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  <xs:element id="ccbg_MortgageBankingDerivativeAssetMember" abstract="true" nillable="true" name="MortgageBankingDerivativeAssetMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
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  <xs:element id="ccbg_AllowanceForCreditLossesForOffBalanceSheetCreditCommitmentsTableTextBlock" nillable="true" name="AllowanceForCreditLossesForOffBalanceSheetCreditCommitmentsTableTextBlock" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"></xs:element>
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  <xs:element id="ccbg_GainLossRecognizedInAccumulatedOtherComprehensiveIncomeDuirngPeriodFromDerivativeInstruments" nillable="true" name="GainLossRecognizedInAccumulatedOtherComprehensiveIncomeDuirngPeriodFromDerivativeInstruments" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"></xs:element>
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  <xs:element id="ccbg_MortgageBankingIrlcDerivativeMember" abstract="true" nillable="true" name="MortgageBankingIrlcDerivativeMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="ccbg_MortgageServicingRightsMember" abstract="true" nillable="true" name="MortgageServicingRightsMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="ccbg_CapitalCityHomeLoansMember" abstract="true" nillable="true" name="CapitalCityHomeLoansMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="ccbg_DelinquentOrDefaultedMortgageLoansMember" abstract="true" nillable="true" name="DelinquentOrDefaultedMortgageLoansMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="ccbg_StrategicWealthGroupLlcMember" abstract="true" nillable="true" name="StrategicWealthGroupLlcMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="ccbg_ThirdPartyBankMember" abstract="true" nillable="true" name="ThirdPartyBankMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="ccbg_NumberOfLoansContracts" nillable="true" name="NumberOfLoansContracts" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="ccbg_NumberOfOfficesAcquired" nillable="true" name="NumberOfOfficesAcquired" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration"></xs:element>
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  <xs:element id="ccbg_FinancingReceivableAllowanceForCreditLossNetChargeOffOrNetRecovery" nillable="true" name="FinancingReceivableAllowanceForCreditLossNetChargeOffOrNetRecovery" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="debit"></xs:element>
  <xs:element id="ccbg_EquitySecuiritesBankStocksMember" abstract="true" nillable="true" name="EquitySecuiritesBankStocksMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
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  <xs:element id="ccbg_CorporateDebtAndAssetBackedSecuritiesMember" abstract="true" nillable="true" name="CorporateDebtAndAssetBackedSecuritiesMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
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  <xs:element id="ccbg_PurchaseOfRealEstateSecuredAdjustableRateLoans" nillable="true" name="PurchaseOfRealEstateSecuredAdjustableRateLoans" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="debit"></xs:element>
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  <xs:element id="ccbg_NumberOfAvailableForSaleSecuritiesTransferred" nillable="true" name="NumberOfAvailableForSaleSecuritiesTransferred" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant"></xs:element>
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  <xs:element id="ccbg_NumberOfInvestmentsIntoWhichContributionsWereMade" nillable="true" name="NumberOfInvestmentsIntoWhichContributionsWereMade" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant"></xs:element>
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  <xs:element id="ccbg_BelowMarketInterestRateAndExtendedRepaymentTermsMember" abstract="true" nillable="true" name="BelowMarketInterestRateAndExtendedRepaymentTermsMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
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  <xs:element id="ccbg_LeasePaymentsPercentIncreaseUponExtension" nillable="true" name="LeasePaymentsPercentIncreaseUponExtension" substitutionGroup="xbrli:item" type="dtr-types:percentItemType" xbrli:periodType="duration"></xs:element>
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  <xs:element id="ccbg_GainFromInsuranceClaimOnPremises" nillable="true" name="GainFromInsuranceClaimOnPremises" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"></xs:element>
</xs:schema>
