Exhibit 99.03 Schedule 1

 

Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Updated Credit Report Date Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Most Recent Updated Co Borrower 2 FICO Most Recent Updated Co Borrower 3 FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Late 30d in 24m  Prior Mortgage/Rent Late 60d in 24m  Prior Mortgage/Rent Late 90d in 24m  Has ACH Is Equity Shared Loan Subordinate Lien Type Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type  Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type  Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type  Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag Appraiser License # Appraiser First Name Appraisal Last Name Maturity Date Number of Units
6000083508     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No   Alternative ATR Documentation 7995.88   0.000%   No AUS No 7.224%   8.999%   $3,795.47 No   xxx xxx xxx xxx xxx xxx xxx $4,546.30   xxx xxx xxx xxx Annually 49.36% 49.36% 54.56% No               Self-Employed           1YR Full Doc 0 0 NA NA   0     0 0 0 0 0 0 NA NA No No 0 No No   0 0 No       0.00% 100.00%     N/A 0   N/A     NA 0 No   NA 0 0   NA   0   No 0   N/A Borrower - Wage, Wage, Wage, Wage, Wage, Wage, Wage, Wage, SESCorp Borrower xxx xxx xxx xxx xxx xxx xxx       667                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   xxx xxx xxx     N/A                                                                                   Fee Simple No   N/A xxx 5.53 xxx 5.53 No 85 N/A xxx xxx xxx xxx 1
4000077268     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $2,279.23 No   xxx xxx xxx xxx xxx xxx $0.00 $3,527.47 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds,Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.076 1.075 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     777                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 541.96 xxx 541.96 No 34.02 Yes xxx xxx xxx xxx 1
4000077721     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6606 xxx 6.160%   No AUS No 6.953%   6.625%   $3,072.98 No   xxx xxx xxx xxx xxx xxx $0.00 $3,821.56 $26,504.98 xxx xxx xxx xxx Monthly 0.00% 20.12% 20.12% Yes Yes             Employed Employed         2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 11 15 Work Number No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024 xxx xxx xxx xxx xxx xxx xxx xxx     786                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 82.88 xxx 82.88 No 29.29 Yes xxx xxx xxx xxx 1
4000091037     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 13945 xxx 6.790%   No AUS No 6.893%   6.875%   $10,642.24 No   xxx xxx xxx xxx xxx xxx xxx $13,422.54 $153,459.22 xxx xxx xxx xxx Annually 0.00% 19.05% 19.05% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%   Stocks/Bonds N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx       768                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 102.74 xxx 102.74 No 80.0 N/A xxx xxx xxx xxx 1
4000089350     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.125%   $5,847.16 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,181.95 $62,308.59     $0.00     0.00% 26.13% 26.13% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 12 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx       802                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 123.21 No 75.0 N/A xxx xxx xxx xxx 2
4000093282     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $2,839.56 No   xxx xxx xxx xxx xxx xxx $0.00 $3,478.89 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 0.941 0.925 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     716                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA Patriot ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 75.45 xxx 75.45 No 75.0 N/A xxx xxx xxx xxx 1
4000090360     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,970.79 No   xxx xxx xxx xxx xxx xxx $0.00 $3,409.47 $54,534.38 xxx xxx xxx xxx Monthly 0.00% 33.55% 33.55% Yes               Self-Employed           2YR Full Doc 2   NA   N/A 0     1 1     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       Yes 195 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, CPA Letter Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 xxx xxx xxx xxx xxx xxx xxx       795                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 22.40 xxx 22.4 No 31.28 Yes xxx xxx xxx xxx 1
4000095153     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 13290 xxx 6.220%   No AUS No 6.674%   6.375%   $3,119.35 No   xxx xxx xxx xxx xxx xxx $0.00 $4,044.89 $16,657.11 xxx xxx xxx xxx Monthly 0.00% 28.03% 28.03% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       99.96% 100.00%     N/A 0 N/A       Yes 36 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       796                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 41.07 xxx 41.07 No 80.0 N/A xxx xxx xxx xxx 1
4000093850     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7850 xxx 6.320%   No AUS No 7.406%   7.125%   $3,368.59 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,718.37 $7,678.99     $0.00     0.00% 47.04% 47.04% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       99.27% 60.00%     N/A 0 N/A       Yes 106 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx       703                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Passport USA Patriot Act xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 65.65 No 62.5 N/A xxx xxx xxx xxx 3
4000093277     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11599.5 xxx 6.540%   No AUS No 7.376%   7.250%   $6,565.47 No   xxx xxx xxx xxx xxx xxx $0.00 $8,627.23 $14,607.02 xxx xxx xxx xxx Annually 0.00% 44.46% 44.46% No               Self-Employed           1YR Full Doc 1   NA   N/A 0     1 1     2 1 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 8 Borrower       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, SESoleProprietor - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024 xxx xxx xxx xxx xxx xxx xxx       700                               NA     0       0     0     0   0 0 0   No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 9.34 xxx 9.34 No 72.64 N/A xxx xxx xxx xxx 1
4000097084     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $1,747.34 No   xxx xxx xxx xxx xxx xxx $0.00 $2,379.90 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%   Proceeds from Sale   0       0   0 No 0   0 0     0 0   Yes 1.05 1.068 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     670                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 74.41 xxx 74.41 No 70.0 N/A xxx xxx xxx xxx 1
4000096725     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $2,571.69 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,537.12 $12,056.19     $0.00     0.00% 42.40% 42.40% Yes Yes             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes N/A 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 || Co Borrower Borrower - 2024, 2025 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     759                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 199.51 xxx 199.51 No 65.0 N/A xxx xxx xxx xxx 2
4000092911     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $2,246.69 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,616.86 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.917 0.917 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       787                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 146.19 xxx 146.3 No 63.93 N/A xxx xxx xxx xxx 1
4000092916     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,937.94 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,273.61 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.066 1.066 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       787                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 168.26 xxx 168.33 No 60.82 N/A xxx xxx xxx xxx 1
4000097192     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $2,813.98 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,515.55 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.796 0.796   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       745                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 107.01 xxx 107.01 No 75.0 N/A xxx xxx xxx xxx 1
4000095594     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $2,066.85 No   xxx xxx xxx xxx xxx xxx $0.00 $2,542.95 $0.00   xxx xxx   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.052 1.052 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       718                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No Yes N/A xxx 141.00 xxx 141 No 75.0 N/A xxx xxx xxx xxx 1
4000096812     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $3,426.78 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,643.90 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 0.872 0.87 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       738                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 27.67 xxx 27.67 No 75.0 N/A xxx xxx xxx xxx 1
4000093828     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2020 xxx 6.320%   No AUS No 6.941%   6.875%   $3,133.39 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,575.61 $8,671.20     $0.00     0.00% 43.62% 43.62% Yes Yes             Not Employed Self-Employed         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 2 2 2 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   100.00%   N/A 0 N/A Audited Accountant/Bookkeeper 9 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - 2 YRS Executed 4506T Verified || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025 Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified - 2025 xxx xxx xxx xxx xxx xxx xxx xxx     774                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 10.26 xxx 10.27 No 74.53 N/A xxx xxx xxx xxx 1
4000098454     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1740 xxx 6.290%   No AUS No 7.500%   7.375%   $1,519.48 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,165.53 $3,455.47     $0.00     0.00% 43.11% 43.11% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 48 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx       689                               NA     0       0     0     0   0 0 0   No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Stamp and Passport   xxx                                                                               Fee Simple No No N/A xxx 7.10 xxx 7.1 No 57.14 N/A xxx xxx xxx xxx 1
4000099429     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $2,798.51 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,586.38 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.38 1.38 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       725                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 24.02 xxx 24.02 No 60.0 N/A xxx xxx xxx xxx 2
4000096636     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,445.24 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,696.31 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.297 1.297   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       768                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 338.36 xxx 338.36 No 59.46 N/A xxx xxx xxx xxx 1
4000101149     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $4,624.50 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,904.51 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.16 1.16 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       804                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 648.12 xxx 648.12 No 58.78 N/A xxx xxx xxx xxx 1
4000101001     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $2,216.91 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,833.23 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.235 1.235   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       787                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 0.38 No 68.36 N/A xxx xxx xxx xxx 2
4000095808     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $2,651.62 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,969.66 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.515 1.515 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       762                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 94.81 xxx 94.81 No 44.94 N/A xxx xxx xxx xxx 1
4000099209     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $2,993.97 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,850.91 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.065 1.06 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       726                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 30.1 No 68.78 N/A xxx xxx xxx xxx 2
4000098901     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $1,374.39 No   xxx xxx xxx xxx xxx xxx $0.00 $1,907.96 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Yes             Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.31 1.31 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       782                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                 xxx                                                                 Fee Simple No No N/A .00 .00 xxx 102.33 No 64.76 N/A xxx xxx xxx xxx 1
4000095751     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $3,843.03 No   xxx xxx $0.00 $0.00 xxx xxx $0.00 $4,514.64 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 0.745 0.75   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     727                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   xxx xxx xxx     N/A     US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 400.94 xxx 400.94 No 75.0 N/A xxx xxx xxx xxx 1
4000094797     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $3,483.37 No   xxx xxx $0.00 $0.00 xxx xxx $0.00 $4,105.22 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 0.771 0.75   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     727                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   xxx xxx xxx     N/A     US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 436.07 xxx 436.07 No 75.0 N/A xxx xxx xxx xxx 1
4000101962     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2660 xxx 6.260%   No AUS No 6.906%   6.875%   $13,138.58 No   xxx xxx xxx xxx xxx xxx xxx $17,374.10 $15,764.32 xxx xxx xxx xxx Monthly 0.00% 54.18% 54.18% No               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 xxx xxx xxx xxx xxx xxx xxx       771                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA Patriot Act   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 101.92 xxx 101.92 No 71.09 N/A xxx xxx xxx xxx 1
4000104529     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $1,970.96 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,885.56 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.04 1.04 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       754                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 30.04 xxx 30.04 No 75.0 N/A xxx xxx xxx xxx 1
4000106475     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $3,003.75 No   xxx xxx xxx xxx xxx xxx $0.00 $3,784.01 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.953 1.03 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       714                               NA     0       0     0     0   2 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 312.26 xxx 312.26 No 57.17 N/A xxx xxx xxx xxx 1
4000106421     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $1,920.93 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,353.75 $0.00     $0.00     0.00% 0.00% 0.00% Yes No             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 0.956 0.956 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     746                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 52.73 xxx 52.73 No 75.0 N/A xxx xxx xxx xxx 1
4000104987     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $4,061.41 No   xxx xxx xxx xxx xxx xxx $0.00 $5,378.24 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.395 1.25   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       804                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 41.77 xxx 41.77 No 60.0 N/A xxx xxx xxx xxx 1
4000108883     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1725 xxx 6.250%   No AUS No 6.668%   6.625%   $6,723.27 No   xxx xxx xxx xxx xxx xxx $0.00 $7,624.03 $28,696.83 xxx xxx xxx xxx Monthly 0.00% 21.11% 21.11% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%   Stocks/Bonds N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx       762                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.76 xxx 9.76 No 80.0 N/A xxx xxx xxx xxx 1
4000108574     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $2,275.44 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,864.97 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.012 1.01   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       809                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No Yes N/A xxx 3.15 xxx 3.15 No 63.16 N/A xxx xxx xxx xxx 1
4000109353     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $1,241.80 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,784.62 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.065 1.065 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       732                               NA     0       0     0     0   0 0 0   No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 8.44 xxx 8.44 No 80.0 N/A xxx xxx xxx xxx 1
4000094787     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $5,715.63 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,185.47 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.002 1.002   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       813                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 14.44 xxx 14.44 No 75.0 N/A xxx xxx xxx xxx 1
4000107941     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $1,686.36 No   xxx xxx xxx xxx xxx xxx $0.00 $2,098.34 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.12 1.12 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       803                               NA     0       0     0     0   0 0 0   No   No Permanent Resident Alien Permanent Resident Alien N/A Other US Patriot Act xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 20.82 xxx 20.82 No 56.52 N/A xxx xxx xxx xxx 1
4000112897     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 24195 xxx 6.250%   No AUS No 6.339%   6.250%   $18,471.52 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $22,833.61 $66,993.07     $0.00     0.00% 38.18% 38.18% No No             Self-Employed Self-Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 50.00% 100.00% Stocks/Bonds Third-Party Prepared (Unaudited) 12 Tax Preparer Third-Party Prepared (Unaudited) Tax Preparer 12 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - SEPartnership, SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2014, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 2014, 2025 xxx xxx xxx xxx xxx xxx xxx xxx     777                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 69.18 xxx 69.18 No 58.25 N/A xxx xxx xxx xxx 1
4000110811     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $1,771.79 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,038.76 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.373 1.373 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       790                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 101.29 xxx 101.29 No 72.26 N/A xxx xxx xxx xxx 1
4000111537     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $3,108.04 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,718.31 $47,177.03     $0.00     0.00% 20.65% 20.65% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 12 Tax Preparer       Yes 36 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 xxx xxx xxx xxx xxx xxx xxx       779                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 115.46 No 75.0 N/A xxx xxx xxx xxx 1
4000110428     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $1,581.51 Yes 35.000% xxx xxx xxx xxx xxx xxx $0.00 $2,347.86 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 0.95 0.95 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       733                               NA     0       0     0     0   0 0 0   No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No Unknown N/A xxx 22.60 xxx 22.8 No 60.65 N/A xxx xxx xxx xxx 1
4000112156     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $2,153.58 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,823.43 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.664 1.664 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       719                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 16.17 No 70.0 N/A xxx xxx xxx xxx 1
4000114354     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 13835 xxx 6.140%   No AUS No 6.845%   6.750%   $9,534.39 No   xxx xxx xxx xxx xxx xxx $0.00 $10,927.96 $42,959.87 xxx xxx xxx xxx Annually 0.00% 26.02% 26.02% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 50.00%     Audited 12 CPA       Yes 156 No   NA 0 0 N/A     0   No 0   N/A Borrower - SEPartnership - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 xxx xxx xxx xxx xxx xxx xxx       684                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 19.65 No 68.37 N/A xxx xxx xxx xxx 1
4000111541     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2704 xxx 6.170%   No AUS No 7.049%   6.875%   $1,313.86 No   xxx xxx xxx xxx xxx xxx $0.00 $1,983.60 $3,856.56 xxx xxx xxx xxx Annually 0.00% 39.81% 39.81% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 xxx xxx xxx xxx xxx xxx xxx       711                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 12.99 No 66.56 N/A xxx xxx xxx xxx 1
4000116267     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $3,739.14 Yes 35.000% xxx xxx xxx xxx xxx xxx $0.00 $4,863.78 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.781 7.82 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       734                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA Patriot xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.35 xxx 6.35 No 75.0 N/A xxx xxx xxx xxx 1
4000111300     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $945.98 No   xxx xxx xxx xxx xxx xxx $0.00 $1,417.59 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.058 1.058   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     809                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 21.55 xxx 22.48 No 73.85 N/A xxx xxx xxx xxx 1
4000114359     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $3,253.37 No   xxx xxx xxx xxx xxx xxx $0.00 $4,067.40 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.774 0.774 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       717                               NA     0       0     0     0   0 0 0   No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 24.79 xxx 24.79 No 60.0 N/A xxx xxx xxx xxx 1
4000110810     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2320 xxx 6.170%   No AUS No 6.564%   6.500%   $5,258.81 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,846.69 $105,165.43     $0.00     0.00% 9.68% 9.68% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       Yes 84 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       745                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 148.00 xxx 148 No 80.0 N/A xxx xxx xxx xxx 1
4000116005     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11812.5 xxx 6.100%   No AUS No 7.067%   7.000%   $4,540.69 No   xxx xxx xxx xxx xxx xxx $0.00 $5,726.99 $12,313.00 xxx xxx xxx xxx Monthly 0.00% 36.17% 36.17% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 108 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 xxx xxx xxx xxx xxx xxx xxx       817                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.50 xxx 5.5 No 70.0 N/A xxx xxx xxx xxx 1
4000110919     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $9,166.67 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $12,131.51 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Proceeds from Sale   0           0 No     0 0       0   Yes 1.443 1.443 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       743                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 16.49 xxx 43.31 No 31.68 N/A xxx xxx xxx xxx 1
4000119946     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1250 xxx 6.100%   No AUS No 6.656%   6.625%   $4,456.56 No   xxx xxx xxx xxx xxx xxx xxx $5,261.47 $17,710.53 xxx xxx xxx xxx Annually 0.00% 30.90% 30.90% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 13 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       797                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA Patroit Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.81 xxx 8.81 No 80.0 N/A xxx xxx xxx xxx 1
4000113666     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 120 xxx 6.140%   No AUS No 7.399%   7.375%   $1,873.11 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,058.63 $8,848.62     $0.00     0.00% 31.04% 31.04% Yes Yes             Self-Employed Self-Employed         1YR Full Doc 2 2 NA NA N/A 0 N/A 0 1 1 1 1 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 50.00% 50.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SEPartnership, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - SEPartnership - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx xxx     813                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 14.22 xxx 14.22 No 80.0 N/A xxx xxx xxx xxx 1
4000118138     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 8830.57 xxx 6.100%   No AUS No 6.911%   6.625%   $2,095.33 No   xxx xxx xxx xxx xxx xxx $0.00 $3,042.12 $11,939.67 xxx xxx xxx xxx Monthly 0.00% 27.28% 27.28% Yes               Employed           Asset Depletion – Debt Ratio Calculation 2   2+ Months   N/A 0     0 0     2 0 NA   Yes Yes 84.0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 98 25 Work Number     0   No 0   N/A Borrower - Wage, Asset Depletion - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024, 2023 xxx xxx xxx xxx xxx xxx xxx       803                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 356.33 xxx 356.33 No 80.0 N/A xxx xxx xxx xxx 1
4000119261     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $1,594.37 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,996.16 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.002 1.002 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       794                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A .00 .00 xxx 95.9 No 41.85 N/A xxx xxx xxx xxx 1
4000117851     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $1,806.13 No   xxx xxx xxx xxx xxx xxx $0.00 $2,266.37 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.004 1 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       796                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA PATRIOT ACT CUSTOMER IDENTIFICATION VERIFICATION xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 72.09 xxx 72.09 No 75.0 N/A xxx xxx xxx xxx 1
4000099133     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.750%   $3,238.18 No   xxx xxx xxx xxx xxx xxx $0.00 $5,041.98 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.793 0.81 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       761                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A xxx 8.87 xxx 8.87 No 66.96 No xxx xxx xxx xxx 1
4000119468     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $3,602.79 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,198.60 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.0 1.0 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       785                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA Patriot ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.05 xxx 10.05 No 75.0 N/A xxx xxx xxx xxx 1
4000118010     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $903.50 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,383.66 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 2.473 2.47 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       797                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 94.47 No 70.0 N/A xxx xxx xxx xxx 1
4000119774     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $2,016.77 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,245.67 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.002 1.001   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     780                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 135.32 No 52.66 Yes xxx xxx xxx xxx 1
4000120893     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10365 xxx 5.980%   No AUS No 6.583%   6.375%   $4,398.28 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,874.82 $16,884.32     $0.00     0.00% 32.38% 32.38% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 50.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       756                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 .00 0 No 52.03 N/A xxx xxx xxx xxx 1
4000119962     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 12745 xxx 5.980%   No AUS No 6.488%   6.250%   $4,636.35 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,864.43 $15,857.14     $0.00     0.00% 39.01% 39.01% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 14 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       762                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 37.66 xxx 37.66 No 69.98 N/A xxx xxx xxx xxx 1
4000120682     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.750%   $1,428.14 No   xxx xxx xxx xxx xxx xxx $0.00 $1,860.53 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.129 1.12 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     781                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 12.43 xxx 12.43 No 80.0 N/A xxx xxx xxx xxx 1
4000117927     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8486.25 xxx 6.100%   No AUS No 6.675%   6.375%   $1,856.01 No   xxx xxx xxx xxx xxx xxx $0.00 $2,517.19 $3,630.33 xxx xxx xxx xxx Monthly 0.00% 49.20% 49.20% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 33 26 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       797                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.16 xxx 6.16 No 70.0 N/A xxx xxx xxx xxx 1
4000120884     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3140 xxx 6.020%   No AUS No 6.672%   6.500%   $3,489.02 No   xxx xxx xxx xxx xxx xxx $0.00 $4,273.44 $13,660.56 xxx xxx xxx   Annually 0.00% 24.11% 24.11% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 14 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       768                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 39.39 xxx 39.39 No 80.0 N/A xxx xxx xxx xxx 1
4000120009     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 17425 xxx 5.980%   No AUS No 6.560%   6.500%   $18,962.04 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $24,177.01 $30,796.57     $0.00     0.00% 46.37% 46.37% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       726                               NA     0       0     0     0   0 0 0   No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx .62 xxx 0.62 No 58.82 N/A xxx xxx xxx xxx 1
4000118518     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $1,212.69 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,563.68 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.023 1.136 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       761                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 335.34 xxx 335.34 No 80.0 N/A xxx xxx xxx xxx 1
4000120913     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6295 xxx 6.150%   No AUS No 7.918%   8.625%   $3,111.16 No   xxx xxx xxx xxx xxx xxx $0.00 $4,180.34 $6,895.17 xxx xxx xxx xxx Monthly 0.00% 47.27% 46.99% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 47 25 FNMA 1005     0   No 0     Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       767                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 6.91 No 30.77 Yes xxx xxx xxx xxx 1
4000123228     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11864.92 xxx 6.130%   No AUS No 6.828%   6.375%   $2,021.34 No   xxx xxx xxx xxx xxx xxx $0.00 $2,526.37 $4,588.50 xxx xxx xxx xxx Annually 0.00% 35.73% 35.73% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 12 Tax Preparer       Yes 12 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Executed 4506T Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       769                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien   Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 7.22 xxx 7.22 No 80.0 N/A xxx xxx xxx xxx 1
4000120892     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5375 xxx 5.980%   No AUS No 6.601%   6.500%   $3,792.41 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,932.80 $8,960.16     $0.00     0.00% 41.58% 41.58% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       735                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 69.52 No 49.59 N/A xxx xxx xxx xxx 1
4000122360     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9510 xxx 6.140%   No AUS No 7.808%   8.625%   $5,281.19 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,453.54 $8,347.57     $0.00     0.00% 48.46% 47.32% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       806                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 17.93 xxx 17.93 No 79.98 N/A xxx xxx xxx xxx 1
4000118666     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.250%   $2,770.73 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,748.84 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.8 0.8   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       800                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 32.84 xxx 32.84 No 47.37 N/A xxx xxx xxx xxx 1
4000121220     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7618 xxx 6.020%   No AUS No 6.646%   6.500%   $4,490.21 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,831.14 $9,246.82     $0.00     0.00% 47.24% 47.24% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 26 26 FNMA 1005     0   No 0   N/A Borrower - Wage, Overtime, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       742                               NA     0       0     0     0   0 0 0   No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 29.79 xxx 29.79 No 80.0 N/A xxx xxx xxx xxx 1
4000119218     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $16,387.84 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $19,212.79 $61,212.07     $0.00     0.00% 37.56% 37.56% Yes               Employed           Written Verification of Employment 0   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 43 43 Work Number     0   No 0   N/A Borrower - Wage, Bonus, Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       749                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 61.66 xxx 61.66 No 75.0 N/A xxx xxx xxx xxx 1
4000122609     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2375 xxx 6.020%   No AUS No 7.799%   7.750%   $5,444.73 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,752.29 $13,979.86     $0.00     0.00% 46.17% 46.17% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 26 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Commission, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       743                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 31.88 No 79.58 N/A xxx xxx xxx xxx 1
4000120729     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1250 xxx 5.530%   No AUS No 6.541%   6.500%   $5,626.57 No   xxx xxx xxx xxx xxx xxx $0.00 $6,879.20 $13,491.59 xxx xxx xxx xxx Annually 0.00% 45.90% 45.90% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 14 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       773                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA Patriot Act Disclosure xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.66 xxx 3.66 No 57.16 N/A xxx xxx xxx xxx 1
4000119973     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $4,544.89 No   xxx xxx xxx xxx xxx xxx $0.00 $5,718.72 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.699 0.665   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       788                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 39 No 65.0 Yes xxx xxx xxx xxx 1
4000119627     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Alternative ATR Documentation         No AUS No     7.250%   $2,387.56 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,457.84 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.895 0.9 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       771                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 379.54 xxx 379.54 No 70.0 N/A xxx xxx xxx xxx 2
4000119800     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $1,033.13 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,656.60 $17,622.00     $0.00     0.00% 14.64% 14.64% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     1 0     1 3 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 48 26 Work Number     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       795                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 196.28 xxx 196.28 No 69.87 N/A xxx xxx xxx xxx 1
4000119628     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $3,404.65 No   xxx xxx xxx xxx xxx xxx $0.00 $4,091.98 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 0.978 0.98 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       732                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 1453.22 xxx 1453.22 No 75.0 N/A xxx xxx xxx xxx 1
4000119644     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $1,945.79 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,738.07 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.123 1.123 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       746                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 34.35 xxx 34.35 No 80.0 N/A xxx xxx xxx xxx 1
4000121277     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $2,738.53 No   xxx xxx xxx xxx xxx xxx $0.00 $4,215.03 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.759 0.759 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       746                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 26.81 No 65.0 No xxx xxx xxx xxx 1
4000120832     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $2,011.98 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,679.37 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.12 1.12   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     792                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 88.62 xxx 88.62 No 75.0 N/A xxx xxx xxx xxx 1
4000117721     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.750%   $1,811.53 No   xxx xxx xxx xxx xxx xxx $0.00 $2,209.01 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.179 1.174 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       731                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.69 xxx 7.69 No 70.0 N/A xxx xxx xxx xxx 1
4000121728     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11446 xxx 6.020%   No AUS No 6.668%   6.375%   $2,492.98 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,838.07 $5,911.93     $0.00     0.00% 39.77% 39.77% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 xxx xxx xxx xxx xxx xxx xxx       770                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.27 xxx 8.27 No 80.0 N/A xxx xxx xxx xxx 1
4000122615     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3220 xxx 6.140%   No AUS No 7.742%   8.625%   $10,266.82 No   xxx xxx xxx xxx xxx xxx $0.00 $12,346.53 $17,711.76 xxx xxx xxx xxx Monthly 0.00% 45.78% 45.05% No No             Self-Employed Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 56.05% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A Yes 115 27 FNMA 1005 No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified, Lease Agreements Verified - 2025, 2026 || Co Borrower - Wage, Bonus - Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     781                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card   xxx                                                     Fee Simple No No N/A xxx 4.13 xxx 4.13 No 80.0 N/A xxx xxx xxx xxx 1
4000119591     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 40500 xxx 6.150%   No AUS No 7.854%   8.625%   $12,110.19 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $14,445.06 $48,498.16     $0.00     0.00% 42.00% 42.17% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       779                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 40.88 xxx 40.88 No 54.63 N/A xxx xxx xxx xxx 1
4000119130     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,051.09 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,382.03 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 2.605 2.6 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     743                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 109.76 No 29.57 N/A xxx xxx xxx xxx 2
4000122645     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.120%   No AUS No 6.527%   6.500%   $7,521.61 No   xxx xxx xxx xxx xxx xxx $0.00 $10,502.52 $15,589.98 xxx xxx xxx xxx Monthly 0.00% 42.31% 42.31% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 26 28 FNMA 1005     0   No 0     Borrower - Wage, Bonus - Written VOE Verified - 2025, 2024, 2026 Borrower - 2025, 2024, 2026 xxx xxx xxx xxx xxx xxx xxx       763                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 5.02 xxx 5.02 No 46.21 Yes xxx xxx xxx xxx 1
4000122353     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7720 xxx 6.140%   No AUS No 7.905%   8.625%   $3,888.95 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,835.87 $12,053.41     $0.00     0.00% 36.31% 35.60% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       793                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 5.09 xxx 5.09 No 34.01 N/A xxx xxx xxx xxx 1
4000119059     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4795 xxx 5.990%   No AUS No 6.798%   6.500%   $1,422.15 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,879.70 $3,781.88     $0.00     0.00% 33.77% 33.77% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 12 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 xxx xxx xxx xxx xxx xxx xxx       759                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 26.66 xxx 26.66 No 66.18 N/A xxx xxx xxx xxx 1
4000122203     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2490 xxx 6.120%   No AUS No 6.602%   6.500%   $2,073.18 No   xxx xxx xxx xxx xxx xxx $0.00 $3,097.07 $5,864.41 xxx xxx xxx xxx Monthly 0.00% 42.79% 42.79% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 57 26 Work Number     0   No 0     Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       761                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 0.58 No 52.06 Yes xxx xxx xxx xxx 1
4000119642     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $1,671.33 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,539.81 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.24 1.24 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       771                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 533.51 xxx 533.51 No 70.0 N/A xxx xxx xxx xxx 2
4000120608     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2665 xxx 6.020%   No AUS No 7.898%   7.875%   $10,150.97 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $11,835.14 $60,942.34     $0.00     0.00% 36.11% 36.11% No No             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     781                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 10.10 xxx 10.1 No 80.0 N/A xxx xxx xxx xxx 1
4000122861     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.250%   $4,930.19 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,867.19 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 0.641 0.641 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     807                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 8.33 xxx 8.33 No 75.0 N/A xxx xxx xxx xxx 1
4000122640     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $2,788.97 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,182.64 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.58 1.58 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       789                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 87.57 No 25.0 N/A xxx xxx xxx xxx 2
4000123311     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.990%   $1,695.94 No   xxx xxx xxx xxx xxx xxx $0.00 $2,133.77 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.031 1.03 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       773                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A xxx 833.19 xxx 833.19 No 64.6 N/A xxx xxx xxx xxx 1
4000120946     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $3,376.77 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,058.94 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.133 1.13   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       724                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.39 xxx 7.39 No 75.0 N/A xxx xxx xxx xxx 2
4000119232     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,057.66 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,484.60 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.111 1.111   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       713                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 100.23 No 70.0 N/A xxx xxx xxx xxx 2
4000123194     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $3,963.64 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,060.54 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.454 0.454 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       760                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 1.25 xxx 1.25 No 70.0 N/A xxx xxx xxx xxx 1
4000118323     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $2,209.80 No   xxx xxx xxx xxx xxx xxx $0.00 $2,683.93 $12,562.51 xxx xxx xxx xxx Annually 0.00% 42.79% 42.79% Yes Yes             Employed Employed         2YR Full Doc 2 2 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 86 25 Work Number Yes 40 25 Work Number No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2026 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     771                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 50.48 xxx 50.48 No 80.0 N/A xxx xxx xxx xxx 1
4000123959     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9615 xxx 6.430%   No AUS No 6.715%   6.500%   $3,982.03 No   xxx xxx xxx xxx xxx xxx $0.00 $5,704.18 $6,949.82 xxx xxx xxx xxx Monthly 0.00% 45.70% 45.70% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 60 26 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       797                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.43 xxx 7.43 No 75.0 Yes xxx xxx xxx xxx 1
4000122179     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6891.88 xxx 6.120%   No AUS No 6.663%   6.375%   $1,567.47 No   xxx xxx xxx xxx xxx xxx $0.00 $2,267.47 $5,687.53 xxx xxx xxx xxx Annually 0.00% 28.91% 28.91% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 26 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       751                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 38.47 xxx 38.47 No 75.0 N/A xxx xxx xxx xxx 1
4000122216     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6990 xxx 6.120%   No AUS No 6.768%   6.500%   $1,896.20 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,324.65 $4,495.35     $0.00     0.00% 44.45% 44.45% No No             Employed Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 FNMA 1005 Yes 24 24 FNMA 1005 No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 || Co Borrower - Wage, Overtime, Other - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     773                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 7.33 xxx 7.33 No 28.57 N/A xxx xxx xxx xxx 1
4000118883     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $2,354.45 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,249.74 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.0 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       703                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 81.59 No 69.95 N/A xxx xxx xxx xxx 1
4000119520     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2070 xxx 5.980%   No AUS No 6.559%   6.500%   $4,405.51 No   xxx xxx xxx xxx xxx xxx $0.00 $5,034.60 $8,783.40 xxx xxx xxx xxx Monthly 0.00% 37.95% 37.95% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     784                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 18.58 xxx 18.58 No 59.32 N/A xxx xxx xxx xxx 1
4000119745     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $3,726.82 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,798.79 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.844 0.84 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       706                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A xxx .51 xxx 0.51 No 69.57 N/A xxx xxx xxx xxx 1
4000122270     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6152.5 xxx 6.120%   No AUS No 6.581%   6.250%   $1,219.12 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,997.08 $3,081.92     $0.00     0.00% 40.73% 40.73% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 57 26 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       768                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.53 xxx 3.53 No 58.24 N/A xxx xxx xxx xxx 1
4000113816     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.000%   $3,698.17 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,175.25 $57,533.92     $0.00     0.00% 21.06% 21.06% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%   Stocks/Bonds N/A 0 N/A       Yes 81 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 xxx xxx xxx xxx xxx xxx xxx       754                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.50 xxx 13.5 No 80.0 No xxx xxx xxx xxx 1
4000122289     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $1,114.78 No   xxx xxx xxx xxx xxx xxx $0.00 $1,888.86 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.979 0.979   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       769                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.75 xxx 13.75 No 75.0 Yes xxx xxx xxx xxx 1
4000117746     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 2680 xxx 6.130%   No AUS No 6.519%   6.500%   $10,106.77 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $11,345.10 $17,429.90     $0.00     0.00% 39.43% 39.43% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 36 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       795                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 21.98 xxx 21.98 No 42.08 N/A xxx xxx xxx xxx 1
4000121197     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4937 xxx 6.020%   No AUS No 6.645%   6.500%   $2,330.55 No   xxx xxx xxx xxx xxx xxx $0.00 $2,907.21 $6,511.72 xxx xxx xxx xxx Annually 0.00% 31.53% 31.53% No No             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Third-Party Prepared (Unaudited) 14 Tax Preparer N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     798                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card   xxx                                                     Fee Simple No No N/A xxx 3.71 xxx 3.71 No 70.0 N/A xxx xxx xxx xxx 1
4000123190     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7637.28 xxx 6.220%   No AUS No 6.554%   6.375%   $3,583.51 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,470.26 $6,710.64     $0.00     0.00% 43.32% 43.32% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 26 26 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       767                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 34.87 xxx 34.87 No 80.0 N/A xxx xxx xxx xxx 1
4000123191     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,379.55 No   xxx xxx xxx xxx xxx xxx $0.00 $1,605.77 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.666 1.67 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       772                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 80.45 xxx 80.45 No 60.0 N/A xxx xxx xxx xxx 1
4000102374     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $1,631.99 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,883.13 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.328 1.33   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       771                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Missing     xxx       N/A                                                                                   Fee Simple No No N/A xxx 4.54 xxx 4.97 No 61.33 N/A xxx xxx xxx xxx 1
4000116594     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $3,859.16 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,797.52 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.75 0.75   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       730                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Standard Driver's License - Not for federal use   xxx xxx xxx     I-551 Stamp and Passport   xxx                                                                               Fee Simple No No N/A xxx 44.83 xxx 44.83 No 70.0 N/A xxx xxx xxx xxx 1
4000120005     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 5.980%   No AUS No 6.517%   6.500%   $12,641.36 No   xxx xxx xxx xxx xxx xxx $0.00 $16,096.37 $37,924.96 xxx xxx xxx xxx Monthly 0.00% 29.80% 29.80% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 51.00%     Audited 12 CPA       Yes 50 No   NA 0 0 N/A     0   No 0   N/A Borrower - SEPartnership - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       728                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 45.56 xxx 45.56 No 50.0 N/A xxx xxx xxx xxx 1
4000120680     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.625%   $2,740.53 No   xxx xxx xxx xxx xxx xxx $0.00 $3,284.16 $0.00 xxx xxx xxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.522 1.522   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       782                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 17.32 xxx 17.32 No 76.43 N/A xxx xxx xxx xxx 1
4000124119     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $3,649.64 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,738.67 $7,755.06     $0.00     0.00% 45.09% 45.09% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 42 26 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       716                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.73 xxx 13.73 No 58.5 N/A xxx xxx xxx xxx 1
4000122162     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $3,003.06 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,743.87 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 0.748 0.75   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       779                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 60.14 xxx 60.14 No 70.0 N/A xxx xxx xxx xxx 1
4000122079     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $1,566.24 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,108.45 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.996 1.0 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       794                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.47 xxx 10.47 No 80.0 N/A xxx xxx xxx xxx 1
4000123518     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $2,130.48 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,480.09 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.109 1.109 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       783                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 29.40 xxx 29.4 No 74.99 N/A xxx xxx xxx xxx 1
4000122612     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1575 xxx 6.140%   No AUS No 7.805%   8.625%   $17,399.16 No   xxx xxx xxx xxx xxx xxx $0.00 $21,647.82 $35,584.32 xxx xxx xxx   Monthly 0.00% 40.16% 40.16% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 13 Tax Preparer       Yes 51 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       761                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.76 xxx 13.76 No 74.97 N/A xxx xxx xxx xxx 1
4000121967     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.625%   $1,651.49 No   xxx xxx xxx xxx xxx xxx $0.00 $2,051.77 $0.00 xxx xxx xxx   Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.929 1.918   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     750                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other 332 xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 11.73 xxx 11.73 No 79.6 N/A xxx xxx xxx xxx 1
4000116985     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1470 xxx 6.130%   No AUS No 6.294%   6.250%   $3,694.30 No   xxx xxx xxx xxx xxx xxx $0.00 $4,597.15 $4,834.86 xxx xxx xxx xxx Annually 0.00% 53.47% 53.47% No No             Not Employed Not Employed         Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA Yes No 84.0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Asset Depletion - 2026, 2025 || Co Borrower Borrower - 2026, 2025 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     741                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 203.75 xxx 203.75 No 52.17 N/A xxx xxx xxx xxx 1
4000122195     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $4,489.39 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,766.91 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 0.644 0.64   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     760                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No Unknown N/A xxx 100.96 xxx 100.96 No 65.0 N/A xxx xxx xxx xxx 4
4000120642     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $4,679.02 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,078.48 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.987 0.99   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       727                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 46.92 xxx 46.92 No 60.0 N/A xxx xxx xxx xxx 1
4000121737     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1820 xxx 6.020%   No AUS No 6.775%   6.750%   $7,296.73 No   xxx xxx xxx xxx xxx xxx $0.00 $7,846.68 $12,962.71 xxx xxx xxx xxx Monthly 0.00% 53.70% 53.70% No No             Unknown Unknown         Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA Yes No 60.0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 2026 || Co Borrower - N/A Borrower - 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     763                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 473.50 xxx 473.5 No 75.0 N/A xxx xxx xxx xxx 1
4000121502     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $1,896.20 No   xxx xxx xxx xxx xxx xxx xxx $2,697.03 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.251 1.16 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       810                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Yes N/A xxx 138.73 xxx 138.73 No 60.0 N/A xxx xxx xxx xxx 1
4000124185     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.990%   $7,304.30 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $9,024.79 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.609 0.6 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       770                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 17.60 xxx 17.6 No 70.0 N/A xxx xxx xxx xxx 1
4000125034     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.220%   No AUS No 6.576%   6.500%   $6,598.79 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,616.02 $15,973.60     $0.00     0.00% 38.56% 38.56% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 26 26 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       732                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other US PATRIOT ACT xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 5.01 xxx 5.01 No 60.0 N/A xxx xxx xxx xxx 1
4000115771     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $3,572.05 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,709.14 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.083 1.02 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       730                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 51.92 xxx 51.92 No 75.0 N/A xxx xxx xxx xxx 2
4000123524     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4477.5 xxx 6.220%   No AUS No 6.607%   6.500%   $3,349.96 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,104.97 $4,495.03     $0.00     0.00% 47.73% 47.73% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 25 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       728                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 3.22 xxx 3.22 No 62.35 N/A xxx xxx xxx xxx 1
4000121545     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $11,453.21 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $12,752.06 $27,235.38     $0.00     0.00% 40.46% 40.46% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       794                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 55.92 No 69.39 N/A xxx xxx xxx xxx 1
4000120004     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1575 xxx 6.150%   No AUS No 7.688%   6.375%   $9,776.04 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $12,687.01 $30,206.52     $0.00     0.00% 43.29% 47.03% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Third-Party Prepared (Unaudited) 13 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       765                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 30.89 xxx 31.16 No 71.23 N/A xxx xxx xxx xxx 1
4000123379     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9031.25 xxx 6.220%   No AUS No 7.015%   6.875%   $1,921.52 No   xxx xxx xxx xxx xxx xxx $0.00 $3,083.50 $5,423.00 xxx xxx xxx xxx Monthly 0.00% 41.52% 41.52% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       815                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 1.79 xxx 1.79 No 75.0 N/A xxx xxx xxx xxx 1
4000124199     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2155 xxx 6.100%   No AUS No 6.392%   6.375%   $15,534.36 No   xxx xxx xxx xxx xxx xxx $0.00 $17,510.05 $98,835.78 xxx xxx xxx xxx Annually 0.00% 20.62% 20.62% Yes               Self-Employed           2YR Full Doc 0   NA   N/A 0     2 2     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 12 Borrower       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 xxx xxx xxx xxx xxx xxx xxx       811                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 23.26 xxx 23.26 No 74.77 N/A xxx xxx xxx xxx 1
4000121198     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $1,793.63 No   xxx xxx xxx xxx xxx xxx $0.00 $2,830.23 $19,425.11 xxx xxx xxx xxx Monthly 0.00% 27.77% 27.77% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 14 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   Yes Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx       770                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 689.54 xxx 689.54 No 50.0 N/A xxx xxx xxx xxx 1
4000124464     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 16790 xxx 6.430%   No AUS No 6.703%   6.500%   $6,485.02 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,842.47 $9,268.19     $0.00     0.00% 49.67% 49.67% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 26 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       752                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 2.05 xxx 8.16 No 80.0 N/A xxx xxx xxx xxx 1
4000123968     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2375 xxx 6.220%   No AUS No 7.605%   7.500%   $3,251.35 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,045.07 $6,884.93     $0.00     0.00% 37.41% 37.41% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 10 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       726                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other Usa Patriot act xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 4.36 xxx 4.36 No 75.0 N/A xxx xxx xxx xxx 1
4000123449     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Alternative ATR Documentation         No AUS No     6.750%   $2,306.41 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,633.39 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 0.911 0.91 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     792                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 64.52 xxx 75.56 No 70.0 N/A xxx xxx xxx xxx 1
4000108432     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $4,803.72 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,701.04 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.313 1.31 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       756                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 157.26 xxx 157.26 No 56.3 N/A xxx xxx xxx xxx 4
4000124577     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.375%   $3,496.54 No   xxx xxx xxx xxx xxx xxx $0.00 $4,323.01 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.558 1.558 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       797                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 32.26 xxx 32.26 No 75.0 Yes xxx xxx xxx xxx 1
4000125098     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $5,091.20 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,430.90 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.807 0.8 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       755                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 60.97 No 48.44 N/A xxx xxx xxx xxx 2
4000124666     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10970 xxx 6.430%   No AUS No 6.570%   6.375%   $5,240.51 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,486.57 $17,397.31     $0.00     0.00% 43.58% 43.58% No               Self-Employed           2YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 24 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       806                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .06 xxx 0.06 No 45.65 N/A xxx xxx xxx xxx 2
4000121978     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $800.39 No   xxx xxx xxx xxx xxx xxx $0.00 $1,455.82 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.442 1.442 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       746                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 16.12 xxx 16.12 No 38.07 N/A xxx xxx xxx xxx 1
4000125816     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $2,375.13 No   xxx xxx xxx xxx xxx xxx $0.00 $3,354.38 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.76 0.76 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       746                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 90.77 No 68.65 N/A xxx xxx xxx xxx 1
4000116841     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $1,788.72 No   xxx xxx xxx xxx xxx xxx $0.00 $2,749.06 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.873 0.86 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       806                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 20.60 xxx 20.6 No 75.0 N/A xxx xxx xxx xxx 1
4000121350     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1690 xxx 6.020%   No AUS No 6.556%   6.500%   $3,059.21 No   xxx xxx xxx xxx xxx xxx $0.00 $4,000.56 $14,263.06 xxx xxx xxx xxx Annually 0.00% 27.86% 27.86% No               Not Employed           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     2 0 NA   Yes No 84.0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2026 Borrower - 2 YRS Executed 4506T Verified - 2026 xxx xxx xxx xxx xxx xxx xxx       809                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 310.74 xxx 310.74 No 80.0 N/A xxx xxx xxx xxx 1
4000124696     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.125%   $1,800.05 No   xxx xxx xxx xxx xxx xxx $0.00 $2,493.89 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 0.782 0.84 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       770                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A xxx 25.26 xxx 25.42 No 75.0 N/A xxx xxx xxx xxx 1
4000125043     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8170 xxx 6.220%   No AUS No 6.408%   6.250%   $3,355.66 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,783.11 $8,213.14     $0.00     0.00% 40.91% 40.91% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 36 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       796                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .17 xxx 0.17 No 34.06 N/A xxx xxx xxx xxx 2
4000120662     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No         $0.00 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,411.16 $39,769.57     $0.00     0.00% 18.00% 18.00% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 72 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       771                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 39.29 xxx 39.29 No 75.0 N/A xxx xxx xxx xxx 4
4000115199     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $1,534.90 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,592.41 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.113 1.113   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     739                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Other Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 58.94 No 24.32 N/A xxx xxx xxx xxx 4
4000122942     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9374 xxx 6.220%   No AUS No 6.308%   6.000%   $1,948.54 No   xxx xxx xxx xxx xxx xxx $0.00 $2,274.01 $6,029.99 xxx xxx xxx xxx Annually 0.00% 27.82% 27.82% No               Not Employed           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     3 0 NA   Yes No 84.0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       807                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.18 xxx 11.18 No 48.15 N/A xxx xxx xxx xxx 1
4000123177     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1770 xxx 5.730%   No AUS No 7.004%   6.875%   $3,567.42 No   xxx xxx xxx xxx xxx xxx $0.00 $3,934.19 $13,105.94 xxx xxx xxx xxx Monthly 0.00% 26.93% 26.93% No No             Not Employed Unknown         Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA Yes No 84.0 No No Yes 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 2026 || Co Borrower - N/A Borrower - 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     798                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 368.98 xxx 368.98 No 64.0 N/A xxx xxx xxx xxx 1
4000122813     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $3,263.44 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,773.26 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.795 0.795   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       767                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.06 xxx 57.83 No 70.0 N/A xxx xxx xxx xxx 1
4000124467     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.125%   $1,367.12 No   xxx xxx xxx xxx xxx xxx $0.00 $2,444.80 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.32 1.327 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       761                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 4.00 xxx 4 No 52.94 N/A xxx xxx xxx xxx 1
4000123521     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2020 xxx 6.220%   No AUS No 6.651%   6.625%   $6,777.69 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,932.01 $13,367.50     $0.00     0.00% 45.34% 45.34% No No             Not Employed Self-Employed         24 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 Yes Yes 0 24 100.00% 0.00% 100.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - N/A || Co Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     788                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 14.61 xxx 14.61 No 80.0 N/A xxx xxx xxx xxx 1
4000124503     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9000 xxx 6.430%   No AUS No 6.565%   6.375%   $3,922.89 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,291.64 $6,548.36     $0.00     0.00% 44.86% 44.86% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       748                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx .57 xxx 0.57 No 60.0 N/A xxx xxx xxx xxx 1
4000122777     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $1,936.03 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,821.57 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.925 0.991   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       782                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 .00 0 No 75.0 N/A xxx xxx xxx xxx 1
4000118060     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $4,160.99 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,767.58 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.439 1.44 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     723                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     Permanent Resident Alien Permanent Resident Alien N/A Other PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card   xxx                                                     Fee Simple No No N/A xxx 6.50 xxx 6.7 No 73.65 N/A xxx xxx xxx xxx 3
4000125411     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 19735 xxx 6.220%   No AUS No 7.759%   7.375%   $4,144.05 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,016.44 $9,859.56     $0.00     0.00% 33.72% 33.72% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       773                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other Senior Citizen ID xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.48 xxx 5.48 No 80.0 N/A xxx xxx xxx xxx 1
4000125432     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8810 xxx 6.370%   No AUS No 6.587%   6.375%   $3,428.17 No   xxx xxx xxx xxx xxx xxx $0.00 $4,655.85 $7,718.15 xxx xxx xxx xxx Monthly 0.00% 39.70% 39.70% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 56 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       783                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx .15 xxx 0.15 No 70.0 N/A xxx xxx xxx xxx 1
4000124523     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6720 xxx 6.210%   No AUS No 7.938%   8.625%   $12,600.19 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $14,348.02 $33,492.12     $0.00     0.00% 49.22% 49.65% No No             Self-Employed Self-Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Missing 0 0 No Missing 0 0 0.00% 50.00% 50.00%   Third-Party Prepared (Unaudited) 15 CPA Third-Party Prepared (Unaudited) CPA 15 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - 2025, 2026 || Co Borrower - SEPartnership - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     799                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 68.69 No 60.0 N/A xxx xxx xxx xxx 1
4000125634     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.625%   $2,838.93 No   xxx xxx xxx xxx xxx xxx $0.00 $3,980.07 $20,563.44 xxx xxx xxx xxx Monthly 0.00% 28.41% 28.41% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 28 26 FNMA 1005     0   No 0   N/A Borrower - Wage, Overtime, Bonus, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       816                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 7.12 xxx 7.12 No 52.9 No xxx xxx xxx xxx 1
4000124531     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.990%   $2,993.50 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,011.75 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.595 1.595   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       767                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 19.31 xxx 19.31 No 80.0 N/A xxx xxx xxx xxx 1
4000123477     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $2,095.70 No   xxx xxx xxx xxx xxx xxx $0.00 $3,450.82 $8,419.69 xxx xxx xxx xxx Annually 0.00% 46.00% 46.00% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 48 26 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       692                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.88 xxx 9.88 No 70.0 N/A xxx xxx xxx xxx 1
4000122324     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4850 xxx 6.120%   No AUS No 6.900%   6.750%   $2,205.23 No   xxx xxx xxx xxx xxx xxx $0.00 $3,559.96 $6,226.11 xxx xxx xxx xxx Annually 0.00% 37.95% 37.95% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 48 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       696                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .94 xxx 0.94 No 59.13 N/A xxx xxx xxx xxx 1
4000124174     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $800.39 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,406.24 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 0.96 0.96 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     762                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other IDENTIFICATION CERTIFICATION FORM xxx xxx xxx     N/A     US Citizen US Citizen N/A Other IDENTIFICATION CERTIFICATION FORM xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 35.10 xxx 35.1 No 64.43 N/A xxx xxx xxx xxx 1
4000121944     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $1,143.15 No   xxx xxx xxx xxx $0.00 $0.00 xxx $1,533.37 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.076 1.05 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       771                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Lease Hold No No N/A xxx 289.04 xxx 289.04 No 75.0 N/A xxx xxx xxx xxx 1
4000123392     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6472 xxx 6.220%   No AUS No 6.758%   6.375%   $1,426.17 No   xxx xxx xxx xxx xxx xxx $0.00 $2,622.16 $3,307.53 xxx xxx xxx xxx Monthly 0.00% 46.98% 46.98% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 38 26 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       747                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 8.35 xxx 8.35 No 53.79 N/A xxx xxx xxx xxx 1
4000125920     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $2,189.59 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,564.43 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.78 0.78   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       672                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A .00 .00 xxx 79.06 No 48.15 N/A xxx xxx xxx xxx 1
4000124177     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $819.60 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,195.34 $0.00 xxx xxx $0.00 xxx Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.004 1.004 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     762                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 41.29 xxx 41.29 No 64.97 N/A xxx xxx xxx xxx 1
4000126839     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.490%   $4,696.85 Yes 20.000% xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,850.13 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.82 0.82 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       762                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 7.5 No 70.0 N/A xxx xxx xxx xxx 1
4000122520     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,114.82 No   xxx xxx xxx xxx xxx xxx $0.00 $1,530.84 $0.00 xxx xxx xxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.045 1.01   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       810                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 80.84 xxx 80.84 No 72.38 N/A xxx xxx xxx xxx 1
4000125028     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.430%   No AUS No 6.651%   6.625%   $8,644.20 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $11,376.33 $25,690.03     $0.00     0.00% 38.88% 38.88% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Audited 12 CPA       Yes 147 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       769                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 34.94 xxx 34.94 No 45.0 N/A xxx xxx xxx xxx 1
4000124312     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $3,602.79 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,896.37 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.797 0.795 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       736                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 64.64 xxx 64.64 No 51.82 N/A xxx xxx xxx xxx 1
4000122823     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2070 xxx 6.120%   No AUS No 6.719%   6.625%   $3,297.60 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,660.47 $12,367.35     $0.00     0.00% 35.02% 35.02% No Yes 1   3   3   Employed Not Employed Employed   13.44   2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - N/A - 3 YRS Executed 4506T Verified || Co Borrower 2 - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified || Co Borrower 2 - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx xxx   763 815 829 803                         NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                               Fee Simple No No N/A xxx 29.87 xxx 29.87 No 67.32 N/A xxx xxx xxx xxx 1
4000124872     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10684 xxx 6.430%   No AUS No 6.925%   6.625%   $2,812.25 No   xxx xxx xxx xxx xxx xxx $0.00 $3,292.99 $6,071.01 xxx xxx xxx xxx Monthly 0.00% 36.76% 36.76% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 26 26 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       791                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 16.66 xxx 16.66 No 80.0 N/A xxx xxx xxx xxx 1
4000124885     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 12090 xxx 6.430%   No AUS No 6.931%   6.875%   $2,943.04 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,389.30 $6,610.70     $0.00     0.00% 39.90% 39.90% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 49 25 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       782                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.69 xxx 8.69 No 70.0 N/A xxx xxx xxx xxx 1
4000126775     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $1,125.11 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,314.80 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.293 1.25 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       777                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 122.79 No 67.34 N/A xxx xxx xxx xxx 1
4000126933     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.750%   $2,708.04 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,992.02 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.278 1.07 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       685                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.99 xxx 7.99 No 70.0 N/A xxx xxx xxx xxx 3
4000124091     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $1,005.37 No   xxx xxx xxx xxx xxx xxx $0.00 $1,347.10 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.559 1.56 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       777                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 636.22 xxx 636.22 No 55.0 N/A xxx xxx xxx xxx 1
4000121631     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1690 xxx 6.020%   No AUS No 6.925%   6.875%   $2,890.49 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,730.23 $135,639.86     $0.00     0.00% 6.56% 6.56% Yes               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       769                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 285.85 xxx 285.85 No 80.0 N/A xxx xxx xxx xxx 1
4000124525     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.990%   $5,210.71 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,520.00 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.665 1.665   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       783                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 117.56 xxx 117.56 No 80.0 N/A xxx xxx xxx xxx 1
4000124586     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.250%   $1,504.20 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,856.02 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.078 1.077 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       817                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 112.55 No 70.0 N/A xxx xxx xxx xxx 2
4000122089     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $3,827.17 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,244.69 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.144 1.14 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       795                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.22 xxx 10.22 No 70.0 N/A xxx xxx xxx xxx 2
4000121949     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $1,072.80 No   xxx xxx xxx xxx $0.00 $0.00 xxx $1,640.94 $0.00 xxx xxx $0.00 xxx   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.835 0.83 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       771                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 271.60 xxx 271.6 No 75.0 N/A xxx xxx xxx xxx 1
4000124374     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.430%   No AUS No 6.458%   6.375%   $4,967.56 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,454.80 $8,575.08     $0.00     0.00% 42.95% 42.95% No               Self-Employed           2YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds,Stocks/Bonds Third-Party Prepared (Unaudited) 24 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       782                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 4.40 xxx 4.4 No 65.0 N/A xxx xxx xxx xxx 1
4000125543     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11860 xxx 6.370%   No AUS No 6.724%   6.500%   $3,697.60 No   xxx xxx xxx xxx xxx xxx $0.00 $4,842.69 $7,465.31 xxx xxx xxx xxx Monthly 0.00% 44.47% 44.47% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 71 26 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       785                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 6.64 xxx 6.64 No 73.13 Yes xxx xxx xxx xxx 1
4000123339     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $1,645.60 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,266.95 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.948 0.948   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       770                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.87 xxx 6.87 No 61.63 N/A xxx xxx xxx xxx 1
4000125436     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.430%   No AUS No 7.454%   7.375%   $3,356.68 No   xxx xxx xxx xxx xxx xxx $0.00 $4,373.73 $8,768.27 xxx xxx xxx xxx Monthly 0.00% 37.37% 37.37% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 61 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       745                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .95 xxx 0.95 No 73.64 No xxx xxx xxx xxx 1
4000122600     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.625%   $15,306.90 No   xxx xxx xxx xxx xxx xxx $0.00 $17,897.41 $89,948.00 xxx xxx xxx xxx Monthly 0.00% 44.36% 44.36% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 13 CPA       Yes 116 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified Borrower xxx xxx xxx xxx xxx xxx xxx       731                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 44.25 xxx 44.25 No 72.89 N/A xxx xxx xxx xxx 1
4000125418     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1575 xxx 6.430%   No AUS No 7.907%   7.875%   $4,944.97 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,748.84 $16,798.19     $0.00     0.00% 46.67% 46.67% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 46 No   NA 0 0 N/A     0   No 0   No Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       753                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 43.51 No 79.95 N/A xxx xxx xxx xxx 1
4000122230     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2475 xxx 6.120%   No AUS No 6.544%   6.500%   $4,677.30 No   xxx xxx xxx xxx xxx xxx $0.00 $7,955.89 $18,622.72 xxx xxx xxx xxx Monthly 0.00% 33.54% 33.54% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 14 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       762                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 17.11 xxx 17.11 No 55.22 Yes xxx xxx xxx xxx 1
4000126378     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2675 xxx 6.370%   No AUS No 6.425%   6.375%   $4,367.09 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,833.11 $8,812.49     $0.00     0.00% 44.30% 44.30% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 72 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       711                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 64.00 xxx 64 No 63.06 N/A xxx xxx xxx xxx 1
4000124028     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $1,036.01 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,575.54 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.281 1.348   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       753                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 53.6 No 21.13 N/A xxx xxx xxx xxx 2
4000122554     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11346.13 xxx 6.120%   No AUS No 6.768%   6.625%   $5,479.46 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,567.49 $7,744.51     $0.00     0.00% 46.45% 46.45% No               Self-Employed           12 Month Bank Statement 1   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Retirement - CPA Letter Verified, 1 YR W2 1099 Verified, Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - Executed 4506T Verified - 2025 xxx xxx xxx xxx xxx xxx xxx       812                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 22.89 No 35.0 N/A xxx xxx xxx xxx 1
4000122395     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $1,504.71 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,760.97 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.167 1.14 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       776                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 34.80 xxx 34.8 No 80.0 N/A xxx xxx xxx xxx 1
4000123632     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2418.25 xxx 6.180%   No AUS No 7.531%   9.375%   $24,104.10 No   xxx xxx xxx xxx xxx xxx $0.00 $24,750.65 $44,431.71 xxx xxx xxx xxx Monthly 0.00% 47.02% 47.02% No No             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 100.00% 50.00% 50.00%     0 N/A N/A N/A 0 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, null YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - SEPartnership - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     749                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No Yes N/A xxx 52.23 xxx 52.34 No 57.96 N/A xxx xxx xxx xxx 1
4000125545     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $4,177.75 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,105.19 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.666 0.66 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       803                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A xxx 59.32 xxx 59.32 No 75.0 N/A xxx xxx xxx xxx 1
4000125794     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3315 xxx 6.370%   No AUS No 6.611%   6.500%   $4,190.61 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,099.26 $9,322.74     $0.00     0.00% 48.21% 48.21% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 39 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       709                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .71 xxx 0.71 No 65.0 N/A xxx xxx xxx xxx 1
4000122349     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1470 xxx 6.120%   No AUS No 6.520%   6.375%   $3,231.65 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,871.74 $8,881.75     $0.00     0.00% 30.58% 30.58% No               Retired           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     2 0 NA   Yes No 84.0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion - 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       809                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A xxx 280.13 xxx 280.13 No 70.0 N/A xxx xxx xxx xxx 1
4000124945     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.000%   $4,237.49 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,069.90 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.809 0.85 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       700                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.24 xxx 5.24 No 75.0 N/A xxx xxx xxx xxx 2
4000122267     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $4,926.97 No   xxx xxx xxx xxx xxx xxx $0.00 $8,394.85 $29,302.30 xxx xxx xxx xxx Monthly 0.00% 42.98% 42.98% Yes               Employed           1YR Full Doc 2   1 Month   N/A 0     1 0     2 1 NA   No No 0 No Yes Yes 0 12 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO, Other, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       781                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 281.08 xxx 281.08 No 36.59 N/A xxx xxx xxx xxx 1
4000125561     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $6,162.99 No   xxx xxx xxx xxx xxx xxx $0.00 $9,142.28 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.149 1.149   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       689                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 102.85 No 50.0 Yes xxx xxx xxx xxx 1
4000124890     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $1,534.90 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,251.51 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.777 1.78 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       697                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 94.09 No 37.63 N/A xxx xxx xxx xxx 2
4000109774     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $1,733.51 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,596.20 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.001 1.001 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       709                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.03 xxx 3.41 No 78.57 N/A xxx xxx xxx xxx 1
4000126138     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $840.87 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,033.67 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.137 1.13 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       797                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 496.61 xxx 496.61 No 80.0 N/A xxx xxx xxx xxx 1
4000121562     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1650 xxx 6.020%   No AUS No 6.995%   6.875%   $6,937.17 No   xxx xxx xxx xxx xxx xxx $0.00 $8,458.42 $25,115.65 xxx xxx xxx xxx Annually 0.00% 44.77% 44.77% Yes               Employed           2YR Full Doc 2   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Proceeds from Sale N/A 0 N/A       NA 0 No   Yes 26 26 Work Number     0   No 0   N/A Borrower - Wage, Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       773                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 37.40 xxx 37.4 No 80.0 N/A xxx xxx xxx xxx 1
4000121570     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $1,270.84 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,535.74 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.042 1.01   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       803                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 298.36 xxx 298.36 No 80.0 N/A xxx xxx xxx xxx 1
4000123802     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1595 xxx 6.430%   No AUS No 6.757%   6.500%   $1,801.39 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,929.98 $3,328.85     $0.00     0.00% 46.81% 46.81% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%   Proceeds from Sale N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       719                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 44.91 xxx 44.91 No 60.0 N/A xxx xxx xxx xxx 1
4000125661     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Alternative ATR Documentation         No AUS No     7.000%   $2,421.70 No   xxx xxx xxx xxx xxx xxx $0.00 $4,065.95 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.087 1.087   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     795                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 32.39 xxx 24.81 No 70.0 N/A xxx xxx xxx xxx 1
4000123026     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $4,408.55 No   xxx xxx xxx xxx xxx xxx $0.00 $4,856.35 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 0.747 0.75   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     778                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 104.66 xxx 104.66 No 65.0 N/A xxx xxx xxx xxx 1
4000124295     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1820 xxx 6.430%   No AUS No 6.521%   6.500%   $9,481.02 No   xxx xxx xxx xxx xxx xxx $0.00 $11,005.74 $35,113.81 xxx xxx xxx xxx Monthly 0.00% 28.54% 28.54% No No             Not Employed Not Employed         Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA Yes No 84.0 No Yes Yes 2 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - Personal Bank Statements Verified - 2026 || Co Borrower - N/A Borrower - 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     736                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 119.05 xxx 119.05 No 53.57 N/A xxx xxx xxx xxx 1
4000126576     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $4,431.27 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,461.36 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 0.87 0.86 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     804                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 3.80 xxx 3.8 No 75.0 N/A xxx xxx xxx xxx 2
4000122631     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $2,304.12 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,452.28 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.39 1.39 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       788                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.39 xxx 10.39 No 75.0 N/A xxx xxx xxx xxx 2
4000125214     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2070 xxx 6.430%   No AUS No 6.930%   6.875%   $3,291.61 No   xxx xxx xxx xxx xxx xxx $0.00 $4,107.97 $8,610.95 xxx xxx xxx xxx Monthly 0.00% 47.02% 47.02% No               Retired           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     3 0 NA   Yes No 84.0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       778                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 157.61 xxx 157.61 No 80.0 Yes xxx xxx xxx xxx 1
4000126585     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 14381.1 xxx 6.430%   No AUS No 7.192%   7.000%   $2,373.27 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,842.77 $4,714.23     $0.00     0.00% 44.54% 44.54% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 40 26 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       701                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 4.91 xxx 4.91 No 80.0 N/A xxx xxx xxx xxx 1
4000127411     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6848.63 xxx 6.220%   No AUS No 7.107%   6.875%   $2,101.52 No   xxx xxx xxx xxx xxx xxx $0.00 $2,582.58 $4,038.85 xxx xxx xxx xxx Annually 0.00% 39.00% 39.00% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 14 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       787                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.09 xxx 11.09 No 79.99 N/A xxx xxx xxx xxx 1
4000125031     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 41575 xxx 6.430%   No AUS No 7.294%   7.250%   $13,643.53 No   xxx xxx xxx xxx xxx xxx $0.00 $17,014.17 $46,227.34 xxx xxx xxx xxx Monthly 0.00% 34.72% 34.72% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       768                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 43.35 xxx 43.35 No 72.73 N/A xxx xxx xxx xxx 1
4000122938     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2020 xxx 6.220%   No AUS No 6.681%   6.500%   $3,893.54 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,146.18 $16,421.82     $0.00     0.00% 34.87% 34.87% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 121 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       750                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 67.51 xxx 67.51 No 80.0 N/A xxx xxx xxx xxx 1
4000124663     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $3,366.54 No   xxx xxx xxx xxx xxx xxx $0.00 $4,729.50 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.803 0.803   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       710                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx .87 xxx 0.87 No 70.0 N/A xxx xxx xxx xxx 1
4000124882     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.750%   $4,422.05 No   xxx xxx xxx xxx xxx xxx $0.00 $6,125.30 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.686 0.66 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       766                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                     No No N/A xxx 207.68 xxx 207.68 No 75.0 N/A xxx xxx xxx xxx 1
4000124877     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2320 xxx 6.430%   No AUS No 6.599%   6.500%   $3,665.99 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,747.85 $10,644.27     $0.00     0.00% 38.86% 38.86% No               Self-Employed           1YR 1099 Only 1   NA   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Other, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 YR Executed 4506T Verified - 2025 Borrower - 1 YR Executed 4506T Verified - 2025 xxx xxx xxx xxx xxx xxx xxx       762                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 24.98 xxx 24.98 No 40.0 N/A xxx xxx xxx xxx 1
4000123785     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2070 xxx 6.430%   No AUS No 6.863%   6.625%   $1,120.54 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,155.83 $5,311.23     $0.00     0.00% 29.11% 29.11% No               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     0 3 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, Overtime, Child Support - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 3 YRS IRS Transcripts Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       808                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 195.25 xxx 195.25 No 25.93 N/A xxx xxx xxx xxx 1
4000120285     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,748.03 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,601.25 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.0 1 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     728                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-151 Permanent Resident Card   xxx Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                     Fee Simple No No N/A xxx 11.35 xxx 11.35 No 70.0 N/A xxx xxx xxx xxx 1
4000124463     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $1,704.34 No   xxx xxx xxx xxx xxx xxx $0.00 $2,399.24 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.917 0.9 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       713                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.44 xxx 11.44 No 75.0 Yes xxx xxx xxx xxx 1
4000124247     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $7,162.85 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,660.47 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 0.808 0.806 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       745                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 38.15 xxx 38.15 No 70.0 N/A xxx xxx xxx xxx 1
4000122588     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7800 xxx 6.120%   No AUS No 6.723%   6.375%   $1,840.42 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,533.26 $4,931.74     $0.00     0.00% 34.24% 34.24% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 35 26 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       793                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 23.58 xxx 23.58 No 49.58 N/A xxx xxx xxx xxx 2
4000125672     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 31475 xxx 6.430%   No AUS No 7.046%   6.990%   $9,730.20 No   xxx xxx xxx xxx xxx xxx $0.00 $12,258.32 $32,570.16 xxx xxx xxx xxx Monthly 0.00% 44.54% 44.54% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%   Stocks/Bonds N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       798                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 255.35 xxx 255.35 No 80.0 N/A xxx xxx xxx xxx 1
4000123776     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $2,334.95 No   xxx xxx xxx xxx xxx xxx $0.00 $2,748.22 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 0.91 0.91 Yes Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     790                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 457.31 xxx 457.31 No 75.0 N/A xxx xxx xxx xxx 1
4000126386     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3465 xxx 6.300%   No AUS No 6.937%   6.875%   $4,375.15 No   xxx xxx xxx xxx xxx xxx $0.00 $8,226.11 $11,675.89 xxx xxx xxx xxx Monthly 0.00% 46.93% 46.93% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 49 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       717                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx xxx xxx I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A .00 .00 xxx 0 No 22.85 N/A xxx xxx xxx xxx 1
4000125562     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9875 xxx 6.370%   No AUS No 6.764%   6.500%   $3,160.34 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,341.01 $7,166.93     $0.00     0.00% 40.75% 40.75% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 12 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       797                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.19 xxx 13.19 No 48.54 N/A xxx xxx xxx xxx 1
4000126387     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2375 xxx 6.370%   No AUS No 6.867%   6.750%   $1,945.79 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,023.60 $7,759.40     $0.00     0.00% 35.34% 35.34% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 34 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       809                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 4.94 xxx 4.94 No 40.54 N/A xxx xxx xxx xxx 1
4000126577     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 20810 xxx 6.370%   No AUS No 7.638%   7.375%   $6,685.74 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,560.29 $19,765.71     $0.00     0.00% 36.38% 36.38% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       793                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 28.78 xxx 28.78 No 80.0 N/A xxx xxx xxx xxx 1
4000123513     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $908.98 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,220.29 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.393 1.39 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       726                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 44.5 No 30.23 N/A xxx xxx xxx xxx 1
4000126463     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 8620 xxx 6.370%   No AUS No 6.662%   6.375%   $2,838.61 No   xxx xxx xxx xxx xxx xxx $0.00 $3,870.91 $5,356.82 xxx xxx xxx xxx Monthly 0.00% 42.52% 42.52% No No             Self-Employed Employed         1YR Business P&L 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 100.00% 0.00%   Third-Party Prepared (Unaudited) 12 Tax Preparer N/A N/A 0 Yes 28 No 0 NA 0 0 N/A Yes 20 20 Work Number No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     785                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 3.46 xxx 3.46 No 65.0 N/A xxx xxx xxx xxx 1
4000127910     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5950 xxx 6.370%   No AUS No 7.501%   7.375%   $1,381.35 No   xxx xxx xxx xxx xxx xxx $0.00 $1,995.55 $4,098.45 xxx xxx xxx xxx Annually 0.00% 46.07% 46.07% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       712                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.59 xxx 6.59 No 80.0 N/A xxx xxx xxx xxx 1
4000122794     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2817.25 xxx 6.120%   No AUS No 7.113%   7.000%   $4,790.18 No   xxx xxx xxx xxx xxx xxx $0.00 $6,497.77 $79,887.21 xxx xxx xxx xxx Monthly 0.00% 13.14% 13.14% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       740                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 111.65 xxx 111.65 No 80.0 N/A xxx xxx xxx xxx 1
4000124809     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2020 xxx 6.430%   No AUS No 6.893%   6.875%   $9,954.80 No   xxx xxx xxx xxx xxx xxx $0.00 $12,942.35 $15,881.31 xxx xxx xxx xxx Monthly 0.00% 53.52% 53.52% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 2 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 160 27 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     729                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 12.75 xxx 12.75 No 80.0 N/A xxx xxx xxx xxx 1
4000125421     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11057.5 xxx 6.370%   No AUS No 6.423%   6.250%   $5,222.82 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,703.74 $12,373.26     $0.00     0.00% 37.39% 37.39% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 36 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       780                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .13 xxx 0.13 No 65.0 N/A xxx xxx xxx xxx 1
4000123659     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $4,908.11 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,962.21 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 0.922 0.922 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     796                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card   xxx                                                     Fee Simple No No N/A xxx 22.92 xxx 22.92 No 75.0 N/A xxx xxx xxx xxx 1
4000127830     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 17401.5 xxx 6.430%   No AUS No 7.077%   6.875%   $2,863.55 No   xxx xxx xxx xxx xxx xxx $0.00 $3,967.48 $7,430.99 xxx xxx xxx xxx Monthly 0.00% 35.91% 35.91% No No             Employed Self-Employed         12 Month Bank Statement 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 Yes Yes 0 12 56.88% 944.29% 100.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified - 2024, 2025, 2026 || Co Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     792                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card   xxx                                                     Fee Simple No No N/A xxx 70.02 xxx 70.02 No 49.2 N/A xxx xxx xxx xxx 1
4000123836     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 45370 xxx 6.220%   No AUS No 7.176%   6.990%   $16,549.31 No   xxx xxx xxx xxx xxx xxx $0.00 $19,646.39 $28,247.71 xxx xxx xxx xxx Monthly 0.00% 41.15% 41.15% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 132 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       682                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 84.08 No 54.13 N/A xxx xxx xxx xxx 1
4000128029     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7475 xxx 6.300%   No AUS No 6.694%   6.500%   $2,654.69 No   xxx xxx xxx xxx xxx xxx $0.00 $4,359.64 $7,100.36 xxx xxx xxx xxx Annually 0.00% 40.83% 40.83% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 35 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       740                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 16.20 xxx 16.2 No 80.0 N/A xxx xxx xxx xxx 1
4000126397     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $856.91 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,027.58 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.216 1.21 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       775                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.25 xxx 11.25 No 80.0 N/A xxx xxx xxx xxx 1
4000127661     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9115 xxx 6.370%   No AUS No 7.108%   7.000%   $1,942.68 No   xxx xxx xxx xxx xxx xxx $0.00 $2,902.58 $3,527.42 xxx xxx xxx xxx Monthly 0.00% 45.73% 45.73% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 26 24 Work Number     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       743                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.47 xxx 4.47 No 80.0 Yes xxx xxx xxx xxx 1
4000125032     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2375 xxx 6.430%   No AUS No 6.765%   6.625%   $2,945.43 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,969.76 $5,489.24     $0.00     0.00% 42.22% 42.22% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 38 27 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       786                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 14.98 xxx 14.98 No 50.0 N/A xxx xxx xxx xxx 1
4000127668     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 12012.5 xxx 6.370%   No AUS No 6.675%   6.625%   $4,162.02 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,838.53 $14,500.99     $0.00     0.00% 41.20% 41.20% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       803                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 99.87 No 54.17 N/A xxx xxx xxx xxx 1
4000127700     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 12596.52 xxx 6.370%   No AUS No 6.976%   6.750%   $1,994.37 No   xxx xxx xxx xxx xxx xxx $0.00 $3,232.43 $7,618.96 xxx xxx xxx xxx Monthly 0.00% 47.46% 47.46% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 34 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       703                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 2.46 xxx 2.46 No 75.0 N/A xxx xxx xxx xxx 1
4000126583     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 25750 xxx 6.370%   No AUS No 6.584%   6.375%   $4,491.86 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,997.62 $5,801.04     $0.00     0.00% 46.60% 46.60% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 14 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       763                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 6.39 xxx 6.39 No 69.9 N/A xxx xxx xxx xxx 1
4000123193     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2747.5 xxx 6.220%   No AUS No 6.673%   6.625%   $5,346.60 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,386.20 $8,208.80     $0.00     0.00% 49.06% 49.06% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 49 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       731                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .09 xxx 0.12 No 69.58 N/A xxx xxx xxx xxx 1
4000125425     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3335 xxx 6.430%   No AUS No 6.955%   6.875%   $2,693.41 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,506.09 $8,934.91     $0.00     0.00% 28.52% 28.52% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 50 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       730                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A .00 .00 .00 0 No 53.95 N/A xxx xxx xxx xxx 1
4000120075     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $883.90 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,145.97 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Proceeds from Sale   0           0 No     0 0       0   Yes 1.475 1.474   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       784                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 112.95 xxx 228.53 No 65.0 N/A xxx xxx xxx xxx 1
4000125563     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8625 xxx 6.370%   No AUS No 6.727%   6.500%   $3,160.34 No   xxx xxx xxx xxx xxx xxx $0.00 $4,304.94 $8,695.06 xxx xxx xxx xxx Monthly 0.00% 33.11% 33.11% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 44 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       763                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other US Patriot Act xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 16.28 xxx 16.28 No 68.03 Yes xxx xxx xxx xxx 1
4000125439     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7065 xxx 6.370%   No AUS No 6.900%   6.750%   $1,780.40 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,621.05 $4,878.95     $0.00     0.00% 34.95% 34.95% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 33 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       807                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.34 xxx 4.34 No 49.91 N/A xxx xxx xxx xxx 1
4000127646     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $2,869.80 No   xxx xxx xxx xxx xxx xxx $0.00 $4,480.27 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Proceeds from Sale   0           0 No     0 0       0   Yes 0.848 0.84 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       771                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 2.35 xxx 2.35 No 51.86 Yes xxx xxx xxx xxx 1
4000122188     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $1,026.56 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,634.89 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00% Proceeds from Sale   0       0   0 No 0   0 0     0 0   Yes 1.009 1.009 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     757                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No Yes N/A xxx 80.82 xxx 80.82 No 72.1 N/A xxx xxx xxx xxx 1
4000127605     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.250%   $1,997.40 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,699.20 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.0 1.0 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       757                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.86 xxx 5.86 No 67.88 N/A xxx xxx xxx xxx 1
4000126417     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $1,156.68 No   xxx xxx xxx xxx xxx xxx $0.00 $2,406.51 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.558 1.14 Yes Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       717                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.72 xxx 5.72 No 24.9 Yes xxx xxx xxx xxx 1
4000122157     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,018.24 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,435.65 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.498 1.5 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       717                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.46 xxx 4.46 No 58.49 N/A xxx xxx xxx xxx 1
4000126269     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $846.26 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,037.63 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%   Stocks/Bonds,Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.181 1.18 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     778                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 56.28 xxx 56.28 No 80.0 N/A xxx xxx xxx xxx 1
4000126136     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1990 xxx 6.430%   No AUS No 6.262%   6.250%   $12,006.49 No   xxx xxx xxx xxx xxx xxx $0.00 $13,450.29 $21,266.04 xxx xxx xxx xxx Monthly 0.00% 49.06% 49.06% Yes Yes             Employed Unknown         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 2 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 27 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage, Bonus, Other - 2 YRS Business Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     791                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 132.14 xxx 132.14 No 75.0 N/A xxx xxx xxx xxx 1
4000126140     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3165 xxx 6.370%   No AUS No 6.576%   6.500%   $5,056.54 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,259.37 $7,489.63     $0.00     0.00% 46.50% 46.50% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 37 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       782                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 4.11 xxx 4.11 No 80.0 N/A xxx xxx xxx xxx 1
4000126261     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $851.59 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,023.07 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Stocks/Bonds,Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.173 1.173   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     776                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 48.20 xxx 48.2 No 80.0 N/A xxx xxx xxx xxx 1
4000125784     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $4,318.54 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,283.88 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.003 1.003 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       753                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.88 xxx 3.88 No 72.84 N/A xxx xxx xxx xxx 1
4000126250     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $968.68 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,111.51 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.192 1.19 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     778                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 60.12 xxx 60.12 No 80.0 N/A xxx xxx xxx xxx 1
4000126421     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.250%   $2,401.30 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,214.41 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.964 0.964 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       735                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Standard Driver's License - Not for federal use   xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No Unknown N/A xxx 1.35 xxx 2.17 No 67.83 N/A xxx xxx xxx xxx 1
4000127151     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $10,517.11 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $12,438.74 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.206 1.2 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       731                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 17.09 xxx 17.11 No 74.66 N/A xxx xxx xxx xxx 1
4000126942     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $5,233.52 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,948.29 $20,482.00     $0.00     0.00% 36.33% 36.33% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 45 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       774                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.33 xxx 9.33 No 63.21 N/A xxx xxx xxx xxx 1
4000126254     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $878.20 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,128.71 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.24 1.12 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     778                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   xxx xxx xxx     N/A     US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 51.32 xxx 51.32 No 80.0 N/A xxx xxx xxx xxx 1
4000125756     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7050 xxx 6.370%   No AUS No 6.660%   6.500%   $3,842.97 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,852.73 $8,325.27     $0.00     0.00% 46.38% 46.38% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 43 43 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       741                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 38.54 xxx 38.54 No 80.0 N/A xxx xxx xxx xxx 1
4000126078     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.375%   $7,114.28 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,698.66 $33,325.00     $0.00     0.00% 37.58% 37.58% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       725                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.55 xxx 8.55 No 80.0 N/A xxx xxx xxx xxx 2
4000126029     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $2,001.23 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,359.62 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.356 1.27 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       737                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.04 xxx 13.11 No 48.13 N/A xxx xxx xxx xxx 1
4000125554     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 12955 xxx 6.370%   No AUS No 7.241%   7.000%   $5,082.91 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,243.98 $7,017.88     $0.00     0.00% 47.47% 47.47% No No             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 100.00% 50.00% 50.00%   N/A 0 N/A N/A N/A 0 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     784                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 13.42 xxx 13.42 No 80.0 N/A xxx xxx xxx xxx 1
4000125202     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,231.74 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,978.77 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.933 1.76 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       797                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A xxx 233.27 xxx 233.27 No 75.0 N/A xxx xxx xxx xxx 3
4000127388     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10420 xxx 6.300%   No AUS No 6.672%   6.500%   $4,866.92 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,150.05 $34,970.94     $0.00     0.00% 21.76% 21.76% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 50.00%     Audited 12 CPA       Yes 12 No   NA 0 0 N/A     0   No 0   N/A Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       819                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 5.54 xxx 5.54 No 70.0 N/A xxx xxx xxx xxx 1
4000126141     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.220%   No AUS No 7.848%   8.625%   $3,627.61 No   xxx xxx xxx xxx xxx xxx $0.00 $4,562.88 $7,233.52 xxx xxx xxx xxx Monthly 0.00% 40.07% 39.72% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       801                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 22.48 xxx 22.48 No 80.0 N/A xxx xxx xxx xxx 1
4000124188     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.250%   $2,789.08 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,689.72 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.626 1.3 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       681                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.42 xxx 6.42 No 75.0 N/A xxx xxx xxx xxx 3
4000126641     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 36362.5 xxx 6.430%   No AUS No 6.275%   6.250%   $16,864.49 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $21,667.77 $47,188.14     $0.00     0.00% 49.71% 49.71% No No             Not Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 Yes Yes 0 12 100.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 Yes 108 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other REO Net Rental Income(Loss) || Co Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     741                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 23.53 xxx 23.53 No 42.8 N/A xxx xxx xxx xxx 1
4000127165     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.210%   No AUS No 7.859%   8.625%   $8,275.68 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $9,869.75 $13,024.25     $0.00     0.00% 43.37% 43.37% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 38 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       793                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.36 xxx 4.36 No 80.0 N/A xxx xxx xxx xxx 1
4000126379     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.370%   No AUS No 6.583%   6.500%   $4,945.30 No   xxx xxx xxx xxx xxx xxx $0.00 $6,400.32 $17,189.50 xxx xxx xxx xxx Monthly 0.00% 36.34% 36.34% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 39 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       819                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.11 xxx 7.11 No 80.0 N/A xxx xxx xxx xxx 1
4000126589     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $2,207.28 No   xxx xxx xxx xxx xxx xxx $0.00 $2,541.67 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.062 1.062 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       799                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.42 xxx 5.42 No 80.0 N/A xxx xxx xxx xxx 1
4000126419     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 15570 xxx 6.300%   No AUS No 6.501%   6.375%   $8,110.31 No   xxx xxx xxx xxx xxx xxx $0.00 $10,697.40 $14,398.20 xxx xxx xxx xxx Annually 0.00% 49.52% 49.52% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 73 26 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       760                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 18.29 No 65.0 N/A xxx xxx xxx xxx 1
4000128569     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7715 xxx 6.300%   No AUS No 6.508%   6.250%   $1,957.98 No   xxx xxx xxx xxx xxx xxx $0.00 $3,942.75 $10,465.25 xxx xxx xxx xxx Monthly 0.00% 30.23% 30.23% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 33 26 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       744                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other US PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 5.38 xxx 5.38 No 60.0 Yes xxx xxx xxx xxx 1
4000127701     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1450 xxx 6.370%   No AUS No 6.558%   6.500%   $4,298.06 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,643.45 $14,289.97     $0.00     0.00% 42.02% 42.02% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds Audited 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       763                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.89 xxx 9.89 No 80.0 N/A xxx xxx xxx xxx 1
4000126593     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 30910.63 xxx 6.300%   No AUS No 6.905%   6.750%   $16,296.03 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $20,295.74 $29,214.26     $0.00     0.00% 41.57% 41.57% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       783                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 19.60 xxx 19.6 No 75.0 N/A xxx xxx xxx xxx 1
4000126559     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2375 xxx 6.300%   No AUS No 6.540%   6.500%   $4,892.20 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,113.17 $7,756.83     $0.00     0.00% 48.29% 48.29% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 46 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       789                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 2.22 xxx 2.22 No 69.11 N/A xxx xxx xxx xxx 1
4000127704     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $6,188.05 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,699.47 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.507 0.5   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       780                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other us xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 2.50 xxx 2.5 No 68.08 N/A xxx xxx xxx xxx 1
4000126143     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.220%   No AUS No 8.020%   8.625%   $4,280.95 No   xxx xxx xxx xxx xxx xxx $0.00 $5,417.09 $7,332.91 xxx xxx xxx xxx Monthly 0.00% 42.49% 43.63% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 32 26 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       762                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .06 xxx 0.06 No 78.63 Yes xxx xxx xxx xxx 1
4000128609     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5794 xxx 6.300%   No AUS No 6.824%   6.500%   $1,830.47 No   xxx xxx xxx xxx xxx xxx $0.00 $2,749.65 $5,074.35 xxx xxx xxx xxx Monthly 0.00% 49.10% 49.10% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 26 26 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Commission, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       768                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.04 xxx 11.04 No 80.0 Yes xxx xxx xxx xxx 1
4000127322     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $945.98 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,121.47 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.248 1.24 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       787                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 52.60 xxx 52.6 No 80.0 N/A xxx xxx xxx xxx 1
4000127363     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.000%   $1,045.61 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,322.01 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.588 1.588 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       780                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 86.60 xxx 103.84 No 75.0 N/A xxx xxx xxx xxx 2
4000127277     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $2,455.83 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,332.00 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 0.96 0.96   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     745                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 106.97 No 57.32 N/A xxx xxx xxx xxx 1
4000127675     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $1,357.46 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,003.75 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.148 1.15 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       797                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 12.32 xxx 12.32 No 58.89 N/A xxx xxx xxx xxx 1
4000125286     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $810.75 No   xxx xxx xxx xxx xxx xxx $0.00 $1,409.27 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%   Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.774 1.77 N/A Borrower - N/A, N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     683                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 37.26 xxx 37.26 No 38.46 No xxx xxx xxx xxx 1
4000127531     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $867.15 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,007.96 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.364 1.36 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       766                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 339.07 xxx 339.07 No 80.0 N/A xxx xxx xxx xxx 1
4000127789     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 19875 xxx 6.370%   No AUS No 6.947%   6.875%   $5,807.25 No   xxx xxx xxx xxx xxx xxx $0.00 $7,338.70 $9,749.30 xxx xxx xxx xxx Monthly 0.00% 43.56% 43.56% No No             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer N/A N/A 0 Yes 48 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     787                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 48.37 xxx 48.37 No 74.92 N/A xxx xxx xxx xxx 1
4000127260     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 19520 xxx 6.430%   No AUS No 7.829%   7.490%   $1,397.06 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,028.99 $7,732.44     $0.00     0.00% 49.98% 49.98% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       780                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 56.17 No 16.67 N/A xxx xxx xxx xxx 3
4000126497     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.210%   No AUS No 7.735%   8.625%   $10,266.82 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $12,737.99 $19,599.33     $0.00     0.00% 39.64% 46.79% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 37 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       752                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 4.12 xxx 4.12 No 60.0 N/A xxx xxx xxx xxx 1
4000126380     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2470 xxx 6.210%   No AUS No 7.829%   8.625%   $4,386.73 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,264.37 $7,657.12     $0.00     0.00% 40.96% 48.95% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       786                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.56 xxx 3.56 No 80.0 N/A xxx xxx xxx xxx 1
4000128239     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $4,799.11 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,510.25 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.075 1.07 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     785                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 75.87 xxx 75.87 No 70.0 N/A xxx xxx xxx xxx 1
4000126110     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $1,339.72 No   xxx xxx xxx xxx xxx xxx $0.00 $1,874.07 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.0 1.3 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       702                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 189.44 xxx 189.44 No 75.0 No xxx xxx xxx xxx 1
4000127996     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 30465 xxx 6.300%   No AUS No 6.725%   6.375%   $6,288.61 No   xxx xxx xxx xxx xxx xxx $0.00 $7,821.98 $9,556.02 xxx xxx xxx xxx Monthly 0.00% 47.49% 47.49% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 35 28 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       770                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.63 xxx 6.63 No 80.0 N/A xxx xxx xxx xxx 1
4000126591     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 25757.5 xxx 6.370%   No AUS No 6.597%   6.500%   $17,558.85 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $21,712.86 $55,563.49     $0.00     0.00% 32.95% 32.95% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       790                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 59.94 xxx 59.94 No 59.74 N/A xxx xxx xxx xxx 1
4000124870     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $1,482.18 No   xxx xxx xxx xxx xxx xxx $0.00 $1,978.98 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.364 1.36 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     796                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 152.21 xxx 152.21 No 55.7 N/A xxx xxx xxx xxx 1
4000127452     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9200 xxx 6.260%   No AUS No 6.677%   6.500%   $4,095.80 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,028.40 $10,101.95     $0.00     0.00% 33.54% 33.54% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 69 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       817                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.41 xxx 3.41 No 80.0 N/A xxx xxx xxx xxx 1
4000124855     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7620 xxx 6.430%   No AUS No 7.660%   7.125%   $1,084.69 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,884.23 $6,971.77     $0.00     0.00% 40.67% 40.67% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 37 25 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       747                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .30 xxx 0.3 No 20.0 N/A xxx xxx xxx xxx 1
4000126142     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Alternative ATR Documentation         No AUS No     8.000%   $4,595.20 No   xxx xxx xxx xxx xxx xxx $0.00 $5,964.32 $16,014.75 xxx xxx xxx xxx Monthly 0.00% 46.84% 46.84% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       700                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT & IDENDTIFICATION CARD xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 8.58 No 75.0 N/A xxx xxx xxx xxx 1
4000122376     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $1,442.13 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,853.63 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.295 1.13 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     804                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 30.89 xxx 30.89 No 75.0 N/A xxx xxx xxx xxx 2
4000126197     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5316.66 xxx 6.300%   No AUS No 6.565%   6.500%   $5,589.90 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,240.77 $85,638.65     $0.00     0.00% 12.89% 12.89% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%   Stocks/Bonds N/A 0 N/A       Yes 184 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       771                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 66.75 xxx 66.75 No 60.16 N/A xxx xxx xxx xxx 1
4000127300     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $895.02 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,170.28 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.068 1.068   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       731                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 383.94 xxx 383.94 No 80.0 N/A xxx xxx xxx xxx 1
4000127488     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $911.64 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,133.89 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.102 1.102 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       731                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 252.52 xxx 252.52 No 80.0 N/A xxx xxx xxx xxx 1
4000127318     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.125%   $2,272.04 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,062.23 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.751 0.76 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       714                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 20.72 xxx 20.72 No 75.0 N/A xxx xxx xxx xxx 1
4000126937     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,620.93 No   xxx xxx xxx xxx xxx xxx $0.00 $2,380.33 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.966 0.97 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       718                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 38.18 xxx 38.18 No 70.0 N/A xxx xxx xxx xxx 1
4000126918     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 16810 xxx 6.300%   No AUS No 7.197%   6.990%   $2,844.62 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,597.09 $15,746.76     $0.00     0.00% 35.41% 35.41% No No             Not Employed Self-Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 100.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A Audited Tax Preparer 15 NA 0 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - N/A, Other REO Net Rental Income(Loss) || Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     773                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 80.76 xxx 80.76 No 80.0 N/A xxx xxx xxx xxx 1
4000128851     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.000%   $4,304.77 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,319.52 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.109 1.1 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       787                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.72 xxx 6.72 No 64.98 N/A xxx xxx xxx xxx 2
4000127421     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $1,116.69 No   xxx xxx $0.00 $0.00 xxx xxx $0.00 $1,733.12 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.039 1.039 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       706                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A .00 .00 xxx 93.64 No 65.0 Yes xxx xxx xxx xxx 1
4000122351     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $2,143.23 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,290.30 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.369 1.37 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     787                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 34.63 No 74.91 N/A xxx xxx xxx xxx 2
4000128591     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1250 xxx 6.300%   No AUS No 6.525%   6.500%   $4,171.65 No   xxx xxx xxx xxx xxx xxx $0.00 $6,027.93 $15,175.07 xxx xxx xxx xxx Annually 0.00% 39.34% 39.34% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 14 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       781                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A .00 .00 xxx 34.92 No 52.38 N/A xxx xxx xxx xxx 1
4000124858     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 14875.75 xxx 6.430%   No AUS No 6.850%   6.750%   $3,870.18 No   xxx xxx xxx xxx xxx xxx $0.00 $4,989.19 $8,649.41 xxx xxx xxx xxx Annually 0.00% 40.02% 40.02% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       813                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT  xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 2.08 xxx 2.08 No 65.0 N/A xxx xxx xxx xxx 1
4000127314     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $2,172.22 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,973.43 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.774 0.77 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       714                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 21.51 xxx 21.51 No 67.45 N/A xxx xxx xxx xxx 1
4000127655     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2450 xxx 6.370%   No AUS No 7.635%   7.500%   $1,817.96 No   xxx xxx xxx xxx xxx xxx $0.00 $2,308.08 $10,362.03 xxx xxx xxx xxx Monthly 0.00% 48.03% 48.03% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       762                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.01 xxx 6.01 No 80.0 N/A xxx xxx xxx xxx 1
4000127191     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 15013 xxx 6.210%   No AUS No 7.993%   8.625%   $4,655.07 No   xxx xxx xxx xxx xxx xxx $0.00 $5,951.13 $7,923.95 xxx xxx xxx xxx Monthly 0.00% 45.43% 44.69% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       758                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No Yes N/A .00 .00 .00 0 No 70.0 N/A xxx xxx xxx xxx 1
4000128616     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3000 xxx 6.300%   No AUS No 6.891%   6.750%   $2,853.83 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,838.42 $5,025.58     $0.00     0.00% 43.85% 43.85% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 82 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       797                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other US Patriot Act xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 62.89 xxx 62.89 No 50.87 N/A xxx xxx xxx xxx 1
4000126492     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2010.25 xxx 6.040%   No AUS No 7.260%   7.625%   $5,067.80 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,299.21 $25,323.09     $0.00     0.00% 36.95% 36.03% Yes Yes             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Work Number Yes 24 24 Work Number No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     808                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No Yes N/A xxx 33.15 xxx 33.15 No 80.0 N/A xxx xxx xxx xxx 1
4000126596     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $1,280.62 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,841.39 $19,639.97     $0.00     0.00% 29.02% 29.02% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       790                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 164.15 xxx 164.15 No 43.01 N/A xxx xxx xxx xxx 1
4000128604     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 13917.5 xxx 6.300%   No AUS No 6.973%   6.875%   $3,276.10 No   xxx xxx xxx xxx xxx xxx $0.00 $4,609.36 $6,526.64 xxx xxx xxx xxx Monthly 0.00% 44.72% 44.72% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 59 26 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       806                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 40.57 xxx 40.57 No 74.99 Yes xxx xxx xxx xxx 1
4000127155     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $1,609.94 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,951.93 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.076 1.08 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     806                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 211.33 xxx 211.33 No 80.0 N/A xxx xxx xxx xxx 1
4000127188     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 15975 xxx 6.300%   No AUS No 6.597%   6.375%   $5,608.59 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,284.68 $11,777.32     $0.00     0.00% 38.33% 38.33% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 37 26 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       794                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 18.85 xxx 18.85 No 64.27 N/A xxx xxx xxx xxx 1
4000127192     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $2,117.43 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,974.30 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.12 1.17 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       775                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A xxx 3.48 xxx 3.48 No 50.0 N/A xxx xxx xxx xxx 1
4000126943     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $2,951.12 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,779.62 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.794 0.793 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       725                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 136.66 xxx 136.66 No 70.0 N/A xxx xxx xxx xxx 1
4000129350     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $5,332.19 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,272.67 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.765 0.765 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       769                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 59.3 No 47.59 N/A xxx xxx xxx xxx 1
4000128592     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2950 xxx 6.300%   No AUS No 6.693%   6.625%   $5,858.85 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,286.36 $18,646.55     $0.00     0.00% 36.58% 36.58% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       798                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 41.12 xxx 41.12 No 75.0 N/A xxx xxx xxx xxx 1
4000127945     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6471.25 xxx 6.370%   No AUS No 6.821%   6.750%   $2,004.17 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,899.61 $5,775.39     $0.00     0.00% 35.11% 35.11% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 62 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       774                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 1.13 xxx 1.13 No 32.53 N/A xxx xxx xxx xxx 1
4000127536     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.260%   No AUS No 7.077%   7.000%   $3,060.39 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,756.11 $32,150.86     $0.00     0.00% 12.62% 12.62% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 50.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 12 No   NA 0 0 N/A     0   No 0   N/A Borrower - SEPartnership - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       801                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.60 xxx 3.6 No 73.02 N/A xxx xxx xxx xxx 1
4000129349     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.260%   No AUS No 6.550%   6.375%   $1,871.61 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,638.02 $9,174.98     $0.00     0.00% 23.54% 23.54% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       789                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A xxx 22.78 xxx 22.78 No 48.78 N/A xxx xxx xxx xxx 1
4000127534     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.190%   No AUS No 7.856%   8.625%   $3,694.50 No   xxx xxx xxx xxx xxx xxx $0.00 $4,718.70 $5,268.30 xxx xxx xxx xxx Monthly 0.00% 49.10% 49.10% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 94 26 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       770                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 1.26 xxx 1.26 No 69.85 Yes xxx xxx xxx xxx 1
4000126823     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.000%   $3,797.36 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,402.57 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.681 1.681 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       807                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other US Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 6.27 xxx 6.27 No 34.35 N/A xxx xxx xxx xxx 2
4000127691     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.250%   $1,336.72 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,753.64 $0.00     $0.00     0.00% 0.00% 0.00% No               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.026 1.026 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       749                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 34.20 xxx 34.2 No 75.0 N/A xxx xxx xxx xxx 1
4000129668     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $5,921.29 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,209.28 $26,466.22     $0.00     0.00% 33.83% 33.83% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       792                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.96 xxx 13.96 No 80.0 N/A xxx xxx xxx xxx 1
4000127535     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.260%   No AUS No 7.096%   7.000%   $2,627.94 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,245.46 $5,172.54     $0.00     0.00% 39.15% 39.15% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       804                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 3.56 xxx 3.56 No 72.48 N/A xxx xxx xxx xxx 1
4000124061     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1995 xxx 6.430%   No AUS No 7.287%   7.250%   $4,610.83 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,471.73 $146,820.57     $0.00     0.00% 8.47% 8.47% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%   Proceeds from Sale N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       755                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 190.10 xxx 190.1 No 80.0 No xxx xxx xxx xxx 1
4000128402     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.250%   $3,466.49 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,675.17 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.262 1.26 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     768                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card   xxx                                                     Fee Simple No No N/A xxx 41.67 xxx 41.67 No 64.94 N/A xxx xxx xxx xxx 1
4000127183     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 16045 xxx 6.300%   No AUS No 7.854%   7.490%   $3,869.86 No   xxx xxx xxx xxx $0.00 $0.00 xxx $4,675.28 $17,449.19     $0.00     0.00% 38.96% 38.96% No No             Retired Self-Employed         1YR Business P&L 0 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00%   N/A 0 N/A Third-Party Prepared (Unaudited) Tax Preparer 12 NA 0 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Retirement - 2+ Months Paystubs Verified - 2026 || Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2026 || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     724                               NA     0       0     0     0   0 0 0 No No Closed End - Fixed No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 12.76 xxx 12.76 No 72.13 N/A xxx xxx xxx xxx 1
4000126116     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $1,141.53 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,522.31 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.248 1.25   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       751                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                 xxx                                                                 Fee Simple No No N/A xxx 13.67 xxx 13.67 No 74.89 N/A xxx xxx xxx xxx 1
4000126749     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $1,406.99 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,820.10 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.319 1.32 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       748                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 359.37 xxx 359.37 No 75.0 N/A xxx xxx xxx xxx 1
4000127820     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2196 xxx 6.260%   No AUS No 6.395%   6.375%   $9,691.82 No   xxx xxx xxx xxx xxx xxx $0.00 $11,583.40 $27,905.85 xxx xxx xxx xxx Monthly 0.00% 44.65% 44.65% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       766                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.37 xxx 14.5 No 65.0 N/A xxx xxx xxx xxx 1
4000124745     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2660 xxx 6.430%   No AUS No 7.282%   7.250%   $14,412.93 No   xxx xxx xxx xxx xxx xxx $0.00 $18,166.78 $21,796.78 xxx xxx xxx xxx Monthly 0.00% 47.00% 47.00% No               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 40 40 Work Number     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       765                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien   Standard Driver's License - Not for federal use   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 19.79 xxx 19.79 No 80.0 N/A xxx xxx xxx xxx 1
4000128415     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $1,010.57 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,894.53 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.111 1   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       714                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 74.44 No 44.12 N/A xxx xxx xxx xxx 4
4000126984     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $1,194.40 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,412.96 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.062 1.061   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       723                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 260.38 xxx 260.38 No 75.0 N/A xxx xxx xxx xxx 1
4000124869     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 13450 xxx 6.430%   No AUS No 6.802%   6.500%   $3,144.54 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,653.19 $3,731.34     $0.00     0.00% 49.94% 49.94% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 65 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Other - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       766                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 91.69 xxx 91.69 No 50.0 N/A xxx xxx xxx xxx 1
4000127176     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $1,906.26 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,109.26 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.256 1.256 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       823                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 47.59 xxx 47.59 No 80.0 N/A xxx xxx xxx xxx 1
4000127653     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5010 xxx 6.430%   No AUS No 7.558%   7.250%   $1,282.49 No   xxx xxx xxx xxx xxx xxx $0.00 $1,902.51 $6,788.26 xxx xxx xxx xxx Monthly 0.00% 43.48% 43.48% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       812                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.36 xxx 7.36 No 80.0 Yes xxx xxx xxx xxx 1
4000127711     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7650 xxx 6.300%   No AUS No 6.450%   6.250%   $2,586.01 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,452.86 $8,098.14     $0.00     0.00% 32.23% 32.23% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 41 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2025, 2024, 2026 Borrower - 2025, 2024, 2026 xxx xxx xxx xxx xxx xxx xxx       795                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.64 xxx 9.64 No 62.22 N/A xxx xxx xxx xxx 1
4000128908     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 8392.8 xxx 6.260%   No AUS No 6.986%   6.625%   $1,536.23 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,879.82 $3,072.28     $0.00     0.00% 49.50% 49.50% No No             Employed Not Employed         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 4 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - 2026, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     770                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 132.09 xxx 132.09 No 80.0 N/A xxx xxx xxx xxx 1
4000127615     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.750%   $2,516.56 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,263.27 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 2.449 2.449   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     770                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No Unknown N/A xxx 16.55 xxx 16.55 No 80.0 N/A xxx xxx xxx xxx 1
4000127623     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.875%   $3,668.29 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,324.90 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 2.18 2.17 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       768                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.54 xxx 11.54 No 80.0 N/A xxx xxx xxx xxx 1
4000127714     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8750 xxx 6.430%   No AUS No 7.177%   7.125%   $1,967.26 No   xxx xxx xxx xxx xxx xxx $0.00 $3,416.00 $5,551.27 xxx xxx xxx xxx Monthly 0.00% 43.82% 43.82% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       789                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 0.58 No 57.82 N/A xxx xxx xxx xxx 1
4000123499     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.750%   $1,032.54 No   xxx xxx xxx xxx xxx xxx $0.00 $1,762.30 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.058 1.058   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       708                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 14.42 xxx 14.42 No 75.0 Yes xxx xxx xxx xxx 1
4000122822     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2320 xxx 6.120%   No AUS No 6.385%   6.375%   $18,716.10 No   xxx xxx xxx xxx xxx xxx $0.00 $24,719.01 $40,464.98 xxx xxx xxx xxx Monthly 0.00% 39.82% 39.82% No No             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified - 2025, 2026 || Co Borrower - N/A Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     718                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 31.97 xxx 31.97 No 60.0 N/A xxx xxx xxx xxx 1
4000124101     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $4,221.42 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,437.66 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes 1 1 1 1 1 1 Unknown Unknown Unknown Unknown .00 .00 Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 0.883 0.882 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 3 - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 3 - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx 703 702 736 749 xxx xxx xxx                   NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     Work Visa xxx xxx US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     Fee Simple No No N/A .00 .00 xxx 0.4 No 60.0 N/A xxx xxx xxx xxx 1
4000125041     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2375 xxx 6.430%   No AUS No 6.538%   6.500%   $5,372.58 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,777.89 $8,146.11     $0.00     0.00% 45.69% 45.69% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 61 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       799                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 .00 0 No 58.62 N/A xxx xxx xxx xxx 1
4000124548     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2585.25 xxx 6.430%   No AUS No 7.070%   6.875%   $3,626.25 No   xxx xxx xxx xxx xxx xxx $0.00 $5,133.05 $12,535.21 xxx xxx xxx xxx Monthly 0.00% 48.85% 48.85% Yes Yes             Employed Self-Employed         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 2 0 2 2 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A Borrower Prepared Borrower 15 NA 0 Yes 79 Yes 240 27 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage, Overtime - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2025 xxx xxx xxx xxx xxx xxx xxx xxx     771                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 40.15 xxx 40.15 No 80.0 N/A xxx xxx xxx xxx 1
4000129050     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $2,561.24 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,339.97 $2,256.91     $0.00     0.00% 15.64% 15.64% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       80.90% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       815                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 18.54 xxx 18.54 No 80.0 N/A xxx xxx xxx xxx 1
4000128632     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4151 xxx 6.300%   No AUS No 7.470%   7.250%   $1,402.55 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,773.56 $5,404.44     $0.00     0.00% 30.71% 30.71% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       714                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.67 xxx 4.67 No 80.0 N/A xxx xxx xxx xxx 1
4000128651     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1250 xxx 6.300%   No AUS No 7.160%   7.125%   $4,038.94 No   xxx xxx xxx xxx xxx xxx $0.00 $6,554.52 $13,887.61 xxx xxx xxx xxx Annually 0.00% 32.06% 32.06% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       662                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 14.39 xxx 14.39 No 50.0 N/A xxx xxx xxx xxx 1
4000130053     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11295 xxx 6.370%   No AUS No 6.483%   6.375%   $7,985.53 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $9,490.63 $20,118.37     $0.00     0.00% 32.80% 32.80% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 50.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 60 No   NA 0 0 N/A     0   No 0   N/A Borrower - SEPartnership - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 xxx xxx xxx xxx xxx xxx xxx       770                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.01 xxx 6.35 No 64.0 N/A xxx xxx xxx xxx 1
4000127671     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7120 xxx 6.370%   No AUS No 6.938%   6.625%   $1,613.58 No   xxx xxx xxx xxx xxx xxx $0.00 $2,251.33 $4,672.67 xxx xxx xxx xxx Annually 0.00% 33.25% 33.25% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       777                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.15 xxx 10.15 No 80.0 N/A xxx xxx xxx xxx 1
4000127730     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.125%   $2,645.15 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,284.01 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes 1 1 1 1 1 1 Unknown Unknown Unknown Unknown .00 .00 Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00% Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.264 1.26 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 2 - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 3 - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 3 - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx 681 786 780 799 xxx xxx xxx                   NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     Fee Simple No No N/A xxx 41.92 xxx 41.92 No 75.0 N/A xxx xxx xxx xxx 2
4000121571     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,744.15 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,287.51 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.005 1.005   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       751                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A xxx 41.90 xxx 41.99 No 75.86 N/A xxx xxx xxx xxx 1
4000127899     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 15293.75 xxx 6.430%   No AUS No 7.067%   7.000%   $15,593.03 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $19,269.43 $37,743.17     $0.00     0.00% 33.83% 33.83% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       790                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.80 xxx 7.8 No 75.0 N/A xxx xxx xxx xxx 1
4000127694     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5075 xxx 6.370%   No AUS No 6.782%   6.500%   $2,073.18 No   xxx xxx xxx xxx xxx xxx $0.00 $2,432.92 $4,522.08 xxx xxx xxx xxx Monthly 0.00% 42.02% 42.02% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       767                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other US PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 4.54 xxx 4.54 No 80.0 N/A xxx xxx xxx xxx 1
4000127643     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3734 xxx 6.430%   No AUS No 7.093%   6.875%   $1,928.09 No   xxx xxx xxx xxx xxx xxx $0.00 $3,196.44 $14,502.60 xxx xxx xxx xxx Monthly 0.00% 30.14% 30.14% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       737                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 40.61 xxx 40.61 No 69.88 N/A xxx xxx xxx xxx 1
4000127662     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2450 xxx 6.220%   No AUS No 7.950%   8.625%   $14,000.22 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $16,648.72 $49,553.27     $0.00     0.00% 41.29% 41.86% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       731                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 6.05 xxx 6.05 No 74.07 N/A xxx xxx xxx xxx 1
4000130084     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10363.75 xxx 6.430%   No AUS No 6.591%   6.500%   $4,076.84 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,157.64 $5,610.83     $0.00     0.00% 48.28% 48.28% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       0.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       810                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 23.18 xxx 23.18 No 69.96 N/A xxx xxx xxx xxx 1
4000127907     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1250 xxx 6.300%   No AUS No 6.807%   6.750%   $2,445.21 No   xxx xxx xxx xxx xxx xxx $0.00 $3,229.26 $7,319.81 xxx xxx xxx xxx Annually 0.00% 36.34% 36.34% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       774                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other US PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 13.79 xxx 13.79 No 55.69 N/A xxx xxx xxx xxx 1
4000127654     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 11073.08 xxx 6.300%   No AUS No 6.708%   6.375%   $2,315.32 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,169.08 $11,923.84     $0.00     0.00% 33.85% 33.85% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 30.00%     N/A 0 N/A       Yes 204 No   NA 0 0 N/A     0   No 0   N/A Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       775                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 39.63 xxx 39.63 No 42.6 N/A xxx xxx xxx xxx 1
4000128614     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3620 xxx 6.300%   No AUS No 6.934%   6.750%   $1,524.21 No   xxx xxx xxx xxx xxx xxx $0.00 $2,672.87 $13,690.73 xxx xxx xxx xxx Monthly 0.00% 16.55% 16.55% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       781                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 0.3 No 28.83 Yes xxx xxx xxx xxx 1
4000128088     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8050 xxx 6.300%   No AUS No 6.954%   6.875%   $7,357.60 No   xxx xxx xxx xxx xxx xxx $0.00 $10,071.16 $23,459.97 xxx xxx xxx xxx Annually 0.00% 35.11% 35.11% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       788                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.31 xxx 6.31 No 80.0 N/A xxx xxx xxx xxx 1
4000128023     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $3,468.08 No   xxx xxx xxx xxx xxx xxx $0.00 $4,707.79 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.765 0.76 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       719                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.13 xxx 4.13 No 54.11 N/A xxx xxx xxx xxx 1
4000129655     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11350 xxx 6.060%   No AUS No 7.348%   8.625%   $6,533.43 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,756.24 $17,232.62     $0.00     0.00% 35.43% 30.49% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds Audited 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       801                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.68 xxx 10.68 No 80.0 N/A xxx xxx xxx xxx 1
4000126624     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10285 xxx 6.300%   No AUS No 6.637%   6.375%   $2,554.75 No   xxx xxx xxx xxx xxx xxx $0.00 $3,424.13 $5,654.67 xxx xxx xxx xxx Annually 0.00% 41.52% 41.52% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 60 59 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       809                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 14.21 xxx 14.21 No 65.0 N/A xxx xxx xxx xxx 1
4000127880     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 22731.25 xxx 6.430%   No AUS No 7.581%   7.500%   $5,681.12 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,425.20 $17,265.54     $0.00     0.00% 46.88% 46.88% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 54 26 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       665                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 17.88 No 65.0 N/A xxx xxx xxx xxx 1
4000128583     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6634 xxx 6.260%   No AUS No 6.999%   6.625%   $1,475.28 No   xxx xxx xxx xxx xxx xxx $0.00 $2,171.03 $4,629.97 xxx xxx xxx xxx Annually 0.00% 36.84% 36.84% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       751                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.51 xxx 7.51 No 80.0 N/A xxx xxx xxx xxx 1
4000113833     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $8,750.00 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $12,024.92 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.081 1.093 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     749                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 124.72 No 55.56 N/A xxx xxx xxx xxx 1
4000129592     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $2,089.96 Yes 20.000% xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,949.56 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.0 1   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       727                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 105.37 No 49.26 N/A xxx xxx xxx xxx 1
4000126592     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5715 xxx 6.300%   No AUS No 6.528%   6.375%   $2,682.64 No   xxx xxx xxx xxx xxx xxx $0.00 $3,634.07 $6,806.37 xxx xxx xxx xxx Monthly 0.00% 36.06% 36.06% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 50 50 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       761                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 18.96 xxx 18.96 No 74.14 N/A xxx xxx xxx xxx 1
4000126572     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 19902.36 xxx 6.300%   No AUS No 6.763%   6.500%   $4,904.85 No   xxx xxx xxx xxx xxx xxx $0.00 $6,059.03 $7,900.97 xxx xxx xxx xxx Annually 0.00% 43.56% 43.56% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 49 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       770                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.55 xxx 4.55 No 80.0 N/A xxx xxx xxx xxx 1
4000121185     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6498 xxx 6.020%   No AUS No 6.299%   6.250%   $8,620.04 No   xxx xxx xxx xxx xxx xxx $0.00 $10,071.98 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% No No             Unknown Unknown         Asset Utilization (No DTI) 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 Yes Yes N/A 3 0 Yes N/A 3 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - N/A - Personal Bank Statements Verified || Co Borrower - N/A - Personal Bank Statements Verified Borrower || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     812                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A       xxx       N/A                                                         Fee Simple No No N/A xxx 156.32 xxx 156.32 No 80.0 N/A xxx xxx xxx xxx 1
4000126998     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $4,782.63 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,092.20 $14,295.83     $0.00     0.00% 37.24% 37.24% Yes               Employed           2YR Full Doc 2   2+ Months   N/A 0     2 0     2 2 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 27 27 Other     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       779                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 23.63 xxx 23.63 No 80.0 N/A xxx xxx xxx xxx 4
4000126595     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8875 xxx 6.300%   No AUS No 6.565%   6.375%   $3,368.90 No   xxx xxx xxx xxx xxx xxx $0.00 $4,868.69 $5,977.31 xxx xxx xxx xxx Annually 0.00% 45.16% 45.16% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 34 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       796                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 4.20 xxx 4.2 No 75.0 N/A xxx xxx xxx xxx 1
4000129216     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 47537 xxx 6.300%   No AUS No 7.021%   6.990%   $14,621.88 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $17,494.03 $20,992.19     $0.00     0.00% 49.74% 49.74% No No             Self-Employed Employed         1YR Full Doc 1 1 2+ Months NA N/A 0 N/A 0 0 1 0 0 3 1 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 50.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SEPartnership, SEPartnership, Other REO Net Rental Income(Loss) - 1 YR Business Tax Returns Verified, CPA Letter Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2025 || Co Borrower - Wage - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2025 Borrower - 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx xxx     743                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 20.76 xxx 20.76 No 80.0 N/A xxx xxx xxx xxx 1
4000127513     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.000%   $2,697.98 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,773.89 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.173 1.17 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       776                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other US Patriot Act xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 7.03 xxx 7.03 No 48.13 N/A xxx xxx xxx xxx 1
4000128378     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $878.54 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,064.61 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.08 1.08   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       747                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 94.05 xxx 94.05 No 80.0 N/A xxx xxx xxx xxx 1
4000128610     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 13930 xxx 6.300%   No AUS No 7.034%   7.000%   $4,151.49 No   xxx xxx xxx xxx xxx xxx $0.00 $5,594.65 $8,536.35 xxx xxx xxx xxx Monthly 0.00% 42.59% 42.59% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 50 26 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       763                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 8.40 xxx 8.4 No 80.0 N/A xxx xxx xxx xxx 1
4000127419     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $2,248.67 No   xxx xxx xxx xxx xxx xxx $0.00 $2,571.97 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds   0           0 No     0 0       0   Yes 0.795 0.795 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       733                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 71.78 xxx 72.29 No 70.0 N/A xxx xxx xxx xxx 1
4000128365     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $884.06 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,046.97 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.146 1.16 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       747                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 98.21 xxx 98.21 No 80.0 N/A xxx xxx xxx xxx 1
4000127543     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $1,189.09 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,526.76 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.146 1.146 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       667                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No Unknown N/A xxx 23.44 xxx 23.44 No 70.0 N/A xxx xxx xxx xxx 1
4000130061     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $8,320.42 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $10,144.31 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 0.665 0.664   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     725                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 10.53 xxx 10.53 No 65.0 N/A xxx xxx xxx xxx 1
4000127544     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $1,390.55 No   xxx xxx xxx xxx xxx xxx $0.00 $2,362.14 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.566 1.566 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       803                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A xxx 8.60 xxx 8.6 No 26.67 N/A xxx xxx xxx xxx 1
4000128362     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $884.06 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,069.53 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.262 1.26 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       747                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 93.67 xxx 93.67 No 80.0 N/A xxx xxx xxx xxx 1
4000127344     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $1,540.67 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,925.46 $5,318.63     $0.00     0.00% 33.39% 33.39% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 75 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       744                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 75.36 xxx 75.36 No 75.0 N/A xxx xxx xxx xxx 1
4000127440     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $1,005.33 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,344.81 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds   0           0 No     0 0       0   Yes 2.677 2.68   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       733                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 137.27 xxx 213.25 No 18.9 N/A xxx xxx xxx xxx 1
4000127341     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 20990 xxx 6.210%   No AUS No 8.004%   8.625%   $14,210.22 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $16,632.71 $34,237.77     $0.00     0.00% 40.48% 41.04% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 14 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       760                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 63.40 xxx 63.4 No 70.0 N/A xxx xxx xxx xxx 1
4000128878     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.625%   $9,715.57 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $11,648.38 $28,066.14     $0.00     0.00% 39.43% 39.43% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Third-Party Prepared (Unaudited) 16 Tax Preparer       Yes 99 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       761                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 18.67 xxx 18.67 No 74.57 N/A xxx xxx xxx xxx 1
4000125795     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.370%   No AUS No 7.052%   7.000%   $4,544.02 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,777.66 $13,924.27     $0.00     0.00% 33.85% 33.85% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 1 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 48 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       755                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 5.20 xxx 5.2 No 63.83 N/A xxx xxx xxx xxx 1
4000127706     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8668.75 xxx 6.300%   No AUS No 6.591%   6.375%   $3,275.32 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,203.77 $17,368.87     $0.00     0.00% 26.19% 26.19% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       813                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 58.02 xxx 58.02 No 70.0 N/A xxx xxx xxx xxx 1
4000129348     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.300%   No AUS No 6.665%   6.625%   $5,602.72 No   xxx xxx xxx xxx xxx xxx $0.00 $7,565.22 $18,785.10 xxx xxx xxx xxx Monthly 0.00% 30.63% 30.63% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       745                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx .21 xxx 0.21 No 59.52 Yes xxx xxx xxx xxx 1
4000126631     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $935.80 No   xxx xxx xxx xxx xxx xxx $0.00 $1,892.97 $3,840.55 xxx xxx xxx xxx Monthly 0.00% 46.38% 46.38% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 131 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Other, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       766                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 .00 0 No 16.67 Yes xxx xxx xxx xxx 1
4000127769     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.190%   No AUS No 7.962%   8.625%   $2,123.37 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,022.26 $6,453.42     $0.00     0.00% 31.81% 32.07% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 30 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       798                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx .24 xxx 0.24 No 40.75 N/A xxx xxx xxx xxx 1
4000128968     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.990%   $1,395.73 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,377.45 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.262 1.262 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       818                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 37.53 xxx 37.53 No 36.52 N/A xxx xxx xxx xxx 1
4000126505     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.750%   $1,719.00 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,577.17 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.151 1.151 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       785                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien   Real ID Driver's License   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 98.90 xxx 98.9 No 80.0 N/A xxx xxx xxx xxx 1
4000120338     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $4,108.44 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,538.71 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.925 0.92 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       661                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A .00 .00 xxx 22.49 No 38.69 N/A xxx xxx xxx xxx 1
4000127387     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.300%   No AUS No 6.500%   6.375%   $3,930.38 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,955.13 $24,401.24     $0.00     0.00% 24.03% 24.03% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       747                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx .89 xxx 0.89 No 34.43 N/A xxx xxx xxx xxx 1
4000127770     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11565 xxx 6.190%   No AUS No 7.916%   8.625%   $6,533.43 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,019.26 $10,829.30     $0.00     0.00% 44.85% 44.47% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       752                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 1.85 xxx 1.85 No 70.0 N/A xxx xxx xxx xxx 1
4000126377     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.300%   No AUS No 6.546%   6.500%   $8,155.12 No   xxx xxx xxx xxx xxx xxx $0.00 $10,883.76 $74,165.50 xxx xxx xxx xxx Monthly 0.00% 29.90% 29.90% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Audited 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       776                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 97.97 xxx 97.97 No 60.0 Yes xxx xxx xxx xxx 1
4000128873     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11390 xxx 6.200%   No AUS No 7.993%   8.625%   $5,488.08 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,611.21 $20,585.88     $0.00     0.00% 35.90% 35.90% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 172 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       800                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 8.42 xxx 8.42 No 80.0 N/A xxx xxx xxx xxx 1
4000130097     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $8,437.50 Yes 20.000% xxx xxx xxx xxx xxx xxx $0.00 $10,755.12 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% No               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 3.547 3.547 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       755                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 135.95 No 45.45 Yes xxx xxx xxx xxx 1
4000127018     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.000%   $2,254.31 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,842.40 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.196 1.14 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       809                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Yes N/A xxx 4.02 xxx 4.02 No 69.89 N/A xxx xxx xxx xxx 1
4000128872     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $3,350.34 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,753.16 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.863 0.863 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       758                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other US Patriot Act xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 9.96 xxx 9.96 No 60.0 N/A xxx xxx xxx xxx 1
4000127983     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $3,816.25 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,709.54 $8,788.68     $0.00     0.00% 37.22% 37.22% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 115 28 FNMA 1005     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       801                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.05 xxx 8.05 No 80.0 N/A xxx xxx xxx xxx 1
4000129203     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $3,668.36 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,759.89 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.597 1.5 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       755                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 49.49 xxx 49.49 No 37.94 N/A xxx xxx xxx xxx 2
4000128493     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8531 xxx 6.260%   No AUS No 6.390%   6.250%   $5,053.81 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,656.50 $7,989.12     $0.00     0.00% 47.13% 47.13% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 36 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       790                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.29 xxx 8.29 No 60.0 N/A xxx xxx xxx xxx 1
4000129400     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.260%   No AUS No 6.738%   6.625%   $3,496.10 No   xxx xxx xxx xxx xxx xxx $0.00 $5,003.74 $16,534.49 xxx xxx xxx xxx Monthly 0.00% 37.13% 37.13% No No             Employed Employed         1YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified - 2025, 2026 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified - 2025, 2026 Borrower - 2025, 2026 || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     799                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 109.56 xxx 109.56 No 60.0 Yes xxx xxx xxx xxx 1
4000129347     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,983.93 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,593.28 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.336 1.32 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       802                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 76.61 xxx 76.61 No 19.87 N/A xxx xxx xxx xxx 2
4000128096     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 13350 xxx 6.260%   No AUS No 6.661%   6.500%   $5,688.61 No   xxx xxx xxx xxx xxx xxx $0.00 $6,990.66 $13,133.88 xxx xxx xxx xxx Monthly 0.00% 47.04% 47.04% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 62 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       787                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.66 xxx 10.66 No 71.71 N/A xxx xxx xxx xxx 1
4000127782     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8865 xxx 6.260%   No AUS No 6.669%   6.500%   $3,665.99 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,484.99 $6,224.01     $0.00     0.00% 42.10% 42.10% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 35 26 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       782                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A .00 .00 xxx 0.33 No 64.44 N/A xxx xxx xxx xxx 1
4000126251     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8735 xxx 6.370%   No AUS No 6.663%   6.375%   $1,946.47 No   xxx xxx xxx xxx xxx xxx $0.00 $2,649.07 $3,550.93 xxx xxx xxx xxx Annually 0.00% 42.73% 42.73% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 33 33 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       792                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other US Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 10.72 xxx 10.72 No 80.0 N/A xxx xxx xxx xxx 1
4000127454     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.260%   No AUS No 6.644%   6.625%   $12,618.86 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $15,710.76 $17,165.24     $0.00     0.00% 47.98% 47.98% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 75 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       771                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 40.06 xxx 40.06 No 67.26 N/A xxx xxx xxx xxx 1
4000128640     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9640 xxx 6.260%   No AUS No 6.703%   6.375%   $2,270.89 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,915.01 $-1,369.93     $0.00     0.00% 43.83% 43.83% No No             Employed Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 64 27 FNMA 1005 Yes 34 27 FNMA 1005 No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 || Co Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     776                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 15.93 xxx 15.93 No 80.0 N/A xxx xxx xxx xxx 1
4000125541     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $3,041.58 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,167.50 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.924 0.9 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       729                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 18.23 xxx 18.23 No 75.0 N/A xxx xxx xxx xxx 1
4000127708     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $2,075.51 No   xxx xxx xxx xxx xxx xxx $0.00 $2,845.02 $7,972.09 xxx xxx xxx xxx Monthly 0.00% 43.06% 43.06% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 76 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       765                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 8.81 xxx 8.81 No 77.67 N/A xxx xxx xxx xxx 1
4000127451     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.260%   No AUS No 6.800%   6.750%   $4,280.75 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,208.57 $10,494.43     $0.00     0.00% 34.41% 34.41% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       735                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 125.25 No 62.86 N/A xxx xxx xxx xxx 1
4000128933     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.875%   $2,259.84 No   xxx xxx xxx xxx $0.00 $0.00 xxx $3,097.58 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.194 1.194 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       790                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.56 xxx 8.56 No 80.0 N/A xxx xxx xxx xxx 1
4000128910     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 6751.1 xxx 6.260%   No AUS No 6.919%   6.625%   $1,586.72 No   xxx xxx xxx xxx xxx xxx $0.00 $1,892.23 $-3,435.23 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% No               Not Employed           Asset Utilization (No DTI) 0   NA   N/A 0     0 0     2 0 NA   No No 0 Yes No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Asset Depletion - 2 YRS Executed 4506T Verified - 2026, 2025 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       744                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 797.96 xxx 797.96 No 79.69 N/A xxx xxx xxx xxx 1
4000128966     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 6008.6 xxx 6.260%   No AUS No 6.630%   6.375%   $1,622.06 No   xxx xxx xxx xxx xxx xxx $0.00 $2,081.60 $4,454.21 xxx xxx xxx xxx Monthly 0.00% 31.85% 31.85% No               Not Employed           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     2 0 NA   Yes No 60.0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion - 2 YRS Executed 4506T Verified - 2026 Borrower - 2 YRS Executed 4506T Verified - 2026 xxx xxx xxx xxx xxx xxx xxx       800                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 269.35 xxx 269.35 No 65.0 N/A xxx xxx xxx xxx 1
4000127985     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7527 xxx 6.260%   No AUS No 6.594%   6.375%   $3,214.18 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,080.27 $6,244.73     $0.00     0.00% 43.23% 43.23% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 35 28 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       773                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 .00 0 No 70.0 N/A xxx xxx xxx xxx 1
4000129066     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2670 xxx 6.200%   No AUS No 7.900%   8.625%   $9,893.49 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $11,711.44 $22,574.68     $0.00     0.00% 43.28% 43.56% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 38 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss), Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       782                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.56 xxx 4.56 No 80.0 N/A xxx xxx xxx xxx 1
4000127342     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 13365 xxx 6.300%   No AUS No 6.421%   6.250%   $6,234.14 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,838.25 $13,927.75     $0.00     0.00% 38.10% 38.10% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 42 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       803                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.35 xxx 9.35 No 75.0 N/A xxx xxx xxx xxx 1
4000128638     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 17950 xxx 6.060%   No AUS No 7.171%   8.625%   $23,333.69 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $28,575.51 $51,464.08     $0.00     0.00% 37.94% 31.82% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       799                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A .00 .00 xxx 30.14 No 53.57 N/A xxx xxx xxx xxx 1
4000127953     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 12381.25 xxx 6.370%   No AUS No 6.858%   6.750%   $2,578.18 No   xxx xxx xxx xxx xxx xxx $0.00 $3,449.53 $4,515.47 xxx xxx xxx xxx Annually 0.00% 43.56% 43.56% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       773                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 3.14 xxx 3.14 No 75.0 N/A xxx xxx xxx xxx 1
4000127672     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $1,061.87 No   xxx xxx xxx xxx xxx xxx $0.00 $1,664.06 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.322 1.32 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       793                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.59 xxx 7.59 No 51.22 N/A xxx xxx xxx xxx 1
4000128876     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.200%   No AUS No 7.870%   8.625%   $6,128.98 No   xxx xxx xxx xxx $0.00 $0.00 xxx $7,618.51 $9,806.49     $0.00     0.00% 43.96% 43.96% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       753                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 2.33 xxx 2.33 No 80.0 N/A xxx xxx xxx xxx 1
4000125790     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2375 xxx 6.370%   No AUS No 6.921%   6.875%   $4,854.70 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,216.04 $7,791.96     $0.00     0.00% 48.05% 48.05% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 63 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       720                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 1.60 xxx 1.6 No 59.98 N/A xxx xxx xxx xxx 1
4000128323     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10663.26 xxx 6.260%   No AUS No 6.805%   6.500%   $2,677.84 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,469.31 $5,712.38     $0.00     0.00% 39.33% 39.33% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 16 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       771                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.86 xxx 5.86 No 80.0 N/A xxx xxx xxx xxx 1
4000129043     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $1,335.41 No   xxx xxx xxx xxx xxx xxx $0.00 $1,665.58 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.021 1.02 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       765                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 22.63 xxx 22.63 No 75.0 N/A xxx xxx xxx xxx 1
4000125741     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,970.79 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,131.36 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.862 0.86 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       757                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 92.31 xxx 92.31 No 50.0 N/A xxx xxx xxx xxx 1
4000128932     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.750%   $2,334.95 No   xxx xxx xxx xxx xxx xxx $0.00 $2,620.90 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.625 1.62 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       787                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 36.27 xxx 36.27 No 80.0 N/A xxx xxx xxx xxx 1
4000127676     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.875%   $2,893.23 No   xxx xxx xxx xxx xxx xxx $0.00 $3,837.66 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.694 1.69   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       777                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 57.89 xxx 123.24 No 41.16 N/A xxx xxx xxx xxx 1
4000128970     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.375%   $1,269.12 No   xxx xxx xxx xxx xxx xxx $0.00 $1,715.79 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.06 1.059 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       796                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.70 xxx 6.7 No 75.0 N/A xxx xxx xxx xxx 1
4000127858     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $2,274.72 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,287.46 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.27 1.269 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       759                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.59 xxx 6.05 No 74.79 N/A xxx xxx xxx xxx 3
4000125758     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $5,876.90 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,875.65 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%   Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.222 1.22 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     767                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 470.91 xxx 470.91 No 50.0 N/A xxx xxx xxx xxx 3
4000129634     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $4,866.19 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,020.45 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.963 0.963 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       813                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.53 xxx 3.53 No 60.0 N/A xxx xxx xxx xxx 2
4000128871     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Alternative ATR Documentation         No AUS No     6.500%   $4,392.87 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,633.88 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.941 0.941 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       716                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen   Real ID Driver's License   xxx xxx xxx                                                                                         Fee Simple No No N/A .00 .00 xxx 36.12 No 46.33 N/A xxx xxx xxx xxx 1
4000127741     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $2,083.84 No   xxx xxx xxx xxx xxx xxx $0.00 $2,566.01 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.824 0.82 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       747                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Yes N/A xxx 111.17 xxx 111.17 No 75.0 N/A xxx xxx xxx xxx 1
4000128875     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $3,271.51 No   xxx xxx xxx xxx xxx xxx $0.00 $4,591.42 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.871 0.902 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       712                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 57.55 xxx 57.55 No 53.66 Yes xxx xxx xxx xxx 1
4000127163     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2070 xxx 6.300%   No AUS No 6.652%   6.625%   $11,269.47 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $14,275.17 $16,679.16     $0.00     0.00% 46.52% 46.52% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 105 27 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx xxx     758                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 93.61 xxx 93.61 No 79.9 N/A xxx xxx xxx xxx 1
4000129657     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4093.13 xxx 6.260%   No AUS No 6.537%   6.500%   $8,333.82 No   xxx xxx xxx xxx xxx xxx $0.00 $10,667.13 $50,069.47 xxx xxx xxx xxx Monthly 0.00% 42.08% 42.08% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 14 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       799                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 17.26 xxx 17.26 No 62.79 N/A xxx xxx xxx xxx 1
4000128261     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.125%   $2,734.25 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,937.38 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.346 1.346 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       800                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 22.21 xxx 22.21 No 60.0 N/A xxx xxx xxx xxx 1
4000125723     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.125%   $3,341.86 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,057.73 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.306 1.3 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       806                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.57 xxx 9.57 No 48.12 N/A xxx xxx xxx xxx 1
4000126115     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1565 xxx 6.370%   No AUS No 6.534%   6.500%   $5,250.00 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,758.58 $9,416.00     $0.00     0.00% 38.00% 38.00% No               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2026, 2024 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026, 2024 xxx xxx xxx xxx xxx xxx xxx       806                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 116.42 xxx 116.42 No 75.0 N/A xxx xxx xxx xxx 1
4000128262     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9041.88 xxx 6.260%   No AUS No 6.890%   6.750%   $5,594.16 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,023.98 $21,472.06     $0.00     0.00% 38.65% 38.65% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       735                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other US PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 43.07 xxx 43.07 No 75.0 N/A xxx xxx xxx xxx 1
4000128446     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $3,492.84 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,632.91 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.252 1.25 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       790                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 12.11 xxx 12.11 No 75.0 N/A xxx xxx xxx xxx 3
4000129405     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $3,825.00 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,715.11 $126,176.53     $0.00     0.00% 40.65% 40.65% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       760                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 243.82 xxx 257.29 No 75.0 N/A xxx xxx xxx xxx 1
4000127864     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $1,848.50 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,026.01 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.431 1.43 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       733                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 106.19 xxx 106.19 No 75.0 N/A xxx xxx xxx xxx 2
4000127667     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 1135 xxx 6.300%   No AUS No 6.392%   6.375%   $6,800.18 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,255.64 $0.00     $0.00     0.00% 0.00% 0.00% No No             Not Employed Not Employed         Asset Utilization (No DTI) 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 Yes No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Asset Depletion - 2 YRS Executed 4506T Verified - 2026 || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - 2026 || Co Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     779                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 19.77 xxx 19.77 No 64.12 N/A xxx xxx xxx xxx 1
4000130521     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $1,695.22 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,114.92 $17,270.51     $0.00     0.00% 39.21% 39.21% Yes               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 28 FNMA 1005     0   No 0     Borrower - Commission, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       721                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 116.02 xxx 139.64 No 74.89 N/A xxx xxx xxx xxx 2
4000129991     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5128.7 xxx 6.300%   No AUS No 6.507%   6.250%   $2,031.87 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,359.10 $9,049.90     $0.00     0.00% 27.61% 27.61% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Proceeds from Sale Audited 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       805                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 20.11 xxx 20.11 No 30.56 N/A xxx xxx xxx xxx 1
4000128797     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 18126.25 xxx 6.320%   No AUS No 6.605%   6.375%   $6,035.94 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,522.47 $16,654.07     $0.00     0.00% 33.36% 33.36% No No             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 108.36% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SEPartnership, SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - SEPartnership - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     786                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 36.34 xxx 36.34 No 75.0 N/A xxx xxx xxx xxx 1
4000127278     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $7,357.60 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $9,716.38 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.194 1 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       715                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 14.17 xxx 14.17 No 70.0 N/A xxx xxx xxx xxx 4
4000127920     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $5,999.53 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,840.93 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.02 1.02 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       714                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 72.33 xxx 72.33 No 56.92 N/A xxx xxx xxx xxx 1
4000128401     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.250%   $4,386.99 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,967.41 $16,642.02     $0.00     0.00% 49.76% 49.76% Yes Yes             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 83 26 Work Number Yes 143 27 Work Number No 0   N/A Borrower - Wage, Bonus, Retirement, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     779                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 63.02 xxx 63.02 No 75.0 N/A xxx xxx xxx xxx 1
4000114153     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2375 xxx 6.370%   No AUS No 7.087%   7.000%   $2,661.21 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,402.58 $17,279.58     $0.00     0.00% 35.69% 35.69% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 16 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       816                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 150.29 No 43.96 N/A xxx xxx xxx xxx 1
4000123009     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 1880 xxx 6.120%   No AUS No 7.265%   7.250%   $13,629.88 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $15,554.59 $30,043.26     $0.00     0.00% 38.40% 38.40% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 60 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       703                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.62 xxx 7.63 No 45.46 N/A xxx xxx xxx xxx 1
4000128950     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 16795 xxx 6.260%   No AUS No 6.907%   6.875%   $10,247.85 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $11,678.68 $35,020.70     $0.00     0.00% 35.29% 35.29% No No             Not Employed Not Employed         Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA Yes No 84.0 No Yes Yes 1 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - N/A - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     725                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 50.53 xxx 50.53 No 75.0 N/A xxx xxx xxx xxx 1
4000126480     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.875%   $2,354.43 No   xxx xxx xxx xxx xxx xxx $0.00 $2,896.58 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.018 1.018 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       756                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.83 xxx 4.83 No 80.0 N/A xxx xxx xxx xxx 1
4000126484     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.490%   $1,047.79 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,595.65 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.09 1.091 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     777                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 9.51 xxx 9.51 No 80.0 N/A xxx xxx xxx xxx 1
4000128581     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4930 xxx 6.260%   No AUS No 7.235%   6.750%   $1,203.80 No   xxx xxx xxx xxx xxx xxx $0.00 $2,104.05 $2,562.95 xxx xxx xxx xxx Monthly 0.00% 47.69% 47.69% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 26 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       740                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.34 xxx 5.34 No 80.0 Yes xxx xxx xxx xxx 1
4000129683     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7545 xxx 6.320%   No AUS No 6.805%   6.375%   $1,497.29 No   xxx xxx xxx xxx xxx xxx $0.00 $2,902.96 $5,036.04 xxx xxx xxx xxx Monthly 0.00% 37.05% 37.05% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Proceeds from Sale N/A 0 N/A       NA 0 No   Yes 109 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       805                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 28.48 xxx 28.48 No 44.44 Yes xxx xxx xxx xxx 1
4000129675     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6130 xxx 6.320%   No AUS No 7.083%   7.000%   $1,383.83 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,792.03 $5,818.80     $0.00     0.00% 37.36% 37.36% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 50.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       788                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 18.89 xxx 18.89 No 80.0 N/A xxx xxx xxx xxx 1
4000129673     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2445 xxx 6.320%   No AUS No 6.614%   6.500%   $3,760.80 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,593.54 $13,113.62     $0.00     0.00% 34.98% 34.98% No No             Self-Employed Unknown         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 100.00%   Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified || Co Borrower Borrower || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     796                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 62.46 xxx 62.46 No 37.3 N/A xxx xxx xxx xxx 1
4000129659     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 16918.75 xxx 6.260%   No AUS No 7.086%   6.875%   $6,334.46 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,713.16 $11,017.15     $0.00     0.00% 45.15% 45.15% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 16 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       755                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.26 xxx 6.26 No 66.27 N/A xxx xxx xxx xxx 1
4000126011     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $1,586.06 No   xxx xxx xxx xxx xxx xxx $0.00 $2,565.66 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.838 0.83 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       768                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 27.29 xxx 27.29 No 75.0 No xxx xxx xxx xxx 1
4000128564     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6325 xxx 6.040%   No AUS No 7.495%   8.625%   $2,333.37 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,793.28 $4,664.16     $0.00     0.00% 39.95% 34.12% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 28 28 FNMA 1005     0   No 0   N/A Borrower - Wage, Overtime - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       707                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 17.91 xxx 17.91 No 58.82 N/A xxx xxx xxx xxx 1
4000125788     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.370%   No AUS No 6.679%   6.625%   $6,851.33 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,752.25 $10,950.81     $0.00     0.00% 45.03% 45.03% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       802                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.88 xxx 5.42 No 64.85 N/A xxx xxx xxx xxx 1
4000128605     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5182.5 xxx 6.260%   No AUS No 6.565%   6.500%   $12,830.98 No   xxx xxx xxx xxx xxx xxx $0.00 $16,905.46 $29,990.22 xxx xxx xxx xxx Monthly 0.00% 44.46% 44.46% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 167 27 FNMA 1005     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       804                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 12.51 xxx 12.51 No 70.0 N/A xxx xxx xxx xxx 1
4000127993     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.250%   $2,001.08 No   xxx xxx xxx xxx xxx xxx $0.00 $3,539.23 $14,743.98 xxx xxx xxx xxx Annually 0.00% 12.62% 12.62% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 72 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       811                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 29.35 xxx 29.35 No 50.0 N/A xxx xxx xxx xxx 1
4000129666     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 14888.4 xxx 6.320%   No AUS No 7.148%   6.875%   $4,414.04 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,488.51 $7,422.38     $0.00     0.00% 45.83% 45.83% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       701                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT CUSTOMER IDENTIFICATION VERIFICATION xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.86 xxx 4.86 No 80.0 N/A xxx xxx xxx xxx 1
4000128027     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5109.5 xxx 6.300%   No AUS No 6.700%   6.375%   $1,474.83 No   xxx xxx xxx xxx xxx xxx $0.00 $1,876.12 $4,769.48 xxx xxx xxx xxx Annually 0.00% 29.08% 29.08% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     Audited 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       726                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 26.40 xxx 26.4 No 60.0 N/A xxx xxx xxx xxx 1
4000129325     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $1,662.59 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,439.85 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.91 0.91 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       782                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 96.72 No 70.0 N/A xxx xxx xxx xxx 1
4000128621     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $5,688.61 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,425.13 $19,876.79     $0.00     0.00% 33.27% 33.27% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       799                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 7.38 xxx 7.38 No 64.29 N/A xxx xxx xxx xxx 1
4000128562     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $1,366.30 No   xxx xxx xxx xxx xxx xxx $0.00 $1,988.15 $15,263.45 xxx xxx xxx xxx Annually 0.00% 21.87% 21.87% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       806                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 21.63 xxx 21.63 No 80.0 N/A xxx xxx xxx xxx 1
4000126539     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $3,245.23 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,295.03 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.745 1.74 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       779                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 126.49 xxx 126.49 No 65.0 N/A xxx xxx xxx xxx 1
4000128642     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8328.81 xxx 6.260%   No AUS No 6.857%   6.750%   $1,794.35 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,384.13 $4,680.20     $0.00     0.00% 39.84% 39.84% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 15 CPA       Yes 63 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       804                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 113.12 No 54.25 N/A xxx xxx xxx xxx 1
4000128606     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7937.5 xxx 6.370%   No AUS No 6.925%   6.875%   $3,409.46 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,381.98 $9,167.35     $0.00     0.00% 32.64% 32.64% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 58 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Overtime - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       794                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx .40 xxx 0.4 No 62.53 N/A xxx xxx xxx xxx 1
4000126530     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2240.25 xxx 6.300%   No AUS No 7.018%   6.875%   $2,937.79 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,672.72 $66,949.56     $0.00     0.00% 8.94% 8.94% Yes Yes             Self-Employed Self-Employed         24 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 24 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - CPA Letter Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     781                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 55.76 xxx 55.76 No 80.0 N/A xxx xxx xxx xxx 1
4000125467     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.875%   $1,273.95 No   xxx xxx xxx xxx xxx xxx $0.00 $2,533.29 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.75 0.75   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       660                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 16.55 No 54.91 Yes xxx xxx xxx xxx 1
4000127030     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10225.05 xxx 6.300%   No AUS No 6.350%   6.250%   $7,019.18 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $9,576.00 $22,558.78     $0.00     0.00% 33.23% 33.23% No No             Unknown Not Employed         Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA Yes No 60.0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Asset Depletion - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     800                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 105.87 xxx 105.87 No 62.47 N/A xxx xxx xxx xxx 1
4000127982     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7025 xxx 6.190%   No AUS No 7.974%   8.625%   $5,950.09 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,212.33 $8,201.84     $0.00     0.00% 48.74% 49.16% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 94 27 FNMA 1005     0   No 0   N/A Borrower - Bonus, Commission - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       804                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx .15 xxx 0.15 No 75.0 N/A xxx xxx xxx xxx 1
4000129702     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $5,536.92 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,970.87 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.64 0.64   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       757                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Standard Driver's License - Not for federal use   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 320.66 xxx 320.66 No 60.0 N/A xxx xxx xxx xxx 1
4000124306     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7580 xxx 6.430%   No AUS No 7.668%   7.500%   $3,635.92 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,027.79 $6,422.32     $0.00     0.00% 44.30% 44.30% No No             Self-Employed Unknown         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 49.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SEPartnership - Business Bank Statements Verified - 2026, 2025 || Co Borrower - N/A Borrower - 2026, 2025 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     763                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 9.26 xxx 9.26 No 80.0 N/A xxx xxx xxx xxx 1
4000129346     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7032.5 xxx 6.200%   No AUS No 7.880%   8.625%   $6,708.44 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,792.36 $15,831.47     $0.00     0.00% 43.47% 43.47% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 65 28 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       759                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other US PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A .00 .00 xxx 19.02 No 75.0 N/A xxx xxx xxx xxx 1
4000126384     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3315 xxx 6.210%   No AUS No 7.861%   8.625%   $15,478.02 No   xxx xxx xxx xxx xxx xxx $0.00 $17,647.27 $35,550.26 xxx xxx xxx xxx Monthly 0.00% 36.28% 36.60% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Audited 14 CPA       Yes 41 No   NA 0 0 N/A     0   No 0   N/A Borrower - SEPartnership - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       749                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A xxx 91.65 xxx 91.65 No 69.1 N/A xxx xxx xxx xxx 1
4000127771     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.190%   No AUS No 8.053%   8.625%   $11,001.06 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $13,130.45 $27,613.60     $0.00     0.00% 39.52% 40.62% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 16 Tax Preparer       Yes 28 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       805                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.17 xxx 6.17 No 80.0 N/A xxx xxx xxx xxx 1
4000128548     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2445 xxx 6.260%   No AUS No 7.158%   7.125%   $6,481.17 No   xxx xxx xxx xxx xxx xxx $0.00 $8,016.66 $21,498.10 xxx xxx xxx xxx Monthly 0.00% 30.53% 30.53% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       743                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other US PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx .03 xxx 0.03 No 67.75 N/A xxx xxx xxx xxx 1
4000129999     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10437.5 xxx 6.320%   No AUS No 6.570%   6.500%   $4,544.57 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,344.65 $19,074.80     $0.00     0.00% 32.25% 32.25% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       813                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 1.91 xxx 1.91 No 50.0 N/A xxx xxx xxx xxx 1
4000128612     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3260 xxx 6.370%   No AUS No 7.045%   6.875%   $1,648.89 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,228.87 $4,746.13     $0.00     0.00% 32.20% 32.20% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 31 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       800                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 42.29 No 30.13 N/A xxx xxx xxx xxx 1
4000129644     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $5,558.18 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,909.91 $10,471.97     $0.00     0.00% 43.07% 43.07% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 96 28 FNMA 1005     0   No 0     Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified - 2025, 2026, 2024 Borrower - 2025, 2026, 2024 xxx xxx xxx xxx xxx xxx xxx       769                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A .00 .00 xxx 8.14 No 75.0 N/A xxx xxx xxx xxx 1
4000128654     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 21289.14 xxx 6.260%   No AUS No 6.603%   6.250%   $3,764.93 No   xxx xxx xxx xxx xxx xxx $0.00 $4,597.75 $7,197.47 xxx xxx xxx xxx Monthly 0.00% 43.82% 43.82% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 26 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       734                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 21.37 xxx 21.37 No 80.0 N/A xxx xxx xxx xxx 1
4000125755     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7903.39 xxx 6.370%   No AUS No 6.670%   6.500%   $3,382.83 No   xxx xxx xxx xxx xxx xxx $0.00 $4,285.04 $6,921.00 xxx xxx xxx xxx Annually 0.00% 43.10% 43.10% No               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, Overtime, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       812                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 138.80 xxx 138.8 No 80.0 N/A xxx xxx xxx xxx 1
4000126760     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $1,792.87 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,941.79 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.004 1.0 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     754                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 82.57 xxx 82.57 No 80.0 N/A xxx xxx xxx xxx 1
4000127517     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $1,297.20 No   xxx xxx xxx xxx xxx xxx $0.00 $1,799.90 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.222 1.222 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       784                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 41.81 xxx 42.47 No 41.24 N/A xxx xxx xxx xxx 1
4000128279     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10711 xxx 6.260%   No AUS No 7.073%   7.000%   $6,078.20 No   xxx xxx xxx xxx xxx xxx $0.00 $7,513.01 $9,386.99 xxx xxx xxx xxx Monthly 0.00% 44.46% 44.46% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 26 26 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       750                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 27.42 xxx 27.42 No 80.0 N/A xxx xxx xxx xxx 1
4000127112     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $1,026.65 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,227.15 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.752 1.74   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       775                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 90.87 xxx 90.87 No 70.0 N/A xxx xxx xxx xxx 2
4000126465     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.250%   $4,420.50 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,506.64 $82,454.73     $0.00     0.00% 27.74% 27.74% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 50.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       747                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 147.70 xxx 147.7 No 80.0 N/A xxx xxx xxx xxx 1
4000127610     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 6295 xxx 6.300%   No AUS No 7.173%   6.750%   $1,459.35 No   xxx xxx xxx xxx xxx xxx $0.00 $2,048.81 $407,177.82 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% No No             Not Employed Not Employed         Asset Utilization (No DTI) 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 Yes No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Asset Depletion - 2 YRS Executed 4506T Verified - 2026 || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - 2026 || Co Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     777                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 176.80 xxx 176.8 No 77.59 N/A xxx xxx xxx xxx 1
4000128879     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.200%   No AUS No 7.801%   8.625%   $3,589.50 No   xxx xxx xxx xxx xxx xxx $0.00 $4,617.96 $7,353.81 xxx xxx xxx xxx Monthly 0.00% 39.40% 38.72% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 28 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       708                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 2.11 xxx 2.11 No 65.0 Yes xxx xxx xxx xxx 1
4000128544     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 27315 xxx 6.320%   No AUS No 7.920%   7.500%   $5,118.25 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,868.62 $12,069.91     $0.00     0.00% 45.09% 45.09% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 51.00%   Proceeds from Sale Audited 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       679                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A xxx 7.20 xxx 7.2 No 80.0 N/A xxx xxx xxx xxx 1
4000125948     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2575 xxx 6.370%   No AUS No 6.944%   6.875%   $2,890.49 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,023.59 $5,391.41     $0.00     0.00% 45.07% 45.07% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 208 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       802                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 47.25 No 48.09 N/A xxx xxx xxx xxx 1
4000129681     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6886 xxx 6.320%   No AUS No 7.463%   7.375%   $1,668.67 No   xxx xxx xxx xxx $0.00 $0.00 xxx $2,071.07 $4,384.49     $0.00     0.00% 41.97% 41.97% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 51 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       731                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.42 xxx 9.42 No 80.0 N/A xxx xxx xxx xxx 1
4000124600     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7844.02 xxx 6.430%   No AUS No 7.402%   7.250%   $3,901.89 No   xxx xxx xxx xxx xxx xxx $0.00 $5,446.19 $7,302.02 xxx xxx xxx xxx Monthly 0.00% 46.17% 46.17% No               Not Employed           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     2 2 NA   Yes Yes 84.0 No No Yes 0 0 No       0.00% 5.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Family Owned Business, Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2026, 2024 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2026, 2024 xxx xxx xxx xxx xxx xxx xxx       775                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 137.42 xxx 137.42 No 80.0 N/A xxx xxx xxx xxx 1
4000129111     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $6,405.06 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,899.73 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.785 0.785   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       789                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A xxx 1.64 xxx 1.64 No 75.0 N/A xxx xxx xxx xxx 1
4000127275     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.000%   $2,641.27 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,028.20 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.44 1.43 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     806                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 96.05 xxx 96.05 No 43.9 N/A xxx xxx xxx xxx 1
4000127292     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.125%   $3,372.24 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,136.02 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.402 1.37   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       782                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 18.75 xxx 18.75 No 64.91 N/A xxx xxx xxx xxx 1
4000131143     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.750%   $2,958.78 No   xxx xxx xxx xxx xxx xxx $0.00 $3,964.92 $10,454.59 xxx xxx xxx xxx Monthly 0.00% 45.97% 45.97% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 53 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Overtime, Commission - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       698                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 16.05 .00 0 No 72.46 Yes xxx xxx xxx xxx 1
4000118687     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.250%   $2,432.08 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,250.28 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.131 1.131 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     794                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 29.81 xxx 29.81 No 47.31 N/A xxx xxx xxx xxx 1
4000128688     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.125%   $3,906.94 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,793.75 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.252 1.25 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       794                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.29 xxx 8.29 No 64.3 N/A xxx xxx xxx xxx 2
4000124541     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $1,757.15 No   xxx xxx xxx xxx xxx xxx $0.00 $2,108.84 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.02 1.02 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       769                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 149.14 xxx 149.14 No 79.2 N/A xxx xxx xxx xxx 1
4000130089     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 17190 xxx 6.220%   No AUS No 6.898%   6.625%   $4,802.33 No   xxx xxx $0.00 $0.00 xxx xxx $0.00 $6,626.25 $93,380.01 xxx xxx xxx xxx Monthly 0.00% 7.28% 7.28% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       729                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     Work Visa    xxx                                                                               Fee Simple No No N/A xxx 6.52 xxx 6.52 No 65.22 Yes xxx xxx xxx xxx 1
4000129663     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $3,300.03 No   xxx xxx xxx xxx $0.00 $0.00 xxx $4,113.73 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 0.802 0.802 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       780                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 15.15 xxx 15.15 No 75.0 N/A xxx xxx xxx xxx 1
4000129652     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9300 xxx 6.260%   No AUS No 6.463%   6.250%   $2,955.44 No   xxx xxx xxx xxx xxx xxx $0.00 $3,823.98 $11,509.49 xxx xxx xxx xxx Monthly 0.00% 35.27% 35.27% No No             Employed Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 47 27 FNMA 1005 Yes 60 27 FNMA 1005 No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 || Co Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     737                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card   xxx                                                     Fee Simple No No N/A xxx 12.56 xxx 12.56 No 61.61 N/A xxx xxx xxx xxx 1
4000127096     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8320 xxx 6.370%   No AUS No 8.061%   7.875%   $4,477.30 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,963.45 $9,034.38     $0.00     0.00% 45.16% 45.16% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 2 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       672                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 48.66 No 65.0 N/A xxx xxx xxx xxx 1
4000127924     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6512.5 xxx 6.260%   No AUS No 6.874%   6.500%   $948.10 No   xxx xxx xxx xxx xxx xxx $0.00 $1,354.17 $5,473.28 xxx xxx xxx xxx Monthly 0.00% 28.85% 28.85% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 28 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       670                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 18.87 xxx 18.87 No 46.15 N/A xxx xxx xxx xxx 1
4000130039     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10810 xxx 6.320%   No AUS No 6.718%   6.625%   $3,995.54 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,913.69 $9,069.20     $0.00     0.00% 39.93% 39.93% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 39 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Overtime, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       798                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 7.44 xxx 7.44 No 80.0 N/A xxx xxx xxx xxx 1
4000127923     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1250 xxx 6.370%   No AUS No 6.912%   6.875%   $3,284.64 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,458.50 $20,007.50     $0.00     0.00% 29.74% 29.74% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       773                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 39.66 No 30.49 N/A xxx xxx xxx xxx 1
4000128926     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.990%   $2,339.50 No   xxx xxx xxx xxx xxx xxx $0.00 $2,857.20 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.315 1.315 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       788                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 54.65 xxx 54.65 No 80.0 N/A xxx xxx xxx xxx 1
4000130190     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 19395 xxx 6.320%   No AUS No 6.997%   6.750%   $5,707.66 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,283.21 $44,742.34     $0.00     0.00% 17.82% 17.82% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 48 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       785                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien   Real ID Driver's License   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 30.82 xxx 30.82 No 80.0 N/A xxx xxx xxx xxx 1
4000129997     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2250 xxx 6.320%   No AUS No 6.852%   6.750%   $4,540.19 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,257.42 $19,038.29     $0.00     0.00% 32.73% 32.73% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 2 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 16 Tax Preparer       Yes 36 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       806                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 52.82 xxx 52.82 No 50.0 N/A xxx xxx xxx xxx 1
4000127812     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 130.25 xxx 6.260%   No AUS No 6.881%   6.875%   $5,988.56 No   xxx xxx xxx xxx xxx xxx $0.00 $7,878.35 $56,100.47 xxx xxx xxx xxx Monthly 0.00% 28.28% 28.28% No No             Unknown Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 Yes Yes 0 12 100.00% 0.00% 75.00%   N/A 0 N/A N/A N/A 0 NA 0 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - N/A || Co Borrower - SEPartnership - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     775                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 9.02 xxx 9.02 No 80.0 N/A xxx xxx xxx xxx 1
4000127984     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3315 xxx 6.260%   No AUS No 6.692%   6.625%   $7,683.73 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $9,455.40 $19,125.81     $0.00     0.00% 44.76% 44.76% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 38 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       743                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 4.26 xxx 4.26 No 75.0 N/A xxx xxx xxx xxx 1
4000130004     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 13416 xxx 6.320%   No AUS No 6.572%   6.250%   $1,901.33 No   xxx xxx xxx xxx xxx xxx $0.00 $2,997.59 $4,180.92 xxx xxx xxx xxx Annually 0.00% 44.25% 44.25% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 49 27 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       754                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.23 xxx 7.23 No 80.0 N/A xxx xxx xxx xxx 1
4000129642     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $1,248.61 No   xxx xxx xxx xxx xxx xxx $0.00 $1,999.40 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.0 1.0 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       755                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 17.31 xxx 17.31 No 75.0 N/A xxx xxx xxx xxx 1
4000127273     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $1,442.04 No   xxx xxx xxx xxx xxx xxx $0.00 $2,181.19 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.307 1.25   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       805                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.06 xxx 11.06 No 75.0 N/A xxx xxx xxx xxx 1
4000128567     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5357.5 xxx 6.260%   No AUS No 6.878%   6.500%   $948.10 No   xxx xxx xxx xxx xxx xxx $0.00 $1,655.58 $4,063.42 xxx xxx xxx xxx Annually 0.00% 32.28% 32.28% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       798                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 3.54 No 45.05 N/A xxx xxx xxx xxx 1
4000128260     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9430 xxx 6.190%   No AUS No 7.992%   8.625%   $5,335.64 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,454.62 $9,084.26     $0.00     0.00% 41.38% 41.77% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 33 27 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       776                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.06 xxx 4.06 No 70.0 N/A xxx xxx xxx xxx 1
4000118745     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $4,657.12 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,227.53 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.052 1.035   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       683                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A .00 .00 xxx 84 No 23.73 N/A xxx xxx xxx xxx 1
4000129868     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.250%   $4,262.61 No   xxx xxx xxx xxx xxx xxx $0.00 $5,067.77 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.196 1.196 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       809                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 12.72 xxx 12.72 No 70.0 No xxx xxx xxx xxx 1
4000128594     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10690 xxx 6.300%   No AUS No 6.858%   6.625%   $1,690.42 No   xxx xxx xxx xxx xxx xxx $0.00 $2,141.04 $4,431.96 xxx xxx xxx xxx Monthly 0.00% 34.82% 34.82% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 41 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       752                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 10.13 xxx 10.13 No 80.0 N/A xxx xxx xxx xxx 1
4000130001     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 16570 xxx 6.320%   No AUS No 6.741%   6.500%   $6,371.25 No   xxx xxx xxx xxx xxx xxx $0.00 $8,410.51 $11,436.49 xxx xxx xxx xxx Monthly 0.00% 42.82% 42.82% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 41 27 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       776                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 34.67 xxx 34.67 No 80.0 N/A xxx xxx xxx xxx 1
4000128490     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $2,555.50 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,361.99 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.071 1.071 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       725                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 21.35 xxx 21.35 No 80.0 N/A xxx xxx xxx xxx 1
4000130406     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $929.73 No   xxx xxx xxx xxx xxx xxx $0.00 $1,555.56 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 0.974 0.99 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       752                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 77.78 xxx 77.78 No 75.0 N/A xxx xxx xxx xxx 1
4000128001     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1450 xxx 6.300%   No AUS No 6.926%   6.875%   $9,827.66 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $12,113.58 $28,723.38     $0.00     0.00% 41.83% 41.83% No No             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00% 0.00%   Third-Party Prepared (Unaudited) 16 Tax Preparer N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower - N/A Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     744                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 22.42 xxx 22.42 No 80.0 N/A xxx xxx xxx xxx 1
4000129251     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.125%   $1,280.81 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,812.91 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.607 0.607 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       744                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 50.05 xxx 50.05 No 75.0 N/A xxx xxx xxx xxx 1
4000126089     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $834.97 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,026.03 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.218 1.218 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     721                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Standard Driver's License - Not for federal use   xxx xxx xxx     I-551 Permanent Resident Card    xxx US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 77.09 xxx 77.09 No 80.0 N/A xxx xxx xxx xxx 1
4000131152     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 19885 xxx 6.410%   No AUS No 6.836%   6.625%   $6,198.21 No   xxx xxx xxx xxx xxx xxx $0.00 $7,486.21 $13,475.04 xxx xxx xxx xxx Monthly 0.00% 38.79% 38.79% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 16 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       807                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.10 xxx 7.1 No 80.0 N/A xxx xxx xxx xxx 1
4000127688     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.990%   $7,144.78 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,935.49 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.117 1.083 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       807                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.13 xxx 7.13 No 68.25 N/A xxx xxx xxx xxx 3
4000128916     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 25895 xxx 6.260%   No AUS No 7.040%   6.750%   $5,999.53 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,469.25 $14,222.92     $0.00     0.00% 41.12% 41.12% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       728                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 7.88 No 44.79 N/A xxx xxx xxx xxx 1
4000131150     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3140 xxx 6.410%   No AUS No 6.913%   6.875%   $8,145.92 No   xxx xxx xxx xxx xxx xxx $0.00 $10,808.02 $19,020.74 xxx xxx xxx xxx Monthly 0.00% 37.52% 37.52% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 16 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx       770                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 16.77 xxx 16.77 No 80.0 Yes xxx xxx xxx xxx 1
4000128587     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 12700 xxx 6.300%   No AUS No 6.897%   6.875%   $5,912.36 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,350.53 $9,954.26     $0.00     0.00% 44.89% 44.89% No No             Self-Employed Self-Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 100.00%   Third-Party Prepared (Unaudited) 16 Tax Preparer Third-Party Prepared (Unaudited) Tax Preparer 16 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     766                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 3.67 xxx 3.67 No 75.0 N/A xxx xxx xxx xxx 1
4000126940     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1770 xxx 6.300%   No AUS No 6.774%   6.750%   $8,820.93 No   xxx xxx xxx xxx xxx xxx xxx $10,623.50 $12,884.68 xxx xxx xxx xxx Annually 0.00% 45.38% 45.38% No No             Not Employed Not Employed         Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA Yes No 15.0 No Yes Yes 15 0 Yes N/A 15 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Asset Depletion - Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2024 || Co Borrower - N/A - Executed 4506T Verified, Personal Bank Statements Verified Borrower - Executed 4506T Verified - 2025, 2024 || Co Borrower - Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     783                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 195.06 xxx 195.06 No 80.0 N/A xxx xxx xxx xxx 1
4000127272     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $1,247.49 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,465.85 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.023 1.023   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       723                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 343.85 xxx 343.85 No 75.0 N/A xxx xxx xxx xxx 1
4000129318     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $7,268.42 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,928.49 $264,359.44     $0.00     0.00% 15.03% 15.03% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified Borrower xxx xxx xxx xxx xxx xxx xxx       710                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 153.95 xxx 153.95 No 75.0 N/A xxx xxx xxx xxx 1
4000129858     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4361 xxx 6.320%   No AUS No 6.890%   6.375%   $1,122.97 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,585.75 $179,662.99     $0.00     0.00% 1.47% 1.47% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%   Proceeds from Sale N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       785                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 52.48 xxx 52.48 No 15.25 N/A xxx xxx xxx xxx 1
4000130315     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2490 xxx 6.410%   No AUS No 6.877%   6.750%   $2,951.12 No   xxx xxx xxx xxx xxx xxx $0.00 $4,110.11 $6,175.73 xxx xxx xxx xxx Monthly 0.00% 40.42% 40.42% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 142 28 FNMA 1005     0   No 0   N/A Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       809                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 25.46 xxx 25.46 No 70.0 N/A xxx xxx xxx xxx 1
4000130309     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $3,103.99 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,970.02 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.856 0.856   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       752                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A xxx 23.45 xxx 23.45 No 75.0 N/A xxx xxx xxx xxx 1
4000129653     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,650.53 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,325.75 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.903 0.89 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       733                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 98.54 xxx 98.54 No 75.0 N/A xxx xxx xxx xxx 1
4000127772     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.260%   No AUS No 6.574%   6.500%   $5,557.14 No   xxx xxx xxx xxx xxx xxx $0.00 $7,250.82 $15,199.95 xxx xxx xxx xxx Monthly 0.00% 33.01% 33.01% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 33 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       777                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 13.48 xxx 13.48 No 70.0 N/A xxx xxx xxx xxx 1
4000128874     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7129.92 xxx 6.200%   No AUS No 8.095%   8.625%   $3,546.66 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,331.39 $7,605.19     $0.00     0.00% 42.09% 42.71% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 28 28 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       717                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 5.21 xxx 5.21 No 80.0 N/A xxx xxx xxx xxx 1
4000129068     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7782.5 xxx 6.320%   No AUS No 6.669%   6.500%   $4,266.46 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,473.17 $13,079.22     $0.00     0.00% 40.68% 40.68% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       756                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx .38 xxx 0.38 No 75.0 N/A xxx xxx xxx xxx 1
4000128259     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10590 xxx 6.260%   No AUS No 7.825%   7.500%   $2,768.89 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,595.03 $14,462.24     $0.00     0.00% 42.15% 42.15% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 16 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       780                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.50 xxx 7.5 No 80.0 N/A xxx xxx xxx xxx 1
4000125673     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $841.61 No   xxx xxx xxx xxx xxx xxx $0.00 $1,221.67 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds   0           0 No     0 0       0   Yes 1.371 1.39 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       767                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 650.59 xxx 650.59 No 58.43 N/A xxx xxx xxx xxx 1
4000130451     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 14270 xxx 6.200%   No AUS No 7.808%   8.625%   $9,100.14 No   xxx xxx xxx xxx xxx xxx $0.00 $11,047.30 $29,087.73 xxx xxx xxx xxx Monthly 0.00% 27.80% 27.28% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 70.00%     Audited 12 CPA       Yes 134 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       754                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other US PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 4.99 xxx 8.06 No 65.0 N/A xxx xxx xxx xxx 1
4000130450     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2375 xxx 6.410%   No AUS No 6.783%   6.750%   $6,810.28 No   xxx xxx xxx xxx xxx xxx $0.00 $8,797.18 $23,943.79 xxx xxx xxx xxx Monthly 0.00% 31.31% 31.31% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 33.00%     N/A 0 N/A       Yes 288 No   NA 0 0 N/A     0   No 0   N/A Borrower - SECorporation - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       731                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.74 xxx 5.74 No 61.76 N/A xxx xxx xxx xxx 1
4000128598     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8975 xxx 6.300%   No AUS No 8.171%   8.125%   $4,469.83 No   xxx xxx xxx xxx xxx xxx $0.00 $5,795.85 $40,162.09 xxx xxx xxx xxx Monthly 0.00% 33.52% 33.52% No No             Self-Employed Self-Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 50.00% 50.00%   Audited 15 CPA Audited CPA 15 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     682                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card   xxx                                                     Fee Simple No No N/A .00 .00 xxx 26.91 No 70.0 N/A xxx xxx xxx xxx 1
4000129521     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.875%   $6,144.60 No   xxx xxx xxx xxx xxx xxx $0.00 $7,627.11 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.472 0.49 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       775                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.17 xxx 6.17 No 75.0 N/A xxx xxx xxx xxx 1
4000125826     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $2,726.02 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,400.00 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.0 1 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       706                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A .00 .00 xxx 37.31 No 62.44 N/A xxx xxx xxx xxx 1
4000127520     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $1,427.10 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,696.27 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.15 1 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       722                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A xxx 204.26 xxx 204.26 No 75.0 N/A xxx xxx xxx xxx 1
4000128117     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $2,212.24 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,969.31 $0.00     $0.00     0.00% 0.00% 0.00% No               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.044 1.053 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       771                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 107.51 xxx 107.51 No 57.38 N/A xxx xxx xxx xxx 1
4000130047     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6776.8 xxx 6.410%   No AUS No 6.754%   6.500%   $2,244.60 No   xxx xxx xxx xxx xxx xxx $0.00 $3,385.35 $3,814.65 xxx xxx xxx xxx Annually 0.00% 47.02% 47.02% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 39 28 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       742                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.74 xxx 9.74 No 80.0 N/A xxx xxx xxx xxx 1
4000129684     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6645.86 xxx 6.320%   No AUS No 6.760%   6.375%   $1,440.68 No   xxx xxx xxx xxx xxx xxx $0.00 $2,546.01 $3,495.66 xxx xxx xxx xxx Monthly 0.00% 42.38% 42.38% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 49 28 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       799                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 20.34 xxx 20.34 No 70.0 N/A xxx xxx xxx xxx 1
4000130222     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.375%   $1,878.64 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,710.36 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.199 1.199 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       754                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 59.56 xxx 59.56 No 80.0 N/A xxx xxx xxx xxx 1
4000130105     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $2,245.40 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,660.15 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%   Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 0.902 0.9 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     755                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 4.78 xxx 4.78 No 75.0 N/A xxx xxx xxx xxx 1
4000126727     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $2,165.56 No   xxx xxx xxx xxx xxx xxx $0.00 $2,905.92 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%   Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 0.757 0.75 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     809                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 317.68 xxx 317.68 No 70.0 Yes xxx xxx xxx xxx 1
4000130304     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2490 xxx 6.410%   No AUS No 6.963%   6.875%   $3,994.13 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,954.88 $6,318.12     $0.00     0.00% 47.35% 47.35% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 32 28 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       754                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 33.10 xxx 33.1 No 80.0 N/A xxx xxx xxx xxx 1
4000130836     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $11,529.10 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $14,514.08 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.482 0.468 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       743                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Standard Driver's License - Not for federal use   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 4.12 xxx 4.12 No 65.0 N/A xxx xxx xxx xxx 1
4000129691     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 16075 xxx 6.320%   No AUS No 6.976%   6.875%   $3,843.03 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,942.49 $9,530.16     $0.00     0.00% 37.56% 37.56% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 14 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       772                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.56 xxx 7.56 No 66.1 N/A xxx xxx xxx xxx 1
4000127664     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 1880 xxx 6.300%   No AUS No 6.412%   6.375%   $8,547.02 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $9,163.31 $22,566.29     $0.00     0.00% 33.47% 33.47% No No 1   3   3   Self-Employed Self-Employed Retired   .00   12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 12 0 92.71% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 Yes 84 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2026 || Co Borrower 2 - Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower 2 - 2 YRS Executed 4506T Verified - 2026 xxx xxx xxx xxx xxx xxx xxx xxx xxx   770 763 771 770                         NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                               Fee Simple No No N/A xxx 27.74 xxx 27.74 No 67.16 N/A xxx xxx xxx xxx 1
4000125434     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.750%   $2,179.22 No   xxx xxx xxx xxx xxx xxx $0.00 $3,355.38 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.371 1.371 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     736                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 301.64 xxx 301.64 No 80.0 N/A xxx xxx xxx xxx 1
4000125405     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.750%   $2,205.17 No   xxx xxx xxx xxx xxx xxx $0.00 $3,379.27 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.137 1.137 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     736                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 299.32 xxx 299.32 No 80.0 N/A xxx xxx xxx xxx 1
4000125402     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.750%   $2,179.22 No   xxx xxx xxx xxx xxx xxx $0.00 $3,355.38 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.396 1.396   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     736                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 289.08 xxx 289.08 No 80.0 N/A xxx xxx xxx xxx 1
4000127601     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 14075 xxx 6.300%   No AUS No 7.155%   6.875%   $4,204.34 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,468.41 $9,540.46     $0.00     0.00% 36.73% 36.73% No               Self-Employed           1YR 1099 Only 2   NA   N/A 0     0 0     2 1 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx       769                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 35.08 xxx 35.08 No 80.0 N/A xxx xxx xxx xxx 2
4000130046     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1250 xxx 6.320%   No AUS No 6.888%   6.875%   $8,211.61 No   xxx xxx xxx xxx xxx xxx $0.00 $10,268.34 $19,623.13 xxx xxx xxx xxx Annually 0.00% 47.71% 47.71% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2026, 2025 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       767                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 56.35 xxx 56.35 No 78.13 N/A xxx xxx xxx xxx 1
4000129677     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4050 xxx 6.320%   No AUS No 6.587%   6.500%   $3,539.58 No   xxx xxx xxx xxx xxx xxx $0.00 $4,493.79 $12,064.81 xxx xxx xxx xxx Annually 0.00% 39.68% 39.68% No No             Self-Employed Self-Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00%     Third-Party Prepared (Unaudited) 15 Tax Preparer Third-Party Prepared (Unaudited) Tax Preparer 15 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     792                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT    xxx xxx xxx     N/A     Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT   xxx xxx xxx     I-551 Permanent Resident Card   xxx                                                     Fee Simple No No N/A xxx 19.91 xxx 19.91 No 58.33 N/A xxx xxx xxx xxx 1
4000126334     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $2,256.09 No   xxx xxx xxx xxx xxx xxx xxx $3,426.87 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.7 0.7 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       749                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 45.15 xxx 45.15 No 75.0 N/A xxx xxx xxx xxx 1
4000131065     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.200%   No AUS No 7.881%   8.625%   $5,684.09 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,811.92 $13,650.08     $0.00     0.00% 40.65% 40.65% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 28 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       775                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 19.56 xxx 19.56 No 70.0 N/A xxx xxx xxx xxx 1
4000130334     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $3,131.12 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,118.10 $58,513.65     $0.00     0.00% 49.75% 49.75% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 12 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       765                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 558.60 xxx 558.6 No 60.0 N/A xxx xxx xxx xxx 1
4000129688     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2450 xxx 6.320%   No AUS No 6.722%   6.625%   $1,972.16 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,870.79 $12,433.84     $0.00     0.00% 19.18% 19.18% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 16 Tax Preparer       Yes 118 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       808                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 148.96 No 70.0 N/A xxx xxx xxx xxx 1
4000120757     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $1,321.83 No   xxx xxx xxx xxx xxx xxx $0.00 $2,976.26 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.823 0.823 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       701                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 65.87 No 55.0 Yes xxx xxx xxx xxx 1
4000128607     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 15887.5 xxx 6.260%   No AUS No 7.399%   7.375%   $7,977.30 No   xxx xxx xxx xxx xxx xxx $0.00 $9,457.56 $14,141.06 xxx xxx xxx xxx Annually 0.00% 44.91% 44.91% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Other, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       733                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 13.84 No 70.0 N/A xxx xxx xxx xxx 1
4000129923     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $2,779.09 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,379.93 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.065 1.07 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     756                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 12.01 xxx 12.01 No 75.0 N/A xxx xxx xxx xxx 1
4000131250     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.420%   No AUS No 7.245%   7.125%   $3,783.60 No   xxx xxx $0.00 $0.00 xxx xxx $0.00 $4,794.85 $8,237.14 xxx xxx xxx xxx Monthly 0.00% 47.57% 47.57% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 28 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       778                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.97 xxx 10.97 No 80.0 Yes xxx xxx xxx xxx 1
4000130571     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $1,726.89 No   xxx xxx xxx xxx $0.00 $0.00 xxx $3,780.73 $29,460.67     $0.00     0.00% 24.08% 24.08% Yes               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       791                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 119.01 xxx 187.95 No 75.0 N/A xxx xxx xxx xxx 1
4000126750     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2020 xxx 6.300%   No AUS No 7.205%   7.125%   $4,635.18 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,745.29 $21,371.42     $0.00     0.00% 39.20% 39.20% No               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 FNMA 1005     0   No 0   N/A Borrower - Bonus, Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       730                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 147.97 xxx 147.97 No 80.0 N/A xxx xxx xxx xxx 1
4000131148     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2200 xxx 6.410%   No AUS No 7.023%   7.000%   $7,983.63 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $9,234.52 $82,229.61     $0.00     0.00% 20.98% 20.98% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 16 Tax Preparer       Yes 86 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       701                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 57.93 No 54.05 N/A xxx xxx xxx xxx 1
4000128608     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2445 xxx 6.260%   No AUS No 7.466%   7.375%   $2,511.99 No   xxx xxx xxx xxx xxx xxx $0.00 $3,406.69 $16,885.59 xxx xxx xxx xxx Monthly 0.00% 23.15% 23.15% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       788                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 18.36 xxx 18.36 No 74.99 Yes xxx xxx xxx xxx 1
4000128898     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6763 xxx 6.320%   No AUS No 6.875%   6.500%   $1,323.55 No   xxx xxx xxx xxx xxx xxx $0.00 $2,367.68 $5,106.32 xxx xxx xxx xxx Annually 0.00% 41.72% 41.72% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 64 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       733                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 66.70 xxx 66.7 No 59.85 N/A xxx xxx xxx xxx 1
4000130797     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $2,023.34 No   xxx xxx xxx xxx xxx xxx $0.00 $3,200.06 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.891 0.891 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       728                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A xxx 4.44 xxx 4.44 No 70.0 N/A xxx xxx xxx xxx 1
4000130660     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6575 xxx 6.410%   No AUS No 7.018%   6.875%   $1,642.32 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,084.48 $4,952.27     $0.00     0.00% 48.14% 48.14% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       752                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 55.03 No 37.88 N/A xxx xxx xxx xxx 1
4000130130     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9985 xxx 6.200%   No AUS No 7.908%   8.625%   $5,880.09 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,923.89 $9,091.36     $0.00     0.00% 45.64% 45.24% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 86 28 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss), Commission - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       804                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 2.89 .00 0 No 80.0 N/A xxx xxx xxx xxx 1
4000128899     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 2304.1 xxx 6.260%   No AUS No 6.872%   6.750%   $1,644.84 No   xxx xxx xxx xxx xxx xxx $0.00 $2,433.70 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% No               Not Employed           Asset Utilization (No DTI) 0   NA   N/A 0     0 0     2 0 NA   No No 0 Yes No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion - 2 YRS Executed 4506T Verified - 2026 Borrower - 2 YRS Executed 4506T Verified - 2026 xxx xxx xxx xxx xxx xxx xxx       799                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 219.41 xxx 219.41 No 80.0 Yes xxx xxx xxx xxx 1
4000131354     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.250%   $2,013.78 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,543.93 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.333 1.333 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       793                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.73 xxx 10.73 No 80.0 N/A xxx xxx xxx xxx 1
4000128928     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.750%   $2,065.14 No   xxx xxx xxx xxx xxx xxx $0.00 $3,477.15 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.457 1.382 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     798                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 75.67 xxx 75.67 No 80.0 N/A xxx xxx xxx xxx 1
4000125917     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $2,616.81 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,246.45 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.047 1.04 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       705                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.40 xxx 3.4 No 75.0 N/A xxx xxx xxx xxx 2
4000126476     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $2,408.40 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,958.63 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.248 1.25 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     740                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 28.89 xxx 28.89 No 64.99 N/A xxx xxx xxx xxx 1
4000126330     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $2,256.09 No   xxx xxx xxx xxx xxx xxx $0.00 $3,183.36 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.754 0.75 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       749                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 48.39 xxx 48.39 No 75.0 N/A xxx xxx xxx xxx 1
4000131312     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 26810.15 xxx 6.420%   No AUS No 6.917%   6.875%   $9,240.23 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $11,628.92 $13,625.08     $0.00     0.00% 48.05% 48.05% No               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     0 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       765                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 43.71 xxx 43.71 No 80.0 N/A xxx xxx xxx xxx 1
4000128011     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $960.47 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,388.00 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.945 1.09 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       797                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 29.88 xxx 29.88 No 28.3 N/A xxx xxx xxx xxx 1
4000128588     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8875 xxx 6.260%   No AUS No 7.073%   7.000%   $2,195.50 No   xxx xxx xxx xxx xxx xxx $0.00 $2,547.04 $3,627.96 xxx xxx xxx xxx Monthly 0.00% 41.48% 41.48% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 53 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       731                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.80 xxx 10.8 No 75.0 N/A xxx xxx xxx xxx 1
4000130132     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $2,046.42 No   xxx xxx xxx xxx xxx xxx $0.00 $2,939.83 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.952 0.952 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       733                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.12 xxx 3.12 No 75.0 N/A xxx xxx xxx xxx 1
4000131513     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.420%   No AUS No 6.853%   6.750%   $3,946.07 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,829.15 $7,531.85     $0.00     0.00% 39.75% 39.75% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 50 28 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       776                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.95 xxx 4.95 No 75.0 N/A xxx xxx xxx xxx 1
4000130661     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.410%   No AUS No 6.715%   6.625%   $4,021.15 No   xxx xxx xxx xxx xxx xxx $0.00 $5,303.81 $9,014.19 xxx xxx xxx xxx Monthly 0.00% 43.66% 43.66% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 40 28 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       773                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 2.83 xxx 2.83 No 80.0 N/A xxx xxx xxx xxx 1
4000127695     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2005 xxx 6.370%   No AUS No 6.694%   6.625%   $2,945.43 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,809.71 $6,155.29     $0.00     0.00% 38.45% 38.45% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 63 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       774                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 31.43 xxx 31.43 No 51.69 N/A xxx xxx xxx xxx 1
4000128626     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 14250 xxx 6.300%   No AUS No 6.937%   6.750%   $5,188.78 No   xxx xxx xxx xxx xxx xxx $0.00 $7,595.57 $10,569.43 xxx xxx xxx xxx Annually 0.00% 41.93% 41.93% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 61 27 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       728                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 13.38 xxx 13.38 No 80.0 N/A xxx xxx xxx xxx 1
4000128630     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1275 xxx 6.300%   No AUS No 6.609%   6.625%   $3,329.62 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,492.40 $10,872.73     $0.00     0.00% 37.91% 37.91% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       817                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 46.77 No 24.53 N/A xxx xxx xxx xxx 3
4000131350     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 12905 xxx 6.410%   No AUS No 7.028%   6.750%   $2,620.34 No   xxx xxx xxx xxx xxx xxx $0.00 $3,195.12 $6,575.51 xxx xxx xxx xxx Monthly 0.00% 34.11% 34.11% No               Not Employed           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     2 0 Yes   Yes Yes 60.0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion, Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 2 YRS Executed 4506T Verified - 2026 xxx xxx xxx xxx xxx xxx xxx       805                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 133.63 xxx 133.63 No 80.0 N/A xxx xxx xxx xxx 1
4000129664     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5997.5 xxx 6.320%   No AUS No 6.814%   6.625%   $2,498.81 No   xxx xxx xxx xxx xxx xxx $0.00 $3,013.86 $4,726.14 xxx xxx xxx xxx Annually 0.00% 39.41% 39.41% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0   No Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       717                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.14 xxx 3.14 No 70.0 N/A xxx xxx xxx xxx 1
4000131249     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.210%   No AUS No 7.963%   8.625%   $7,311.22 No   xxx xxx xxx xxx xxx xxx $0.00 $9,137.99 $14,067.74 xxx xxx xxx xxx Monthly 0.00% 42.32% 43.00% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 28 28 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       778                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 6.58 xxx 6.58 No 79.66 Yes xxx xxx xxx xxx 1
4000127874     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $2,497.38 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,369.20 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.054 1.05 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       673                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.73 xxx 5.73 No 65.0 N/A xxx xxx xxx xxx 1
4000127947     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3145 xxx 6.370%   No AUS No 6.823%   6.750%   $3,567.29 No   xxx xxx xxx xxx xxx xxx $0.00 $4,753.19 $17,140.47 xxx xxx xxx xxx Monthly 0.00% 24.49% 24.49% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 50.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       783                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT    xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.69 xxx 9.68 No 68.75 N/A xxx xxx xxx xxx 1
4000128620     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10365.13 xxx 6.300%   No AUS No 7.438%   7.125%   $2,669.46 No   xxx xxx xxx xxx xxx xxx $0.00 $4,163.60 $7,643.40 xxx xxx xxx xxx Annually 0.00% 44.61% 44.61% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       697                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other US PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 8.76 xxx 8.76 No 80.0 N/A xxx xxx xxx xxx 1
4000128603     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6530 xxx 6.260%   No AUS No 6.832%   6.625%   $5,224.94 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,573.44 $8,008.96     $0.00     0.00% 45.23% 45.23% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       799                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.06 xxx 5.06 No 80.0 N/A xxx xxx xxx xxx 1
4000129695     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $2,660.56 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,502.20 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.042 1.04   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       733                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.80 xxx 5.8 No 75.0 N/A xxx xxx xxx xxx 1
4000130908     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $1,181.58 No   xxx xxx xxx xxx xxx xxx $0.00 $1,722.53 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.022 1.02 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     770                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 24.59 xxx 24.59 No 80.0 N/A xxx xxx xxx xxx 1
4000130223     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.875%   $1,524.07 No   xxx xxx xxx xxx xxx xxx $0.00 $2,301.56 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.217 1.217 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       794                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 88.55 xxx 88.55 No 80.0 N/A xxx xxx xxx xxx 1
4000130221     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.490%   $1,692.18 No   xxx xxx xxx xxx xxx xxx $0.00 $2,175.33 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.011 1.011 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       811                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 14.11 xxx 14.11 No 80.0 N/A xxx xxx xxx xxx 1
4000124162     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $1,664.73 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,921.07 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.697 1.479 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       742                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 122.41 xxx 122.41 No 70.0 N/A xxx xxx xxx xxx 1
4000132380     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.990%   $1,693.48 No   xxx xxx xxx xxx xxx xxx $0.00 $2,356.21 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.059 1.059 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     745                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 13.03 xxx 13.03 No 80.0 N/A xxx xxx xxx xxx 1
4000130209     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 14290.96 xxx 6.320%   No AUS No 6.860%   6.625%   $2,638.08 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,539.03 $6,027.30     $0.00     0.00% 43.47% 43.47% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 12 0 No       100.00% 100.00%     N/A 0 N/A       Yes 180 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       763                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 36.99 xxx 36.99 No 80.0 N/A xxx xxx xxx xxx 1
4000130189     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 16015 xxx 6.320%   No AUS No 7.053%   6.750%   $4,099.14 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,133.77 $6,413.47     $0.00     0.00% 45.08% 45.08% No No             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 12 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 37 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     788                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 39.36 xxx 39.36 No 80.0 N/A xxx xxx xxx xxx 1
4000128959     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 9529.38 xxx 6.260%   No AUS No 6.685%   6.490%   $3,255.71 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,320.01 $0.00     $0.00     0.00% 0.00% 0.00% No No             Not Employed Not Employed         Asset Utilization (No DTI) 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 Yes No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - N/A || Co Borrower - N/A Borrower || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     783                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 313.90 xxx 313.9 No 75.0 N/A xxx xxx xxx xxx 1
4000132372     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.250%   $2,652.30 No   xxx xxx xxx xxx xxx xxx $0.00 $3,049.43 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% No               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.836 1.836 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       810                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 50.47 xxx 50.47 No 80.0 N/A xxx xxx xxx xxx 1
4000131358     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.250%   $2,892.43 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,393.64 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.002 1.002 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       816                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 120.29 xxx 120.29 No 80.0 N/A xxx xxx xxx xxx 1
4000130184     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 8137 xxx 6.320%   No AUS No 7.093%   6.875%   $2,777.49 No   xxx xxx xxx xxx xxx xxx $0.00 $3,959.76 $13,080.89 xxx xxx xxx xxx Annually 0.00% 41.27% 41.27% No               Not Employed           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     2 0 NA   Yes No 60.0 No Yes Yes 3 0 No       100.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx       775                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 530.15 xxx 530.15 No 80.0 N/A xxx xxx xxx xxx 1
4000132349     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.875%   $3,337.20 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,725.68 $20,670.69     $0.00     0.00% 30.03% 30.03% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%   Stocks/Bonds N/A 0 N/A       Yes 172 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       771                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 69.79 xxx 69.79 No 80.0 N/A xxx xxx xxx xxx 1
4000133080     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.750%   $3,424.60 No   xxx xxx xxx xxx xxx xxx $0.00 $4,138.83 $2,841.34 xxx xxx xxx xxx Monthly 0.00% 43.28% 43.28% Yes               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 5 Work Number     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2026, 2024 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026, 2024 xxx xxx xxx xxx xxx xxx xxx       781                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.48 xxx 3.48 No 80.0 N/A xxx xxx xxx xxx 1
4000130198     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 8035 xxx 6.320%   No AUS No 6.953%   6.625%   $1,997.77 No   xxx xxx xxx xxx xxx xxx $0.00 $2,583.95 $9,744.27 xxx xxx xxx xxx Annually 0.00% 21.23% 21.23% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 12 0 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - Personal Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       797                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 26.95 xxx 26.95 No 80.0 N/A xxx xxx xxx xxx 1
4000130193     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 15495 xxx 6.320%   No AUS No 7.040%   6.750%   $3,554.32 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,411.80 $8,782.68     $0.00     0.00% 42.18% 42.18% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 50.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SEPartnership - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       741                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.26 xxx 5.26 No 80.0 N/A xxx xxx xxx xxx 1
4000128492     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $7,162.85 No   xxx xxx xxx xxx xxx xxx $0.00 $8,503.16 $100,444.75 xxx xxx xxx xxx Monthly 0.00% 31.27% 31.27% Yes               Self-Employed           2YR Business P&L 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 24 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - Subject Property Net Rental Income(Loss) if NOO, SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       807                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 120.11 No 68.01 N/A xxx xxx xxx xxx 1