Yes $19,516.38
XXXXXXXX 4000101910 XXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 XXXXXXXXXX 0.00% Self-Employed   US Citizen       Yes $20,984.56
XXXXXXXX 4000113675 XXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $1,875.00 XXXXXXXXXX 6.413% Not Required Not Required US Citizen   US Citizen   Yes -$10,749.25
XXXXXXXX 4000092863 XXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $1,950.00 XXXXXXXXXX 7.224% Self-Employed   US Citizen       Yes $5,762.84
XXXXXXXX 4000100473 XXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $3,750.00 XXXXXXXXXX 6.67% Self-Employed   US Citizen       No  
XXXXXXXX 4000127329 XXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $2,110.00 XXXXXXXXXX 0.00% Self-Employed   US Citizen       No  
XXXXXXXX 4000111835 XXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $2,020.00 XXXXXXXXXX 6.396% Not Required Not Required US Citizen   US Citizen   Yes -$12,282.13
XXXXXXXX 4000104595 XXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $1,965.00 XXXXXXXXXX 6.464% Employed Employed US Citizen   US Citizen   Yes $16,684.46
XXXXXXXX 4000117491 XXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 XXXXXXXXXX 0.00% Self-Employed   US Citizen       Yes $14,962.00
XXXXXXXX 4000105670 XXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $1,950.00 XXXXXXXXXX 6.929% Self-Employed   US Citizen       Yes $27,295.66
XXXXXXXX 4000110349 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
XXXXXXXX 4000110350 XXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $1,950.00 XXXXXXXXXX 0.00% Self-Employed   US Citizen       Yes $34,149.38
XXXXXXXX 4000110348 XXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $1,950.00 XXXXXXXXXX 0.00% Self-Employed Self-Employed US Citizen   US Citizen   Yes $16,847.00
XXXXXXXX 4000115370 XXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $6,888.22 XXXXXXXXXX 0.00% Employed Employed US Citizen   US Citizen   No  
XXXXXXXX 4000121323 XXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $1,875.00 XXXXXXXXXX 0.00% Self-Employed   Permanent Resident Alien       Yes $26,055.48
XXXXXXXX 4000130196 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No   XXXXXXXXXX 0.00% Self-Employed   US Citizen       No  
XXXXXXXX 4000122142 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000121134 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
XXXXXXXX 4000126922 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
XXXXXXXX 4000126694 XXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $2,105.00 XXXXXXXXXX 0.00% Employed Not Required US Citizen   US Citizen   Yes $5,518.36
XXXXXXXX 4000108861 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
XXXXXXXX 4000119814 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000112855 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000123464 XXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   Permanent Resident Alien       No  
XXXXXXXX 4000088087 XXXXXXXXXXX Exempt N/A No XXXXXXXXXX   No   XXXXXXXXXX 0.00% Not Required   US Citizen       No  
XXXXXXXX 4000107071 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 XXXXXXXXXX 6.766% Retired Retired US Citizen   US Citizen   Yes $30,212.82
XXXXXXXX 4000112765 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 XXXXXXXXXX 8.455% Retired Retired US Citizen   US Citizen   No  
XXXXXXXX 4000123036 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000123038 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000123032 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000091678 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
XXXXXXXX 4000095608 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 XXXXXXXXXX 0.00% Self-Employed Not Required US Citizen   US Citizen   Yes $24,600.65
XXXXXXXX 4000095898 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $23,476.00 XXXXXXXXXX 6.479% Employed   US Citizen       No  
XXXXXXXX 4000095115 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000095623 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000095654 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       Yes $4,371.78
XXXXXXXX 4000099957 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $38,577.47 XXXXXXXXXX 6.585% Self-Employed   US Citizen       Yes $19,935.59
XXXXXXXX 4000095631 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000097518 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed Self-Employed US Citizen   US Citizen   Yes $4,736.20
XXXXXXXX 4000100115 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $5,969.57 XXXXXXXXXX 7.453% Retired Retired US Citizen   US Citizen   Yes $7,069.60
XXXXXXXX 4000102447 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $18,365.00 XXXXXXXXXX 0.00% Employed Employed US Citizen   US Citizen   Yes $9,818.56
XXXXXXXX 4000095871 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $26,862.69 XXXXXXXXXX 7.585% Self-Employed   US Citizen       No  
XXXXXXXX 4000093824 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No   XXXXXXXXXX 0.00% Employed Self-Employed US Citizen   US Citizen   No  
XXXXXXXX 4000102673 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $20,845.00 XXXXXXXXXX 0.00% Self-Employed   US Citizen       No  
XXXXXXXX 4000094595 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000094925 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $6,914.00 XXXXXXXXXX 7.24% Retired   US Citizen       Yes $11,226.58
XXXXXXXX 4000103303 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
XXXXXXXX 4000098362 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000103082 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 XXXXXXXXXX 0.00% Not Required   US Citizen       Yes $4,876.87
XXXXXXXX 4000101644 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $34,220.00 XXXXXXXXXX 0.00% Employed Self-Employed US Citizen   US Citizen   Yes $19,804.24
XXXXXXXX 4000095998 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $11,176.30 XXXXXXXXXX 6.948% Not Required   US Citizen       Yes $9,895.76
XXXXXXXX 4000101974 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $12,414.95 XXXXXXXXXX 0.00% Employed   US Citizen       No  
XXXXXXXX 4000099649 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $30,715.00 XXXXXXXXXX 7.18% Self-Employed   US Citizen       Yes $24,458.99
XXXXXXXX 4000100245 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000101195 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000103814 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000101967 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $33,590.00 XXXXXXXXXX 0.00% Self-Employed   US Citizen       Yes $25,578.89
XXXXXXXX 4000101011 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000103770 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $8,603.00 XXXXXXXXXX 0.00% Retired Employed US Citizen   US Citizen   Yes $9,562.70
XXXXXXXX 4000107950 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000099889 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000101977 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000102194 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $7,085.00 XXXXXXXXXX 0.00% Employed   US Citizen       Yes $6,463.65
XXXXXXXX 4000103805 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed Self-Employed US Citizen   US Citizen   No  
XXXXXXXX 4000106423 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
XXXXXXXX 4000107790 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000103813 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000112661 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 XXXXXXXXXX 0.00% Self-Employed   US Citizen       Yes $22,881.21
XXXXXXXX 4000117885 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
XXXXXXXX 4000107580 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000101667 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $12,296.18 XXXXXXXXXX 0.00% Not Required Not Required US Citizen   US Citizen   Yes $7,047.92
XXXXXXXX 4000105676 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $7,295.00 XXXXXXXXXX 0.00% Self-Employed Not Required US Citizen   US Citizen   Yes $5,327.13
XXXXXXXX 4000105466 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $9,770.00 XXXXXXXXXX 0.00% Retired Employed US Citizen   US Citizen   Yes $5,952.60
XXXXXXXX 4000105113 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $17,585.00 XXXXXXXXXX 0.00% Self-Employed Unemployed US Citizen   US Citizen   Yes $26,828.68
XXXXXXXX 4000104879 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed Employed US Citizen   US Citizen   No  
XXXXXXXX 4000109833 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $13,592.44 XXXXXXXXXX 0.00% Employed   US Citizen       Yes $10,585.50
XXXXXXXX 4000108966 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000108406 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $12,882.37 XXXXXXXXXX 0.00% Employed Retired US Citizen   US Citizen   Yes $9,333.72
XXXXXXXX 4000110699 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000110056 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $18,092.54 XXXXXXXXXX 0.00% Not Required Not Required US Citizen   US Citizen   Yes $11,990.27
XXXXXXXX 4000107581 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $25,997.83 XXXXXXXXXX 0.00% Self-Employed Unemployed US Citizen   US Citizen   Yes $19,559.83
XXXXXXXX 4000111582 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $14,776.81 XXXXXXXXXX 0.00% Self-Employed   US Citizen       Yes $4,986.96
XXXXXXXX 4000109117 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 XXXXXXXXXX 6.812% Self-Employed   US Citizen       Yes $14,603.74
XXXXXXXX 4000112899 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
XXXXXXXX 4000111584 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       Yes $44,093.78
XXXXXXXX 4000114083 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $30,826.95 XXXXXXXXXX 7.077% Self-Employed   US Citizen       Yes $9,255.94
XXXXXXXX 4000108776 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $15,419.86 XXXXXXXXXX 0.00% Self-Employed Employed US Citizen   US Citizen   Yes $15,675.13
XXXXXXXX 4000108774 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000107378 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed Employed US Citizen   US Citizen   No  
XXXXXXXX 4000109665 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $8,401.25 XXXXXXXXXX 0.00% Retired Retired US Citizen   US Citizen   Yes $4,364.04
XXXXXXXX 4000110926 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000110695 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $7,563.16 XXXXXXXXXX 0.00% Self-Employed   US Citizen       Yes $1,726.75
XXXXXXXX 4000108407 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $26,483.60 XXXXXXXXXX 6.817% Employed Employed US Citizen   US Citizen   No  
XXXXXXXX 4000110701 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 XXXXXXXXXX 7.324% Self-Employed   US Citizen       Yes $16,779.65
XXXXXXXX 4000113817 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $30,699.74 XXXXXXXXXX 0.00% Self-Employed Employed US Citizen   US Citizen   Yes $9,274.20
XXXXXXXX 4000109458 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $12,177.82 XXXXXXXXXX 7.35% Self-Employed Self-Employed US Citizen   US Citizen   Yes $14,747.76
XXXXXXXX 4000113506 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed Self-Employed US Citizen   US Citizen   Yes $26,148.64
XXXXXXXX 4000113809 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $12,162.50 XXXXXXXXXX 0.00% Self-Employed   US Citizen       Yes $18,419.78
XXXXXXXX 4000114331 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 XXXXXXXXXX 0.00% Self-Employed   US Citizen       Yes $70,241.71
XXXXXXXX 4000110928 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed Self-Employed US Citizen   US Citizen   No  
XXXXXXXX 4000112895 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000111271 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
XXXXXXXX 4000111587 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $11,011.00 XXXXXXXXXX 7.63% Employed Retired US Citizen   US Citizen   Yes $16,237.70
XXXXXXXX 4000109565 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $48,979.64 XXXXXXXXXX 0.00% Self-Employed Self-Employed US Citizen   US Citizen   Yes $24,839.15
XXXXXXXX 4000113505 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000115843 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000112892 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000114333 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 XXXXXXXXXX 7.054% Not Required   US Citizen       Yes $6,551.89
XXXXXXXX 4000115841 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 XXXXXXXXXX 0.00% Not Required Employed US Citizen   US Citizen   Yes $21,156.72
XXXXXXXX 4000112894 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $15,423.87 XXXXXXXXXX 0.00% Self-Employed   US Citizen       Yes $14,546.29
XXXXXXXX 4000121753 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $9,511.27 XXXXXXXXXX 0.00% Self-Employed   US Citizen       Yes $4,063.29
XXXXXXXX 4000115849 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $9,146.11 XXXXXXXXXX 0.00% Employed   US Citizen       Yes $2,998.91
XXXXXXXX 4000115122 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $19,100.00 XXXXXXXXXX 0.00% Self-Employed   US Citizen       Yes $182,762.32
XXXXXXXX 4000116118 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $6,417.68 XXXXXXXXXX 0.00% Self-Employed Not Required US Citizen   US Citizen   Yes $15,649.19
XXXXXXXX 4000112544 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $44,668.90 XXXXXXXXXX 0.00% Unemployed Employed US Citizen   US Citizen   Yes $19,533.24
XXXXXXXX 4000118082 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 XXXXXXXXXX 0.00% Not Required   US Citizen       Yes $14,172.10
XXXXXXXX 4000116062 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000113846 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000119122 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $9,628.84 XXXXXXXXXX 0.00% Employed   US Citizen       Yes $5,696.53
XXXXXXXX 4000118083 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
XXXXXXXX 4000119527 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       Yes $5,327.82
XXXXXXXX 4000119124 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000122522 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 XXXXXXXXXX 6.596% Not Required   US Citizen       Yes $9,973.39
XXXXXXXX 4000120193 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $23,803.25 XXXXXXXXXX 0.00% Employed   US Citizen       Yes $12,474.09
XXXXXXXX 4000117347 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $10,345.00 XXXXXXXXXX 6.88% Not Required   US Citizen       Yes $16,906.60
XXXXXXXX 4000123614 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000122788 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 XXXXXXXXXX 0.00% Retired   US Citizen       Yes $4,244.57
XXXXXXXX 4000116280 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
XXXXXXXX 4000122052 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $20,641.87 XXXXXXXXXX 0.00% Self-Employed   US Citizen       Yes $49,076.63
XXXXXXXX 4000122527 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed Employed US Citizen   US Citizen   No  
XXXXXXXX 4000119121 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
XXXXXXXX 4000122780 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000122053 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $10,136.65 XXXXXXXXXX 0.00% Employed   US Citizen       Yes $3,607.11
XXXXXXXX 4000119119 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000122312 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $6,597.00 XXXXXXXXXX 0.00% Self-Employed   US Citizen       Yes $2,077.78
XXXXXXXX 4000122328 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 XXXXXXXXXX 0.00% Self-Employed Employed US Citizen   US Citizen   Yes $11,802.84
XXXXXXXX 4000118057 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       Yes $13,989.79
XXXXXXXX 4000122420 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $7,646.40 XXXXXXXXXX 6.782% Employed   US Citizen       Yes $3,171.77
XXXXXXXX 4000122508 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $1,945.00 XXXXXXXXXX 7.102% Not Required Self-Employed US Citizen   US Citizen   Yes $7,233.02
XXXXXXXX 4000123318 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $7,970.58 XXXXXXXXXX 0.00% Employed   US Citizen       Yes $6,865.33
XXXXXXXX 4000122421 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed Employed US Citizen   US Citizen   Yes $14,680.42
XXXXXXXX 4000123039 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
XXXXXXXX 4000121756 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Self-Employed US Citizen   US Citizen   No  
XXXXXXXX 4000122784 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $6,893.58 XXXXXXXXXX 6.792% Employed   US Citizen       Yes $8,266.88
XXXXXXXX 4000122411 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000123775 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
XXXXXXXX 4000122965 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Employed US Citizen   US Citizen   No  
XXXXXXXX 4000120684 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
XXXXXXXX 4000120293 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 XXXXXXXXXX 0.00% Employed Employed US Citizen   US Citizen   Yes $22,111.39
XXXXXXXX 4000123227 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $11,772.28 XXXXXXXXXX 7.383% Self-Employed Not Required US Citizen   US Citizen   Yes $4,592.20
XXXXXXXX 4000122511 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000122778 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000122961 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 XXXXXXXXXX 6.825% Employed Retired US Citizen   US Citizen   Yes $10,223.49
XXXXXXXX 4000123620 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $8,517.50 XXXXXXXXXX 7.248% Self-Employed   US Citizen       Yes $11,387.52
XXXXXXXX 4000122775 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000123236 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $8,025.00 XXXXXXXXXX 7.06% Employed   US Citizen       Yes $2,028.61
XXXXXXXX 4000123163 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
XXXXXXXX 4000126107 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
XXXXXXXX 4000123284 XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 XXXXXXXXXX 7.449% Employed Employed US Citizen   US Citizen   Yes $6,175.84
XXXXXXXX 4000126109 XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
XXXXXXXX 4000124847 XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $19,620.00 XXXXXXXXXX 0.00% Self-Employed   US Citizen       Yes $34,515.78