v3.26.1
Segment Reporting (Tables)
 6 Months Ended
Jun. 30, 2026
Segment Reporting [Abstract]  
Disaggregation of Significant Segment Expenses
The table below presents a disaggregation of significant segment expenses as monitored by our CODM:
Significant Segment Expenses
Table14.1
Three Months Ended June 30,Six Months Ended June 30,
(In thousands)
2026202520262025
Other underwriting and operating expenses net:
Employee costs
$34,776 $36,351 $71,208 $73,311 
Outside services (1)
8,004 8,713 14,424 16,524 
Premium taxes (2)
5,423 5,237 10,926 10,647 
Depreciation expense
715 941 1,406 1,884 
All other underwriting and operating (3)
(4,640)(888)(6,802)(606)
Total other underwriting and operating expenses net
$44,278 $50,354 $91,162 $101,760 
(1)Outside services expense generally includes expenses related to outsourced IT services and consulting services.
(2)Premium taxes are taxes paid to states and municipalities based upon the amount of premiums written.
(3)All other underwriting and operating expenses include ceding commissions (a reduction to our underwriting expenses, see Note 7 - "Reinsurance"), computer hardware and software expenses, legal, audit, insurance, and general and administrative expenses.