LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Activity in Allowance for Credit Losses) (Details) - USD ($) |
3 Months Ended | 6 Months Ended | 12 Months Ended | ||
|---|---|---|---|---|---|
Jun. 30, 2026 |
Jun. 30, 2025 |
Jun. 30, 2026 |
Jun. 30, 2025 |
Dec. 31, 2025 |
|
| Financing Receivable, Allowance for Credit Loss [Roll Forward] | |||||
| Beginning Balance | $ 30,999,000 | $ 29,734,000 | $ 31,001,000 | $ 29,251,000 | $ 29,251,000 |
| Provision for Credit Losses | 904,000 | 718,000 | 1,539,000 | 1,801,000 | |
| Charge-Offs | (1,752,000) | (1,498,000) | (3,548,000) | (3,109,000) | |
| Recoveries | 856,000 | 908,000 | 2,015,000 | 1,919,000 | |
| Net (Charge-Offs) Recoveries | (896,000) | (590,000) | (1,533,000) | (1,190,000) | |
| Ending Balance | 31,007,000 | 29,862,000 | 31,007,000 | 29,862,000 | 31,001,000 |
| Commercial, Financial and Agricultural [Member] | |||||
| Financing Receivable, Allowance for Credit Loss [Roll Forward] | |||||
| Beginning Balance | 1,662,000 | 1,468,000 | 1,751,000 | 1,514,000 | 1,514,000 |
| Provision for Credit Losses | 678,000 | (86,000) | 815,000 | (39,000) | |
| Charge-Offs | (577,000) | (74,000) | (877,000) | (242,000) | (782,000) |
| Recoveries | 65,000 | 117,000 | 139,000 | 192,000 | |
| Net (Charge-Offs) Recoveries | (512,000) | 43,000 | (738,000) | (50,000) | |
| Ending Balance | 1,828,000 | 1,425,000 | 1,828,000 | 1,425,000 | 1,751,000 |
| Real Estate - Construction [Member] | |||||
| Financing Receivable, Allowance for Credit Loss [Roll Forward] | |||||
| Beginning Balance | 1,383,000 | 2,233,000 | 1,681,000 | 2,384,000 | 2,384,000 |
| Provision for Credit Losses | (101,000) | (422,000) | (399,000) | (573,000) | |
| Charge-Offs | 0 | 0 | 0 | 0 | |
| Recoveries | 0 | 0 | 0 | 0 | |
| Net (Charge-Offs) Recoveries | 0 | 0 | 0 | 0 | |
| Ending Balance | 1,282,000 | 1,811,000 | 1,282,000 | 1,811,000 | 1,681,000 |
| Real Estate - Commercial Mortgage [Member] | |||||
| Financing Receivable, Allowance for Credit Loss [Roll Forward] | |||||
| Beginning Balance | 6,579,000 | 6,061,000 | 6,859,000 | 5,867,000 | 5,867,000 |
| Provision for Credit Losses | 954,000 | 189,000 | 590,000 | 380,000 | |
| Charge-Offs | 0 | 0 | 0 | 0 | (4,000) |
| Recoveries | 7,000 | 6,000 | 91,000 | 9,000 | |
| Net (Charge-Offs) Recoveries | 7,000 | 6,000 | 91,000 | 9,000 | |
| Ending Balance | 7,540,000 | 6,256,000 | 7,540,000 | 6,256,000 | 6,859,000 |
| Real Estate - Residential [Member] | |||||
| Financing Receivable, Allowance for Credit Loss [Roll Forward] | |||||
| Beginning Balance | 16,064,000 | 14,885,000 | 15,317,000 | 14,568,000 | 14,568,000 |
| Provision for Credit Losses | (1,176,000) | 363,000 | (506,000) | 569,000 | |
| Charge-Offs | (38,000) | (49,000) | (38,000) | (57,000) | (136,000) |
| Recoveries | 27,000 | 65,000 | 104,000 | 184,000 | |
| Net (Charge-Offs) Recoveries | (11,000) | 16,000 | 66,000 | 127,000 | |
| Ending Balance | 14,877,000 | 15,264,000 | 14,877,000 | 15,264,000 | 15,317,000 |
| Real Estate - Home Equity [Member] | |||||
| Financing Receivable, Allowance for Credit Loss [Roll Forward] | |||||
| Beginning Balance | 2,373,000 | 2,029,000 | 2,368,000 | 1,952,000 | 1,952,000 |
| Provision for Credit Losses | 90,000 | (33,000) | 98,000 | 35,000 | |
| Charge-Offs | 0 | (24,000) | (13,000) | (24,000) | (44,000) |
| Recoveries | 4,000 | 42,000 | 14,000 | 51,000 | |
| Net (Charge-Offs) Recoveries | 4,000 | 18,000 | 1,000 | 27,000 | |
| Ending Balance | 2,467,000 | 2,014,000 | 2,467,000 | 2,014,000 | 2,368,000 |
| Consumer [Member] | |||||
| Financing Receivable, Allowance for Credit Loss [Roll Forward] | |||||
| Beginning Balance | 2,938,000 | 3,058,000 | 3,025,000 | 2,966,000 | 2,966,000 |
| Provision for Credit Losses | 459,000 | 707,000 | 941,000 | 1,429,000 | |
| Charge-Offs | (1,137,000) | (1,351,000) | (2,620,000) | (2,786,000) | (5,954,000) |
| Recoveries | 753,000 | 678,000 | 1,667,000 | 1,483,000 | |
| Net (Charge-Offs) Recoveries | (384,000) | (673,000) | (953,000) | (1,303,000) | |
| Ending Balance | $ 3,013,000 | $ 3,092,000 | $ 3,013,000 | $ 3,092,000 | $ 3,025,000 |