Exhibit 99.04 Schedule 2

 

Loan ID Seller Loan ID Redaction ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Subordinate Lien 2 Type Subordinate Lien 2 Max Draw Amount (HELOC) Subordinate Lien 3 Type Subordinate Lien 3 Max Draw Amount (HELOC) Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As Borrower 1 Trust Name Borrower 2 Trust Name Borrower 3 Trust Name Borrower 4 Trust Name
XXXX XXXX 4000069914 XXXX XXXX XXXX No XXXX XXXX XXXX 2 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.250%   XXXX No   XXXX XXXX $917.04 $76.42 $0.00 $0.00 $0.00 $3,168.59   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.0 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 02/12/2025 02/12/2025       729                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Resident Alien N/A       XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 16.4 XXXX 16.4 No 68.79 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX XXXX 4000073326 XXXX XXXX XXXX No XXXX XXXX XXXX 2 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.000%   XXXX No   XXXX XXXX $1,155.96 $96.33 $384.00 $32.00 $0.00 $2,640.98   N/A XXXX XX $32.00   Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Stocks/Bonds,Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.022 1.03   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 03/17/2025 03/17/2025 03/17/2025     804                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A XXXX 84.7 XXXX 84.7 No 64.99 Yes No No Yes Borrower As Individual Borrower As Individual N/A N/A        
XXXX XXXX 4000075334 XXXX XXXX XXXX No XXXX XXXX XXXX 4 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 9190 XXXX 6.650% Manual Underwriting   No 6.940%   6.875%   XXXX No   XXXX XXXX $2,763.00 $230.25 $1,572.00 $131.00 $0.00 $12,794.46 $36,334.25 N/A XXXX XX $131.00 04/22/2026 Monthly 0.00% 37.72% 37.72% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 03/19/2025 03/19/2025       753                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 18.7 XXXX 18.7 No 69.95 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000092297 XXXX XXXX XXXX No XXXX XXXX XXXX 6 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A QM Points and Fees Exceeded 9079.93 XXXX 6.610% Manual Underwriting   No 7.004%   6.875%   XXXX No   XXXX XXXX $1,980.96 $165.08 $1,532.04 $127.67 $0.00 $3,347.26 $9,970.24 N/A XXXX XX $127.67   Annually 0.00% 27.60% 27.60% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 08/05/2025 08/05/2025       748                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A N/A     XXXX       I-151 Permanent Resident Card   XXXX                                                                               Fee Simple   No No N/A XXXX 7.8 XXXX 7.8 No 60.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000092669 XXXX XXXX XXXX No XXXX XXXX XXXX 6 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1495 XXXX 6.610% Manual Underwriting   No 7.067%   7.000%   XXXX No   XXXX XXXX $1,407.96 $117.33 $0.00 $0.00 $0.00 $3,863.77 $4,895.23 N/A     $0.00     0.00% 48.47% 48.47% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 94 31 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 08/18/2025 08/18/2025       742                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 4.3 XXXX 4.3 No 79.83 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000095441 XXXX XXXX XXXX No XXXX XXXX XXXX 4 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.750%   XXXX No   XXXX XXXX $2,241.00 $186.75 $0.00 $0.00 $0.00 $4,859.59 $25,810.01 N/A     $0.00     0.00% 49.98% 49.98% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Third-Party Prepared (Unaudited) 20 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 08/12/2025 08/12/2025       807                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 70.4 XXXX 70.4 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX   4000097281 XXXX XXXX XXXX No XXXX XXXX XXXX 9 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 15070 XXXX 6.320% Manual Underwriting   No 7.029%   6.750%   XXXX No   XXXX XXXX $1,176.00 $98.00 $0.00 $0.00 $0.00 $5,206.97 $13,470.92 N/A     $0.00     0.00% 33.19% 33.19% No No             Employed Self-Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 100.00%   N/A 0 N/A Third-Party Prepared (Unaudited) CPA 20 NA 0 Yes 84 Yes 167 36 Other NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Overtime and Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - 2023, 2024, 2025 || Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2023, 2024, 2025 || Co Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 08/19/2025 08/19/2025 08/19/2025     811                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A XXXX 18.1 XXXX 18.1 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
XXXX   4000097464 XXXX XXXX XXXX No XXXX XXXX XXXX 4 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 7350 XXXX 6.220% Manual Underwriting   No 6.930%   6.750%   XXXX No   XXXX XXXX $1,973.88 $164.49 $0.00 $0.00 $0.00 $5,492.41 $8,694.81 N/A     $0.00     0.00% 38.86% 38.86% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 66 32 Other     0   No 0     Borrower - Wage, Overtime and Bonus - Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 09/09/2025 09/09/2025       667                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 12.4 XXXX 12.4 No 60.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000097460 XXXX XXXX XXXX No XXXX XXXX XXXX 4 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2490 XXXX 6.540% Manual Underwriting   No 6.893%   6.875%   XXXX No   XXXX XXXX $4,304.16 $358.68 $0.00 $0.00 $0.00 $16,153.51 $50,437.21 N/A     $0.00     0.00% 24.88% 24.88% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 CPA       Yes 60 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 08/25/2025 08/25/2025       778                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 6.5 XXXX 6.5 No 74.07 N/A No No No Borrower As Individual N/A N/A N/A XXXX      
XXXX   4000097890 XXXX XXXX XXXX No XXXX XXXX XXXX 9 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 10675 XXXX 6.310% Manual Underwriting   No 6.387%   6.000%   XXXX No   XXXX XXXX $1,599.96 $133.33 $0.00 $0.00 $0.00 $2,592.15 $15,407.27 N/A     $0.00     0.00% 14.54% 14.54% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 60 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 08/01/2025 08/01/2025       822                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 2.0 XXXX 2.0 No 40.76 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000097892 XXXX XXXX XXXX No XXXX XXXX XXXX 2 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.500%   XXXX No   XXXX XXXX $1,053.00 $87.75 $0.00 $0.00 $0.00 $2,070.78   N/A   XX $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.171 1.1   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 09/06/2025 09/06/2025 09/06/2025     742                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A XXXX 169.4 XXXX 198.0 No 46.85 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A        
XXXX   4000098107 XXXX XXXX XXXX No XXXX XXXX XXXX 2 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.875%   XXXX No   XXXX XXXX $10,472.88 $872.74 $0.00 $0.00 $0.00 $10,540.04   N/A     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Proceeds from Sale   0       0   0 No 0   0 0     0 0   Yes 0.919 0.92   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 09/19/2025 09/19/2025 09/19/2025     785                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A XXXX 6.7 XXXX 6.7 No 65.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A        
XXXX   4000093699 XXXX XXXX XXXX No XXXX XXXX XXXX 2 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.875%   XXXX No   XXXX XXXX $4,455.96 $371.33 $0.00 $0.00 $0.00 $14,444.77   N/A     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.005 1.005   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 07/29/2025 07/29/2025 07/29/2025     800                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A XXXX 147.8 XXXX 147.8 No 65.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A        
XXXX   4000093702 XXXX XXXX XXXX No XXXX XXXX XXXX 2 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.875%   XXXX No   XXXX XXXX $4,455.96 $371.33 $0.00 $0.00 $0.00 $14,444.77   N/A     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.015 1.015   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 07/29/2025 07/29/2025 07/29/2025     800                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A XXXX 147.8 XXXX 147.8 No 65.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A        
XXXX   4000100186 XXXX XXXX XXXX No XXXX XXXX XXXX 6 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 7039 XXXX 6.290% Manual Underwriting   No 6.842%   6.500%   XXXX No   XXXX XXXX $988.32 $82.36 $0.00 $0.00 $0.00 $1,838.02 $6,891.19 N/A     $0.00     0.00% 37.06% 37.06% No No             Employed Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 242 57 Work Number Yes 48 32 FNMA 1005 No 0     Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 || Co Borrower - Wage, Bonus - Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 || Co Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 09/02/2025 09/02/2025 09/02/2025     755                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 1.6 No 42.31 N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
XXXX   4000100187 XXXX XXXX XXXX No XXXX XXXX XXXX 6 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 6395 XXXX 6.310% Manual Underwriting   No 7.377%   7.000%   XXXX No   XXXX XXXX $3,075.00 $256.25 $0.00 $0.00 $0.00 $2,349.78 $5,486.33 N/A     $0.00     0.00% 49.20% 49.20% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 31 31 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2023 Borrower - 2024, 2025, 2023 XXXX XXXX XX XXXX XXXX 09/02/2025 09/02/2025       768                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 25.4 XXXX 25.4 No 55.06 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000101891 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 6490 XXXX 6.240% Manual Underwriting   No 6.719%   6.375%   XXXX No   XXXX XXXX $1,851.00 $154.25 $0.00 $0.00 $0.00 $2,989.58 $5,124.46 N/A     $0.00     0.00% 37.31% 37.31% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2024 Borrower - 2025, 2024 XXXX XXXX XX XXXX XXXX 10/13/2025 10/13/2025       746                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 4.1 XXXX 4.1 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000102604 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 5695 XXXX 6.240% Manual Underwriting   No 6.660%   6.250%   XXXX No   XXXX XXXX $2,082.12 $173.51 $150.00 $12.50 $0.00 $2,444.88 $4,311.12 N/A XXXX XX $12.50 01/01/2026 Annually 0.00% 37.97% 37.97% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 30 Other     0   No 0     Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 10/20/2025 10/20/2025       767                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 48.6 XXXX 48.6 No 20.66 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000103002 XXXX XXXX XXXX No XXXX XXXX XXXX 2 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.750%   XXXX No   XXXX XXXX $2,195.04 $182.92 $0.00 $0.00 $0.00 $4,157.52   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.794 0.79   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 09/25/2025 09/25/2025       784                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 1.1 XXXX 152.7 No 30.19 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX   4000102622 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2890 XXXX 6.170% Manual Underwriting   No 6.962%   6.875%   XXXX No   XXXX XXXX $2,133.96 $177.83 $0.00 $0.00 $0.00 $6,474.93 $15,128.99 N/A     $0.00     0.00% 39.58% 39.58% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 21 CPA       Yes 128 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 10/11/2025 10/11/2025       769                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 38.1 XXXX 38.1 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000103003 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 18085 XXXX 6.160% Manual Underwriting   No 7.107%   6.875%   XXXX No   XXXX XXXX $1,623.00 $135.25 $2,712.00 $226.00 $0.00 $7,602.92 $22,302.85 N/A XXXX XX $226.00 02/01/2026 Monthly 0.00% 48.84% 48.84% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 95.00%     Third-Party Prepared (Unaudited) 21 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2023, 2024 Borrower - 2023, 2024 XXXX XXXX XX XXXX XXXX 10/13/2025 10/13/2025       787                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 34.9 XXXX 34.9 No 80.0 Yes No No No Borrower As Individual N/A N/A N/A        
XXXX   4000103634 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 16815 XXXX 6.160% Manual Underwriting   No 6.768%   6.750%   XXXX No   XXXX XXXX $2,484.96 $207.08 $0.00 $0.00 $0.00 $12,014.08 $17,361.92 N/A     $0.00     0.00% 42.13% 42.13% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 117 32 FNMA 1005     0   No 0   N/A Borrower - Wage, Overtime and Bonus - Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 09/02/2025 09/02/2025       804                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 4.0 XXXX 5.0 No 76.6 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000103761 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     12.000%   XXXX No   XXXX XXXX $2,063.64 $171.97 $0.00 $0.00 $0.00 $9,845.75 $13,842.13 N/A     $0.00     0.00% 37.08% 37.08% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 30 30 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - 2024, 2025, 2023 Borrower - 2024, 2025, 2023 XXXX XXXX XX XXXX XXXX 10/03/2025 10/03/2025       804                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A       XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 8.0 XXXX 8.0 No 73.61 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX   4000103760 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.875%   XXXX No   XXXX XXXX $2,262.00 $188.50 $0.00 $0.00 $0.00 $8,247.37 $16,141.16 N/A     $0.00     0.00% 48.38% 48.38% Yes Yes             Employed Not Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 100 33 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - 2025, 2024, 2023 || Co Borrower Borrower - 2025, 2024, 2023 || Co Borrower XXXX XXXX XX XXXX XXXX 10/21/2025 10/21/2025 10/21/2025     753                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A XXXX 23.1 XXXX 23.1 No 69.93 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A        
XXXX   4000103631 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3085 XXXX 6.240% Manual Underwriting   No 6.970%   6.875%   XXXX No   XXXX XXXX $1,042.08 $86.84 $0.00 $0.00 $0.00 $5,106.59 $7,823.41 N/A     $0.00     0.00% 39.82% 39.82% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 10/19/2025 10/19/2025       718                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 9.9 XXXX 9.9 No 70.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000104458 XXXX XXXX XXXX No XXXX XXXX XXXX 2 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.750%   XXXX No   XXXX XXXX $2,819.04 $234.92 $0.00 $0.00 $0.00 $5,491.39   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.765 0.765   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 10/21/2025 10/21/2025       798                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 5.6 XXXX 5.6 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX   4000103642 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 7490 XXXX 6.170% Manual Underwriting   No 6.819%   6.625%   XXXX No   XXXX XXXX $1,673.76 $139.48 $4,680.00 $390.00 $0.00 $4,418.54 $14,541.29 N/A XXXX XX $390.00 02/01/2026 Monthly 0.00% 35.14% 35.14% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 10/23/2025 10/23/2025       784                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 4.6 XXXX 4.6 No 75.76 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000103632 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 6717.5 XXXX 6.160% Manual Underwriting   No 6.275%   6.125%   XXXX No   XXXX XXXX $964.08 $80.34 $2,220.00 $185.00 $0.00 $4,738.60 $8,877.40 N/A XXXX XX $185.00 02/01/2026 Monthly 0.00% 40.82% 40.82% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 34 32 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2023 Borrower - 2024, 2025, 2023 XXXX XXXX XX XXXX XXXX 10/29/2025 10/29/2025       736                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.7 No 63.98 N/A No No No Borrower As Individual N/A N/A N/A XXXX      
XXXX   4000104451 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 10165 XXXX 6.170% Manual Underwriting   No 6.695%   6.500%   XXXX No   XXXX XXXX $2,154.96 $179.58 $0.00 $0.00 $0.00 $5,576.50 $6,398.50 N/A     $0.00     0.00% 46.68% 46.68% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 30 30 Other     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 10/29/2025 10/29/2025       792                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 4.6 XXXX 4.6 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000105385 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1495 XXXX 6.160% Manual Underwriting   No 7.156%   7.125%   XXXX No   XXXX XXXX $1,662.96 $138.58 $0.00 $0.00 $0.00 $7,521.78 $10,486.82 N/A     $0.00     0.00% 47.73% 47.73% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 21 CPA       Yes 91 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 10/27/2025 10/27/2025       766                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 4.5 XXXX 4.5 No 79.29 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000104463 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 12748 XXXX 6.260% Manual Underwriting   No 6.701%   6.375%   XXXX No   XXXX XXXX $832.92 $69.41 $0.00 $0.00 $0.00 $3,501.98 $9,972.02 N/A     $0.00     0.00% 26.13% 26.13% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 34 34 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 10/31/2025 10/31/2025       784                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 57.1 XXXX 57.1 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000105061 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 9865 XXXX 6.260% Manual Underwriting   No 6.362%   6.000%   XXXX No   XXXX XXXX $953.40 $79.45 $1,368.00 $114.00 $0.00 $3,434.01 $11,234.99 N/A XXXX XX $114.00   Monthly 0.00% 25.10% 25.10% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 34 34 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 11/06/2025 11/06/2025       761                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A       XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 3.2 XXXX 3.2 No 31.25 Yes No No No Borrower As Individual N/A N/A N/A        
XXXX   4000104481 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting   No     6.625%   XXXX No   XXXX XXXX $3,747.00 $312.25 $0.00 $0.00 $0.00 $8,775.19 $11,602.78 N/A     $0.00     0.00% 40.25% 40.25% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 33 33 FNMA 1005     0   No 0   N/A Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 10/14/2025 10/14/2025       765                 No                                       NA     0       0     0     0   0 0 0 0         0 0   Unknown No             No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 14.3 XXXX 14.3 No 59.26 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX   4000104448 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1495 XXXX 6.160% Manual Underwriting   No 6.914%   6.875%   XXXX No   XXXX XXXX $5,319.24 $443.27 $0.00 $0.00 $0.00 $7,608.92 $25,304.11 N/A     $0.00     0.00% 30.92% 30.92% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 12 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 10/23/2025 10/23/2025       796                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 115.3 No 35.34 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000105388 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 11295 XXXX 6.160% Manual Underwriting   No 6.502%   6.375%   XXXX No   XXXX XXXX $2,391.96 $199.33 $0.00 $0.00 $0.00 $7,670.25 $8,392.75 N/A     $0.00     0.00% 48.26% 48.26% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 48 33 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 10/24/2025 10/24/2025       808                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 5.4 XXXX 5.4 No 58.97 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000104464 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 9427.5 XXXX 6.260% Manual Underwriting   No 6.430%   6.250%   XXXX No   XXXX XXXX $1,925.16 $160.43 $0.00 $0.00 $0.00 $5,387.23 $9,571.77 N/A     $0.00     0.00% 36.19% 36.19% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 60 33 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 10/28/2025 10/28/2025       801                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000104447 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 8495 XXXX 6.160% Manual Underwriting   No 7.117%   6.875%   XXXX No   XXXX XXXX $2,106.96 $175.58 $0.00 $0.00 $0.00 $3,825.43 $8,131.23 N/A     $0.00     0.00% 32.05% 32.05% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2023, 2024 Borrower - 2023, 2024 XXXX XXXX XX XXXX XXXX 10/30/2025 10/30/2025       719                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 2.9 XXXX 2.9 No 59.46 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000105386 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3495 XXXX 6.170% Manual Underwriting   No 6.801%   6.750%   XXXX No   XXXX XXXX $1,566.96 $130.58 $0.00 $0.00 $0.00 $6,379.15 $17,260.75 N/A     $0.00     0.00% 34.11% 34.11% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 22 CPA       Yes 100 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/17/2025 11/17/2025       814                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 6.2 XXXX 6.2 No 73.55 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000104480 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 7265 XXXX 6.260% Manual Underwriting   No 6.620%   6.375%   XXXX No   XXXX XXXX $1,440.96 $120.08 $0.00 $0.00 $0.00 $3,598.69 $4,970.53 N/A     $0.00     0.00% 42.35% 42.35% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 33 33 FNMA 1005     0   No 0     Borrower - Wage, Overtime and Bonus - Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 11/17/2025 11/17/2025       806                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 22.6 XXXX 22.6 No 50.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000104445 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 14730 XXXX 6.170% Manual Underwriting   No 7.777%   7.500%   XXXX No   XXXX XXXX $1,950.12 $162.51 $0.00 $0.00 $0.00 $4,761.98 $9,046.02 N/A     $0.00     0.00% 38.88% 38.88% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 135 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 10/03/2025 10/03/2025       708                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 84.7 No 64.61 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000105084 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 11595 XXXX 6.260% Manual Underwriting   No 6.654%   6.375%   XXXX No   XXXX XXXX $1,154.04 $96.17 $0.00 $0.00 $0.00 $4,020.72 $6,418.28 N/A     $0.00     0.00% 38.87% 38.87% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 34 33 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2023 Borrower - 2024, 2025, 2023 XXXX XXXX XX XXXX XXXX 11/10/2025 11/10/2025       776                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 12.9 XXXX 12.9 No 65.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000105064 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 18115 XXXX 6.230% Manual Underwriting   No 7.271%   7.125%   XXXX No   XXXX XXXX $1,719.96 $143.33 $0.00 $0.00 $0.00 $11,354.45 $27,432.13 N/A     $0.00     0.00% 31.58% 31.58% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2023 Borrower - 2024, 2023 XXXX XXXX XX XXXX XXXX 11/05/2025 11/05/2025       715                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 75.3 XXXX 75.3 No 57.21 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000105065 XXXX XXXX XXXX No XXXX XXXX XXXX 3 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.875%   XXXX No   XXXX XXXX $2,103.96 $175.33 $0.00 $0.00 $0.00 $1,804.77   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.08 1.08   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 10/24/2025 10/24/2025       759                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 87.7 XXXX 87.7 No 58.95 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX   4000105404 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.375%   XXXX No   XXXX XXXX $699.12 $58.26 $5,472.00 $456.00 $0.00 $3,511.22 $41,562.89 Yes XXXX XX $456.00   Monthly 0.00% 22.39% 22.39% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 84 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - 2025, 2024 Borrower - 2025, 2024 XXXX XXXX XX XXXX XXXX 10/27/2025 10/27/2025       709                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 427.8 XXXX 427.8 No 70.0 Yes No No Yes Borrower As Individual N/A N/A N/A        
XXXX   4000105389 XXXX XXXX XXXX No XXXX XXXX XXXX 3 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.750%   XXXX No   XXXX XXXX $1,686.96 $140.58 $2,400.00 $200.00 $0.00 $5,379.88   Yes XXXX XX $200.00   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 0.771 0.77   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/02/2025 12/02/2025       794                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 10.9 XXXX 10.9 No 59.15 Yes No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX   4000105402 XXXX XXXX XXXX No XXXX XXXX XXXX 3 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.625%   XXXX No   XXXX XXXX $1,421.04 $118.42 $0.00 $0.00 $0.00 $4,586.91   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.818 0.81   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 10/07/2025 10/07/2025       747                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 22.2 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX   4000111487 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2590 XXXX 6.260% Manual Underwriting   No 6.944%   6.875%   XXXX No   XXXX XXXX $3,378.96 $281.58 $0.00 $0.00 $0.00 $8,278.90 $11,866.53 N/A     $0.00     0.00% 43.48% 43.48% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Third-Party Prepared (Unaudited) 23 CPA       Yes 60 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/05/2025 11/05/2025       794                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 31.5 XXXX 31.5 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000105684 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 12000 XXXX 6.170% Manual Underwriting   No 6.758%   6.375%   XXXX No   XXXX XXXX $2,115.24 $176.27 $0.00 $0.00 $0.00 $3,717.95 $7,232.46 N/A     $0.00     0.00% 34.25% 34.25% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 FNMA 1005     0   No 0     Borrower - Wage, Overtime and Bonus - Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 10/16/2025 10/16/2025       797                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.7 XXXX 0.7 No 71.32 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000105694 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold 2490 XXXX 6.510% Manual Underwriting   No 8.249%   9.000%   XXXX No   XXXX XXXX $1,433.64 $119.47 $0.00 $0.00 $0.00 $9,857.92 $11,859.52 N/A     $0.00     0.00% 46.35% 46.77% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 36 34 FNMA 1005     0   No 0     Borrower - Wage, Bonus - Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 11/10/2025 11/10/2025       737                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No Yes N/A XXXX 6.0 XXXX 6.0 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000106041 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.750%   XXXX No   XXXX XXXX $1,535.16 $127.93 $1,008.00 $84.00 $0.00 $5,627.27 $29,565.56 N/A XXXX XX $84.00   Monthly 0.00% 26.53% 26.53% Yes Yes             Self-Employed Self-Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 50.00% 50.00%   Third-Party Prepared (Unaudited) 12 CPA Third-Party Prepared (Unaudited) CPA 12 Yes 132 Yes 132 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 || Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 || Co Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 10/08/2025 10/08/2025 10/08/2025     770                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     Permanent Resident Alien Permanent Non-US Citizen N/A       XXXX       N/A   XXXX                                                     Fee Simple   No No N/A XXXX 55.7 XXXX 55.7 No 53.25 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A        
XXXX   4000106443 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 4194 XXXX 6.190% Manual Underwriting   No 7.108%   7.000%   XXXX No   XXXX XXXX $1,317.60 $109.80 $0.00 $0.00 $0.00 $5,124.73 $8,757.51 N/A     $0.00     0.00% 41.66% 41.66% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Crypto Currency,Stocks/Bonds Third-Party Prepared (Unaudited) 12 CPA       Yes 62 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/18/2025 11/18/2025       697                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 23.2 XXXX 23.2 No 70.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000106452 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2490 XXXX 6.190% Manual Underwriting   No 6.455%   6.375%   XXXX No   XXXX XXXX $4,310.04 $359.17 $0.00 $0.00 $0.00 $8,708.10 $20,386.40 N/A     $0.00     0.00% 30.17% 30.17% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 22 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/24/2025 11/24/2025       793                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 89.2 XXXX 89.2 No 65.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000106051 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 10725 XXXX 6.190% Manual Underwriting   No 6.553%   6.375%   XXXX No   XXXX XXXX $3,622.68 $301.89 $0.00 $0.00 $0.00 $6,252.53 $19,673.26 N/A     $0.00     0.00% 44.60% 44.60% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 31 30 FNMA 1005     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Bonus - Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 11/14/2025 11/14/2025       762                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 4.4 XXXX 4.4 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000106047 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 10050 XXXX 6.190% Manual Underwriting   No 7.215%   6.875%   XXXX No   XXXX XXXX $1,022.04 $85.17 $4,716.00 $393.00 $0.00 $2,951.11 $6,305.87 N/A XXXX XX $393.00 02/01/2026 Monthly 0.00% 47.16% 47.16% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 33 FNMA 1005     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Bonus - Written VOE Verified - 2024, 2025, 2023 Borrower - 2024, 2025, 2023 XXXX XXXX XX XXXX XXXX 11/10/2025 11/10/2025       760                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 53.3 No 75.0 Yes No No No Borrower As Individual N/A N/A N/A        
XXXX   4000106446 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 9099.95 XXXX 6.260% Manual Underwriting   No 6.862%   6.625%   XXXX No   XXXX XXXX $1,947.00 $162.25 $0.00 $0.00 $0.00 $3,922.35 $6,993.65 N/A     $0.00     0.00% 35.93% 35.93% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 78 34 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 11/19/2025 11/19/2025       806                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 4.9 XXXX 6.6 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000111117 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 6445 XXXX 6.190% Manual Underwriting   No 7.721%   7.375%   XXXX No   XXXX XXXX $995.04 $82.92 $324.00 $27.00 $0.00 $1,787.27 $3,944.50 N/A XXXX XX $27.00   Monthly 0.00% 32.21% 32.21% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 22 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/17/2025 11/17/2025       715                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 22.6 XXXX 22.6 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000111489 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2590 XXXX 6.220% Manual Underwriting   No 6.766%   6.625%   XXXX No   XXXX XXXX $1,687.92 $140.66 $0.00 $0.00 $0.00 $4,892.21 $11,647.79 N/A     $0.00     0.00% 35.55% 35.55% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 72 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 12/09/2025 12/09/2025       732                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.7 XXXX 0.7 No 33.6 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000110481 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2690 XXXX 6.220% Manual Underwriting   No 6.447%   6.375%   XXXX No   XXXX XXXX $2,933.52 $244.46 $0.00 $0.00 $0.00 $4,508.48 $78,105.15 N/A     $0.00     0.00% 7.24% 7.24% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 22 CPA       Yes 180 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 12/16/2025 12/16/2025       774                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0 No 40.92 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000110495 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 11295 XXXX 6.220% Manual Underwriting   No 7.049%   6.875%   XXXX No   XXXX XXXX $785.04 $65.42 $5,553.00 $462.75 $0.00 $7,144.46 $12,775.84 Yes XXXX XX $462.75   Monthly 0.00% 36.16% 36.16% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 50 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 12/08/2025 12/08/2025       709                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.1 XXXX 0.1 No 69.93 Yes No No No Borrower As Individual N/A N/A N/A        
XXXX   4000110260 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.250%   XXXX No   XXXX XXXX $1,113.84 $92.82 $1,560.00 $130.00 $0.00 $1,890.84 $21,877.25 N/A XXXX XX $130.00 02/01/2026 Monthly 0.00% 26.93% 26.93% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 12/02/2025 12/02/2025       780                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen   Other Visa XX XXXX XXXX     Work Visa    XXXX                                                                               Fee Simple   No No N/A XXXX 181.7 XXXX 181.7 No 74.81 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX   4000110262 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.250%   XXXX No   XXXX XXXX $1,108.68 $92.39 $1,440.00 $120.00 $0.00 $1,969.98 $19,677.26 N/A XXXX XX $120.00   Monthly 0.00% 34.27% 34.27% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 27 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 12/02/2025 12/02/2025       780                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Other R E2 Visa XX XXXX XXXX     N/A   XXXX                                                                               Fee Simple   No No N/A XXXX 169.9 XXXX 169.9 No 74.92 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX   4000111490 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 5965 XXXX 6.270% Manual Underwriting   No 6.896%   6.750% 6.750% XXXX No   XXXX XXXX $2,337.00 $194.75 $2,760.00 $230.00 $0.00 $5,740.29 $9,736.98 N/A XXXX XX $230.00   Monthly 0.00% 47.19% 47.19% No No             Employed Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 52 35 FNMA 1005 Yes 88 35 FNMA 1005 No 0     Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 || Co Borrower - Wage, Overtime, Bonus - Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 || Co Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 11/21/2025 11/21/2025 11/21/2025     767                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A XXXX 1.5 XXXX 1.5 No 75.0 Yes No No No Borrower As Individual Borrower As Individual N/A N/A        
XXXX   4000112793 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 6425 XXXX 6.220% Manual Underwriting   No 7.021%   6.625%   XXXX No   XXXX XXXX $3,655.80 $304.65 $0.00 $0.00 $0.00 $2,107.15 $15,986.28 N/A     $0.00     0.00% 15.87% 15.87% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 2 0 No       0.00% 30.00%     Third-Party Prepared (Unaudited) 23 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Personal Bank Statements Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/17/2025 11/17/2025       804                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 7.5 XXXX 7.5 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000111113 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 16851.25 XXXX 6.260% Manual Underwriting Manual Underwriting No 6.967%   6.875% 6.875% XXXX No   XXXX XXXX $4,863.60 $405.30 $396.00 $33.00 $0.00 $4,960.23 $12,026.23 N/A XXXX XX $33.00   Monthly 0.00% 40.79% 40.79% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 22 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/21/2025 11/21/2025       746                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 13.1 XXXX 13.1 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000110477 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 12640 XXXX 6.190% Manual Underwriting   No 7.002%   6.875%   XXXX No   XXXX XXXX $1,625.64 $135.47 $624.96 $52.08 $0.00 $7,958.60 $12,933.11 N/A XXXX XX $52.08   Annually 0.00% 40.39% 40.39% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 0 12 No       100.00% 100.00%   Stocks/Bonds N/A 0 N/A       Yes 150 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/20/2025 11/20/2025       767                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 9.6 XXXX 9.6 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000112772 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     8.250%   XXXX No   XXXX XXXX $1,510.56 $125.88 $0.00 $0.00 $0.00 $8,131.31 $59,898.10 N/A     $0.00     0.00% 42.69% 42.69% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 13 CPA       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 10/26/2025 10/26/2025       778                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 72.4 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX   4000112792 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 8245 XXXX 6.220% Manual Underwriting   No 6.568%   6.500%   XXXX No   XXXX XXXX $1,975.92 $164.66 $0.00 $0.00 $0.00 $4,399.60 $12,492.40 N/A     $0.00     0.00% 31.39% 31.39% No No             Not Employed Self-Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%   100.00%   N/A 0 N/A Third-Party Prepared (Unaudited) CPA 12 NA 0 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0     Borrower || Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower || Co Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 10/30/2025 10/30/2025 12/01/2025     758                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A XXXX 0.2 XXXX 0.2 No 32.37 N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
XXXX   4000111121 XXXX XXXX XXXX No XXXX XXXX XXXX 3 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.000%   XXXX No   XXXX XXXX $1,580.04 $131.67 $0.00 $0.00 $0.00 $4,793.27   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.584 0.58   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/02/2025 12/02/2025       807                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 5.7 XXXX 5.7 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX   4000112774 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 5584 XXXX 6.270% Manual Underwriting   No 6.838%   6.625%   XXXX No   XXXX XXXX $1,360.32 $113.36 $950.04 $79.17 $0.00 $2,871.94 $6,031.51 N/A XXXX XX $79.17   Annually 0.00% 42.81% 42.81% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 191 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified, Lease Agreements Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 12/08/2025 12/08/2025       816                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 33.4 XXXX 33.4 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000112798 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 16804 XXXX 6.190% Manual Underwriting   No 6.616%   6.500%   XXXX No   XXXX XXXX $1,449.72 $120.81 $0.00 $0.00 $0.00 $6,003.62 $7,391.74 N/A     $0.00     0.00% 44.96% 44.96% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2024 Borrower - 2025, 2024 XXXX XXXX XX XXXX XXXX 11/24/2025 11/24/2025       769                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.2 XXXX 0.2 No 50.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000112781 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 17975 XXXX 6.270% Manual Underwriting   No 6.817%   6.750%   XXXX No   XXXX XXXX $1,465.20 $122.10 $0.00 $0.00 $0.00 $6,539.47 $12,221.38 N/A     $0.00     0.00% 39.01% 39.01% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 12 12 No       100.00% 75.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Personal Bank Statements Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 12/17/2025 12/17/2025       763                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 36.2 XXXX 36.2 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000110466 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2490 XXXX 6.250% Manual Underwriting   No 6.898%   6.750%   XXXX No   XXXX XXXX $2,496.96 $208.08 $0.00 $0.00 $0.00 $5,067.81 $10,708.55 N/A     $0.00     0.00% 42.34% 42.34% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 50.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 12/26/2025 12/26/2025       761                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 0.3 XXXX 0.3 No 65.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000110480 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2390 XXXX 6.220% Manual Underwriting   No 7.304%   7.250%   XXXX No   XXXX XXXX $2,049.96 $170.83 $575.04 $47.92 $0.00 $4,055.28 $7,419.72 N/A XXXX XX $47.92 02/01/2026 Annually 0.00% 38.50% 38.50% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 81 34 Other     0   No 0     Borrower - Wage, Retirement, Other REO Net Rental Income(Loss) - Written VOE Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 11/20/2025 11/20/2025       760                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 4.8 XXXX 134.0 No 73.79 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000112799 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.125%   XXXX No   XXXX XXXX $1,248.00 $104.00 $0.00 $0.00 $0.00 $2,604.68 $8,611.37 N/A     $0.00     0.00% 46.18% 46.18% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 47 35 FNMA 1005     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 12/14/2025 12/14/2025       750                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 141.3 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX   4000114982 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 8902.5 XXXX 6.220% Manual Underwriting   No 7.344%   7.125%   XXXX No   XXXX XXXX $1,941.96 $161.83 $0.00 $0.00 $0.00 $4,762.45 $16,489.18 N/A     $0.00     0.00% 24.27% 24.27% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 12/05/2025 12/05/2025       707                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen         XXXX       I-766 Employment Authorization Document   XXXX                                                                               Fee Simple   No No N/A XXXX 16.9 XXXX 16.9 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000110492 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2490 XXXX 6.220% Manual Underwriting   No 6.665%   6.625%   XXXX No   XXXX XXXX $2,764.68 $230.39 $2,700.00 $225.00 $0.00 $8,183.79 $20,306.73 N/A XXXX XX $225.00   Monthly 0.00% 30.05% 30.05% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 36 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/25/2025 11/25/2025       796                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen         XXXX       I-766 Employment Authorization Document   XXXX                                                                               Fee Simple   No No N/A XXXX 0.3 XXXX 0.3 No 38.77 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000110474 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 15219 XXXX 6.270% Manual Underwriting   No 7.713%   7.500%   XXXX No   XXXX XXXX $3,936.00 $328.00 $0.00 $0.00 $0.00 $6,689.05 $11,664.11 N/A     $0.00     0.00% 37.05% 37.05% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 168 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 12/07/2025 12/07/2025       809                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 112.4 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000111492 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 6120 XXXX 6.250% Manual Underwriting   No 6.865%   6.750% 6.750% XXXX No   XXXX XXXX $544.68 $45.39 $380.04 $31.67 $0.00 $2,147.13 $8,510.20 N/A XXXX XX $31.67   Annually 0.00% 20.33% 20.33% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 12/15/2025 12/15/2025       780                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 7.4 XXXX 7.4 No 69.18 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000112796 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.625%   XXXX No   XXXX XXXX $459.00 $38.25 $4,200.00 $350.00 $0.00 $3,376.21 $46,736.34 Yes XXXX XX $350.00   Monthly 0.00% 20.54% 20.54% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 84 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 10/10/2025 10/10/2025       770                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 142.7 No 70.0 Yes No No Yes Borrower As Individual N/A N/A N/A        
XXXX   4000113160 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 21913 XXXX 6.220% Manual Underwriting   No 7.218%   7.000%   XXXX No   XXXX XXXX $2,760.96 $230.08 $0.00 $0.00 $0.00 $8,576.14 $11,142.73 N/A     $0.00     0.00% 46.41% 46.41% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 23 CPA       Yes 101 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 12/09/2025 12/09/2025       805                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 4.7 XXXX 4.7 No 79.73 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000112803 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 12695 XXXX 6.250% Manual Underwriting   No 7.015%   6.875%   XXXX No   XXXX XXXX $3,290.04 $274.17 $0.00 $0.00 $0.00 $3,800.54 $64,962.11 N/A     $0.00     0.00% 6.20% 6.20% No No             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 120 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 || Co Borrower Borrower - 2024, 2025 || Co Borrower XXXX XXXX XX XXXX XXXX 12/16/2025 12/16/2025 12/16/2025     779                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A XXXX 101.0 XXXX 101.0 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
XXXX   4000113167 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2490 XXXX 6.250% Manual Underwriting   No 6.678%   6.625%   XXXX No   XXXX XXXX $2,796.96 $233.08 $0.00 $0.00 $0.00 $5,660.64 $16,075.98 N/A     $0.00     0.00% 26.47% 26.47% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Third-Party Prepared (Unaudited) 12 CPA       Yes 12 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2024 Borrower - 2025, 2024 XXXX XXXX XX XXXX XXXX 12/11/2025 12/11/2025       751                 No                                       NA     0       0     0     0   0 0 0 0 0       0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 15.3 XXXX 15.3 No 52.73 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000116504 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3694 XXXX 6.180% Manual Underwriting   No 6.790%   6.625%   XXXX No   XXXX XXXX $1,280.04 $106.67 $0.00 $0.00 $0.00 $3,188.74 $7,970.01 N/A     $0.00     0.00% 47.07% 47.07% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/30/2025 11/30/2025       759                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 9.2 XXXX 9.2 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000111899 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 8955 XXXX 6.270% Manual Underwriting   No 6.781%   6.500% 6.500% XXXX No   XXXX XXXX $959.28 $79.94 $0.00 $0.00 $0.00 $2,744.11 $5,780.14 N/A     $0.00     0.00% 32.52% 32.52% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 12/17/2025 12/17/2025       801                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 20.1 XXXX 20.1 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000111498 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 18165 XXXX 6.190% Manual Underwriting   No 6.775%   6.625% 6.625% XXXX No   XXXX XXXX $3,419.04 $284.92 $0.00 $0.00 $0.00 $11,772.16 $20,701.30 N/A     $0.00     0.00% 40.23% 40.23% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 0 12 No       100.00% 100.00%   Stocks/Bonds N/A 0 N/A       Yes 120 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2024 Borrower - 2025, 2024 XXXX XXXX XX XXXX XXXX 12/18/2025 12/18/2025       806                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 5.7 XXXX 5.7 No 70.73 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000111892 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 10495 XXXX 6.250% Manual Underwriting   No 6.687%   6.625% 6.625% XXXX No   XXXX XXXX $6,897.96 $574.83 $0.00 $0.00 $0.00 $4,274.87 $5,160.13 N/A     $0.00     0.00% 48.40% 48.40% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 60 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 12/16/2025 12/16/2025       743                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen         XXXX                                                                                           Fee Simple   No No N/A XXXX 0.0 XXXX 59.0 No 26.67 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000111556 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 28957.5 XXXX 6.190% Manual Underwriting Manual Underwriting No 7.023%   7.000% 7.000% XXXX No   XXXX XXXX $5,097.84 $424.82 $4,188.00 $349.00 $0.00 $13,787.58 $23,343.76 N/A XXXX XX $349.00   Monthly 0.00% 42.38% 42.38% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 48 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 10/31/2025 10/31/2025       729                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen   Real ID Driver's License   XX XXXX XXXX     I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 15.6 No 68.98 N/A No No No Borrower As Individual N/A N/A N/A XXXX      
XXXX   4000113785 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.625%   XXXX No   XXXX XXXX $1,905.00 $158.75 $0.00 $0.00 $0.00 $3,931.68 $18,786.76 N/A     $0.00     0.00% 31.70% 31.70% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 50.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 XXXX XXXX XX XXXX XXXX 11/30/2025 11/30/2025       735                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 6.8 XXXX 6.8 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX   4000113774 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 6756 XXXX 6.190% Manual Underwriting Manual Underwriting No 7.076%   7.000% 7.000% XXXX No   XXXX XXXX $3,021.84 $251.82 $950.04 $79.17 $0.00 $3,602.37 $8,585.21 N/A XXXX XX $79.17   Annually 0.00% 34.01% 34.01% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 XXXX XXXX XX XXXX XXXX 12/26/2025 12/26/2025       791                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 19.2 XXXX 19.2 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000113430 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 8440 XXXX 6.190% Manual Underwriting   No 6.455%   6.250% 6.250% XXXX No   XXXX XXXX $1,185.00 $98.75 $0.00 $0.00 $0.00 $4,550.58 $5,399.42 N/A     $0.00     0.00% 46.01% 46.01% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 72 24 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 01/05/2026 01/05/2026       800                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 20.2 XXXX 20.2 No 65.71 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000114251 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 23456 XXXX 6.250% Manual Underwriting   No 6.467%   6.250% 6.250% XXXX No   XXXX XXXX $2,589.00 $215.75 $2,364.00 $197.00 $0.00 $8,187.73 $14,156.62 N/A XXXX XX $197.00   Monthly 0.00% 46.58% 46.58% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 60 36 FNMA 1005     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Written VOE Verified - 2025, 2024, 2023 Borrower - 2025, 2024, 2023 XXXX XXXX XX XXXX XXXX 12/22/2025 12/22/2025       743                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 7.8 XXXX 7.8 No 71.85 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000114564 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 5054.94 XXXX 6.190% Manual Underwriting   No 6.895%   6.750% 6.750% XXXX No   XXXX XXXX $1,279.80 $106.65 $3,720.00 $310.00 $0.00 $3,136.83 $4,378.83 Yes XXXX XX $310.00 05/01/2026 Monthly 0.00% 45.72% 45.72% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 01/02/2026 01/02/2026       809                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 4.4 XXXX 4.4 No 80.0 Yes No No No Borrower As Individual N/A N/A N/A        
XXXX   4000114246 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 9800 XXXX 6.250% Manual Underwriting Manual Underwriting No 7.039%   6.750% 6.750% XXXX No   XXXX XXXX $972.60 $81.05 $950.04 $79.17 $0.00 $3,731.33 $6,885.59 N/A XXXX XX $79.17   Annually 0.00% 35.89% 35.89% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 12/08/2025 12/08/2025       733                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 6.2 XXXX 6.2 No 79.99 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000114565 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 7744 XXXX 6.190% Manual Underwriting   No 7.089%   6.875% 6.875% XXXX No   XXXX XXXX $881.40 $73.45 $3,600.00 $300.00 $0.00 $4,277.02 $9,326.65 Yes XXXX XX $300.00 04/01/2025 Monthly 0.00% 31.99% 31.99% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/18/2025 11/18/2025       797                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 7.2 XXXX 12.0 No 80.0 Yes No No No Borrower As Individual N/A N/A N/A        
XXXX   4000114584 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 10052.5 XXXX 6.170% Manual Underwriting   No 6.607%   6.375% 6.375% XXXX No   XXXX XXXX $1,914.96 $159.58 $780.00 $65.00 $0.00 $5,259.41 $16,285.59 N/A XXXX XX $65.00   Monthly 0.00% 24.66% 24.66% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 39 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 01/05/2026 01/05/2026       810                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 33.6 XXXX 33.6 No 50.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000115006 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     8.000%   XXXX No   XXXX XXXX $1,641.96 $136.83 $0.00 $0.00 $0.00 $8,886.95 $27,622.35 N/A     $0.00     0.00% 22.53% 22.53% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 XXXX XXXX XX XXXX XXXX 01/06/2026 01/06/2026       789                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Yes N/A XXXX 2.5 XXXX 8.5 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX   4000115306 XXXX XXXX XXXX No XXXX XXXX XXXX 3 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.625%   XXXX No   XXXX XXXX $6,068.04 $505.67 $0.00 $0.00 $0.00 $9,582.11   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.112 1.08   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/18/2025 12/18/2025       764                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 5.9 XXXX 8.0 No 64.57 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX   4000117589 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 4095 XXXX 6.170% Manual Underwriting   No 6.963%   6.750% 6.750% XXXX No   XXXX XXXX $1,739.04 $144.92 $500.04 $41.67 $0.00 $1,798.06 $6,656.61 N/A XXXX XX $41.67 04/01/2026 Annually 0.00% 21.87% 21.87% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 XXXX XXXX XX XXXX XXXX 01/07/2026 01/07/2026       763                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 42.5 XXXX 42.5 No 70.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000115678 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.750% 6.750% XXXX No   XXXX XXXX $1,276.08 $106.34 $0.00 $0.00 $0.00 $5,066.64 $18,930.52 N/A     $0.00     15.16% 38.81% 38.81% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - 2025, 2024 Borrower - 2025, 2024 XXXX XXXX XX XXXX XXXX 01/06/2026 01/06/2026       801                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 302.9 XXXX 302.9 No 49.8 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX   4000115680 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 0 XXXX 6.190% Manual Underwriting Manual Underwriting No 6.758%   6.750% 6.750% XXXX No   XXXX XXXX $3,563.16 $296.93 $0.00 $0.00 $0.00 $12,156.93 $18,977.75 N/A     $0.00     0.00% 47.06% 47.06% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 91 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified, Lease Agreements Verified - 2025, 2024 Borrower - 2025, 2024 XXXX XXXX XX XXXX XXXX 01/05/2026 01/05/2026       743                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 4.3 XXXX 4.3 No 73.62 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000115243 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.250%   XXXX No   XXXX XXXX $2,198.52 $183.21 $0.00 $0.00 $0.00 $5,258.45 $27,011.51 N/A     $0.00     0.00% 36.66% 36.66% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 156 35 FNMA 1005     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Bonus - Written VOE Verified, Lease Agreements Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 11/18/2025 11/18/2025       750                 No                                       NA     0       0     0     0   1 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 70.3 XXXX 70.3 No 74.91 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX   4000115683 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 21332.5 XXXX 6.170% Manual Underwriting Manual Underwriting No 6.763%   6.750% 6.750% XXXX No   XXXX XXXX $1,050.00 $87.50 $0.00 $0.00 $0.00 $12,483.97 $19,712.62 N/A     $0.00     0.00% 38.92% 38.92% No No             Employed Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes N/A 1 0 Yes N/A 1 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 60 60 FNMA 1005 Yes 84 84 FNMA 1005 No 0     Borrower - Wage, Bonus - Written VOE Verified, Personal Bank Statements Verified - 2025, 2024, 2023 || Co Borrower - Wage, Commission - Written VOE Verified, Personal Bank Statements Verified - 2025, 2024, 2023 Borrower - 2025, 2024, 2023 || Co Borrower - 2025, 2024, 2023 XXXX XXXX XX XXXX XXXX 01/12/2026 01/12/2026 01/12/2026     788                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A N/A     XXXX       I-551 Permanent Resident Card    XXXX Permanent Resident Alien Permanent Non-US Citizen N/A       XXXX       I-551 Permanent Resident Card   XXXX                                                     Fee Simple   No No N/A XXXX 7.8 XXXX 7.8 No 79.75 N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
XXXX   4000117330 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 10290 XXXX 6.170% Manual Underwriting Manual Underwriting No 6.656%   6.375% 6.375% XXXX No   XXXX XXXX $2,080.32 $173.36 $0.00 $0.00 $0.00 $3,200.20 $7,212.18 N/A     $0.00     0.00% 41.39% 41.39% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 57 24 FNMA 1005     0   No 0     Borrower - Wage, Bonus - Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 01/13/2026 01/13/2026       765                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.1 No 68.42 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000117598 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 4400 XXXX 6.140% Manual Underwriting   No 6.784%   6.500% 6.500% XXXX No   XXXX XXXX $1,856.04 $154.67 $500.04 $41.67 $0.00 $1,560.12 $6,281.08 N/A XXXX XX $41.67   Annually 0.00% 22.93% 22.93% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 12 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 XXXX XXXX XX XXXX XXXX 01/21/2026 01/21/2026       782                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 3.4 XXXX 3.4 No 59.2 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000122000 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 6594 XXXX 6.100% Manual Underwriting   No 6.548%   6.375% 6.375% XXXX No   XXXX XXXX $1,689.96 $140.83 $165.00 $13.75 $0.00 $3,032.37 $6,467.46 N/A XXXX XX $13.75 04/01/2026 Annually 0.00% 32.45% 32.45% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 XXXX XXXX XX XXXX XXXX 02/05/2026 02/05/2026       809                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 26.1 XXXX 26.1 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XXXX      
XXXX   4000119368 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 7495 XXXX 6.060% Manual Underwriting Manual Underwriting No 7.113%   6.875% 6.875% XXXX No   XXXX XXXX $1,176.12 $98.01 $588.00 $49.00 $0.00 $3,202.95 $3,847.05 N/A XXXX XX $49.00   Monthly 0.00% 45.43% 45.43% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2024 Borrower - 2025, 2024 XXXX XXXX XX XXXX XXXX 01/19/2026 01/19/2026       780                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen   N/A       XXXX     I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 37.0 XXXX 37.0 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000118396 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 12192.42 XXXX 6.060% Manual Underwriting   No 6.407%   6.375% 6.375% XXXX No   XXXX XXXX $1,452.00 $121.00 $0.00 $0.00 $0.00 $5,275.26 $9,831.69 N/A     $0.00     0.00% 37.14% 37.14% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 36 36 FNMA 1005     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified - 2025, 2024, 2023 Borrower - 2025, 2024, 2023 XXXX XXXX XX XXXX XXXX 01/21/2026 01/21/2026       782                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 6.3 XXXX 6.3 No 44.41 N/A No No No Borrower As Individual N/A N/A N/A XXXX      
XXXX   4000118399 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 11791.88 XXXX 6.140% Manual Underwriting   No 6.407%   6.250% 6.250% XXXX No   XXXX XXXX $3,239.04 $269.92 $1,350.96 $112.58 $0.00 $5,147.36 $20,088.05 N/A XXXX XX $112.58 04/01/2026 Annually 0.00% 38.75% 38.75% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 XXXX XXXX XX XXXX XXXX 01/23/2026 01/23/2026       808                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 83.7 XXXX 83.7 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000118392 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold 2490 XXXX 6.190% Manual Underwriting   No 7.754%   8.625% 6.500% XXXX No   XXXX XXXX $3,857.16 $321.43 $3,024.00 $252.00 $0.00 $15,016.10 $23,711.75 N/A XXXX XX $252.00 04/01/2026 Monthly 0.00% 39.52% 39.14% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 XXXX XXXX XX XXXX XXXX 01/23/2026 01/23/2026       784                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No Yes N/A XXXX 4.3 XXXX 5.3 No 70.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000118395 XXXX XXXX XXXX No XXXX XXXX XXXX 3 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.875%   XXXX No   XXXX XXXX $1,408.44 $117.37 $0.00 $0.00 $0.00 $7,844.40   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.829 0.82   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 01/26/2026 01/26/2026       808                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 12.6 XXXX 12.6 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX   4000118593 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 6795 XXXX 6.100% Manual Underwriting Manual Underwriting No 6.818%   6.500% 6.500% XXXX No   XXXX XXXX $2,355.00 $196.25 $350.04 $29.17 $0.00 $2,223.98 $5,783.94 N/A XXXX XX $29.17   Annually 0.00% 28.13% 28.13% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 XXXX XXXX XX XXXX XXXX 02/03/2026 02/03/2026       751                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 7.7 XXXX 7.7 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000118993 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 8283.75 XXXX 6.060% Manual Underwriting Manual Underwriting No 6.985%   6.750% 6.750% XXXX No   XXXX XXXX $881.04 $73.42 $444.00 $37.00 $0.00 $2,605.27 $5,600.23 N/A XXXX XX $37.00 04/01/2026 Monthly 0.00% 37.13% 37.13% No No             Not Employed Self-Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%   100.00%   N/A 0 N/A Third-Party Prepared (Unaudited) CPA 12 NA 0 Yes 60 NA 0 0 N/A NA 0 0 N/A No 0     Borrower || Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower || Co Borrower - 2025 XXXX XXXX XX XXXX XXXX 01/13/2026 01/13/2026 01/13/2026     758                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A XXXX 13.2 XXXX 13.2 No 79.45 N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
XXXX   4000118600 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 13213.75 XXXX 6.130% Manual Underwriting Manual Underwriting No 6.742%   6.625% 6.625% XXXX No   XXXX XXXX $1,146.96 $95.58 $0.00 $0.00 $0.00 $3,932.26 $17,023.39 N/A     $0.00     0.00% 30.34% 30.34% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 XXXX XXXX XX XXXX XXXX 01/23/2026 01/23/2026       782                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 32.8 XXXX 32.8 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000118595 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 6082.5 XXXX 6.130% Manual Underwriting   No 6.353%   6.250% 6.250% XXXX No   XXXX XXXX $3,356.04 $279.67 $549.96 $45.83 $0.00 $2,461.50 $11,903.24 N/A XXXX XX $45.83   Annually 0.00% 39.34% 39.34% No No             Not Employed Self-Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00%   N/A 0 N/A Third-Party Prepared (Unaudited) CPA 12 NA 0 Yes 144 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) || Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - 2025 Borrower || Co Borrower - 2025 XXXX XXXX XX XXXX XXXX 01/23/2026 01/23/2026 01/23/2026     792                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A XXXX 20.5 XXXX 20.5 No 60.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
XXXX   4000118991 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2490 XXXX 6.130% Manual Underwriting   No 6.436%   6.375% 6.375% XXXX No   XXXX XXXX $2,967.48 $247.29 $0.00 $0.00 $0.00 $4,570.43 $9,404.57 N/A     $0.00     0.00% 32.82% 32.82% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 36 25 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XX XXXX XXXX 01/23/2026 01/23/2026       808                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 1.3 XXXX 1.3 No 56.53 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000119393 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold 2490 XXXX 6.160% Manual Underwriting   No 7.855%   8.625% 6.625% XXXX No   XXXX XXXX $1,844.52 $153.71 $6,180.00 $515.00 $0.00 $6,579.36 $11,676.79 Yes XXXX XX $515.00 04/01/2026 Monthly 0.00% 41.80% 41.80% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 48 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 XXXX XXXX XX XXXX XXXX 01/23/2026 01/23/2026       709                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No Yes N/A XXXX 0.0 XXXX 0.0 No 51.2 Yes No No No Borrower As Individual N/A N/A N/A        
XXXX   4000119396 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 19995 XXXX 6.100% Manual Underwriting   No 6.544%   6.375% 6.375% XXXX No   XXXX XXXX $2,021.52 $168.46 $0.00 $0.00 $0.00 $8,647.53 $29,728.57 N/A     $0.00     0.00% 22.73% 22.73% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 60 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Primary Residence Rent Income, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 XXXX XXXX XX XXXX XXXX 02/11/2026 02/11/2026       747                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 6.5 XXXX 6.5 No 63.53 N/A No No No Borrower As Individual N/A N/A N/A XXXX      
XXXX   4000119904 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 8740 XXXX 6.100% Manual Underwriting   No 6.522%   6.375% 6.375% XXXX No   XXXX XXXX $1,374.96 $114.58 $3,156.00 $263.00 $0.00 $6,628.33 $8,411.67 N/A XXXX XX $263.00 04/01/2026 Monthly 0.00% 46.76% 46.76% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 3 36 Other     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XX XXXX XXXX 02/10/2026 02/10/2026       734                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 8.4 XXXX 8.4 No 66.15 Yes No No No Borrower As Individual N/A N/A N/A        
XXXX   4000120765 XXXX XXXX XXXX No XXXX XXXX XXXX 1 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2790 XXXX 6.130% Manual Underwriting   No 6.525%   6.500% 6.500% XXXX No   XXXX XXXX $4,065.00 $338.75 $0.00 $0.00 $0.00 $12,637.80 $38,372.17 N/A     $0.00     0.00% 41.28% 41.28% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XX XXXX XXXX 02/02/2026 02/02/2026       767                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 5.8 XXXX 5.8 No 74.67 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000119400 XXXX XXXX XXXX No XXXX XXXX XXXX 1 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 16645 XXXX 6.100% Manual Underwriting   No 6.558%   6.375% 6.375% XXXX No   XXXX XXXX $1,315.08 $109.59 $0.00 $0.00 $0.00 $5,538.94 $7,926.06 N/A     $0.00     0.00% 41.29% 41.29% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 36 24 FNMA 1005     0   No 0     Borrower - Wage, Commission - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XX XXXX XXXX 12/31/2025 12/31/2025       794                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 5.9 XXXX 5.9 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000118942 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 7642 XXXX 5.990% Manual Underwriting   No 6.407%   6.375% 6.375% XXXX No   XXXX XXXX $2,814.60 $234.55 $0.00 $0.00 $265.86 $8,407.59 $20,849.71 N/A     $0.00     0.00% 40.61% 40.61% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 23 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 12/24/2025 12/24/2025       776                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No HELOC $272,387.00         No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 26.2 XXXX 26.2 No 72.05 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000121063 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3540 XXXX 6.100% Manual Underwriting Manual Underwriting No 6.474%   6.375% 6.375% XXXX No   XXXX XXXX $2,132.04 $177.67 $0.00 $0.00 $0.00 $4,079.73 $7,077.77 N/A     $0.00     0.00% 48.87% 48.87% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 25 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XX XXXX XXXX 02/03/2026 02/03/2026       723                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 3.5 XXXX 3.5 No 44.23 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000121065 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2490 XXXX 6.130% Manual Underwriting   No 6.539%   6.500% 6.500% XXXX No   XXXX XXXX $2,634.00 $219.50 $0.00 $0.00 $0.00 $7,363.68 $31,130.68 N/A     $0.00     0.00% 20.86% 20.86% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 72 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XX XXXX XXXX 02/09/2026 02/09/2026       788                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A       XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 9.2 XXXX 9.6 No 64.77 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000122729 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 6040 XXXX 6.120% Manual Underwriting Manual Underwriting No 6.766%   6.625% 6.625% XXXX No   XXXX XXXX $1,493.04 $124.42 $0.00 $0.00 $0.00 $5,740.49 $6,619.51 N/A     $0.00     0.00% 46.62% 46.62% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XX XXXX XXXX 03/19/2026 03/19/2026       808                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.1 XXXX 0.1 No 60.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000121671 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3027.5 XXXX 6.020% Manual Underwriting Manual Underwriting No 6.474%   6.250% 6.250% XXXX No   XXXX XXXX $2,679.00 $223.25 $624.96 $52.08 $0.00 $2,230.02 $3,758.01 N/A XXXX XX $52.08   Annually 0.00% 38.33% 38.33% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 25 FNMA 1005     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified - 2025, 2026, 2024 Borrower - 2025, 2026, 2024 XXXX XXXX XX XXXX XXXX 03/04/2026 03/04/2026       784                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 62.9 XXXX 62.9 No 23.65 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000121672 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3000 XXXX 6.020% Manual Underwriting Manual Underwriting No 6.873%   6.625% 6.625% XXXX No   XXXX XXXX $1,677.00 $139.75 $0.00 $0.00 $417.00 $2,134.22 $4,415.36 N/A     $0.00     0.00% 42.99% 42.99% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 XXXX XXXX XX XXXX XXXX 01/12/2026 01/12/2026       770                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No Closed End - Fixed           No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 147.2 No 54.29 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000121689 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 5590 XXXX 6.020% Manual Underwriting   No 6.479%   6.250% 6.250% XXXX No   XXXX XXXX $1,836.00 $153.00 $0.00 $0.00 $0.00 $2,090.89 $4,040.78 N/A     $0.00     0.00% 34.47% 34.47% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 1 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XX XXXX XXXX 02/19/2026 02/19/2026       764                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 12.0 XXXX 12.0 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000121693 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 13215 XXXX 6.020% Manual Underwriting   No 6.509%   6.375% 6.375% XXXX No   XXXX XXXX $1,989.36 $165.78 $396.96 $33.08 $0.00 $3,523.01 $5,451.99 N/A XXXX XX $33.08 04/01/2026 Annually 0.00% 39.42% 39.42% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 24 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XX XXXX XXXX 02/28/2026 02/28/2026       764                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen       XX XXXX XXXX     I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 3.4 XXXX 3.4 No 55.56 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX   4000121675 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.125%   XXXX No   XXXX XXXX $1,895.88 $157.99 $0.00 $0.00 $0.00 $11,615.75 $95,171.75 N/A     $0.00     0.00% 38.39% 38.39% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 2 0 No       0.00% 100.00%   Proceeds from Sale,Stocks/Bonds,Stocks/Bonds Third-Party Prepared (Unaudited) 12 CPA       Yes 36 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XX XXXX XXXX 02/11/2026 02/11/2026       768                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 86.2 XXXX 86.2 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX      
XXXX   4000123086 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 5983.13 XXXX 6.120% Manual Underwriting   No 6.964%   6.875% 6.875% XXXX No   XXXX XXXX $1,861.44 $155.12 $881.04 $73.42 $0.00 $2,735.87 $4,134.13 N/A XXXX XX $73.42 06/01/2026 Annually 0.00% 39.82% 39.82% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 31 26 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XX XXXX XXXX 03/05/2026 03/05/2026       742                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 63.3 XXXX 63.3 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A