v3.26.1
SEGMENTS - Schedule of Certain Financial Information on a Segment Basis (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Segment Reporting [Line Items]        
Total revenue $ 9,791.3 $ 9,583.0 $ 19,062.7 $ 18,761.2
Total gross profit 1,497.4 1,485.1 2,919.1 2,895.4
Floor plan interest expense (69.7) (55.0) (125.6) (112.0)
Vehicle operations income 448.3 425.3 784.1 831.6
Income before income taxes 352.1 352.1 494.1 636.7
Depreciation and amortization     (174.7) (158.1)
Other interest expense (62.7) (66.7) (132.9) (132.2)
Other (expense) income, net 36.2 48.5 (31.5) 49.3
Operating segments        
Segment Reporting [Line Items]        
Income before income taxes 332.6 373.3 586.5 694.4
Operating segments | Vehicle Operations        
Segment Reporting [Line Items]        
Total revenue 9,791.3 9,583.0 19,062.7 18,761.2
Total gross profit 1,497.4 1,485.1 2,919.1 2,895.4
Floor plan interest expense (69.7) (55.0) (125.6) (112.0)
Personnel expense (560.1) (546.6) (1,101.2) (1,060.7)
Rent and facility expense (201.1) (181.2) (403.3) (363.6)
Advertising expense (78.5) (72.4) (158.3) (142.3)
Other vehicle operations expenses (291.9) (276.7) (601.9) (555.0)
Vehicle operations income 296.1 353.2 528.8 661.9
Operating segments | Financing Operations        
Segment Reporting [Line Items]        
Interest and fee income 116.4 98.8 226.9 193.2
Interest expense (53.5) (49.8) (105.2) (97.9)
Total interest margin 62.9 49.0 121.7 95.3
Lease income 26.4 23.7 50.3 44.2
Lease costs (22.5) (18.6) (42.7) (35.4)
Lease income, net 3.9 5.1 7.6 8.8
Provision expense (15.8) (21.2) (42.2) (46.7)
Other financing operations expenses (14.5) (12.8) (29.3) (24.8)
Financing operations income 36.5 20.1 57.8 32.6
Corporate and other        
Segment Reporting [Line Items]        
Income before income taxes 116.9 62.2 212.7 154.2
Segment reconciling items        
Segment Reporting [Line Items]        
Depreciation and amortization (70.9) (65.2) (140.7) (129.0)
Other interest expense (62.7) (66.7) (132.9) (132.2)
Other (expense) income, net $ 36.2 $ 48.5 $ (31.5) $ 49.3