v3.26.1
LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Loans Held for Investment by Years of Origination) (Details) - USD ($)
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Financing Receivable, Recorded Investment [Line Items]          
Total $ 2,499,871,000   $ 2,499,871,000   $ 2,546,118,000
Current Period Gross Writeoffs, Total 1,752,000 $ 1,498,000 3,548,000 $ 3,109,000  
Commercial, Financial and Agricultural [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 22,574,000   22,574,000   38,002,000
2025 31,522,000   31,522,000   23,692,000
2024 18,704,000   18,704,000   25,742,000
2023 18,050,000   18,050,000   23,376,000
2022 17,788,000   17,788,000   10,942,000
Prior 15,352,000   15,352,000   8,956,000
Revolving Loans 48,546,000   48,546,000   49,631,000
Total 172,536,000   172,536,000   180,341,000
Current Period Gross Writeoffs, 2026     0   0
Current Period Gross Writeoffs, 2025     82,000   209,000
Current Period Gross Writeoffs, 2024     81,000   114,000
Current Period Gross Writeoffs, 2023     216,000   344,000
Current Period Gross Writeoffs, 2022     165,000   70,000
Current Period Gross Writeoffs, Prior     7,000   1,000
Current Period Gross Writeoffs, Revolving     326,000   44,000
Current Period Gross Writeoffs, Total 577,000 74,000 877,000 242,000 782,000
Commercial, Financial and Agricultural [Member] | Pass [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 22,502,000   22,502,000   37,680,000
2025 31,522,000   31,522,000   23,425,000
2024 18,553,000   18,553,000   22,907,000
2023 15,458,000   15,458,000   23,068,000
2022 17,724,000   17,724,000   10,922,000
Prior 15,347,000   15,347,000   8,740,000
Revolving Loans 46,644,000   46,644,000   48,354,000
Total 167,750,000   167,750,000   175,096,000
Commercial, Financial and Agricultural [Member] | Special Mention [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 0   0   322,000
2025 0   0   121,000
2024 41,000   41,000   2,740,000
2023 2,539,000   2,539,000   63,000
2022 0   0   4,000
Prior 0   0   180,000
Revolving Loans 770,000   770,000   163,000
Total 3,350,000   3,350,000   3,593,000
Commercial, Financial and Agricultural [Member] | Substandard [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 72,000   72,000   0
2025 0   0   146,000
2024 110,000   110,000   95,000
2023 53,000   53,000   245,000
2022 64,000   64,000   16,000
Prior 5,000   5,000   36,000
Revolving Loans 1,132,000   1,132,000   1,114,000
Total 1,436,000   1,436,000   1,652,000
Real Estate - Construction [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 28,895,000   28,895,000   76,850,000
2025 90,468,000   90,468,000   39,024,000
2024 9,848,000   9,848,000   4,388,000
2023 2,721,000   2,721,000   17,123,000
2022 10,588,000   10,588,000   53,000
Prior 53,000   53,000   187,000
Revolving Loans 6,554,000   6,554,000   9,295,000
Total 149,127,000   149,127,000   146,920,000
Current Period Gross Writeoffs, Total 0 0 0 0  
Real Estate - Construction [Member] | Pass [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 28,895,000   28,895,000   76,850,000
2025 90,468,000   90,468,000   39,024,000
2024 9,848,000   9,848,000   3,298,000
2023 2,342,000   2,342,000   14,996,000
2022 9,973,000   9,973,000   53,000
Prior 53,000   53,000   187,000
Revolving Loans 6,554,000   6,554,000   9,295,000
Total 148,133,000   148,133,000   143,703,000
Real Estate - Construction [Member] | Special Mention [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 0   0   0
2025 0   0   0
2024 0   0   372,000
2023 0   0   2,127,000
2022 615,000   615,000   0
Prior 0   0   0
Revolving Loans 0   0   0
Total 615,000   615,000   2,499,000
Real Estate - Construction [Member] | Substandard [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 0   0   0
2025 0   0   0
2024 0   0   718,000
2023 379,000   379,000   0
2022 0   0   0
Prior 0   0   0
Revolving Loans 0   0   0
Total 379,000   379,000   718,000
Real Estate - Commercial Mortgage [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 50,481,000   50,481,000   104,303,000
2025 96,372,000   96,372,000   82,227,000
2024 71,428,000   71,428,000   107,085,000
2023 96,154,000   96,154,000   195,924,000
2022 180,039,000   180,039,000   97,539,000
Prior 232,178,000   232,178,000   158,228,000
Revolving Loans 23,985,000   23,985,000   23,425,000
Total 750,637,000   750,637,000   768,731,000
Current Period Gross Writeoffs, 2026         0
Current Period Gross Writeoffs, 2025         0
Current Period Gross Writeoffs, 2024         0
Current Period Gross Writeoffs, 2023         0
Current Period Gross Writeoffs, 2022         0
Current Period Gross Writeoffs, Prior         4,000
Current Period Gross Writeoffs, Revolving         0
Current Period Gross Writeoffs, Total 0 0 0 0 4,000
Real Estate - Commercial Mortgage [Member] | Pass [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 49,678,000   49,678,000   93,723,000
2025 81,993,000   81,993,000   76,348,000
2024 66,431,000   66,431,000   101,262,000
2023 92,599,000   92,599,000   174,959,000
2022 150,330,000   150,330,000   92,388,000
Prior 221,684,000   221,684,000   152,307,000
Revolving Loans 22,532,000   22,532,000   22,555,000
Total 685,247,000   685,247,000   713,542,000
Real Estate - Commercial Mortgage [Member] | Special Mention [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 755,000   755,000   9,830,000
2025 7,799,000   7,799,000   4,477,000
2024 0   0   5,725,000
2023 3,458,000   3,458,000   20,547,000
2022 22,818,000   22,818,000   3,922,000
Prior 7,688,000   7,688,000   4,074,000
Revolving Loans 1,307,000   1,307,000   720,000
Total 43,825,000   43,825,000   49,295,000
Real Estate - Commercial Mortgage [Member] | Substandard [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 48,000   48,000   750,000
2025 6,580,000   6,580,000   1,402,000
2024 3,595,000   3,595,000   98,000
2023 97,000   97,000   418,000
2022 6,891,000   6,891,000   1,229,000
Prior 2,778,000   2,778,000   1,847,000
Revolving Loans 146,000   146,000   150,000
Total 20,135,000   20,135,000   5,894,000
Real Estate - Commercial Mortgage [Member] | Doubtful [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 0   0    
2025 0   0    
2024 1,402,000   1,402,000    
2023 0   0    
2022 0   0    
Prior 28,000   28,000    
Revolving Loans 0   0    
Total 1,430,000   1,430,000    
Real Estate - Residential [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 74,553,000   74,553,000   142,278,000
2025 119,803,000   119,803,000   131,453,000
2024 111,848,000   111,848,000   270,273,000
2023 243,615,000   243,615,000   317,719,000
2022 301,871,000   301,871,000   62,214,000
Prior 139,875,000   139,875,000   90,693,000
Revolving Loans 9,248,000   9,248,000   11,060,000
Total 1,000,813,000   1,000,813,000   1,025,690,000
Current Period Gross Writeoffs, 2026     0   0
Current Period Gross Writeoffs, 2025     0   27,000
Current Period Gross Writeoffs, 2024     0   59,000
Current Period Gross Writeoffs, 2023     0   32,000
Current Period Gross Writeoffs, 2022     0   0
Current Period Gross Writeoffs, Prior     8,000   18,000
Current Period Gross Writeoffs, Revolving     30,000   0
Current Period Gross Writeoffs, Total 38,000 49,000 38,000 57,000 136,000
Real Estate - Residential [Member] | Pass [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 74,161,000   74,161,000   142,278,000
2025 119,673,000   119,673,000   130,895,000
2024 111,221,000   111,221,000   269,844,000
2023 242,512,000   242,512,000   316,402,000
2022 300,311,000   300,311,000   59,950,000
Prior 135,148,000   135,148,000   87,545,000
Revolving Loans 9,248,000   9,248,000   10,521,000
Total 992,274,000   992,274,000   1,017,435,000
Real Estate - Residential [Member] | Special Mention [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 354,000   354,000   0
2025 0   0   0
2024 0   0   0
2023 0   0   116,000
2022 114,000   114,000   954,000
Prior 1,164,000   1,164,000   807,000
Revolving Loans 0   0   378,000
Total 1,632,000   1,632,000   2,255,000
Real Estate - Residential [Member] | Substandard [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 38,000   38,000   0
2025 130,000   130,000   558,000
2024 627,000   627,000   429,000
2023 1,103,000   1,103,000   1,201,000
2022 1,446,000   1,446,000   1,310,000
Prior 3,563,000   3,563,000   2,341,000
Revolving Loans 0   0   161,000
Total 6,907,000   6,907,000   6,000,000
Real Estate - Home Equity [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 195,000   195,000   391,000
2025 272,000   272,000   9,000
2024 7,000   7,000   411,000
2023 310,000   310,000   19,000
2022 17,000   17,000   106,000
Prior 642,000   642,000   587,000
Revolving Loans 243,019,000   243,019,000   239,374,000
Total 244,462,000   244,462,000   240,897,000
Current Period Gross Writeoffs, 2026     0   0
Current Period Gross Writeoffs, 2025     0   0
Current Period Gross Writeoffs, 2024     0   0
Current Period Gross Writeoffs, 2023     0   0
Current Period Gross Writeoffs, 2022     0   0
Current Period Gross Writeoffs, Prior     0   9,000
Current Period Gross Writeoffs, Revolving     13,000   35,000
Current Period Gross Writeoffs, Total 0 24,000 13,000 24,000 44,000
Real Estate - Home Equity [Member] | Performing Financial Instruments [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 195,000   195,000   391,000
2025 272,000   272,000   9,000
2024 7,000   7,000   411,000
2023 310,000   310,000   19,000
2022 17,000   17,000   106,000
Prior 642,000   642,000   587,000
Revolving Loans 241,901,000   241,901,000   237,678,000
Total 243,344,000   243,344,000   239,201,000
Real Estate - Home Equity [Member] | Nonperforming Financial Instruments [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 0   0   0
2025 0   0   0
2024 0   0   0
2023 0   0   0
2022 0   0   0
Prior 0   0   0
Revolving Loans 1,118,000   1,118,000   1,696,000
Total 1,118,000   1,118,000   1,696,000
Consumer [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 40,551,000   40,551,000   63,629,000
2025 51,719,000   51,719,000   22,057,000
2024 17,113,000   17,113,000   28,068,000
2023 21,224,000   21,224,000   31,679,000
2022 22,861,000   22,861,000   21,596,000
Prior 16,326,000   16,326,000   5,195,000
Revolving Loans 12,502,000   12,502,000   11,315,000
Total 182,296,000   182,296,000   183,539,000
Current Period Gross Writeoffs, 2026     1,175,000   2,789,000
Current Period Gross Writeoffs, 2025     353,000   376,000
Current Period Gross Writeoffs, 2024     179,000   1,003,000
Current Period Gross Writeoffs, 2023     329,000   1,036,000
Current Period Gross Writeoffs, 2022     286,000   454,000
Current Period Gross Writeoffs, Prior     210,000   144,000
Current Period Gross Writeoffs, Revolving     88,000   152,000
Current Period Gross Writeoffs, Total 1,137,000 $ 1,351,000 2,620,000 $ 2,786,000 5,954,000
Consumer [Member] | Performing Financial Instruments [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 40,451,000   40,451,000   63,443,000
2025 51,488,000   51,488,000   21,866,000
2024 17,057,000   17,057,000   27,919,000
2023 21,109,000   21,109,000   31,464,000
2022 22,674,000   22,674,000   21,524,000
Prior 16,189,000   16,189,000   5,164,000
Revolving Loans 12,502,000   12,502,000   11,315,000
Total 181,470,000   181,470,000   182,695,000
Consumer [Member] | Nonperforming Financial Instruments [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2026 100,000   100,000   186,000
2025 231,000   231,000   191,000
2024 56,000   56,000   149,000
2023 115,000   115,000   215,000
2022 187,000   187,000   72,000
Prior 137,000   137,000   31,000
Revolving Loans 0   0   0
Total $ 826,000   $ 826,000   $ 844,000