SUPPLEMENT DATED JULY 29, 2026 TO THE PROSPECTUS AND SUMMARY PROSPECTUS EACH DATED MAY 1, 2026 ------------------------------------------------------------------------------- AMERICAN GENERAL LIFE INSURANCE COMPANY VARIABLE SEPARATE ACCOUNT Polaris Variable Annuity Polaris II Variable Annuity Polaris Choice II Variable Annuity Polaris Choice III Variable Annuity Polaris Choice IV Variable Annuity Polaris Platinum II Variable Annuity Polaris Preferred Solution Variable Annuity Polaris Retirement Protector Variable Annuity VARIABLE ANNUITY ACCOUNT SEVEN Polaris II A-Class Platinum Series Variable Annuity THE UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NEW YORK FS VARIABLE SEPARATE ACCOUNT Polaris Platinum III Variable Annuity Polaris Platinum O-Series Variable Annuity Polaris Preferred Solution Variable Annuity Polaris Retirement Protector Variable Annuity ------------------------------------------------------------------------------- This supplement updates certain information in the Appendix A - Investment Options Available Under the Contract to the most recent prospectus and updating summary prospectus (collectively, the "Prospectus"). Effective on or about July 29, 2026, the Current Expenses for below Underlying Funds have been updated as follows. Please note that not all of the Underlying Funds listed in this supplement may be available in your product. Please check your product's Prospectus for availability.
-------------------------------------------------------- ---------- ----------------- Underlying Fund Name Share New Current Class Expense -------------------------------------------------------- ---------- ----------------- SA Allocation Aggressive Portfolio Class 3 1.05%* -------------------------------------------------------- ---------- ----------------- SA Allocation Balanced Portfolio Class 3 1.03%* -------------------------------------------------------- ---------- ----------------- SA Allocation Moderately Aggressive Portfolio Class 3 1.03%* -------------------------------------------------------- ---------- ----------------- SA Allocation Moderate Portfolio Class 3 1.04%* -------------------------------------------------------- ---------- ----------------- SA American Century Inflation Managed Portfolio Class 3 0.93% -------------------------------------------------------- ---------- ----------------- SA Franklin Allocation Moderately Aggressive Portfolio Class 3 1.18%* -------------------------------------------------------- ---------- -----------------
* This Underlying Fund is subject to an expense reimbursement or fee waiver arrangement resulting in a temporary expense reduction. For additional information, see the Underlying Fund prospectus available online at www.corebridgefinancial.com/ProductProspectuses or by calling (855) 421-2692. Please keep this supplement with your Prospectus.