v3.26.1
FINANCE RECEIVABLES - Schedule of Financing Receivable, Noncurrent, Allowance for Credit Loss (Details) - USD ($)
$ in Millions
6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Dec. 31, 2025
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Allowance for credit losses at beginning of period $ 143.7 $ 123.4 $ 135.1 $ 123.4
Charge-offs (74.4) (79.2)    
Recoveries 41.5 44.6    
Net charge-offs (32.9) (34.6)    
Change in provision due to portfolio size 9.3 12.1    
Change in provision due to net charge-offs 32.9 34.6    
Currency translation 0.4 (0.4)    
Allowance for credit losses at end of period $ 153.4 $ 135.1 153.4 143.7
$ Change        
Allowance for credit losses at beginning of period     18.3 20.3
Charge-offs     4.8  
Recoveries     (3.1)  
Net charge-offs     1.7  
Change in provision due to portfolio size     (2.8)  
Change in provision due to net charge-offs     (1.7)  
Currency translation     0.8  
Allowance for credit losses at end of period     $ 18.3 $ 20.3
% Change        
Allowance for credit losses at beginning of period     13.50% 16.50%
Charge-offs     (6.10%)  
Recoveries     (7.00%)  
Net charge-offs     (4.90%)  
Change in provision due to portfolio size     (23.10%)  
Change in provision due to net charge-offs     (4.90%)  
Currency translation     (200.00%)  
Allowance for credit losses at end of period     13.50% 16.50%