Supplement dated July 29, 2026
to the following initial summary prospectus(es):
Nationwide Protector IVUL and Nationwide Protector IVUL - Series H dated May 1, 2026
This supplement updates certain information contained in your initial summary prospectus. Please read and
retain this supplement for future reference.
The following underlying mutual funds are offered as investment options under the contract or policy.
Effective October 5, 2026, the name of the investment option is updated as indicated below:
CURRENT NAME
UPDATED NAME
Putnam Variable Trust - Putnam VT Sustainable Leaders Fund:
Class IB
Putnam Variable Trust - Putnam VT Focused U.S. Research
Fund: Class IB
ISP-1073
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