v3.26.1
Segment Information - Reconciliation of Segment Gross Profit to Consolidated Gross Profit and Consolidated Income (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Segment Reporting [Line Items]        
Gross Profit $ 87,580 $ 82,655 $ 178,428 $ 148,103
Cost of revenue (53,302) (43,422) (83,577) (82,719)
General and administrative (35,685) (30,890) (61,623) (54,887)
Product and technology (14,676) (13,076) (27,707) (26,277)
Selling and marketing (41,332) (33,640) (81,396) (63,156)
Other income 1,312 1,493 2,679 9,893
Depreciation and amortization (9,504) (4,461) (13,619) (9,485)
Gain on extinguishment of debt 0 34 0 34
Net income (loss) (14,150) 8,247 (12,214) 11,983
Change in fair value of private warrant liability     0 (3,610)
Change in fair value of derivatives     2,627 19,526
Income (loss) before income taxes (13,565) 7,160 (9,824) 11,799
Reportable Segment        
Segment Reporting [Line Items]        
Gain on extinguishment of debt 0 34 0 34
Other income, net 79 95 96 7,257
Stock-based compensation costs (10,733) (8,000) (18,016) (12,910)
Other segment items (11,219) 146 (11,384) (280)
Change in fair value of private warrant liability 0 (2,878) 0 (3,610)
Change in fair value of derivatives 860 12,853 2,627 19,526
Income (loss) before income taxes (13,565) 7,160 (9,824) 11,799
Consolidated Entity, Excluding Consolidated VIE | Reportable Segment        
Segment Reporting [Line Items]        
Cost of revenue 20,248 17,786 38,511 33,263
Operating Expenses (84,813) (85,787) (168,004) (146,277)
Interest expense (excluding Reciprocal Segment) (14,581) (12,026) (29,183) (23,221)
Depreciation and amortization (9,504) (4,461) (13,619) (9,485)
Variable Interest Entity, Primary Beneficiary | Reportable Segment        
Segment Reporting [Line Items]        
Operating Expenses (26,721) (21,856) (51,099) (35,641)
Add back: Income tax benefit (provision) of Reciprocal 1,281 99 3,049 988
Corporate | Reportable Segment        
Segment Reporting [Line Items]        
General and administrative (9,579) (7,745) (18,142) (16,760)
Product and technology (4,012) (3,740) (7,715) (7,514)
Selling and marketing (410) (320) (725) (693)
Corporate interest income 229 279 459 592
Other income 0 0 0 0
Operating Segments        
Segment Reporting [Line Items]        
Gross Profit 136,591 122,780 266,370 207,518
Depreciation and amortization (1,900) (1,992) (3,812) (4,112)
Operating Segments | Reportable Segment        
Segment Reporting [Line Items]        
Gross Profit 136,591 122,780 266,370 207,518
Net income (loss) $ 44,024 $ 32,824 $ 82,729 $ 57,875